Yoga Teacher Insurance
Affordable Coverage for In-Person and Online Yoga Instructors
Top-Rated Yoga Instructors Insurance
Insurance Canopy provides low-cost, A+ rated insurance for yoga teachers and fitness instructors for as low as $0.36/day. Our policies meet or exceed most insurance requirements, helping you open the door to new teaching opportunities and have coverage for common claims.
Affordable
Quick Coverage
Buy a policy online in 10 minutes or less and get instant proof of insurance. Same-day coverage is also available!
Customizable
Get general and professional liability in your base plan plus the option to add extra coverages. Manage your policy online 24/7.
What is Yoga Teacher Insurance?
Yoga teacher insurance is a unique protection plan that combines several types of coverage into one. It’s tailored specifically to yoga teachers so you can easily get coverage for the type of work you do.
Insurance helps to protect your yoga business when someone is harmed by your services or property is accidentally damaged. For example, if a student sustains an injury while following your instructions or you damage a studio during a training session, yoga insurance could help cover the costs of these claims.
How Much Does Yoga Teacher Insurance Cost?
Our yoga teacher liability insurance policy starts at $129/year or $12.50/month. That’s as low as 39 cents a day for general and professional liability coverage.
The cost of your insurance won’t increase based on location. There’s also no limit to the number of places you can teach or students you can have. Plus, there are no membership or subscription fees. You won’t find a policy this good for a price that low anywhere else!
Prices may vary based on several different factors, such as adding additional coverages and the payment option you choose. Customize your free yoga instructor insurance quote online today.
Do Yoga Teachers Need Insurance?
Yes, we recommend all instructors—in-studio, online, and more—invest in yoga liability insurance. It’s one of the best investments you can make to protect your practice.
Coverage for Common Claims
Yoga instructors liability insurance can help you cover the cost of common claims, such as student injuries in class or accidental studio damage.Eligibility to Teach
It’s becoming more common to need yoga insurance on top of your certification before you can start teaching. Easily show proof of insurance online 24/7.Protection for Your Gear
Insure the items you use in class and for your business by adding Gear & Equipment Coverage (sometimes called “inland marine”) to your plan for as low as $1.33/month.Peace of Mind
Our cheap yoga insurance covers you in all 50 states, at multiple locations, and for 100+ yoga styles, so you can feel protected at all times.What Insurance Does a Yoga Teacher Need?
Yoga teachers need insurance specialized for their industry, with coverages like general and professional liability insurance. The best yoga teacher insurance plans combine these into one plan, along with other coverages and optional add-ons, so you can tailor a plan to meet your needs.
Below are the most popular coverages Insurance Canopy offers on our yoga insurance policy.
General Liability Insurance
This helps cover claims of bodily injury or property damage. For example, a student tripping over a mat or accidentally breaking a mirror during class.Professional Liability Insurance
This helps cover claims of bodily injury as a result of advice you give during class. For example, a student overstretching a muscle during a pose.
Medical Expense Coverage
This good-faith portion of your insurance helps pay for the medical expenses of someone who gets hurt while you teach them.Gear & Equipment Coverage
This helps cover repairing or replacing your equipment due to theft or damages. It’s an optional coverage you can add to your yoga insurance plan.What Is Covered By Yoga Teacher Liability Insurance?
Yoga insurance for teachers may help cover third-party claims that occur due to your negligence, such as:
- Property Damage: Coverage for accidental damage to rented property
- Malpractice: Covers injuries or damages caused by your instruction
- Bodily Injury: Helps pay for medical bills for accidental injuries
- Errors & Omissions: Also known as professional liability or malpractice coverage
- Stolen Equipment: Insures your gear and equipment against theft
- Illnesses: Covers the cost of treatment for accidental illnesses
Coverage Details
General & Professional Liability Limits
$3,000,000
$3,000,000
The amount your policy will pay for claims arising out of one or more of the following offenses:
– False Arrest, detention or imprisonment
– Malicious prosecution
– Wrongful Eviction or Wrongful Entry
– Oral or written publications that slander or libels a person or organization
– Oral or written publication or material that violates a person’s right of privacy
– The use of another’s advertising idea in your advertisement
Included
The maximum the insurance carrier will pay for a bodily injury or property damage claim that you become legally obligated to pay due to your business and professional services.
$2,000,000
Applies to damage by fire to premises rented to the insured and to damage regardless of cause to premises (including contents) occupied by the insured for 7 days or less.
$300,000
$5,000
The amount we deduct from a claim before paying up to your policy limits.
$100
Optional Add-ons
$2,000
The maximum amount paid out in the case of a cyber attack on your business. Because this coverage is not automatically included in the standard General Liability Policy, you will need to opt into this coverage. See the application for additional coverage details for Cyber Liability Insurance.
$100,000
Included when added
+$15
+$30
Common Questions About Liability Insurance for Yoga Teachers
You don’t need to get a quote for yoga insurance, you can always instantly buy a policy online in minutes. We let you preview your costs before you buy, but there is no need to wait days to receive a customized quote from us
Get an automated quote online instantly and buy your policy in minutes. Simply complete your payment online and get instant access to your Certificate of Insurance. You can even choose to start your coverage on the same day!
You can customize your yoga teacher liability insurance coverage while buying your policy or at any time from your online dashboard.
We work hard to offer customizable limits and coverages of your policy based on the types of risks yoga teachers often face. Additionally, we offer the following optional coverages to better accommodate you:
- Gear & Equipment Coverage (Inland Marine Insurance)
- Cyber Liability Insurance
- Diet & Nutrition Coverage
Let’s say you are teaching a class in a studio. A student pushes themselves during a pose and falls, breaking one of the wall mirrors in the process. The student fractures their wrist, prompting immediate medical attention and physical therapy. Claims could be made against you by the student for their medical costs, and by the facility owner for the broken mirror.
In another situation, let’s say you are teaching a class in a corporate office. One of the students trips over the extra mats you have laid out, knocking over a water bottle that spills onto electrical cords used by the company. The employee files a claim for a sprained ankle and the company orders you to pay for replacing the damaged property.
Yoga instructor insurance from Insurance Canopy may help cover these costs and claims.
- Acu-Yoga
- Acupressure
- Ananda
- Anusara
- Ashtanga
- Baptiste
- Bhakti
- Bikram
- Buti Yoga
- Chair Yoga
- Chi Kung
- Couples Yoga
- Forrest
- Hatha
- Hot Yoga
- Integral
- Integrative
- ISHTA
- Iyengar
- Jivamukti
- Jnana
- Kali Ray TriYoga
- Karma
- Katonah
- Kripalu
- Kriya
- Kundalini
- Laughing
- Sculpt yoga
- Sivananda
- Strala
- Tibetan
- Tuina
- Viniyoga
- Vinyasa
- White Lotus
- Yin
Whether to choose teacher vs. yoga studio insurance comes down to whether you own or rent a property.
- Yoga studio insurance (also known as Property Insurance) insures buildings you own to operate your yoga business.
- Yoga teacher insurance may only be able to cover claims for buildings or spaces you rent.
The main focus of teacher insurance is professional liability—meaning most of the coverage applies to claims related to injuries or damages your services cause. Unfortunately, this policy does not currently have coverage for damages caused to buildings you own.
Need additional information before making a decision?
Give our team a call today at 844.520.6993
Why Insurance Canopy for the Best Yoga Insurance
Here’s what other yoga teachers and fitness professionals have to say about their experience with Insurance Canopy.
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It was a very easy experience.
February 13, 2023It didn’t start out so smooth but Jamal was helpful getting my additional insured added
June 12, 2023Beta use only // easy, great… unbelievably easy to add and remove and insured and uninsured… almost too easy so thank you dad
May 26, 2023 -
Easy peezy
September 26, 2022Sarah was outstanding!!! Wonderful customer service with a smile and a laugh!! Doesn’t get any better than that!
February 6, 2023Service rep was very knowledgeable very helpful and got the job done for what I needed Immediately . Can't say enough about Hi service
January 6, 2023 -
I have been djing for over a decade, but just started my dj business this year. Getting insurance was something I was dreading, but Ins Canopy made the process so... Read More easy. I had a lil difficulty with the application and was helped right away. I got my policy seconds after purchase. My only regret is that I didn't purchase an annual policy, which I will be doing next month. Hopefully there is a discount! 😉
September 26, 2022The process to apply for insurance was very easy and I appreciated how smooth it went. However, I didn’t like auto renew without my permission. I’m 69 and... Read More I don’t know what I’ll be doing next year so please unroll me from auto renew. Other than that I liked the simplicity of the online application.
May 26, 2023Quick easy to understand and reasonable. Detailed instructions and easy to ise. Canopy did it all for my team
September 26, 2022 -
Quick and easy insurance for my mobile DJ business.
October 19, 2022Wonderful quick and easy!
December 6, 2022I'm very happy to have found you guys for my business. The website is easy to navigate. The support service is excellent. Affordable prices for balloon artists and party entertainment... Read More professionals.🎈
May 26, 2023 -
Super easy, easy to understand and a great price.
September 26, 2022Love y’all! I highly recommend performers to use your services. I have also recommended your company to BMI. ASCAP. SESAC, etc. to list you as a resource for Entertainers. Thank... Read More you so very much!
February 27, 2023Great place to get affordable DJ insurance. Keri took the time to get me the right coverage I needed, thanks again!
September 26, 2022 -
Super fast and easy to set up. Very reasonably priced.
February 6, 2023Very Easy and affordable
March 4, 2023Very easy to obtain a policy
December 6, 2022 -
I’m so happy with your company!!!
October 19, 2022Very easy and efficient. It was just what I needed
February 27, 2023Instructor at Orange Door Yoga in Grand Junction, Co
February 20, 2023 -
Great rates and so easy to sign up!
January 6, 2023Great site to work with.
June 5, 2023Fast Great Reasonable Coverage Price!!!! Very helpful to all who needs insurance right away and to any type of business who has to comply with proof of insurance. it's... Read More simple straightforward application available online. I would highly recommend this insurance.
December 6, 2022 -
They took care of business! Easy process and cheap price to pay for peace of mind and being able to say you are a pro and fully insured.
February 13, 2023I got the coverage I needed. The coverage wasn’t extravagant in price and I was able to add an additional insured. Thanks for the great service.
January 6, 2023This was a very easy process of purchasing DJ insurance, I mostly like the affordable reasonable rates.
June 19, 2023 -
So far, so good.
December 6, 2022Awesome fast and easy process ? in minutes!!
July 26, 2022Incredibly user-friendly set up. Super impressed with the ease of purchasing my policy. Great!
June 26, 2022
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Very easy to quote and bind! Excellent price for the coverage.
August 26, 2022 -
Super fast and easy to set up. Very reasonably priced.
February 6, 2023 -
My personal liability insurance for teaching fitness classes was so easy to set up! Plus, I needed to make a correction and their customer service was very prompt. Highly recommend... Read More for group fitness instructors.
December 6, 2022 -
Very easy to obtain a policy
December 6, 2022 -
Your insurance provisions work perfectly for me. No overhead or long term contracts and I'm able to pass along the cost to my clients. Thanks!?
July 26, 2022 -
Website Easy To Navigate And Price For Insurance Cover Is Excellent. Thank You For Insuring My Event! 👊🏾
May 26, 2023 -
They took care of business! Easy process and cheap price to pay for peace of mind and being able to say you are a pro and fully insured.
February 13, 2023 -
Chat rep was knowledgeable and professional and website was easy to navigate and apply for business insurance.
July 26, 2022 -
Quick and easy insurance for my mobile DJ business.
October 19, 2022 -
The only company I use for event insurance! The best!
October 5, 2022
Get A FREE Yoga Class Waiver!
Insurance + Waiver = Better Protection
When used with insurance, waivers can help you defend claims. Download a free waiver for your next class and enjoy protection with Insurance Canopy.