Personal Trainer Insurance

That Works With YOU

starting at only
$15
/per month
friends running a course together.

Our Coverage Follows YOU

Insurance Canopy’s nationwide coverage* can help you meet insurance requirements for several different training locations, such as gyms, schools, private studios, and clients’ homes.

Our Policies Train With YOU

We offer coverage to full time, part-time, and student personal trainers. Our policies can cover online trainers, crossfit instructors, physique trainers, lifestyle coaches, and more.
A personal trainer high-fives a client.
A trainer prepares to deadlift.

Our Plans Protect YOU

Every policy starts with General and Professional Liability insurance and includes:

  • Products and Completed Operations coverage
  • Personal and Advertising Injury Insurance
  • Each Occurrence limits
  • Coverage for Damage to Premises Rented to You
  • Medical Expense limit
  • Tools and Equipment Insurance
  • Occurrence Form Coverage**

Let Us Do The Heavy Lifting

Start feeling confident in your coverage. Start a policy with Insurance Canopy today.

Don’t shoulder the weight of costly claims alone. Insurance Canopy can help lower or even eliminate what you might have to pay if a client sues you for injuries or your equipment damages someone’s property. We can also help cover any property you use as part of your business operations.

*Not currently available in Missouri.

**All customers who purchased a policy before 7/1/2024 will have a policy issued through Great American Insurance. This policy does not include occurrence form coverage and will be eligible to receive it after 7/1/2025.

Let Us Do The Heavy Lifting

Start feeling confident in your coverage. Start a policy with Insurance Canopy today.

Don’t shoulder the weight of costly claims alone. Insurance Canopy can help lower or even eliminate what you might have to pay if a client sues you for injuries or your equipment damages someone’s property. We can also help cover any property you use as part of your business operations.

What kind of work do you do?

Search and select the closest match

    Exclusions

    This policy is not designed to cover:

    • Industrial control engineers
    • Defense contractors
    • Medical software companies
    • Crypto exchanges
    • Gambling platforms
    • Physical security system installers
    •  Heavy equipment integrators

     

    Not available if you manage or control systems involving:

    • Pressure or ventilation systems
    • Fire suppression or explosives
    • Hazardous materials
    • Radiation or pharmaceuticals
    • Water supply or waste management
    • Energy, fuel, mining, construction
    • Environmental systems
    • Aircraft, drones, spacecraft
    • Watercraft, trains, automobiles, motorcycles
    • If you build firmware or embedded software controlling industrial physical equipment.
    • If you support:
    • Military operations
    • National defense
    • Homeland security
    • Law enforcement
    • Weapons
    • Anti-terrorism
    • Public safety
    • Surveillance
    • Crime detection
    • Emergency response
    • Physical security systems
    • If more than 25% of your revenue comes from:
      • Federal government work
      • Military or defense operations
    • If more than 50% of your revenue comes from:
    • Equipment installation
    • Maintenance
    • Physical service work



    Restricted if you work in:

    • Ride-sharing platforms
    • Equipment sharing platforms
    • For-rent-by-owner platforms
    • Help-for-hire platforms
    • Delivery services
    • Banking or financial services
    • Cryptocurrency / blockchain / NFTs
    • Geospatial mapping / aerial photography
    • GPS systems
    • Gambling or gaming
    • Dating or sexually suggestive content
    • Violence-related content
    • Alcohol, marijuana, CBD
    • Tobacco / nicotine / e-cigarettes
    • Flammable or electrical products
    • Food-related services

    Our licensed, U.S.-based agents are here for you from 8 a.m. to 8 p.m. Eastern, Monday through Friday, so they can enjoy evenings and weekends with the people who matter most.