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Yoga Teacher Insurance

Affordable Coverage for In-Person and Online Yoga Instructors

As Low As
$12.50
Monthly
MOST POPULAR
$129
Yearly

Save 14%

Top-Rated Yoga Instructors Insurance

Insurance Canopy provides low-cost, A+ rated insurance for yoga teachers and fitness instructors for as low as $0.36/day. Our policies meet or exceed most insurance requirements, helping you open the door to new teaching opportunities and have coverage for common claims.

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Affordable​

Get the cheapest yoga insurance—save an average of 25% a year on premiums compared to other popular policies.
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Quick Coverage

Buy a policy online in 10 minutes or less and get instant proof of insurance. Same-day coverage is also available!

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Customizable​

Get general and professional liability in your base plan plus the option to add extra coverages. Manage your policy online 24/7.

What is Yoga Teacher Insurance?

Yoga teacher insurance is a unique protection plan that combines several types of coverage into one. It’s tailored specifically to yoga teachers so you can easily get coverage for the type of work you do.

Insurance helps to protect your yoga business when someone is harmed by your services or property is accidentally damaged. For example, if a student sustains an injury while following your instructions or you damage a studio during a training session, yoga insurance could help cover the costs of these claims.

How Much Does Yoga Teacher Insurance Cost?

Our yoga teacher liability insurance policy starts at $129/year or $12.50/month. That’s as low as 39 cents a day for general and professional liability coverage.

The cost of your insurance won’t increase based on location. There’s also no limit to the number of places you can teach or students you can have. Plus, there are no membership or subscription fees. You won’t find a policy this good for a price that low anywhere else!

Prices may vary based on several different factors, such as adding additional coverages and the payment option you choose. Customize your free yoga instructor insurance quote online today.

Do Yoga Teachers Need Insurance?

Yes, we recommend all instructors—in-studio, online, and more—invest in yoga liability insurance. It’s one of the best investments you can make to protect your practice.

Coverage for Common Claims

Yoga instructors liability insurance can help you cover the cost of common claims, such as student injuries in class or accidental studio damage.

Eligibility to Teach 

It’s becoming more common to need yoga insurance on top of your certification before you can start teaching. Easily show proof of insurance online 24/7.

Protection for Your Gear 

Insure the items you use in class and for your business by adding Gear & Equipment Coverage (sometimes called “inland marine”) to your plan for as low as $1.33/month.

Peace of Mind

Our cheap yoga insurance covers you in all 50 states, at multiple locations, and for 100+ yoga styles, so you can feel protected at all times.

What Insurance Does a Yoga Teacher Need?

Yoga teachers need insurance specialized for their industry, with coverages like general and professional liability insurance. The best yoga teacher insurance plans combine these into one plan, along with other coverages and optional add-ons, so you can tailor a plan to meet your needs.

Below are the most popular coverages Insurance Canopy offers on our yoga insurance policy.

General Liability Insurance 

This helps cover claims of bodily injury or property damage. For example, a student tripping over a mat or accidentally breaking a mirror during class.

Professional Liability Insurance

This helps cover claims of bodily injury as a result of advice you give during class. For example, a student overstretching a muscle during a pose.

Medical Expense Coverage

This good-faith portion of your insurance helps pay for the medical expenses of someone who gets hurt while you teach them.

Gear & Equipment Coverage 

This helps cover repairing or replacing your equipment due to theft or damages. It’s an optional coverage you can add to your yoga insurance plan.

What Is Covered By Yoga Teacher Liability Insurance?

Yoga insurance for teachers may help cover third-party claims that occur due to your negligence, such as: 

  • Property Damage: Coverage for accidental damage to rented property
  • Malpractice: Covers injuries or damages caused by your instruction
  • Bodily Injury: Helps pay for medical bills for accidental injuries
  • Errors & Omissions: Also known as professional liability or malpractice coverage
  • Stolen Equipment: Insures your gear and equipment against theft
  • Illnesses: Covers the cost of treatment for accidental illnesses

Coverage Details

General & Professional Liability Limits

The most your policy can pay annually for bodily injury and property damage claims occurring during your coverage as a result of your business operations or professional services. For example, someone slips in your studio or is injured during a workout you were leading.

$3,000,000

The maximum amount your policy will pay annually for claims of bodily injury or property damage due to an incident that occurred with a product during or after your class, such as a faulty piece of equipment injuring a client.

$3,000,000

The amount your policy will pay for claims arising out of one or more of the following offenses:
– False Arrest, detention or imprisonment
– Malicious prosecution
– Wrongful Eviction or Wrongful Entry
– Oral or written publications that slander or libels a person or organization
– Oral or written publication or material that violates a person’s right of privacy
– The use of another’s advertising idea in your advertisement

Included

The maximum the insurance carrier will pay for a bodily injury or property damage claim that you become legally obligated to pay due to your business and professional services.

$2,000,000

Applies to damage by fire to premises rented to the insured and to damage regardless of cause to premises (including contents) occupied by the insured for 7 days or less.

$300,000

A no-fault medical policy that allows you to cover medical or funeral expenses for an individual up to the issued limit without deducting from the general liability aggregate limit. The injury or death must be as a result of a bodily injury caused by business operations.

$5,000

The amount we deduct from a claim before paying up to your policy limits.

$100

Optional Add-ons

Also known as “inland marine,” it covers property that is movable or transportable in nature (e.g. supplies, equipment, or inventory) but excludes coverage for structures and items that are a permanent part of the structure.

$2,000

The maximum amount paid out in the case of a cyber attack on your business. Because this coverage is not automatically included in the standard General Liability Policy, you will need to opt into this coverage. See the application for additional coverage details for Cyber Liability Insurance.

$100,000

Coverage for additional services you offer clients, such as diet guidelines, meal plans, or the sale/recommendation of health supplements. These services are not covered by professional liability and require Diet & Nutrition Coverage.

Included when added

Coverage for a third party, such as a business, property owner, event organizer, or employer. It cannot be used for employees, friends or family, other trainers, yourself, or other businesses you may own.

+$15

Coverage for multiple third parties, such as a business, property owner, event organizer, or employer. It cannot be used for employees, friends or family, other trainers, yourself, or other businesses you may own.

+$30

Ready For A Free Quote?
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Common Questions About Liability Insurance for Yoga Teachers

You don’t need to get a quote for yoga insurance, you can always instantly buy a policy online in minutes. We let you preview your costs before you buy, but there is no need to wait days to receive a customized quote from us 

Get an automated quote online instantly and buy your policy in minutes. Simply complete your payment online and get instant access to your Certificate of Insurance. You can even choose to start your coverage on the same day!

Get Insurance Now

You can customize your yoga teacher liability insurance coverage while buying your policy or at any time from your online dashboard.

We work hard to offer customizable limits and coverages of your policy based on the types of risks yoga teachers often face. Additionally, we offer the following optional coverages to better accommodate you:

 

Get Insurance Now

Let’s say you are teaching a class in a studio. A student pushes themselves during a pose and falls, breaking one of the wall mirrors in the process. The student fractures their wrist, prompting immediate medical attention and physical therapy. Claims could be made against you by the student for their medical costs, and by the facility owner for the broken mirror. 

In another situation, let’s say you are teaching a class in a corporate office. One of the students trips over the extra mats you have laid out, knocking over a water bottle that spills onto electrical cords used by the company. The employee files a claim for a sprained ankle and the company orders you to pay for replacing the damaged property.

Yoga instructor insurance from Insurance Canopy may help cover these costs and claims.

Get Protected Today

  • Acu-Yoga
  • Acupressure
  • Ananda
  • Anusara
  • Ashtanga
  • Baptiste
  • Bhakti
  • Bikram
  • Buti Yoga
  • Chair Yoga
  • Chi Kung
  • Couples Yoga
  • Forrest
  • Hatha
  • Hot Yoga
  • Integral
  • Integrative
  • ISHTA
  • Iyengar
  • Jivamukti
  • Jnana
  • Kali Ray TriYoga
  • Karma
  • Katonah
  • Kripalu
  • Kriya
  • Kundalini
  • Laughing
  • Sculpt yoga
  • Sivananda
  • Strala
  • Tibetan
  • Tuina
  • Viniyoga
  • Vinyasa
  • White Lotus
  • Yin

Whether to choose teacher vs. yoga studio insurance comes down to whether you own or rent a property

  • Yoga studio insurance (also known as Property Insurance) insures buildings you own to operate your yoga business.
  • Yoga teacher insurance may only be able to cover claims for buildings or spaces you rent.

The main focus of teacher insurance is professional liability—meaning most of the coverage applies to claims related to injuries or damages your services cause. Unfortunately, this policy does not currently have coverage for damages caused to buildings you own.

Apply for Yoga Teacher Insurance

Choosing the right insurance is critical.
You can’t afford gaps in your coverage that could put you out of business.
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Need additional information before making a decision?

Give our team a call today at 844.520.6993

Why Insurance Canopy for the Best Yoga Insurance

Here’s what other yoga teachers and fitness professionals have to say about their experience with Insurance Canopy.

  • It was a very easy experience.

    Pamela Burton Avatar Pamela Burton
    February 13, 2023

    It didn’t start out so smooth but Jamal was helpful getting my additional insured added

    Grog Avatar Grog
    June 12, 2023

    Beta use only // easy, great… unbelievably easy to add and remove and insured and uninsured… almost too easy so thank you dad

    kayla ciruzzi Avatar kayla ciruzzi
    May 26, 2023
  • Easy peezy

    Tom Razin Avatar Tom Razin
    September 26, 2022

    Sarah was outstanding!!! Wonderful customer service with a smile and a laugh!! Doesn’t get any better than that!

    Darci Menard Avatar Darci Menard
    February 6, 2023

    Service rep was very knowledgeable very helpful and got the job done for what I needed Immediately . Can't say enough about Hi service

    Clifford Lo Sasso Avatar Clifford Lo Sasso
    January 6, 2023
  • I have been djing for over a decade, but just started my dj business this year. Getting insurance was something I was dreading, but Ins Canopy made the process so... Read More

    Mike V (Dj Mike Cartel) Avatar Mike V (Dj Mike Cartel)
    September 26, 2022

    The process to apply for insurance was very easy and I appreciated how smooth it went. However, I didn’t like auto renew without my permission. I’m 69 and... Read More

    Regina Nowak Avatar Regina Nowak
    May 26, 2023

    Quick easy to understand and reasonable. Detailed instructions and easy to ise. Canopy did it all for my team

    Kappa Xi Avatar Kappa Xi
    September 26, 2022
  • Quick and easy insurance for my mobile DJ business.

    Burton Nuse Avatar Burton Nuse
    October 19, 2022

    Wonderful quick and easy!

    shani files Avatar shani files
    December 6, 2022

    I'm very happy to have found you guys for my business. The website is easy to navigate. The support service is excellent. Affordable prices for balloon artists and party entertainment... Read More

    Blanca Mendoza Avatar Blanca Mendoza
    May 26, 2023
  • Super easy, easy to understand and a great price.

    Alan Browning Avatar Alan Browning
    September 26, 2022

    Love y’all! I highly recommend performers to use your services. I have also recommended your company to BMI. ASCAP. SESAC, etc. to list you as a resource for Entertainers. Thank... Read More

    KGTCA LLC Avatar KGTCA LLC
    February 27, 2023

    Great place to get affordable DJ insurance. Keri took the time to get me the right coverage I needed, thanks again!

    Carlos Navarro Avatar Carlos Navarro
    September 26, 2022
  • Super fast and easy to set up. Very reasonably priced.

    Rachel Miller Avatar Rachel Miller
    February 6, 2023

    Very Easy and affordable

    barber fire Avatar barber fire
    March 4, 2023

    Very easy to obtain a policy

    John Faughey Avatar John Faughey
    December 6, 2022
  • I’m so happy with your company!!!

    Jenalyn Smith Avatar Jenalyn Smith
    October 19, 2022

    Very easy and efficient. It was just what I needed

    Deborah West Avatar Deborah West
    February 27, 2023

    Instructor at Orange Door Yoga in Grand Junction, Co

    Terry Talbot Avatar Terry Talbot
    February 20, 2023
  • Great rates and so easy to sign up!

    Liz Atkinson Avatar Liz Atkinson
    January 6, 2023

    Great site to work with.

    Patti Lee Avatar Patti Lee
    June 5, 2023

    Fast Great Reasonable Coverage Price!!!! Very helpful to all who needs insurance right away and to any type of business who has to comply with proof of insurance. it's... Read More

    John Togado Avatar John Togado
    December 6, 2022
  • They took care of business! Easy process and cheap price to pay for peace of mind and being able to say you are a pro and fully insured.

    Jimmy Fish Avatar Jimmy Fish
    February 13, 2023

    I got the coverage I needed. The coverage wasn’t extravagant in price and I was able to add an additional insured. Thanks for the great service.

    ShoMoDjs DJ and Audio Visual Services Avatar ShoMoDjs DJ and Audio Visual Services
    January 6, 2023

    This was a very easy process of purchasing DJ insurance, I mostly like the affordable reasonable rates.

    Jeffrey “Jay jay” C Avatar Jeffrey “Jay jay” C
    June 19, 2023
  • So far, so good.

    Jeff Nelson Avatar Jeff Nelson
    December 6, 2022

    Awesome fast and easy process ? in minutes!!

    PAUL Velez Avatar PAUL Velez
    July 26, 2022

    Incredibly user-friendly set up. Super impressed with the ease of purchasing my policy. Great!

    Tim Cunningham Avatar Tim Cunningham
    June 26, 2022
  • Very easy to quote and bind! Excellent price for the coverage.

    Matt Forneris Avatar Matt Forneris
    August 26, 2022
  • Super fast and easy to set up. Very reasonably priced.

    Rachel Miller Avatar Rachel Miller
    February 6, 2023
  • My personal liability insurance for teaching fitness classes was so easy to set up! Plus, I needed to make a correction and their customer service was very prompt. Highly recommend... Read More

    Juju Rafii Avatar Juju Rafii
    December 6, 2022
  • Very easy to obtain a policy

    John Faughey Avatar John Faughey
    December 6, 2022
  • Your insurance provisions work perfectly for me. No overhead or long term contracts and I'm able to pass along the cost to my clients. Thanks!?

    Gary Morton Avatar Gary Morton
    July 26, 2022
  • Website Easy To Navigate And Price For Insurance Cover Is Excellent. Thank You For Insuring My Event! 👊🏾

    Fritz Cooper Avatar Fritz Cooper
    May 26, 2023
  • They took care of business! Easy process and cheap price to pay for peace of mind and being able to say you are a pro and fully insured.

    Jimmy Fish Avatar Jimmy Fish
    February 13, 2023
  • Chat rep was knowledgeable and professional and website was easy to navigate and apply for business insurance.

    Matt R Avatar Matt R
    July 26, 2022
  • Quick and easy insurance for my mobile DJ business.

    Burton Nuse Avatar Burton Nuse
    October 19, 2022
  • The only company I use for event insurance! The best!

    Susie Shortt Avatar Susie Shortt
    October 5, 2022

Get A FREE Yoga Class Waiver!

Insurance + Waiver = Better Protection

When used with insurance, waivers can help you defend claims. Download a free waiver for your next class and enjoy protection with Insurance Canopy.

NOTE: A waiver does NOT take the place of insurance or guarantee legal protection.

Get A FREE Yoga Class Waiver!

Insurance + Waiver = Better Protection

When used with insurance, waivers can help you defend claims. Download a free waiver for your next class and enjoy protection with Insurance Canopy.
*NOTE: A waiver does NOT take the place of insurance or guarantee legal protection.

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