Product Liability Insurance

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Limits and Premiums:
Premium Starting at $1,000
Limits Up To $100 Million

Canopy and Product Liability Insurance

At Insurance Canopy, we pride ourselves on our expansive knowledge of product liability insurance. Our team provides manufacturers, importers, and distributors with customizable policies for consumer, commercial, and industrial goods and services. We make sure each client receives quick, efficient service and quality small business insurance coverage.

With in-house underwriting through the most reputable insurance carriers, you can be confident that your business will get the coverage it needs.

Hanover Hartford Great American Mid Continent Group Progressive USLI

  • Beauty & Cosmetics Products Mfg.
  • Consumer Products
  • Clothing Mfg.
  • Discontinued Products
  • E-Cigarette and Vape Products
  • Food Products Mfg.
  • Industrial Products
  • Medical Devices
  • Nutraceutical, Vitamin & Supplements
  • Product Recall
  • Sporting Goods Mfg.
Coverage Details
  • Available In All 50 States
  • Premium Starting at $1,000
  • In-House Authority
  • Limits Up To $100 Million
  • Foreign Liability Coverage
  • Occurrence & Claims-Made Forms
  • Startups & New Ventures Welcome
  • Vendors Endorsement

These are just some of the industries and highlights included in our Product Liability Insurance policies. Our policies are adaptable to thousands of other industries and products and include many other benefits. If you have a question about your business’s fit with Canopy, contact us.

Questions About Product Liability Insurance

Choosing the right small business insurance is critical. You can’t afford gaps in your coverage that could put you out of business.

What Is Product Liability Insurance?

Product liability coverage provides protection against bodily injury and property damage losses arising out of some defect in the product you sold, manufactured, or distributed.

Product liability insurance protects your financial assets if you are sued as a result of your business operations. You can be held liable for claims that include injuries, illnesses, or damages arising from your goods

The legal costs alone from claims like these can be financially devastating. With the right product liability insurance, you'll have the protection you need in the event that something goes wrong.

Why Product Liability Insurance?

Each year in the United States, there are thousands of injuries reportedly caused by defective products. In the unfortunate event that one of your products causes another person harm and they file a claim against your business, the courts may hold you responsible for the incurred costs of the injury.

You can be exposed to a product liability claim if your business operations include:

  • Manufacturing component parts
  • Manufacturing, importing, or distributing products
  • Retailing products to consumers
  • Wholesaling products to retailers

Under the definition of “strict liability,” a person that is injured by a product may be entitled to compensation for their injuries without showing that the manufacturer or seller of the product was actually negligent.

This is where we come in.

You can be confident that your company will have the coverage it needs with a policy tailored specifically to your business operations.

What’s Included in a Product Liability Policy?

Our product liability policy provides coverage for your goods or products manufactured, sold, handled, distributed, or disposed of by you and/or your company.

Once you’re insured by us, your policy also offers protection from providing, or failure to provide, warnings or instructions about your products.

Need additional information before making a decision?
Give our team a call today at