Yoga Teacher Insurance

Affordable Coverage for In-Person and Online Yoga Instructors

As Low As
$12.50
Monthly
MOST POPULAR
$129
Yearly

Save 14%

Top-Rated Yoga Instructors Insurance

Insurance Canopy provides low-cost, A+ rated insurance for yoga teachers and fitness instructors for as low as $0.36/day. Our policies meet or exceed most insurance requirements, helping you open the door to new teaching opportunities and have coverage for common claims.

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Affordable​

Get the cheapest yoga insurance—save an average of 25% a year on premiums compared to other popular policies.
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Quick Coverage

Buy a policy online in 10 minutes or less and get instant proof of insurance. Same-day coverage is also available!

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Customizable​

Get general and professional liability in your base plan plus the option to add extra coverages. Manage your policy online 24/7.

What is Yoga Teacher Insurance?

Yoga teacher insurance is a unique protection plan that combines several types of coverage into one. It’s tailored specifically to yoga teachers so you can easily get coverage for the type of work you do.

Insurance helps to protect your yoga business when someone is harmed by your services or property is accidentally damaged. For example, if a student sustains an injury while following your instructions or you damage a studio during a training session, yoga insurance could help cover the costs of these claims.

How Much Does Yoga Teacher Insurance Cost?

Our yoga teacher liability insurance policy starts at $129/year or $12.50/month. That’s as low as 39 cents a day for general and professional liability coverage.

The cost of your insurance won’t increase based on location. There’s also no limit to the number of places you can teach or students you can have. Plus, there are no membership or subscription fees. You won’t find a policy this good for a price that low anywhere else!

Prices may vary based on several different factors, such as adding additional coverages and the payment option you choose. Customize your free yoga instructor insurance quote online today.

Do Yoga Teachers Need Insurance?

Yes, we recommend all instructors—in-studio, online, and more—invest in yoga liability insurance. It’s one of the best investments you can make to protect your practice.

Coverage for Common Claims
Yoga instructors liability insurance can help you cover the cost of common claims, such as student injuries in class or accidental studio damage.

Eligibility to Teach
It’s becoming more common to need yoga insurance on top of your certification before you can start teaching. Easily show proof of insurance online 24/7. 

Protection for Your Gear 
Insure the items you use in class and for your business by adding Gear & Equipment Coverage (sometimes called “inland marine”) to your plan for as low as $1.33/month.

Peace of Mind 
Our cheap yoga insurance covers you nationwide* and in most places like gyms and studios, during events, at multiple locations, and for 100+ yoga styles, so you can feel protected at all times.

What Insurance Does a Yoga Teacher Need?

Yoga teachers need insurance specialized for their industry, with coverages like general and professional liability insurance. The best yoga teacher insurance plans combine these into one plan, along with other coverages and optional add-ons, so you can tailor a plan to meet your needs.

Below are the most popular coverages Insurance Canopy offers on our yoga insurance policy.

General Liability Insurance This helps cover claims of bodily injury or property damage. For example, a student tripping over a mat or accidentally breaking a mirror during class.
Professional Liability Insurance

This helps cover claims of bodily injury as a result of advice you give during class. For example, a student overstretching a muscle during a pose.

Medical Expense Coverage This good-faith portion of your insurance helps pay for the medical expenses of someone who gets hurt while you teach them.
Gear & Equipment Coverage This helps cover repairing or replacing your equipment due to theft or damages. It’s an optional coverage you can add to your yoga insurance plan.

What Is Covered By Yoga Teacher Liability Insurance?

Yoga insurance for teachers may help cover third-party claims that occur due to your negligence, such as: 

  • Property Damage: Coverage for accidental damage to rented property
  • Malpractice: Covers injuries or damages caused by your instruction
  • Bodily Injury: Helps pay for medical bills for accidental injuries
  • Errors & Omissions: Also known as professional liability or malpractice coverage
  • Stolen Equipment: Insures your gear and equipment against theft
  • Illnesses: Covers the cost of treatment for accidental illnesses

Coverage Details

General & Professional Liability Limits

The most your policy can pay annually for bodily injury and property damage claims occurring during your coverage as a result of your business operations or professional services. For example, someone slips in your studio or is injured during a workout you were leading.

$3,000,000

The maximum amount your policy will pay annually for claims of bodily injury or property damage due to an incident that occurred with a product during or after your class, such as a faulty piece of equipment injuring a client.

$3,000,000

The amount your policy will pay for claims arising out of one or more of the following offenses:
– False Arrest, detention or imprisonment
– Malicious prosecution
– Wrongful Eviction or Wrongful Entry
– Oral or written publications that slander or libels a person or organization
– Oral or written publication or material that violates a person’s right of privacy
– The use of another’s advertising idea in your advertisement

Included

The maximum the insurance carrier will pay for a bodily injury or property damage claim that you become legally obligated to pay due to your business and professional services.

$2,000,000

Applies to damage by fire to premises rented to the insured and to damage regardless of cause to premises (including contents) occupied by the insured for 7 days or less.

$300,000

A no-fault medical policy that allows you to cover medical or funeral expenses for an individual up to the issued limit without deducting from the general liability aggregate limit. The injury or death must be as a result of a bodily injury caused by business operations.

$5,000

The amount we deduct from a claim before paying up to your policy limits.

$100

Optional Add-ons

Also known as “inland marine,” it covers property that is movable or transportable in nature (e.g. supplies, equipment, or inventory) but excludes coverage for structures and items that are a permanent part of the structure.

$2,000

The maximum amount paid out in the case of a cyber attack on your business. Because this coverage is not automatically included in the standard General Liability Policy, you will need to opt into this coverage. See the application for additional coverage details for Cyber Liability Insurance.

$100,000

Coverage for additional services you offer clients, such as diet guidelines, meal plans, or the sale/recommendation of health supplements. These services are not covered by professional liability and require Diet & Nutrition Coverage.

Included when added

Coverage for a third party, such as a business, property owner, event organizer, or employer. It cannot be used for employees, friends or family, other trainers, yourself, or other businesses you may own.

+$15

Coverage for multiple third parties, such as a business, property owner, event organizer, or employer. It cannot be used for employees, friends or family, other trainers, yourself, or other businesses you may own.

+$30

Ready For A Free Quote?
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Common Questions About Liability Insurance for Yoga Teachers

You don’t need to get a quote for yoga insurance, you can always instantly buy a policy online in minutes. We let you preview your costs before you buy, but there is no need to wait days to receive a customized quote from us 

Get an automated quote online instantly and buy your policy in minutes. Simply complete your payment online and get instant access to your Certificate of Insurance. You can even choose to start your coverage on the same day!

Get Insurance Now

You can customize your yoga teacher liability insurance coverage while buying your policy or at any time from your online dashboard.

We work hard to offer customizable limits and coverages of your policy based on the types of risks yoga teachers often face. Additionally, we offer the following optional coverages to better accommodate you:

 

Get Insurance Now

Let’s say you are teaching a class in a studio. A student pushes themselves during a pose and falls, breaking one of the wall mirrors in the process. The student fractures their wrist, prompting immediate medical attention and physical therapy. Claims could be made against you by the student for their medical costs, and by the facility owner for the broken mirror. 

In another situation, let’s say you are teaching a class in a corporate office. One of the students trips over the extra mats you have laid out, knocking over a water bottle that spills onto electrical cords used by the company. The employee files a claim for a sprained ankle and the company orders you to pay for replacing the damaged property.

Yoga instructor insurance from Insurance Canopy may help cover these costs and claims.

Get Protected Today

  • Acu-Yoga
  • Acupressure
  • Ananda
  • Anusara
  • Ashtanga
  • Baptiste
  • Bhakti
  • Bikram
  • Buti Yoga
  • Chair Yoga
  • Chi Kung
  • Couples Yoga
  • Forrest
  • Hatha
  • Hot Yoga
  • Integral
  • Integrative
  • ISHTA
  • Iyengar
  • Jivamukti
  • Jnana
  • Kali Ray TriYoga
  • Karma
  • Katonah
  • Kripalu
  • Kriya
  • Kundalini
  • Laughing
  • Sculpt yoga
  • Sivananda
  • Strala
  • Tibetan
  • Tuina
  • Viniyoga
  • Vinyasa
  • White Lotus
  • Yin

Whether to choose teacher vs. yoga studio insurance comes down to whether you own or rent a property

  • Yoga studio insurance (also known as Property Insurance) insures buildings you own to operate your yoga business.
  • Yoga teacher insurance may only be able to cover claims for buildings or spaces you rent.

The main focus of teacher insurance is professional liability—meaning most of the coverage applies to claims related to injuries or damages your services cause. Unfortunately, this policy does not currently have coverage for damages caused to buildings you own.

Apply for Yoga Teacher Insurance

Choosing the right insurance is critical.
You can’t afford gaps in your coverage that could put you out of business.
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Need additional information before making a decision?

Give our team a call today at 844.520.6993

Why Insurance Canopy for the Best Yoga Insurance

Here’s what other yoga teachers and fitness professionals have to say about their experience with Insurance Canopy.

  • quick and easy to sign up and did not break the bank!!

    Michael “Michael” Jobe Avatar Michael “Michael” Jobe
    April 8, 2024

    Received many quotes that were multiple times more expensive. Needed something fast, easy and inexpensive for a high needs client. Customer had what they needed 5 minutes after... Read More

    Robert Caudle Avatar Robert Caudle
    April 7, 2024

    Easy to apply online, it take 5 mins and get your provf of Insurance.

    Francesca Wine Avatar Francesca Wine
    April 6, 2024
  • I had shopped a few websites including my home/auto policy holder and was not satisfied with their inability to insure me. Other sites wanted ridiculous down payments and one time... Read More

    Lucia Boroczk Avatar Lucia Boroczk
    April 4, 2024

    Just the insurance I needed. I wish the website would allow me to share pages!

    Ellen Brodsky Avatar Ellen Brodsky
    April 2, 2024

    This insurance fits my needs as a yoga instructor with a small studio at a reasonable price.

    Hillary Blackton Avatar Hillary Blackton
    April 2, 2024
  • It was fast and easy.

    Vincent Cabello Avatar Vincent Cabello
    March 31, 2024

    Chat support is terrific. I have chatted multiple times and each time the support team is very prompt, customer focused and knows the answers. The policy website is also very... Read More

    Patrick McElhaney Avatar Patrick McElhaney
    March 27, 2024

    Process was easy. Relevant information accessible. Platform is very user friendly.

    Carolina Santos Avatar Carolina Santos
    March 26, 2024
  • The agent was awesome, helped me through my application completely, very professional, humble and helpful! I love Canopy’s concept!!! Thanks, Lionel

    Lionel Harrison Avatar Lionel Harrison
    March 26, 2024

    I've been using Canopy for all my businesses. Always responsive, easy to use and the cheapest around. Can't ask for more! - A 10+ note from a happy customer here!

    Aaron Copenhaguen Avatar Aaron Copenhaguen
    March 26, 2024

    Getting insurance is the best thing a fitness professional can do to protect themselves. I feel better knowing Canopy has got my back. Simple and easy to sign up.

    Herman Hildo Avatar Herman Hildo
    March 25, 2024
  • I Am tremendously grateful for the help I received in getting the right understanding of what policy was best to fit my needs! Thank U Canopy and Staff

    Darron Hines Avatar Darron Hines
    March 25, 2024

    Super friendly service..

    Kristina Strong Avatar Kristina Strong
    March 25, 2024

    I was concerned that I wouldn't find a company that could check all the boxes on our coverage wishlist. It only took one quick call and my questions were answered.... Read More

    Greg Hoover Avatar Greg Hoover
    March 25, 2024
  • Reasonable rates for small business owners. It was tough finding a policy that met my needs, but was fortunate to find Insurance Canopy. Highly recommended.

    Kate Whelan Avatar Kate Whelan
    March 25, 2024

    Very easy process to get peace of mind

    Kristen Talusan Avatar Kristen Talusan
    March 25, 2024

    great experience so far, always able to reach a human representative on the phone!

    New Groove Avatar New Groove
    March 25, 2024
  • Insurance Canopy gives me peace of mind for my practice.

    Adriana Chacon Avatar Adriana Chacon
    March 25, 2024

    Great service, affordable insurance, easy to work with.

    Roland Cache Avatar Roland Cache
    March 18, 2024

    The wait was way too long, however it was worth it. The representative that helped me was knowledgeable, patient, and reassuring.

    susan fletcher Avatar susan fletcher
    March 11, 2024
  • Fast procedure with clear price options. Did everything in less than 5 minutes

    Ron Geraci Avatar Ron Geraci
    March 11, 2024

    If you are in the entertainment business this is the best and most easiest insurance to use.

    Dance Smith Productions Avatar Dance Smith Productions
    March 1, 2024

    Very easy set up for a policy and friendly conversation with on line and customer support

    Vito n/a Avatar Vito n/a
    March 1, 2024
  • Site easy to navigate, good price, good customer service.

    Yosie Coronel Avatar Yosie Coronel
    March 1, 2024

    Process went very well. Best price and able to add a secondary insured.

    Jacque Avatar Jacque
    March 1, 2024

    Renewal of policy was smooth and didn't have to do a thing! Excellent customer support! Will refer family and friends. Thank you Insurance Canopy!

    Ram Seetharam Avatar Ram Seetharam
    March 1, 2024
  • Insurance Canopy has some issues when navigating the website. However, they have reasonable rates and seemingly good coverage. I’ve never had to file a claim. So I will make a... Read More

    Gabriel Sherry Avatar Gabriel Sherry
    March 1, 2024

    We have worked extensively with Faith Ortiz and each time it has been a pleasure! Faith is efficient, incredibly knowledgeable, and a joy to work with. Even in situations with... Read More

    Andrew Bawdon Avatar Andrew Bawdon
    February 1, 2024

    Faith has been working with us for a while now and consistently goes out of her way to help us find a solution. We greatly appreciate all her and her... Read More

    Jaimee Gomez Avatar Jaimee Gomez
    February 1, 2024
  • quick and easy to sign up and did not break the bank!!

    Michael “Michael” Jobe Avatar Michael “Michael” Jobe
    April 8, 2024
  • Received many quotes that were multiple times more expensive. Needed something fast, easy and inexpensive for a high needs client. Customer had what they needed 5 minutes after... Read More

    Robert Caudle Avatar Robert Caudle
    April 7, 2024
  • Easy to apply online, it take 5 mins and get your provf of Insurance.

    Francesca Wine Avatar Francesca Wine
    April 6, 2024
  • I had shopped a few websites including my home/auto policy holder and was not satisfied with their inability to insure me. Other sites wanted ridiculous down payments and one time... Read More

    Lucia Boroczk Avatar Lucia Boroczk
    April 4, 2024
  • Just the insurance I needed. I wish the website would allow me to share pages!

    Ellen Brodsky Avatar Ellen Brodsky
    April 2, 2024
  • This insurance fits my needs as a yoga instructor with a small studio at a reasonable price.

    Hillary Blackton Avatar Hillary Blackton
    April 2, 2024
  • It was fast and easy.

    Vincent Cabello Avatar Vincent Cabello
    March 31, 2024
  • Chat support is terrific. I have chatted multiple times and each time the support team is very prompt, customer focused and knows the answers. The policy website is also very... Read More

    Patrick McElhaney Avatar Patrick McElhaney
    March 27, 2024
  • Process was easy. Relevant information accessible. Platform is very user friendly.

    Carolina Santos Avatar Carolina Santos
    March 26, 2024
  • The agent was awesome, helped me through my application completely, very professional, humble and helpful! I love Canopy’s concept!!! Thanks, Lionel

    Lionel Harrison Avatar Lionel Harrison
    March 26, 2024

Get A FREE Yoga Class Waiver!

Insurance + Waiver = Better Protection

When used with insurance, waivers can help you defend claims. Download a free waiver for your next class and enjoy protection with Insurance Canopy.
*NOTE: A waiver does NOT take the place of insurance or guarantee legal protection.
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*Not currently available in Missouri.