Get The Best Bang For Your Buck For Private Tutor Insurance

Table of Contents

tutor teaching a lesson on whiteboard

As the owner of a private or home tutoring service, you know the importance of covering your business with a good policy. In today’s saturated market, many companies provide general and professional liability coverage… but how do you know which one gives you the best bang for your buck?

At Insurance Canopy, we offer affordable private tutor insurance that covers all your liability needs without breaking the bank. For as low as $229 a year—a fraction of what other providers cost—you can purchase the peace of mind that comes from having a safety net in place for whenever a claim comes your way.

Let’s break down Insurance Canopy’s policies to see how we offer the best coverage at the lowest price possible.


For just $229 a year, your tutoring business can be covered up to $1 million per general liability claim with a yearly aggregate of $2 million. That means that claims arising from operating your business—be it injury, theft, or property damage—may be covered and you have the opportunity to mitigate hefty legal costs.

So what can our private tutor insurance policy cover? It can cover property damage or bodily injury claims that occur during your business operations or from the products you use to perform your service. It includes protection from personal and advertising injury claims and covers medical expenses and damage to rented premises up to $5,000 and $300,000 respectively, which is especially important if you rent a location for your business operations.

General Liability Coverage Details
Each Occurrence Limit$1,000,000
Personal & Advertising Injury LimitIncluded
Medical Expense (any one person)$5,000
Damage to Rented Premises Limit$300,000
Products & Completed Operations Aggregate2,000,000
General Aggregate$2,000,000

General liability is vitally important and should be a must have for private tutor insurance. Make sure you get the most out of yours by looking at how much coverage you get for how much you pay.


Unlike general liability, there is no yearly aggregate limit to the amount of coverage you can receive with our professional liability policy. Rather, for as low as $229 a year, our professional liability policy covers up to $250,000 for every claim you receive. What’s more, unlike other providers, we don’t charge a deductible that you have to pay per claim, meaning you save more per claim while still receiving the coverage you need.

Professional liability covers work-related claims such as negligence or omission. It even covers the legal fees of any false or inaccurate claims against you, which happens all too often to small companies these days. Professional liability is important, especially for businesses that work closely with other people. As such, it should be an essential part of your private tutor insurance policy, so make sure you get your money’s worth!

Professional Liability Coverage Details
Each Claim$250,000


As mentioned before, the standard coverage plan for private tutor insurance runs $229 per year, plus tax. That’s a great price compared to other providers, especially for the amount of coverage you receive. However, there are some things you need to be aware of that, regardless of the provider, can raise the price of your private tutor insurance.

  1. Your Entity Type
    What kind of tutoring service do you run? Is it a partnership, LLC or corporation? If so, your quote may be a little higher. At Insurance Canopy, it’s an additional price of $85 per year.
  2. Virtual Or In-Person
    Do you provide in-person tutoring, or do you do your sessions virtually? If you teach in person, you can expect the price increase. At Insurance Canopy, the price rises by $60 per year.
  3. Employees
    Do you have employees? If you do, the price of your insurance will rise according to the number of employees you have. At Insurance Canopy, the price is an additional $15 per year for one employee, $25 for two, $35 for three, and so on.

Regardless of the provider, these factors will have an impact on the cost of your private tutor insurance. However, at Insurance Canopy, we still keep the cost as low as possible to provide the best coverage without creating a financial burden.


Suggested revision: As a professional, you know why private tutors need insurance, but that doesn’t mean you want to break the bank just to get covered. We pride ourselves in providing the best policies at an affordable cost for small tutoring businesses like yours.

If you’re ready to take the step toward protecting your business, we are here to cover your needs. Because, when it comes to private tutor insurance, there really is nothing like getting the best bang for your buck.

Purchase Private Tutor Insurance

Buy Now

Get Covered With

Educator Insurance

Annual Policies Starting at


About the Author

Related Articles

Your clients and the way you run your business matter. It took a lot of hard work and long hours of research to build a solid foundation. One additional way…
If you’re an online tutor looking for a job, you’re in the…
Teaching an instrument is an incredibly rewarding experience. Not only do you…