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Product Liability Insurance

Designed to protect your business and help you get into retail stores.

Any business that imports, produces, distributes, or sells products needs product liability insurance. With over a decade of experience, Insurance Canopy has helped over 10,000 businesses stay protected.

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4.9
Rated 4.9 out of 5

From 58 Reviews

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4.7
Rated 4.7 out of 5

From 571 Reviews

Protect Your Business

Get Piece Of Mind Through Product Liability Insurance

Product liability insurance, or product insurance, provides financial protection for claims if a product you sold, produced, or distributed leads to:

Property Damage

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Illness

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Injury

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Death

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Why Insurance Canopy Is Your Solution To Product Liability Insurance

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1

For every step in the supply chain

Insurance Canopy provides manufacturers, importers, and distributors with customizable policies for consumer, commercial, and industrial goods.
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2

Small business insurance solutions for niche industries

Our covered industries range from vitamins and dietary supplements, beauty products, and vape and e-cig equipment, to emerging CBD topical and ingestible products and cannabis goods.
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3

Product knowledge and expertise

We’re here to help you assess the specific risks associated with your industry and customize the product liability coverage your business needs.

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Why Choose Insurance Canopy?

We Have A (Nearly) 5 Star Rating

Sheri Lowe
Sheri Lowe
Business Owner
"Great insurance company"

Great company easy to work with, and they even sent me reminders about my renewal!!!! Thank you so so much
Alex Churchill
Alex Churchill
South Florida
"Fast, easy, and always there when I need it! "

Fast, easy, always there. As a mobile dj it’s important to me to have access to a cost friendly insurance option when needed. That’s exactly what you get! Great policy at a great rate. Thanks!!!
Micah Strickland
Micah Strickland
Orlando FL
"The online application was very easy to use definitely will use again"

My first time using this Company I like the ease of navigating through the site.
Lilly-Mae Gallagher
Lilly-Mae Gallagher
"Reliable & Affordable"

Very reliable and affordable insurance. Customer service is outstanding and hassle free when renewing.
Aalia Nicholson
Aalia Nicholson
Business Owner
"So easy and quick to get the coverage I needed."

I loved working with insurance canopy. Their customer service was so available and willing to answer my questions as a first time business owner. Great pricing, quick, and easy.
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Questions About Product Liability Insurance

Yes! Our policy combines general liability insurance with product liability insurance to give you the coverage your business deserves. Insurance Canopy can help cover claims from: 

  • Slip and fall injuries in the workplace
  • Destruction to property from business operations
  • Bodily harm from your products and possible defects
  • Property damage from products or installation
  • Failure to provide labels or warnings on products
  • Litigation costs and medical expenses
  • And more…

Insurance Canopy understands general and product liability insurance limits may vary by industry and business activities. That’s why we tailor your coverage to you! Submit an application today for a free quote.

Get a Quote

While we do try our best to offer you coverage for unique or high-risk products most other insurance companies do not cover, there are some products we cannot insure.

These products are NOT covered:

  • Aerosol products
  • Baby products
  • Products requiring a prescription
  • Any product containing human stem cells
  • Weapons and firearms, including police and military gear
  • Products intended to be injected
  • Anything containing more than 0.3% THC (For THC Higher than 0.3% see our Cannabis Crop & Dispensary insurance)
  • Products containing illegal drugs or alcohol

If you have any questions or concerns about finding coverage for your product, our experienced agents can help assist you and see if we have a policy for you.

Get a Quote!

Insurance Canopy is dedicated to providing manufacturers, importers, and distributors with customizable policies for consumer, commercial, and industrial goods. We’re here to help you assess the specific risks associated with your industry and customize the product liability coverage your business needs.

We have the ability to provide insurance solutions for small businesses in the most niche industries carrying a wide range of products. Our covered industries range from vitamins and dietary supplements, beauty products, and vape and e-cig equipment, to emerging CBD topical and ingestible products and cannabis goods. 

With our product knowledge and expertise, you can rest easy knowing that someone is taking care of your insurance needs.

Get a Quote!

You can submit a product liability insurance quote on our website. The process is entirely online and can be completed in 10 minutes or less. After you submit a quote, a member of our team will contact you.

When filling out the application, we will ask you for the following information: 

  • Businesses contact information
  • Details of the products and/or services you want covered
  • Total gross receipts from all products and/or services
  • Preferred limits of liability
  • Claims history

Get a Quote!

Who Needs Product Liability Insurance?

If you work with a product at any point in the supply chain, then you need product liability insurance. This includes:

Manufacturers

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If a customer sustains injuries from using a product you manufactured, they can name you responsible.

Distributors

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You could be held liable if you cross-contaminate or damage a product in transit that later harms a consumer. 

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Some online retailers are required or recommended to carry insurance policies. Insurance Canopy’s plans often meet or exceed retailer requirements.

Suppliers

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If you supply bad materials, a faulty product may end up on store shelves. This could cause you to face fines and loss of business.

Importers

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Transporting products long distances carries extra risks of damaging products or packaging. Don’t get caught facing a lawsuit alone.

Retailers

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If a product sample or purchased product leads to bodily injury, choking, allergic reactions, or damages their property, you can be liable to pay for medical bills, legal fees, and more.

Whether you handle ingredients, parts, or whole products, you can still be held liable in a claim if the final product causes bodily harm or property damage. Get the necessary coverage you need from Insurance Canopy today. 

Suppliers, manufacturers, distributors, and retailers all face the same liability risks and can benefit from the protection of insurance. Our policies are some of the cheapest product liability insurance plans on the market! See what Insurance Canopy can do for your business, and submit an application today.

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    Our licensed, U.S.-based agents are here for you from 8 a.m. to 8 p.m. Eastern, Monday through Friday, so they can enjoy evenings and weekends with the people who matter most.