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Entertainment Business Insurance

Purchase top-rated entertainment business insurance policies by choosing your specialty below. General liability coverage available from carriers with “A+” ratings.

AS LOW AS

$59

Show Policy, 1-3 Day
Most POPULAR

$199

Yearly Policy
4.8/5
Backed by
Great American Insurance Group logo
Belfast company logo

Affordable Small Business Insurance Coverage for Performers and Entertainers

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Balloon Art

Don’t let liability claims get your business twisted. Balloon artist insurance covers your balloon twisting at birthday celebrations, festivals, and more.

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Band

Bring the house down with your music. Our band insurance protects you when the crowd jams along a little too hard.

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Clown

You shouldn’t have to juggle your budget to get quality liability insurance. Insurance Canopy offers A+ rated protection at a low rate.

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DJ Annual

Looking to drop the beat all year long? Our annual DJ insurance is specifically tailored to protect you in 10 minutes or less.

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DJ Event

Injuries just don’t mix well with your event. Lean on “DJ Liability Insurance” to protect your finances while you mash up a killer set at your next event.

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Face Painter

Liability claims aren’t something to brush over. Get quality coverage at a low rate for your face painting business from Insurance Canopy.

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Magician

Our coverage comes without illusions. Make claims go poof with A+ rated protection from Insurance Canopy.

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Musician

With musician insurance from Insurance Canopy, you can cover your most important asset: your equipment and gear.

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Party Planner

Getting hit with a liability claim can be a real party pooper. Luckily, our partners at the Event Helper can protect your plans from going south.

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Performer

No mic check needed. Our performer liability insurance is easily managed completely online to protect you until the very last mic drop.

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Santa Claus

Nobody is adding liability claims to their Christmas wish list. Keep the coal out of your stocking and get Santa Claus liability insurance in 10 minutes or less.

What is Entertainment Insurance?

Entertainment insurance is a type of protection for your professional services as an entertainer or performer. Our insurance is meant to protect your business against claims of recklessness or carelessness and failure to provide professional services while on the job. You can do what you love with peace of mind knowing you have coverage for claims of bodily injury, property damage, or loss of personal property.

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How Much Does Entertainment Insurance Cost?

There are two entertainment insurance policies you can choose from—an annual policy or an event policy. Annual payments start at $199 for the year or $16.58 monthly for 12 months. The annual policy is ideal for performers and entertainers who need constant coverage year-round.

The event policy is active for 1–3 days and starts at $59. If you are performing for a single event or a weekend, the event policy is just right for you. You can add additional insurance limits to this policy to meet your venue’s requirements.

Keep in mind that these prices are for the base policies but you can get customized entertainment insurance by adding additional coverages to your policy at an extra cost.

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What Does Entertainment Business Insurance Include?

View the coverage details for an entertainment insurance policy:

General Liability

Limit Per Policy: $2 million

Also known as public liability insurance for the entertainment industry, this coverage helps to protect your business from third-party bodily injury or property damage claims that occur while interacting with the public. For example, a fan tripping and falling during your performance, a piece of equipment damaging a venue, or a spectator getting hit and injured by a prop.

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Equipment & Gear
(Annual Policy Only)

Limit Per Policy: $1M

Equipment and Gear coverage is designed to save you time and money. You rely on your equipment and gear to bring your show to life. If it’s damaged or stolen during your performance, our entertainment public liability insurance offers coverage to get it quickly replaced.

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Damage to Premises Rented to You

Limit Per Policy: $300,000

As an entertainer, you run the risk of scratching, scuffing, or damaging the stages you perform on or the venues you perform in. Protect the premises you rent at no additional cost with your entertainment insurance from Insurance Canopy.

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Personal & Advertising Injury

Limit Per Policy: $1 million

Personal and advertising injury insurance can be especially important for someone in the entertainment industry, which often involves creative expression and public image. For example, if an actor or musician is sued for defamation or infringement of copyright, Insurance Canopy can help cover the costs of legal defense and any damages that are awarded against them.

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Products Completed Operations Aggregate

Limit Per Policy: $2 million

Selling merch is often a great revenue stream for entertainers. Any defective merchandise that causes a client harm is protected with our entertainment insurance coverage. It also protects you if an audience member suffers an injury from your performance.

Coverage Details Limits

General Liability Aggregate Limit

$2,000,000

Products – Completed Operations Aggregate Limit

$2,000,000

Personal and Advertising Injury Limit

$1,000,000

General Each Occurrence Limit

$1,000,000

Damage to Premises Rented to You Limit (Any One Premises)

$300,000

Additional Limits

Event Policy (1-3 days)

$59

Annual Policy

From $199

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Why Entertainment Insurance From Insurance Canopy

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Easy

Efficient

Reliable

Frequently Asked Questions About Entertainment Insurance

You're In Good Company With Insurance Canopy

Here's what some of our over 14,700 customers have to say about their experience.

  • Love y’all! I highly recommend performers to use your services. I have also recommended your company to BMI. ASCAP. SESAC, etc. to list you as a resource for Entertainers. Thank... Read More

    KGTCA LLC Avatar KGTCA LLC
    February 27, 2023

    Easy to set up And good price! I did shop around and found this company took me 20 minutes to get everything done ...got a custome made Liquor Liability insurance... Read More

    Carlos Aguirre Avatar Carlos Aguirre
    June 26, 2022

    Very easy and efficient. It was just what I needed

    Deborah West Avatar Deborah West
    February 27, 2023
  • Fast, easy, affordable.

    Steve Proctor Avatar Steve Proctor
    September 26, 2022

    My personal liability insurance for teaching fitness classes was so easy to set up! Plus, I needed to make a correction and their customer service was very prompt. Highly recommend... Read More

    Juju Rafii Avatar Juju Rafii
    December 6, 2022

    Quick easy to understand and reasonable. Detailed instructions and easy to ise. Canopy did it all for my team

    Kappa Xi Avatar Kappa Xi
    September 26, 2022
  • They took care of business! Easy process and cheap price to pay for peace of mind and being able to say you are a pro and fully insured.

    Jimmy Fish Avatar Jimmy Fish
    February 13, 2023

    Easy peezy

    Tom Razin Avatar Tom Razin
    September 26, 2022

    Wonderful quick and easy!

    shani files Avatar shani files
    December 6, 2022
  • Excellent online experience, clean, clear instructions. At the right price too.

    Malcom Massey Avatar Malcom Massey
    September 26, 2022

    Quick and painless way to get insured

    Jay Foster Avatar Jay Foster
    February 20, 2023

    Was in a jam. Needed the insurance for a gig coming up and the process was sooo simple! The coverage is exactly what they were looking for and we are... Read More

    joe barton Avatar joe barton
    October 12, 2022
  • Quick and easy insurance for my mobile DJ business.

    Burton Nuse Avatar Burton Nuse
    October 19, 2022

    Great service

    lamonte hatch Avatar lamonte hatch
    August 26, 2022

    Incredibly user-friendly set up. Super impressed with the ease of purchasing my policy. Great!

    Tim Cunningham Avatar Tim Cunningham
    June 26, 2022
  • Super fast and easy to set up. Very reasonably priced.

    Rachel Miller Avatar Rachel Miller
    February 6, 2023

    It was a easy sign up experience .

    Laroi Newman Avatar Laroi Newman
    July 26, 2022

    Rates were very competitive and I had great help when I called with questions. The application was fast and easy to fill out online. I haven’t had to file a... Read More

    Katie Gustafson Avatar Katie Gustafson
    August 26, 2022
  • I had the best experience because I spoke with an agent Stephanie Davis that was truly knowledgeable and very patient with me to walk me through the entire process.... I... Read More

    Cabbage Avatar Cabbage
    August 26, 2022

    The process to apply for insurance was very easy and I appreciated how smooth it went. However, I didn’t like auto renew without my permission. I’m 69 and... Read More

    Regina Nowak Avatar Regina Nowak
    May 26, 2023

    Easy to use. Very good user experience. Definitely recommend insurance copy for fellow musicians performing live at events etc.

    Ted K Avatar Ted K
    June 26, 2022
  • It didn’t start out so smooth but Jamal was helpful getting my additional insured added

    Grog Avatar Grog
    June 12, 2023

    It was a very easy experience.

    Pamela Burton Avatar Pamela Burton
    February 13, 2023

    Beta use only // easy, great… unbelievably easy to add and remove and insured and uninsured… almost too easy so thank you dad

    kayla ciruzzi Avatar kayla ciruzzi
    May 26, 2023
  • I'm very happy to have found you guys for my business. The website is easy to navigate. The support service is excellent. Affordable prices for balloon artists and party entertainment... Read More

    Blanca Mendoza Avatar Blanca Mendoza
    May 26, 2023

    I have been djing for over a decade, but just started my dj business this year. Getting insurance was something I was dreading, but Ins Canopy made the process so... Read More

    Mike V (Dj Mike Cartel) Avatar Mike V (Dj Mike Cartel)
    September 26, 2022

    They did actually do a great job at establishing my policy quickly and answering my questions by phone. Would recommend to others.

    Roberto Olivares Avatar Roberto Olivares
    September 26, 2022
  • Easy purchase… very clear description of service and options.

    Apex Entertainment Group Chris Stout Avatar Apex Entertainment Group Chris Stout
    June 21, 2023

    Fast Great Reasonable Coverage Price!!!! Very helpful to all who needs insurance right away and to any type of business who has to comply with proof of insurance. it's... Read More

    John Togado Avatar John Togado
    December 6, 2022

    Very easy process. Stefani stayed on the phone and walked me through the process. Took about 5 minutes and my group was insured. Excellent service.

    Robert Stewart Avatar Robert Stewart
    June 26, 2022
  • Amazing service. Very fast, straightforward and helpful. Thank you for providing me with the necessary insurance coverage for my company and equipment. ???

    Mike Cruz Avatar Mike Cruz
    October 12, 2022
  • It was a very easy experience.

    Pamela Burton Avatar Pamela Burton
    February 13, 2023
  • Beta use only // easy, great… unbelievably easy to add and remove and insured and uninsured… almost too easy so thank you dad

    kayla ciruzzi Avatar kayla ciruzzi
    May 26, 2023
  • It was a easy sign up experience .

    Laroi Newman Avatar Laroi Newman
    July 26, 2022
  • They did actually do a great job at establishing my policy quickly and answering my questions by phone. Would recommend to others.

    Roberto Olivares Avatar Roberto Olivares
    September 26, 2022
  • Easy to use and reasonably priced

    Doug Mickan Avatar Doug Mickan
    June 19, 2023
  • You can't beat the price and once I called in, the guy I spoke with told me everything I needed to know and I was signed up within minutes. Amazing!!!

    Michele Gibson Avatar Michele Gibson
    July 26, 2022
  • Instructor at Orange Door Yoga in Grand Junction, Co

    Terry Talbot Avatar Terry Talbot
    February 20, 2023
  • Very easy to obtain a policy

    John Faughey Avatar John Faughey
    December 6, 2022
  • Reliable, efficient and affordable! The new online form was quick and simple, it took me less than 15 minutes to complete. They are also very quick on answering any... Read More

    Elena Azama Avatar Elena Azama
    May 26, 2023

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