Yoga Teacher Insurance
Affordable Coverage for In-Person and Online Yoga Instructors
Top-Rated Yoga Instructors Insurance
Insurance Canopy provides low-cost, top-rated insurance for yoga teachers and fitness instructors for as low as $0.44/day. Our policies meet or exceed most insurance requirements, helping you open the door to new teaching opportunities and have coverage for common claims.
Plus, you get automatic access to exclusive benefits curated to help your yoga business grow — at no additional cost to you!
Affordable
Get the cheapest yoga insurance — save an average of 19% a year on premiums compared to other popular policies.
Quick Coverage
Buy a policy online in 10 minutes or less and get instant proof of insurance. Same-day coverage is also available!
Customizable
Get general and professional liability in your base plan plus the option to add extra coverages. Manage your policy online 24/7.
What Is Yoga Teacher Insurance?
Yoga teacher insurance is a unique protection plan that combines several types of coverage into one. It’s tailored specifically to yoga teachers so you can easily get coverage for the type of work you do.
Insurance helps to protect your yoga business when someone is harmed by your services or property is accidentally damaged.
How Much Does Yoga Teacher Insurance Cost?
Our yoga teacher liability insurance policy starts at $159/year or $15/month. That’s as low as 44 cents a day for general and professional liability coverage.
The cost of your insurance won’t increase based on location. There’s also no limit to the number of places you can teach or students you can have. Plus, there are no membership or subscription fees. You won’t find a policy this good for a price that low anywhere else!
Prices may vary based on several different factors, such as adding additional coverages and the payment option you choose. Customize your free yoga instructor insurance quote online today.
Do Yoga Teachers Need Insurance?
Yes, we recommend all instructors—in-studio, online, and more—invest in yoga liability insurance. It’s one of the best investments you can make to protect your practice.
Coverage for Common Claims
Yoga instructors liability insurance can help you cover the cost of common claims, such as student injuries in class or accidental studio damage.
Eligibility to Teach
It’s becoming more common to need yoga insurance on top of your certification before you can start teaching. Easily show proof of insurance online 24/7.
Protection for Your Gear
Insure the items you use in class and for your business by adding Gear & Equipment Coverage (sometimes called “inland marine”) to your plan for as low as $1.33/month.
Peace of Mind
Our cheap yoga insurance covers you nationwide* and in most places like gyms and studios, during events, at multiple locations, and for 100+ yoga styles, so you can feel protected at all times.
What Insurance Does a Yoga Teacher Need?
Yoga teachers need insurance specialized for their industry, with coverages like general and professional liability insurance. The best yoga teacher insurance plans combine these into one plan, along with other coverages and optional add-ons, so you can tailor a plan to meet your needs.
Below are the most popular coverages Insurance Canopy offers on our yoga insurance policy.
General Liability Insurance – This helps cover claims of bodily injury or property damage. For example, a student tripping over a mat or accidentally breaking a mirror during class.
Professional Liability Insurance – This helps cover claims of bodily injury as a result of advice you give during class. For example, a student overstretching a muscle during a pose.
Medical Expense Coverage – This good-faith portion of your insurance helps pay for the medical expenses of someone who gets hurt while you teach them.
Gear & Equipment Coverage – This helps cover repairing or replacing your equipment due to theft or damages. It’s an optional coverage you can add to your yoga insurance plan.
What Is Covered By Yoga Teacher Liability Insurance?
Yoga insurance for teachers may help cover third-party claims that occur due to your negligence, such as:
- Property Damage: Coverage for accidental damage to rented property
- Malpractice: Covers injuries or damages caused by your instruction
- Bodily Injury: Helps pay for medical bills for accidental injuries
- Errors & Omissions: Also known as professional liability or malpractice coverage
- Stolen Equipment: Insures your gear and equipment against theft
- Illnesses: Covers the cost of treatment for accidental illnesses
Our occurrence form coverage provides lifetime protection for accidents occurring during your policy period. You can file a claim anytime for incidents that leave lasting effects, even if it’s years later.**
Coverage Details
General & Professional Liability Limits
$3,000,000
$3,000,000
The amount your policy will pay for claims arising out of one or more of the following offenses:
– False Arrest, detention or imprisonment
– Malicious prosecution
– Wrongful Eviction or Wrongful Entry
– Oral or written publications that slander or libels a person or organization
– Oral or written publication or material that violates a person’s right of privacy
– The use of another’s advertising idea in your advertisement
Included
The maximum the insurance carrier will pay for a bodily injury or property damage claim that you become legally obligated to pay due to your business and professional services.
$2,000,000
Applies to damage by fire to premises rented to the insured and to damage regardless of cause to premises (including contents) occupied by the insured for 7 days or less.
$300,000
$5,000
The amount we deduct from a claim before paying up to your policy limits.
$100
Optional Add-ons
The maximum amount paid out in the case of a cyber attack on your business. Because this coverage is not automatically included in the standard General Liability Policy, you will need to opt into this coverage. See the application for additional coverage details for Cyber Liability Insurance.
$100,000
Included when added
+$15
+$30
Common Questions About Liability Insurance for Yoga Teachers
Do I Need a Quote for Yoga Insurance?
You don’t need to get a quote for yoga insurance, you can always instantly buy a policy online in minutes. We let you preview your costs before you buy, but there is no need to wait days to receive a customized quote from us.
Get an automated quote online instantly and buy your policy in minutes. Simply complete your payment online and get instant access to your Certificate of Insurance. You can even choose to start your coverage on the same day!
How Can I Customize My Yoga Teacher Insurance?
Whether you want to pay for your yoga liability insurance by the month or the year, you get to choose your payment plan.
We work hard to offer customizable limits and coverages of your policy based on the types of risks yoga teachers often face. Additionally, we offer the following optional coverages to better accommodate you:
- Gear & Equipment Coverage (Inland Marine Insurance)
- Cyber Liability Insurance
- Diet & Nutrition Coverage
What Are Examples of Yoga Insurance Claims?
Let’s say you are teaching a class in a studio. A student pushes themselves during a pose and falls, breaking one of the wall mirrors in the process. The student fractures their wrist, prompting immediate medical attention and physical therapy. Claims could be made against you by the student for their medical costs, and by the facility owner for the broken mirror.
In another situation, let’s say you are teaching a class in a corporate office. One of the students trips over the extra mats you have laid out, knocking over a water bottle that spills onto electrical cords used by the company. The employee files a claim for a sprained ankle and the company orders you to pay for replacing the damaged property.
Yoga instructor insurance from Insurance Canopy may help cover these costs and claims.
What Teaching Styles Will Yoga Insurance Cover?
- Acu-Yoga
- Acupressure
- Ananda
- Anusara
- Ashtanga
- Baptiste
- Bhakti
- Bikram
- Buti Yoga
- Chair Yoga
- Chi Kung
- Couples Yoga
- Forrest
- Hatha
- Hot Yoga
- Integral
- Integrative
- ISHTA
- Iyengar
- Jivamukti
- Jnana
- Kali Ray TriYoga
- Karma
- Katonah
- Kripalu
- Kriya
- Kundalini
- Laughing
- Sculpt yoga
- Sivananda
- Strala
- Tibetan
- Tuina
- Viniyoga
- Vinyasa
- White Lotus
- Yin
Do I Need Teacher or Studio Yoga Insurance?
Whether to choose teacher vs. yoga studio insurance comes down to whether you own or rent a property.
- Yoga studio insurance (also known as Property Insurance) insures buildings you own to operate your yoga business.
- Yoga teacher insurance may only be able to cover claims for buildings or spaces you rent.
The main focus of teacher insurance is professional liability—meaning most of the coverage applies to claims related to injuries or damages your services cause. Unfortunately, this policy does not currently have coverage for damages caused to buildings you own.
Need additional information before making a decision?
Give our team a call today at 844.520.6993
Why Insurance Canopy for the Best Yoga Insurance
Here’s what other yoga teachers and fitness professionals have to say about their experience with Insurance Canopy.
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Affordable plan and very easy to access when I need it
Angela Lobianco
July 13, 2024Always easy to use! Thank you!
CahillandDelene
July 12, 2024Great company with a courteous staff. Website is smooth and navigable with many options for all different kinds of fitness professionals. Best insurance options as well
Rich Bonifazio
July 12, 2024 -
I have been associated with this company for 3 years. They would have deserved no more than 1-2 stars at the time. They have progressively leveled up their customer service... Read More
Angela Fischetti
July 12, 2024Thank you so much for the wonderful service. It is alway so easy to renew my policy each year!
Jamilyn Boze
July 5, 2024Always done very well for us. Highly recommended.
Kenny Casanova
July 5, 2024 -
Nothing but positive things to say. Great company, have used them for years.
Brandon Kennedy
July 5, 2024I think this is the third year in a row that I continue to carry my independent contractor insurance through Insurance Canopy. They make it easy for me, and alert... Read More
susanf
July 5, 2024quick and easy to sign up and did not break the bank!!
Michael “Michael”
April 8, 2024 -
Received many quotes that were multiple times more expensive. Needed something fast, easy and inexpensive for a high needs client. Customer had what they needed 5 minutes after... Read More
Robert Caudle
April 7, 2024Easy to apply online, it take 5 mins and get your provf of Insurance.
Francesca Wine
April 6, 2024I had shopped a few websites including my home/auto policy holder and was not satisfied with their inability to insure me. Other sites wanted ridiculous down payments and one time... Read More
Lucia Boroczk
April 4, 2024 -
This insurance fits my needs as a yoga instructor with a small studio at a reasonable price.
Hillary Blackton
April 2, 2024Just the insurance I needed. I wish the website would allow me to share pages!
Ellen Brodsky
April 2, 2024It was fast and easy.
Vincent Cabello
March 31, 2024 -
Chat support is terrific. I have chatted multiple times and each time the support team is very prompt, customer focused and knows the answers. The policy website is also very... Read More
Patrick McElhaney
March 27, 2024Process was easy. Relevant information accessible. Platform is very user friendly.
Carolina Santos
March 26, 2024The agent was awesome, helped me through my application completely, very professional, humble and helpful! I love Canopy’s concept!!! Thanks, Lionel
Lionel Harrison
March 26, 2024 -
I've been using Canopy for all my businesses. Always responsive, easy to use and the cheapest around. Can't ask for more! - A 10+ note from a happy customer here!
Aaron Copenhaguen
March 26, 2024I was concerned that I wouldn't find a company that could check all the boxes on our coverage wishlist. It only took one quick call and my questions were answered.... Read More
Greg Hoover
March 25, 2024Insurance Canopy gives me peace of mind for my practice.
Adriana Chacon
March 25, 2024 -
great experience so far, always able to reach a human representative on the phone!
New Groove
March 25, 2024Very easy process to get peace of mind
Kristen Talusan
March 25, 2024Reasonable rates for small business owners. It was tough finding a policy that met my needs, but was fortunate to find Insurance Canopy. Highly recommended.
Kate Whelan
March 25, 2024 -
Super friendly service..
Kristina Strong
March 25, 2024Getting insurance is the best thing a fitness professional can do to protect themselves. I feel better knowing Canopy has got my back. Simple and easy to sign up.
Herman Hildo
March 25, 2024I Am tremendously grateful for the help I received in getting the right understanding of what policy was best to fit my needs! Thank U Canopy and Staff
Darron Hines
March 25, 2024 -
Great service, affordable insurance, easy to work with.
Roland Cache
March 18, 2024Fast procedure with clear price options. Did everything in less than 5 minutes
Ron Geraci
March 11, 2024The wait was way too long, however it was worth it. The representative that helped me was knowledgeable, patient, and reassuring.
susan fletcher
March 11, 2024
-
Affordable plan and very easy to access when I need it
July 13, 2024 -
I have been associated with this company for 3 years. They would have deserved no more than 1-2 stars at the time. They have progressively leveled up their customer service... Read More
July 12, 2024 -
Great company with a courteous staff. Website is smooth and navigable with many options for all different kinds of fitness professionals. Best insurance options as well
July 12, 2024 -
Always easy to use! Thank you!
July 12, 2024 -
Thank you so much for the wonderful service. It is alway so easy to renew my policy each year!
July 5, 2024 -
Nothing but positive things to say. Great company, have used them for years.
July 5, 2024 -
Always done very well for us. Highly recommended.
July 5, 2024 -
I think this is the third year in a row that I continue to carry my independent contractor insurance through Insurance Canopy. They make it easy for me, and alert... Read More
July 5, 2024 -
quick and easy to sign up and did not break the bank!!
April 8, 2024 -
Received many quotes that were multiple times more expensive. Needed something fast, easy and inexpensive for a high needs client. Customer had what they needed 5 minutes after... Read More
April 7, 2024
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*Not currently available in Missouri.
**All customers who purchased a policy before 7/1/2024 will have a policy issued through Great American Insurance. This policy does not include occurrence form coverage and will be eligible to receive it after 7/1/2025.
