Nutritionist Insurance
Top-Rated Nutritionist Insurance With General and Professional Liability Coverage
Benefits of Insurance Canopy’s Insurance for Nutritionists
Protecting your business and finances should be at the top of your list. Insurance Canopy offers affordable nutritionist liability insurance from top-rated carriers designed specifically to meet your unique nutritionist business needs.
With our occurrence form coverage, you can file a claim for accidents occurring during your policy period — even after it ends. This lifetime protection means you’re covered for injuries or damages that may have lasting effects.*
Professional and General Liability Coverage
Flexible Payment Plans
Experience You Can Trust
What Is Nutritionist Insurance?
Nutritionist insurance is a smart protection plan that safeguards your work as a nutritionist. It’s designed to protect you from risks that can take a costly toll on your business.
It can cover claims from a client alleging your meal plan caused them an allergic reaction to a client slipping off of your scale at an appointment and breaking their wrist.
At Insurance Canopy, we make it easy for you to protect the hard work you’ve put into your career with comprehensive nutritionist insurance coverage.
By insuring your nutritionist business, you can confidently do what you do best — promoting wellness through education and helping individuals achieve their nutrition goals — without worrying about everyday risks.
How Much Does Nutritionist Insurance Cost?
Our nutritionist insurance coverage starts at $241 a year, or $21.83 a month. For as little as 66 cents a day, you can protect your business with General Liability and Professional Liability Insurance.
Invest in your business and get peace of mind knowing you’re covered from costly claims arising from accidents, malpractice, or property damage.
To safeguard your nutritionist business further, you can add optional coverages like Gear and Equipment Coverage, Cyber Liability Coverage, or Additional Insureds. Insurance Canopy enables you to create your ideal insurance policy, so you can work with confidence.
With our fair pricing and customizable coverage, you pay for what you want — and nothing more! During checkout, simply say “yes” to Diet & Nutrition coverage to add it to the base policy and you’ll be all set.
You can add optional coverages like Gear and Equipment Coverage, Cyber Liability Coverage, Sexual Abuse and Molestation (SAM) Insurance, or Additional Insureds.
What Coverage Do I Need As a Nutritionist?
As a practicing nutritionist, you should carry both general and professional liability to protect your business from risks. Both are included in our base nutritionist insurance policy.
General liability insurance can cover risks like damage to rented property, accidents that cause client injury, or even problems due to advertising mistakes.
Professional liability insurance, or “errors and omissions,” helps cover you if a client claims your professional services or advice harmed them.
Other Coverages to Consider
- Diet and nutrition endorsement for additional services you might offer, such as creating meal plans and diet guidelines for clients, or recommending supplements
- Gear and equipment (aka inland marine) protection which can help cover your work laptop, scales, and other supplies if they’re stolen or damaged
- Cyber liability coverage to help cover the costs if your clients’ data is stolen or if you fall victim to a scam
- Sexual abuse and molestation (SAM) insurance in case you’re accused of sexual misconduct.
You may also need to add additional insureds to your policy if you rent office space or work at a fitness or medical center. With nutritionist insurance coverage from Insurance Canopy, you can do this right through your online dashboard at checkout, or any time afterward.
Insurance Canopy’s top-rated coverage enables you to work confidently and focus on your clients’ needs.
Note: Our dietitian insurance policy is an add-on to our fitness instructor policy that provides coverage to dietitians and nutritionists offering diet guidelines, meal plans, or the recommendation of supplements. It is offered as a policy package starting at $241/year.
Coverage Details
General & Professional Liability Limits
The most your policy can pay annually for bodily injury and property damage claims occurring during your coverage as a result of your business operations or professional services. For example, someone slips in your studio or is injured during a workout you were leading.
$3,000,000
The maximum amount your policy will pay annually for claims of bodily injury or property damage due to an incident that occurred with a product during or after your class, such as a faulty piece of equipment injuring a client.
$3,000,000
The amount your policy will pay for claims arising out of one or more of the following offenses:
– False Arrest, detention or imprisonment
– Malicious prosecution
– Wrongful Eviction or Wrongful Entry
– Oral or written publications that slander or libels a person or organization
– Oral or written publication or material that violates a person’s right of privacy
– The use of another’s advertising idea in your advertisement
Included
The maximum the insurance carrier will pay for a bodily injury or property damage claim that you become legally obligated to pay due to your business and professional services.
$2,000,000
Applies to damage by fire to premises rented to the insured and to damage regardless of cause to premises (including contents) occupied by the insured for 7 days or less.
$300,000
A no-fault medical policy that allows you to cover medical or funeral expenses for an individual up to the issued limit without deducting from the general liability aggregate limit. The injury or death must be as a result of a bodily injury caused by business operations.
$5,000
The amount we deduct from a claim before paying up to your policy limits.
$0
Optional Add-Ons
Also known as “inland marine,” it covers property that is movable or transportable in nature (e.g. supplies, equipment, or inventory) but excludes coverage for structures and items that are a permanent part of the structure. There are multiple tiers of coverage to choose from, starting at $1.33/month with a $100 deductible per claim.
$1.33 – $10.67/month
$8.25/month
Coverage for additional services you offer clients, such as diet guidelines, meal plans, or the sale/recommendation of health supplements. These services are not covered by professional liability and require Diet & Nutrition Coverage.
$6.83/month
Coverage for a third party, such as a business, property owner, event organizer, or employer who could be named in a claim arising from your business operations. It cannot be used for employees, friends or family, other trainers, yourself, or other businesses you may own. Add one additional insured for $15, or choose unlimited additional insureds for $30.
$15–$30/year
Coverage for defense costs if you’re wrongly accused of sexual harassment or improper conduct.
$10.33 – $14.46/month
Questions About Nutritionist Insurance
Do I Need Nutritionist Liability Insurance?
Yes! As a practicing nutritionist, you need to carry nutritionist liability insurance to protect your financial assets against malpractice suits and other third-party liability claims as a result of your business operations.
Your work in the health and wellness industry is important — first-class liability insurance from Insurance Canopy helps keep it safe.
What Risks Do I Face As a Nutritionist?
You care about your clients and are dedicated to supporting their health journeys. But regardless of your best intentions, you face many risks throughout your practice as a nutritionist.
These worst-case scenarios can happen at any moment, so arm yourself with liability insurance tailored to your unique business needs.
Here are some common risks insurance can help cover:
- Negligence claims: If a client becomes ill after following a meal plan you created for them, they may decide to sue you, claiming your advice was negligent. Nutritionist malpractice insurance* (aka “errors and omissions” or professional liability insurance) could help cover the cost of this claim.
- Slip-and-fall incidents: Imagine a client slipping on water in your office and breaking an ankle—accidents happen! General liability insurance can help cover the cost of their medical expenses and more if they decide to pursue legal action.
- Property damage claims: Say you’re testing a recipe that requires a food processor in your office kitchen. The wiring overheats and causes a small fire that damages the property you rent. Damage to premises rented (included in your base dietician insurance policy) may help with all the repair costs for this.
- Stolen gear claims: You may be traveling between your office and a client’s home and happen to have your work laptop, scales, and other gear stolen from your car. If you’ve purchased the optional gear and equipment coverage, you could be covered for this loss.
*Note: To ensure this type of protection, make sure you add the Diet & Nutrition coverage when applying online.
Why Should I Carry Nutritionist Liability Insurance?
Carrying liability insurance as a nutritionist protects you from expensive “what if” moments. It demonstrates that you’re dedicated to your business and your clients’ well-being.
It also gives you peace of mind so that you can continue your work of offering nutrition education and helping clients achieve their wellness goals.
This insurance is also crucial if you work in a location, such as a fitness or medical center, that requires you to provide proof of credentials along with proof of professional liability insurance coverage.
Why Should I Choose Insurance Canopy?
Getting the right coverage can be confusing. That’s why we offer insurance nutritionists can count on. Here are just a few reasons why nutritionists choose us:
- Smart coverage: Our policy combines general and professional liability coverage with optional add-ons for easy customization.
- Flexible payment options: Whether you choose to pay once for an annual policy or prefer to make monthly payments, our policy keeps up with your business needs.
- Superior rating: Our insurance carriers are rated A+ so you can feel confident that you’re in great hands.
- Adaptable protection: Practicing in-office, at clients’ homes, or via telehealth services? Your coverage goes where you go!
- Dedicated customer service: Your questions, answered. If you need help with your policy, our team is on standby to assist, so you can get back to supporting your clients’ wellness needs.
- Exclusive benefits: Enjoy a lineup of valuable perks to help you grow your business conveniently accessible from your dashboard — at no extra cost!
Need additional information before making a decision?
Give our team a call today at 844.520.6993
Protect Your Business With Nutritionist Insurance
Nutritionist Insurance from Insurance Canopy offers you top-rated Professional Liability and General Liability Coverage so you can focus on helping your clients achieve their wellness goals.
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*All customers who purchased a policy before 7/1/2024 will have a policy issued through Great American Insurance. This policy does not include occurrence form coverage and will be eligible to receive it after 7/1/2025.