At Insurance Canopy, we pride ourselves on our expansive knowledge of product liability. Our team provides manufacturers, importers, and distributors with customizable policies for consumer, commercial, and industrial goods and services. We make sure each client receives quick, efficient service and quality coverage.
With in-house underwriting through the most reputable insurance carriers, you can be confident that your business will get the coverage it needs.
Product liability protects your business from lawsuits, accidents, negative reactions from products sold, distributed, or manufactured, and third-party claims. At Insurance Canopy, we help small business owners assess the specific risks associated with their industries and customize liability coverage to meet their needs.
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Product Liability Insurance
Licensed in all 50 States
Listed are just some of the industries Canopy provides policies for along with our business product liability policy highlights. We have the ability to adapt our policies to thousands of other industries and products and include many other benefits. If you have a question about your business' fit with Canopy, contact us.
Choosing the right insurance is critical. You can’t afford gaps in your coverage that could put you out of business.
This coverage provides protection against bodily injury and property damage losses arising out of some defect in products sold, manufactured, or distributed.
Product liability insurance protects your financial assets if you are sued as a result of your business operations. You can be held liable for claims that include injuries, illnesses, or damages arising from your goods.
Each year in the United States, thousands of injuries are reportedly caused by defective products. In the unfortunate event that one of your products causes another person harm and they file a claim against your business, the courts may hold you responsible for the incurred costs of the injury.
You can be exposed to a product liability claim if your business operations include:
Under the definition of “Strict Liability,” a person that is injured by a product may be entitled to compensation for their injuries without showing that the manufacturer or seller of the product was actually negligent.
This is where we come in.
You can be confident that your company will have the coverage it needs with a policy tailored specifically to your business operations.
Our product liability policy provides coverage for goods or products manufactured, sold, handled, distributed, or disposed of by you and/or your company. Your policy will also offer protection from providing, or failure to provide, warnings or instructions on your products.
The cost of your specific policy will vary based on a few factors, such as industry, sales revenue, your organization’s size, and more. Our licensed agents will assess your risks and create a customized product liability insurance policy that fits your small business needs.
