Why Art Vendor Insurance?

Depending on whether you pursue your art full-time, you may or may not consider yourself a small business owner. But you are, and as a small business owner you need to put up the correct safety nets that could catch you if anything were to happen during an art event. With Art Vendor Insurance, you’re not alone in facing any potential lawsuits and are able to expand your business.

What's Included In A Show Art Vendor Insurance Policy?

With Show Art VendorInsurance, you get the necessary coverage to sell your products at your next art festival, show, market, or fair. Insurance Canopy’s show policy offers you short-term general liability insurance with your own certificate of insurance. Benefits of a Show Art Vendor Policy are: Short-term general liability coverage, 1-90 day policy options, and coverage for single events.

What's Included In An Annual Art Vendor Insurance Policy?

Annual Art Vendor Insurance from Insurance Canopy provides you with coverage for your supplies, equipment, and products and completed operations. This policy allows you to sell your products at art events and online. Annual policy benefits are general liability insurance, product liability insurance, coverage against online sales risks, protection for supplies, equipment, & inventory, and option to add cyber Liability coverage. Our policies provide each insured their own certificate of insurance with dedicated liability limits. Your limits will vary slightly depending on whether you have an Event Policy or an Annual Policy.

Can I Add Cyber Liability Insurance To Art Vendor Policies?

If your small business does business online then you need Cyber Liability Insurance. Cyber security has become a major concern for businesses in recent years. If your business virtually collects or stores any information—even if it’s just payment information—then you are at risk for phishing scams, data breaches, malware attacks, and other cyber liability. This is important for artists who use portable card readers such as Square or if you take payments through your own portal. With the number of cyber crime cases increasing every year, it’s crucial to protect yourself and your customers. You can protect your business from the cost of techno-burglary by adding Cyber Liability Insurance to your Annual Art Vendor Insurance. If your business information is ever stolen or compromised as a result of cyber crime, you could be protected from paying the thousands of dollars that your business would legally be responsible for.

Do I Need Art Vendor Insurance?

Yes! If you’re looking to sell your artwork, craft, or other handmade items at an art event near you, you need Art Vendor Insurance. Art Vendor Insurance is often even required by a show or event promoter where you’ll also be asked to list the promoter as an Additional Insured. Aside from meeting requirements, you will face risks like your vendor tent blowing over from the wind and injuring a passerby, or someone tripping and falling in your booth resulting in an injury. Art Vendor Insurance can provide peace of mind knowing that you could be protected in cases like these.

How Much Does Art Vendor Insurance Cost?

A Show Art Vendor Insurance policy starts at $49 for a 1-3 day policy. An Annual Art Vendor Insurance policy starts at $279.

Why Is Canopy The Best Art Vendor Insurance Solution?

Insurance Canopy is dedicated to providing artists and crafters with the insurance coverage they need to continue doing what they love. We’re here to help answer your questions and address your concerns when it comes to your business insurance.

Art Vendor Insurance

Name: Art Vendor Insurance
Brand: Insurance Canopy
Rating: 4.8 (460 reviews)

Creative coverage for artists on the go. Get fast, flexible protection for your booth and your business!

1-90 Days of Coverage

Starting at

^$49/event

Annual Plans Available

Where You're Covered

Art Vendor Insurance Coverage

From sidewalk shows to seasonal markets, art show insurance works when and where you do!

Artisans

Artists

Crafters

Mobile Vendors

Pop-Up Shops

Street Vendors

What Is Art Vendor Insurance?

Art vendor insurance is general liability insurance made for artists who sell or display their work at shows, fairs, and markets. It’s designed to cover the cost of injuries or damages that come with running a booth.

Insurance Canopy’s event-ready coverage includes:

$2 million aggregate in general liability protection
1–90 days of flexible coverage options for vendors
Event-approved Certificate of Insurance (COI)
Protection for common vendor claims

How Much Does Artist Event Insurance Cost?

Art vendor insurance starts at $49 per event as a quick, affordable solution to get the protection most art shows and festivals require. It’s perfect for artists who sell at a few events each year and need instant proof of insurance.

For year-round creators, annual coverage starts at $279 per year. You’ll get ongoing protection for multiple events, pop-ups, and markets all in one policy. Your total cost may vary based on how long you need coverage and where you’re selling.

Who Needs Art Vendor Insurance?

No matter how you make it, display it, or sell it, vendor insurance is designed to cover a variety of makers, like:

Ceramic and pottery artists
Jewelry designers and metalsmiths
Market, craft fair, and art festival vendors
Mixed-media and fiber artists
Painters and illustrators
Printmakers and photographers
Sculptors and woodworkers

Our coverage is crafted to meet the needs of small business owners who bring their creative work to the public!

Art Vendor Insurance Coverage Details

Art Vendor Limits of Liability

General Liability Limit (Aggregate)

This is the total amount your policy may pay out over your total policy period if someone is hurt or something is damaged because of an accident at your vendor booth or exhibiting location.

$2,000,000

General Liability Limit (Per Claim)

This is the total amount your policy may pay for each individual claim where someone is injured or something is damaged due to your vendor booth or exhibiting location.

$1,000,000

Damage to Premises Rented to You

If you rent a space and accidentally damage it or what’s inside, this is the total amount your policy may pay. For the first seven (7) days of your policy, you’re covered for all kinds of damage. After that, it only covers fire-related damage.

$300,000

Art Vendor Pricing

$49

$59

$69

$79

$99

$149

Annual Limits of Liability

General Liability Limit (Aggregate)

This is the total amount your policy may pay out over your total policy period if someone is hurt or something is damaged because of an accident at your vendor booth or exhibiting location.

$2,000,000

General Liability Limit (Per Claim)

This is the total amount your policy may pay for each individual claim where someone is injured or something is damaged due to your vendor booth or exhibiting location.

$1,000,000

Products & Completed Operations (Aggregate)

This is the total amount your policy may pay out over your total policy period if someone is hurt or something is damaged because of the goods or products you sell, even after you’ve handed them off.

$2,000,000

Damage to Premises Rented to You

$300,000

Medical Expense Limit

If someone gets hurt because of your business, this helps cover their medical bills, no matter who was at fault.

$5,000

Personal & Advertising Injury

This is the total amount your policy may pay out over your total policy period, where someone says you hurt their reputation or violated their rights (not physically). That could include things like:

Saying something that hurts their reputation (slander or libel)
Accidentally using someone else’s ad idea
Wrongful eviction or entry
Holding someone without cause
Malicious prosecution

$1,000,000

Annual Optional Limits

Tools and Equipment Coverage (Per Claim / Aggregate)

Also known as inland marine insurance, this is the most your policy may pay (per incident / per year) to repair or replace stolen or damaged gear, equipment, or supplies (excluding items attached to your trailer or vehicle).

$5,000/$10,000

Tools and Equipment Coverage Deductible

If you file a claim for damaged or stolen equipment, this is the amount you’ll need to pay before your insurance helps cover the rest.

$250

Workshop and Class Coverage (Per Claim / Aggregate)

Also known as professional liability insurance (E&O), this is the most your policy may pay (per incident / per year) to cover the cost of injuries or damages caused by workshops or classes you offer.

$100,000/$200,000

Workshop and Class Coverage Deductible

If you file a claim for injuries or damages related to your services, this is the amount you’ll need to pay before your insurance helps cover the rest.

$1,000

Data Breach Coverage (Aggregate)

Also known as cyber liability insurance, this is the maximum your policy may pay per year for you and your customers to recover from a data breach or cyber attack on your business.

$100,000

Data Breach Coverage Deductible

If you file a claim for a cyber attack, this is the amount you’ll need to pay before your insurance helps cover the rest.

$1,000

Annual Pricing

$0 - $50,000 in Annual Sales

$24.25/month

$50,000 - $100,000 in Annual Sales

$33.42/month

Optional Tools and Equipment Coverage

$4.50/month

Optional Workshop and Class Coverage

$10.42/month

Optional Data Breach Coverage

$8.25/month

FAQs About Art Vendor Insurance

Do Art Shows Require Insurance, and What Limits Do They Ask For?

Yes, most art shows require insurance, and they commonly ask for general liability coverage with $1 million per occurrence and $2 million aggregate limits.

These limits are standard across fairs, festivals, and craft markets, and may include requirements for product liability insurance if you are selling handmade goods.

What’s the Difference Between a Vendor Policy and an Annual Policy?

The difference between a vendor policy and an annual policy comes down to how often you sell:

Vendor policies offer short-term coverage for a single show or weekend
Annual policies cover you all year, including multiple events, workshops, or online sales

If you attend just a few shows, short-term coverage is perfect, but if art is your full-time business, an annual policy is the best value.

How Fast Can I Get a COI and Add an Additional Insured?

You can get a Certificate of Insurance (COI) instantly when you buy a policy online. Once your purchase is complete, you can download your COI in minutes and add unlimited additional insureds at no extra cost.

With Insurance Canopy, your proof of insurance can be downloaded unlimited times and is ready to send the same day. No waiting, no back-and-forth hassle!

Can I Add Cyber Liability for Card Readers or Online Sales?

Yes, you can add cyber liability coverage to an annual art vendor policy to help cover card readers and online sales.*

Cyber liability is designed to help your business recover from data breaches, payment fraud, or hacking incidents. For example, it could help customers if card payments from Square or online transactions are compromised.

It’s a smart layer of protection for artists who sell both in person and online!

*Cyber liability insurance is only available to add to annual vendor policies.

Choosing the right insurance is critical.

You can’t afford gaps in your coverage that could put you out of business.

Art Vendor Insurance

Where You're Covered

Art Vendor Insurance Coverage

Artisans

Artists

Crafters

Mobile Vendors

Pop-Up Shops

Street Vendors

What Is Art Vendor Insurance?

How Much Does Artist Event Insurance Cost?

Who Needs Art Vendor Insurance?

Art Vendor Insurance Coverage Details

FAQs About Art Vendor Insurance

Do Art Shows Require Insurance, and What Limits Do They Ask For?

What’s the Difference Between a Vendor Policy and an Annual Policy?

How Fast Can I Get a COI and Add an Additional Insured?

Can I Add Cyber Liability for Card Readers or Online Sales?

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How to Get the Right Vendor Insurance for Your Business (Without Overpaying)