Liquor Liability Insurance for Caterers
Coverage protecting caterers who serve alcohol
*Prices vary by state
Affordable, High-Quality Alcohol Catering Insurance
Liquor Liability Insurance for caterers can shield you from the out-of-pocket cost of lawsuits, legal claims, and damages from selling or serving alcohol as part of your business operation.
Comprehensive Coverage
General liability and liquor catering insurance can cover the most common claims businesses face. Optional coverage allows you to customize your policy even more with add-ons like cyber liability insurance and tools and equipment coverage.
Shield Your Catering Business From Costly Claims
If you serve alcohol at your catering gigs, you could be held liable to pay for accidents caused by individuals to whom you served. This insurance coverage can protect your business from the hundreds of thousands of dollars in out-of-pocket costs that could arise from a liquor liability claim.
Catering Liquor Insurance Details
*Pricing varies depending on limits selected.
Liquor Liability Limits Options
Occurrence Limit*
$100,000 – $1,000,000
Aggregate Limit*
$300,000 – $2,000,000
General Liability Limits
Products and Completed Operations Aggregate
$1,000,000
Personal and Advertising Injury
$1,000,000
Each Occurrence Limit
$1,000,000
Damage to Premises Rented to You
$100,000
Medical Expense Limit
$5,000
What Is Liquor Catering Liability Insurance?
Liquor catering insurance is liability insurance for caterers that sell, serve, or provide alcohol. It can protect you and your business from costly claims resulting from an intoxicated customer.
According to most dram shop laws, a catering business can be held responsible if a drunk patron causes accidents, injuries, and other damages. Liquor liability insurance helps mitigate or eliminate out-of-pocket expenses from these claims.
How Much Does Liquor Liability Insurance for Caterers Cost?
The cost of plans including general and liquor liability for caterers starts as low as $550 per year or $35.42 per month.
Costs can change based on your state, the limits you select, and the nature of your business.
FAQs About Liquor Liability Insurance for Caterers
Do I Need Alcohol Catering Insurance?
What Claims Are Covered by Liquor Liability Insurance for Caterers?
Liquor liability insurance for caterers covers common claims you may face in your operations. These include third-person bodily injury, personal or advertising injury, and property damage claims.
Suppose you over serve a customer or accidentally provide alcohol to a minor. In that case, liquor liability helps cover medical bills, legal fees, and other financial responsibilities that may result from their actions while intoxicated.
Need additional information before making a decision?
Give our team a call today at 844.520.6993
Liquor Liability for Caterers
Running a catering business can be fun, but paying for liquor liability claims sure isn’t. Don’t let your business be halted by the financial burden of claims. Protect your catering business today with Insurance Canopy’s liquor insurance for caterers.
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