Entertainer Insurance
A+ insurance protection for all your mic-dropping moments.
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Affordable Entertainer Liability Insurance Coverage
Entertainer insurance is designed to protect magicians, musicians, and other performers like you from the most devastating consequences of liability claims. It acts as a financial safety net in the event of accidents, lawsuits, and other mishaps related to your performances or operations.
Stay confidently focused on your craft with Insurance Canopy’s affordable, flexible, and comprehensive liability insurance made for entertainers like:
Balloon Artists
Don’t let liability claims get your business in a tangle. Balloon artist insurance covers your balloon twisting at birthday celebrations, festivals, and more.
Bands
Bring the house down, not the lawsuits. Our band insurance protects you if the crowd jams along a little too hard.
Clowns
Liability claims are no laughing matter. Get affordable A+ rated insurance to keep the fun and games going.
Full-Time DJs
Looking to drop the beat all year long? Our annual DJ insurance is tailored to protect you no matter how many gigs you book this season!
Event DJs
Our event DJ insurance is the perfect mashup for part-time DJs. It is tailored to protect you when you work the occasional gig.
Face Painters
Liability claims aren’t something to brush over. Get quality coverage at a low rate for your face painting business from Insurance Canopy.
Magicians
No tricks or illusions here. A+ rated insurance from Insurance Canopy makes liability claims go poof!
Musicians
From your opening number to your second encore, Insurance Canopy has you covered.
Party Planners
Getting hit with a liability claim can be a real party pooper. Luckily, our partners at the Event Helper can protect your plans from going off the rails.
Performers
We cover a range of specialty performers, including comedians, storytellers, impersonators, yodelers, holiday and fantasy characters, and more.
Santa Claus
Nobody puts liability claims on their Christmas wish list. Keep the coal out of your stocking with quick, reliable Santa Claus liability insurance.
Can’t find your industry?
Check out our Performer Insurance page for more specialties and information. If you can’t find your field, view more from our insurance industry list or call for assistance (844) 520-6993.
What Is Entertainers Insurance?
Entertainers insurance is general liability protection designed for those who entertain, perform for, or otherwise interact with an audience. Also known as public liability insurance, it’s built to safeguard you and your business from the costs of third-party bodily injury and property damage claims.
Insurance Canopy’s liability insurance for entertainers provides general third-party liability coverage as well as personal and advertising injury coverage, products–completed operations coverage, damage to rented premises coverage, and more — all in one basic policy.
How Much Does Liability Insurance for Entertainers Cost?
Entertainer liability insurance with Insurance Canopy starts at $18.50 per month or $199 per year for an annual policy. Single-event policies cost as little as $59 for three consecutive days of coverage.
Annual policies also allow you to customize your coverage with optional add-ons, including:
- Equipment and gear coverage (also known as inland marine) from +$7.50/month
- Cyber liability coverage +$8.25/month
- Excess liability coverage +$29.17/month
While these optional coverages are not available on event policies, both event and annual policies allow you to add additional insureds (like a venue or event organizer) for only $10 at any time through your user dashboard.
What Does Entertainers Insurance Include?
General Liability
Limit Per Policy: $2,000,000
Also known as public liability insurance for entertainers, this coverage is designed to protect your business from third-party bodily injury or property damage claims that occur while interacting with the public. For example, a fan tripping and falling over your power cord, a piece of equipment damaging a venue, or a spectator getting hit and injured by a prop.
Equipment & Gear
(Annual Policy Only)
Limit Per Policy: $1M
Equipment and gear coverage (also known as inland marine coverage) is designed to save you time and money by helping pay for repairs or replacements if your equipment is damaged or stolen.
Damage to Premises Rented to You
Limit Per Policy: $300,000
This coverage applies to unintentional damages you may cause to spaces you rent to record or rehearse. It can also apply to the stages and surroundings where you perform.
Personal & Advertising Injury
Limit Per Policy: $1,000,000
Personal and advertising injury insurance helps cover claims related to things like defamation (libel and slander) and copyright infringement, which can be especially important when your business involves creative expression and a public image.
Products Completed Operations Aggregate
Limit Per Policy: $2,000,000
Products-completed coverage is designed to cover incidents related to merchandise you sell and can help protect you if an audience member suffers an injury as a consequence of attending your performance.
Coverage Details Limits
Included
General Liability Aggregate Limit
$2,000,000
Products – Completed Operations Aggregate Limit
$2,000,000
Personal and Advertising Injury Limit
$1,000,000
General Each Occurrence Limit
$1,000,000
Damage to Premises Rented to You Limit (Any One Premises)
$300,000
Medical Expense Limit
$5,000
Unlimited Additional Insureds
$10 for Annual and Event
Additional Limits (Annual Only)
Equipment and Gear Coverage
$2,000 policy year
+$7.50/month
$5,000 policy year
+$15/month
Deductible
$250
Excess Liability Coverage ($1,000,000)
+$29.17/month
Cyber Liability Coverage ($100,000)
+$8.25/month
Policy Pricing
Annual Policy – 365 Days Covered
From $18.50/month
Event Policy – 1-3 Days Covered
From $59 per event
Why Choose Insurance Canopy for Entertainer Insurance?
Easy
Apply online 24/7 and get entertainer liability insurance coverage in 10 minutes or less, with instant access to proof of insurance. Pay monthly or save by paying annually — it’s your choice!
Efficient
Get A+ rated entertainer insurance with optional add-ons for a policy that fits your needs. Access documents 24/7 through your online portal, add additional insureds, and update your policy from your user dashboard at any time.
Reliable
Insurance Canopy has been insuring entertainers like you for over a decade! Our agents are licensed and non-commissioned, ready to help you find the right coverage for your business.
If you have questions or need additional assistance, contact us online or call our U.S.-based English and Spanish-speaking customer service line at (844) 520-6993 Mondays-Fridays 8 am to 8 pm EST (except on holidays).
Learn More About Insurance for Entertainers
Frequently Asked Questions About Entertainers Insurance
Why Do I Need Entertainer Insurance for My Business?
You need liability insurance because no matter how “small-time” you are, you can be held responsible for illnesses, injuries, or damages to venues and attendees that occur during your performance or operations.
Even one claim can quickly become financially devastating for self-employed individuals and small businesses.
What Does Entertainer Liability Insurance Cover?
Our liability insurance for entertainers is designed to cover claims and/or lawsuits from situations like these:
- Your speaker accidentally falls over and damages the stage, and the venue wants you to pay for repairs
- An audience member trips over your mic cord and sues you to cover the cost of their medical expenses
- An event attendee who had you paint their face experiences an allergic reaction and brings a claim against you
- A fan demands compensation after a piece of merch they bought from you ends up defective and injures them
- Another local band sues you for stealing their promo ideas and marketing materials
Claims like these can easily climb into the tens of thousands! Insurance Canopy can help mitigate some or all of these costs, protecting you and your business.
What Happens If My Equipment Gets Damaged or Stolen?
If you add equipment and gear coverage to your annual policy, you can get help paying for repairs or replacements to your business’s personal property, such as equipment, supplies, or inventory.
This additional coverage costs between $7.50 and $15 per month with your annual policy and can cover from $2,000 to $5,000 per policy year.
Note: This coverage does not cover structural property, like buildings, and is only available as an add-on to annual policies.
How Do I Apply for Entertainers Business Insurance?
Our application takes as little as 10 minutes! You don’t need to request a quote. All you need to complete your application is:
- Your name and address
- Your business operation information (your business name and address, a general idea of your gross sales, event types, number of years in business)
- Any knowledge of previous insurance claim history
- Details for additional insureds, tenants, or landlords you plan to add
- Payment information
Five-Star Reviews With Insurance Canopy
Here's what some of our 14,700+ customers have to say about their experience.
-
Thank you so much
Steve Monreal
July 11, 2025I needed a portable policy as a yoga instructor. I found this company in an online search. Called and got details from them, was quite surprised at how affordable... Read More
Jamie Calaway
July 4, 2025Very easy & quick experience. We got insurance in no time with no hassle. Thank you!
Robert Earnest
July 4, 2025 -
I am glad I went with them. I needed a last minute policy to cover an event I was doing and they had exactly what I needed at a... Read More
Deloris Pacheco
June 27, 2025great little company, with fair pricing, for entertainers who need occasional coverage. however, they have long hold times to speak to an agent, and their customer service left a little something... Read More
Gretje Angell
June 18, 2025What a lovely experience I had with Insurance Canopy! Easy and fast sign up, great policy, matches my needs as a self-employed business owner. Highly recommend!
Masha Rusanov
June 18, 2025 -
Needed DJ insurance for Memorial Day weekend & was squared away within an hour for 2 events! Highly recommend
Jay Solis
June 18, 2025Very user friendly platform. Multiple options. Very good pricing. Needed liability insurance in order to secure a very good paying event for my solo tribute show. Was set up within... Read More
Michael Riley
June 18, 2025Would have 5 starts, but not right now. This is the first time I have ever had to pay for an additional insured ever in 20 year's. They either have... Read More
Anthony Burgess
June 18, 2025 -
Representative Sarah was very helpful. Walked me through every step and not to mention the price even matched the service! Would recommend to any and everyone.
queenkiam
June 18, 2025Very easy to renew policy
Elyce Nissinoff
June 18, 2025They can help.you with the right Insurance you need, and the lowest price
Alvaro Baltazar
May 18, 2025 -
Provides event insurance at a very reasonable price compared to other companies. Easy to purchase and provide proof of insurance.
David Fox
May 18, 2025Affordable for dance & yoga folk. Thumbs up!
Maia Claire
May 18, 2025Extremely affordable event insurance and an easy to work with system and team that will advise you every step of the way!
Ishan Arvin
May 18, 2025 -
everything is excellent
Radames Martinez
May 18, 2025I'm a new customer/policy holder. Super easy online application and policy setup. Very competitive rates. Certificate of insurance generated and received (PDF) immediately once method of payment established. Great service... Read More
Matthew Terry
April 18, 2025For me, this application process was super efficient and easy to navigate on line. That goes a long way!
Holly Mulder
April 18, 2025 -
Affordable. Thank you.
Ana Young
April 18, 2025I have not had any issues over the years with Insurance Canopy, with canceling and renewing, I have found the cost of coverage in line or better then some. I have... Read More
John Corkins
March 18, 2025Canopy insurance has covered my DJ business for several years and I am totally satisfied with their services. Thank you DjVic🎧
DjVic Universal Sounds
March 18, 2025 -
I have them for 3 years this year seems price went up . I have never had to use them for a claim so really couldn’t tell you about that!
Denice Lapointe
February 18, 2025Great for Event Insurance - most affordable
Gaby Nobrega
February 18, 2025I was feeling overwhelmed with the specifications needed for my insurance coverage. I was offered friendly, quick and clear assistance. Through Canopy and Rey's help I was able to obtain... Read More
ESPIE QUINTERO
February 18, 2025 -
TLJ's Mobile Mixology, LLC had been insured with Insurance Canopy since it's inception and we have no complaints.
Tenisha J.
February 4, 2025Knowledgeable, kind, attentive and professional. She helped me to feel comfortable, well taken good care of and get the service possible.
Ed Levitt
February 3, 2025As a Massage Therapist, I was not aware until a few years ago that I did not have to be part of an Organization to get my liability insurance! I... Read More
Kristie Williams
January 30, 2025 -
This insurance has helped me secure events with my corporate and local government clients. They have great customer service and are always willing to help.
Tony Felix
January 23, 2025Representative was clear & concise in explaining specifics of the policy. Cost of policy very reasonable.
John B
January 16, 2025I’m very happy with my purchase of liability insurance for a one-off event. I was even able to edit the policy after it had been issued with the help of... Read More
jay gedeon
January 6, 2025
-
Thank you so much
Steve Monreal
July 11, 2025 -
Very easy & quick experience. We got insurance in no time with no hassle. Thank you!
Robert Earnest
July 4, 2025 -
I needed a portable policy as a yoga instructor. I found this company in an online search. Called and got details from them, was quite surprised at how affordable... Read More
Jamie Calaway
July 4, 2025 -
I am glad I went with them. I needed a last minute policy to cover an event I was doing and they had exactly what I needed at a... Read More
Deloris Pacheco
June 27, 2025 -
great little company, with fair pricing, for entertainers who need occasional coverage. however, they have long hold times to speak to an agent, and their customer service left a little something... Read More
Gretje Angell
June 18, 2025 -
Representative Sarah was very helpful. Walked me through every step and not to mention the price even matched the service! Would recommend to any and everyone.
queenkiam
June 18, 2025 -
What a lovely experience I had with Insurance Canopy! Easy and fast sign up, great policy, matches my needs as a self-employed business owner. Highly recommend!
Masha Rusanov
June 18, 2025 -
Needed DJ insurance for Memorial Day weekend & was squared away within an hour for 2 events! Highly recommend
Jay Solis
June 18, 2025 -
Very user friendly platform. Multiple options. Very good pricing. Needed liability insurance in order to secure a very good paying event for my solo tribute show. Was set up within... Read More
Michael Riley
June 18, 2025 -
Would have 5 starts, but not right now. This is the first time I have ever had to pay for an additional insured ever in 20 year's. They either have... Read More
Anthony Burgess
June 18, 2025
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