Yoga Teacher Insurance

Protect Your Practice With Yoga Insurance

As Low As
12.50
Monthly
$150 per year
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129
Yearly
Save 14%
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Insurance for Yoga Teachers and Instructors

Insurance Canopy provides low-cost, A+ rated insurance for yoga professionals and personal trainers that is trusted by thousands. For as low as 36 cents a day, you can trust you're getting customizable coverage with some of the most competitive premiums in the nation.

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Yoga Insurance Done Right

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Customizable


By combining a General and Professional Liability policy, we offer unique yoga insurance that can be tailored to meet your needs.

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Affordable


With flexible payment options starting at $12.50 a month, Insurance Canopy makes yoga teacher insurance more affordable than ever before.

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Simple


With an efficient and streamlined online process, we can provide you with high quality yoga teacher liability insurance in minutes.

What is Yoga Teacher Insurance

Liability insurance for yoga teachers covers claims related to the day-to-day operations of your yoga business. For example, if a student sustains an injury while following your instructions or you damage a studio during a training session, yoga teacher insurance could help cover the costs of these claims.

Insurance for yoga teachers also provides coverages for business personal property, general liability, and professional liability, among others.

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How Much Does Yoga Insurance Cost?

A basic general and professional liability insurance policy for yoga insurance starts at $129 per year, or $12.50 per month. That’s as low as 39 cents a day!

Prices may vary based on several different factors, such as adding additional coverages and which payment option you choose. Yoga teacher insurance is an important investment for instructors. You never know what could go wrong during class, such as someone pulling a muscle during a pose or accidentally damaging the studio you’re renting. Yoga insurance can help cover the costs of liability claims so you don’t have to worry about paying for those costs on your own.

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Yoga Insurance Requirements

In order to qualify for yoga insurance, you will need to be a certified yoga teacher. Your name on your application must match your name on your business documents. You also must not have had a liability or business property claim resulting in losses more than $5,000 in the last 5 years.

Ineligible practices that exclude you from our yoga insurance policy include:

  • Sale, distribution, recommendation, prescribing, or administration of any pharmaceuticals, controlled substances, vitamins, supplements, or narcotics
  • Dietary or nutritional related work for hospitals, assisted living facilities, nursing homes, home health care providers, health clinics, schools, or professional sport teams
  • Sale of nutritional, medicinal, or herbal products
  • Medical, therapy, or health care services
  • Certified Athletic Trainers affiliated with organized sports or athletic team(s)
  • Water fitness or aerial yoga, including pole dancing, pole fitness, and exotic exercise
  • Martial arts or physical contact training
  • Medical, therapy, or health care services

Coverage Details

1 Additional Insured - $15 | Unlimited Additional Insureds - $30

General & Professional Liability Limits  
General & Professional Liability 
The most your policy will pay for bodily injury and property damage claims, occurring during your coverage, as a result of your business operations.
 $3,000,000
Products & Completed Operations Aggregate 
This is the maximum amount your policy will pay in a 12-month period for product liability claims and completed operations claims.
  • Product Liability claims are the result of bodily harm or property damage incurred by your products
  • Completed Operations claims are the result of bodily harm or property damage incurred by business operations conducted away from your business’s premises—even after business operations have been completed or abandoned
 $3,000,000
Personal & Advertising Injury 
The amount that your policy will pay for claims arising out of one or more of the following offenses:
  • False Arrest, detention or imprisonment
  • Malicious prosecution
  • Wrongful Eviction or Wrongful Entry
  • Oral or written publications that slander or libels a person or organization
  • Oral or written publication or material that violates a person's right of privacy
  • The use of another's advertising idea in your advertisement
 Included
Each Occurrence Limit 
The maximum amount paid per incident during the term of the policy due to business operations and professional services.
 $2,000,000
Damage to Premises Rented to You 
Applies to damage by fire to premises rented to you and to damage, regardless of cause, to premises (including contents) occupied by your business for 7 days or less.
 $300,000
Medical Expense Limit 
A no-fault medical policy that allows you to cover medical or funeral expenses for an individual up to the issued limit—without deducting from the general liability aggregate limit. The injury or death must be as a result of a bodily injury caused by business operations.
 $5,000
Endorsements and Additional Coverage  
Inland Marine Insurance 
Also known as Business Personal Property Insurance, Inland Marine Insurance covers tangible property that is movable or transportable (e.g. supplies, equipment, or inventory). It excludes coverage for structures and items that are part of the structure. This coverage is considered an additional policy that you can opt in to.
 $2,000
Cyber Liability 
The maximum amount paid out in the case of a cyber attack on your business, such as a data breach or the loss of electronically stored information. Because this coverage is not automatically included in the standard General Liability Policy, an additional cost will be added if you opt into this coverage.
 $100,000
Deductible 
This is the amount we deduct from a claim before paying up to your policy limits.
 $100
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Our licensed agents are available to answer any questions you may have (se habla español)

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A yogi holds a pose on a path in a forest. She can lead classes with confidence because she has yoga teacher insurance.
What Types of Coverage Are Included With Yoga Teacher Insurance?

As leading industry experts, we understand the unique needs you need covered in your yoga insurance. By bundling General Liability Insurance and Professional Liability Insurance into one customizable plan you can enjoy coverages such as:

  • General Liability Insurance protects against claims of bodily injury or property damage, such as a student tripping over a mat or accidentally breaking a mirror during class.
  • Professional Liability Insurance protects against claims of bodily injury as a result of advice you give during class, such as a student spraining an ankle during a pose.
  • Equipment Insurance protects you from the out of pocket costs for repairing or replacing your equipment due to theft or negligence.
  • Medical Expense Coverage is a good-faith portion of your insurance which could pay for the medical expenses of someone who gets injured while you teach them.
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A yoga teacher leads a class in a studio with yoga teacher insurance.
Why Should I Carry Yoga Teacher Insurance?

As a yoga instructor, it is good to be aware of the types of risks you face when teaching classes. Protecting your practice is an important investment to make. At Insurance Canopy, we work on keeping you covered so you can focus on what matters most—your students.

  • Protect Yourself From Claims- Yoga teacher liability insurance can protect you from claims such as bodily injury or property damage, and prevent you from paying large medical or legal fees out of pocket.
  • Stay Eligible to Teach- Wherever you choose to teach, facility owners may require you to show proof of yoga teacher insurance and add them as an additional insured.
  • Boost Your Credibility- Liability insurance for yoga teachers shows you are a serious professional and helps your students feel safe under your direction.
  • Have Peace of Mind- The cost of yoga instructor insurance is relatively cheaper than paying for claims on your own. In the case of a claim, our licensed agents are trained to help guide you through the process.
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Questions About Yoga Insurance? We Have The Answers.

Yes, we recommend all instructors invest in yoga insurance. You never know when something could go wrong and you could be held liable—paying hundreds or thousands of dollars in expenses on your own. Yoga insurance also helps you meet facility requirements to teach in studios, or allow you more confidently take your teaching on the road.

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No, you do not need to get a yoga instructor insurance quote! All yoga instructor insurance policies can be purchased entirely online in 10 minutes or less.

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Your yoga teacher liability insurance can be customized to fit your individual needs.

At Insurance Canopy, our experienced agents work hard to offer customizable limits and coverages of your policy based upon the exposure that you may have. Additionally, we offer the following optional coverages to better accommodate you:

  • Inland Marine Insurance (Business Personal Property Insurance)
  • Cyber Liability Insurance
  • Deductibles

 

Customize My Coverage
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NPTI is an industry leader in personal trainer education programs. They offer 500/600 hours of in-person training taught by highly qualified instructors. Once you receive your education through NPTI, you never need to renew or take continuing education courses, and your certification is good for life.

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Let’s say you are teaching a class in a studio. A student pushes themselves during a pose and falls, breaking one of the wall mirrors in the process. The student fractured their wrist, prompting immediate medical attention and physical therapy. Claims could be made against you by the student for their medical costs, and by the facility owner for the broken mirror. With Insurance Canopy’s yoga instructor liability insurance, you may be able to avoid these types of financial burdens.

In another situation, let’s say you are teaching a class in a corporate office. One of the students trips over the extra mats you have laid out, knocking over a water bottle that spills onto electrical cords used by the company. The employee is filing a claim for a sprained ankle and the company is ordering you to pay for replacing the damaged property. Yoga instructor insurance from Insurance Canopy may help cover these costs and navigate through the claims process.

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  • Acu-Yoga
  • Acupressure
  • Ananda
  • Anusara
  • Ashtanga
  • Baptiste
  • Bhakti
  • Bikram
  • Buti Yoga
  • Chair Yoga
  • Chi Kung
  • Couples Yoga
  • Forrest
  • Hatha

 

 

  • Hot Yoga
  • Integral
  • Integrative
  • ISHTA
  • Iyengar
  • Jivamukti
  • Jnana
  • Kali Ray TriYoga
  • Karma
  • Katonah
  • Kripalu
  • Kriya
  • Kundalini
  • Laughing

 

 

  • Naam Yoga
  • Power
  • Prenatal
  • Raja
  • Restorative
  • Sculpt yoga
  • Sivananda
  • Strala
  • Tibetan
  • Tuina
  • Viniyoga
  • Vinyasa
  • White Lotus
  • Yin

 

NOTE: Coverage is only available for those who (1) have legal yoga teaching certification; (2) do not instruct any aerial yoga practices; and (3) do not distribute any pharmaceuticals, controlled substances, or nutritional supplements. A full list of our exclusions can be found on our application, or by calling 844.520.6993.

 

Get Protected Today
Choosing the right insurance is critical.

You can’t afford gaps in your coverage that could put you out of business.

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Need additional information before making a decision?

Give our team a call today at 844.520.6993

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Yoga Teacher Insurance

Annual Policies Starting at $129 - Yoga insurance from Insurance Canopy offers you much-needed protection so you can continue doing what you love—flowing through vinyasas and helping others reach their zen.

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