Handmade Beauty Product Insurance

Coverage Crafted For

  Makers    Handcrafters    Artisans   

Like You

Creating handcrafted products is a labor of love, that’s why we work with the best in the business to create coverage for your soaps, candles, cosmetics, and more. Our specialized product liability insurance plans are trusted by makers and backed by the pros. Now you can get insurance and industry insights all in one place!

Proud To Partner With

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Who Needs Handcrafted Product Insurance?

Anyone who makes their own products can benefit from having handcrafted product insurance. It’s the safest way to sell your creations without putting your business in jeopardy.

Most of the items you can buy at the store are likely covered by liability insurance. If someone is hurt by a product, or it damages someone’s property, then the business who makes the product can be held responsible. This could mean paying for medical bills, legal fees, or repair costs.

We offer speciality General & Product Liability Insurance for most handcrafted products. The most popular products we insure are: 

  • Balms, creams, & lotions
  • Bath bombs & bath products
  • Beauty & cosmetic products
  • Candles
  • Hair care & accessories
  • Oils & ointments
  • Perfumes
  • Salts, scrubs, & soap
  • Skincare products
  • Topical CBD products

Insurance Highlights

Designed Specifically for Handcrafters

Convenient Online Purchasing

Additional Insured Certificates

24/7 Access to Policy Documents

Available in all 50 States

A+ Rated Insurance Carrier

Creative Communities Crafted For You

Growing your business and protecting your products has never been easier! The Handcrafted Soap & Cosmetics Guild (HSCG) and Indie Business Network (IBN) are the best member-only communities packed with support, business advice, conferences, insurance opportunities, and more.


With the HSCG, you can…

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With IBN, you can…

Insurance Canopy works directly with HSCG and IBN to offer their members exclusive access to our handmade liability insurance at a discounted rate. No matter which group you are a member of, you can enjoy peace of mind with our top-rated coverage.

Coverage Details

The maximum amount paid per incident during the term of the policy.



Additional Coverage Options

Tools, Supplies, & Inventory Coverage / Inland Marine (Deductible)


“Aggregate” is the most an insurance company can pay in a year for claims. “Occurrence” is the most an insurance company can pay per claim in a year.

*Coverage limit can be increased up to $2,000,000 aggregate.
**Coverage limits can be increased up to $15,000 for any one article.
***Coverage limits can be increased up to $30,000 for any one article.

HSCG Insurance Details
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IBN Insurance Details


Still Have Questions? We Have Answers!