Product Liability Insurance

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Limits and Premiums:
Premium Starting at $1,000
Limits Up To $100 Million

Canopy and Product Liability Insurance

At Insurance Canopy, we pride ourselves on our expansive knowledge of product liability insurance. Our team provides manufacturers, importers, and distributors with customizable policies for consumer, commercial, and industrial goods and services. We make sure each client receives quick, efficient service and quality coverage.

With in-house underwriting through the most reputable insurance carriers, you can be confident that your business will get the coverage it needs.

Hanover Hartford Great American Mid Continent Group Progressive USLI

Affordable Product Liability Insurance For Small Business Owners

Product liability insurance protects your business from lawsuits, accidents, negative reactions from products sold, distributed, or manufactured, and third-party claims. With Insurance Canopy, we can help small business owners assess the specific risks associated with their industries and customize product liability coverage to meet their needs. Check out these featured product liability policies for more information.

Can’t find your industry? View more here or call for assistance 888-600-0894.

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Product Liability Insurance
Licensed in all 50 States

  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

  • Beauty & Cosmetics Products Mfg.
  • Consumer Products
  • Clothing Mfg.
  • Discontinued Products
  • E-Cigarette and Vape Products
  • Food Products Mfg.
  • Industrial Products
  • Medical Devices
  • Nutraceutical, Vitamin & Supplements
  • Product Recall
  • Sporting Goods Mfg.
Coverage Details
  • Available In All 50 States
  • Premium Starting at $1,000
  • In-House Authority
  • Limits Up To $100 Million
  • Foreign Liability Coverage
  • Occurrence & Claims-Made Forms
  • Startups & New Ventures Welcome
  • Vendors Endorsement

These are just some of the industries and highlights included in our Product Liability Insurance policies. Our policies are adaptable to thousands of other industries and products and include many other benefits. If you have a question about your business’s fit with Canopy, contact us.

Questions About Product Liability Insurance

Choosing the right insurance is critical. You can’t afford gaps in your coverage that could put you out of business.

What is Product Liability Insurance?

Product liability coverage provides protection against bodily injury and property damage losses arising out of some defect in the product you sold, manufactured, or distributed.

Product liability insurance protects your financial assets if you are sued as a result of your business operations. You can be held liable for claims that include injuries, illnesses, or damages arising from your goods

The legal costs alone from claims like these can be financially devastating. With the right product liability insurance, you'll have the protection you need in the event that something goes wrong.

Why Product Liability Insurance?

Each year in the United States, there are thousands of injuries reportedly caused by defective products. In the unfortunate event that one of your products causes another person harm and they file a claim against your business, the courts may hold you responsible for the incurred costs of the injury.

You can be exposed to a product liability claim if your business operations include:

  • Manufacturing component parts
  • Manufacturing, importing, or distributing products
  • Retailing products to consumers
  • Wholesaling products to retailers

Under the definition of “Strict Liability,” a person that is injured by a product may be entitled to compensation for their injuries without showing that the manufacturer or seller of the product was actually negligent.

This is where we come in.

You can be confident that your company will have the coverage it needs with a policy tailored specifically to your business operations.

What’s included in a Product Liability policy?

Our product liability policy provides coverage for your goods or products manufactured, sold, handled, distributed, or disposed of by you and/or your company.

Once you’re insured by us, your policy also offers protection from providing, or failure to provide, warnings or instructions about your products.

How much does product liability insurance cost?

The cost of product liability insurance will vary based on a few factors, such as industry, sales revenue, the size of your organization, and more. Our licensed agents will be able to assess your risks and create a customized product liability insurance policy that fits your small business needs.

Need additional information before making a decision?
Give our team a call today at

Competitive Premiums

Low prices on high-quality coverage.

Easy to Apply

You have 24/7 access to our online applications. It only takes about 10-15 minutes to complete.

Fast Quotes

Receive your quote within 24-48 hours.

Knowledgeable Team

With over 20 years of experience, you can be sure our licensed insurance agents can assess your unique needs and make sure your business has proper coverage.

Customized Small Business Insurance Plans

We work closely with our underwriters and specialty markets to deliver customized small business insurance quotes. Check out the industries we currently cover here.