Yoga Teacher Insurance

Align Your Credibility As A Yoga Teacher

As Low As
$150 per year
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Insurance for Yoga Teachers and Instructors

Insurance Canopy provides low-cost A+ rated insurance for yoga teachers, personal trainers, and fitness professionals. With a general & professional liability policy from Insurance Canopy, you can trust that you're getting comprehensive coverage with some of the most competitive premiums in the nation.

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Get Necessary Coverage

As a yoga teacher, you need a Yoga Teacher Insurance policy that offers you both Professional Liability and General Liability Insurance protection for your business. Without the proper insurance, you’d be left to bear the brunt of a lawsuit on your own. While most insurance companies will make you purchase coverages separately, Insurance Canopy combines the coverage you need for your personal training business.

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Choose Your Payment Plan

Insurance Canopy offers our yoga teacher customers flexible payment options when it comes to paying for their insurance. You can either opt to pay an annual payment that starts at $129 or a monthly payment that starts at $12.50 a month.

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Leverage Our Professionals

Your business deserves coverage from experienced professionals with knowledge of your industry. Our team has over a decade in the insurance world and can help answer any questions you may have while you’re applying for coverage. Contact us for more information today.

Coverage Details

1 Additional Insured - $15 | Unlimited Additional Insureds - $30

General & Professional Liability Limits  
General & Professional Liability 
The most your policy will pay in a 12 month policy period for bodily injury and property damage claims that you become legally obligated to pay due to your business and professional services.
Products & Completed Operations Aggregate 
The maximum amount your policy will pay in a 12-month period for bodily injury and property damage claims that result from the products you use to perform your services. However, it does not cover products that are manufactured, sold, or distributed.
Personal & Advertising Injury 
The amount that your policy will pay for claims arising out of one or more of the following offenses:
  • False Arrest, detention or imprisonment
  • Malicious prosecution
  • Wrongful Eviction or Wrongful Entry
  • Oral or written publications that slander or libels a person or organization
  • Oral or written publication or material that violates a person's right of privacy
  • The use of another's advertising idea in your advertisement
General & Professional Liability Each Occurrence 
The maximum the insurance carrier will pay for a bodily injury or property damage claim that you become legally obligated to pay due to your business and professional services.
Damage to Premises Rented to You 
The most we will pay for property damage to any one premises, while rented to you, or in the case of damage by fire, while rented to you or temporarily occupied by you with permission of the owner.
Medical Expense Limit 
A general liability coverage that reimburses others, without regard to the insured's liability, for medical or funeral expenses incurred by such persons as a result of bodily injury (BI) or death sustained by accident under the conditions specified in the policy.
Additional limits  
Inland Marine / Business Personal Property 
Inland marine insurance covers tangible property that is movable or transportable in nature (e.g. supplies, equipment, or inventory) but excludes coverage for structures and items that are part of the structure.
Cyber Liability 
An additional cost will be added for this coverage. See the application for additional coverage details for Cyber Liability Insurance.
Deductible $100
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Have Questions?

Our licensed agents are available to answer any questions you may have (se habla español)

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The Coverage You Need

At Insurance Canopy, we offer yoga teachers policies tailored specifically to their businesses. Our Yoga Teacher Insurance is a combination of both General and Professional Liability Insurance, while other insurance companies will make you purchase both separately. You also benefit from the following:

  • General Liability Insurance protects you against third-party bodily injury or property damage claims that arise out of your yoga teaching. Pushing a client past their limits could cause a lawsuit claim against you when an injury results.
  • Professional Liability Insurance would protect your business against claims that your negligence in your yoga class led to bodily injury or property damage
  • Equipment Insurance offers you protection for your yoga gear. From your extra mats, blocks, and towels, to your weights and room diffuser, if someone broke into your car and stole your gear, you could file a claim.
  • Medical Expense Coverage is a good-faith portion of your insurance which could pay for the medical expenses of someone who gets injured while you teach them. This could pay for their medical bills instead of taking you to court for those fees.
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Protect Against Risk

As a yoga teacher, you may not know the types of risks you face when teaching classes. Whether you run your own studio or rent a space, accidents can and do happen and you need to be protected against worst-case scenarios that could cause you financial harm.

  • Negligence Claims- Say you’re teaching a class and you over-stretch a client during a pose. If they decide to go to the hospital due to any resulting pain, you could be sued for negligence.
  • Slip-and-Fall Incidents- If you run your own studio and a client slips on some water breaking their ankle, you could be held liable for their medical expenses.
  • Property Damage Claims- When you rent space in someone’s facility, you could be liable for any property damage that happens as a result of any yoga teaching you do there.
  • Stolen Gear Claims- Traveling from one studio to the next? If your gear gets stolen out of your vehicle, you could possibly file a claim to get that gear recovered.
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Questions About Yoga Teacher Insurance

Yoga teacher insurance covers claims related to the day-to-day operations of your yoga business. For example, if a student sustains an injury while following your instructions or you damage a studio during a training session, yoga teacher insurance could help cover the costs of these claims.

Yoga teacher insurance also provides coverages for business personal property, general liability, and professional liability, among others.

Buy a policy today
  • Liability insurance coverage pegs you as a serious professional.
  • Clients or gym owners may require you to show proof of insurance before hiring you.
  • Liability insurance gives you a layer of defense against claims such as bodily injury or property damage.
  • You can enjoy financial peace of mind.
  • If you use your own equipment or transport equipment to multiple locations, you will want to protect it against theft, damage, or loss with additional limits for business personal property coverage.
  • Gym or studio owners may require you to add them as an additional insured if you are conducting your personal trainer sessions at their gym.
Buy a policy today

A basic general and professional liability insurance policy starts at $129 per year, or $12.50 per month.

Buy a policy today

Yes. Yoga teacher insurance is essential to your business and is designed to protect your financial assets if you were to be sued as a result of your yoga or massage operations. You could be held liable for claims that include injuries, illnesses, or damages arising from your yoga classes.

Buy a policy today

NPTI is an industry leader in personal trainer education programs. They offer 500/600 hours of in-person training taught by highly qualified instructors. Once you receive your education through NPTI, you never need to renew or take continuing education courses, and your certification is good for life.

Buy a policy today

Choosing the right insurance is critical.

You can’t afford gaps in your coverage that could put you out of business.

Need additional information before making a decision?

Give our team a call today at 844.520.6993


Yoga Teacher Insurance

Annual Policy: Starting at $129 - Yoga Teacher Insurance from Insurance Canopy offers you much-needed Professional Liability and General Liability Insurance so you can continue doing what you love--flowing through vinyasas and helping others reach their zen.

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