Nutritionist Insurance
The Coverage You Need To Help Serve Your Clients
Insurance For Nutritionists
Get Necessary Coverage
As a nutritionist, you need a Nutritionist Insurance policy that offers you both Professional Liability and General Liability Insurance protection for your business. Without Dietary and Nutritionist Professional Liability insurance, you’d be left to deal with lawsuits that may arise on your own.
Choose Your Payment Plan
Insurance Canopy offers Nutritionists flexible payment options when it comes to insurance billing. You can either select an annual payment that starts at $204 or a monthly payment that starts at $18.75 per month.
Leverage Our Professionals
You deserve coverage from experienced professionals with knowledge of your industry. Our team has over a decade in the insurance world and can help answer any questions you may have while you’re applying for coverage. Contact us today for more information.
Coverage Details
General Liability Limits
The most your policy will pay in a 12 month policy period for bodily injury and property damage claims that you become legally obligated to pay due to your business and professional services.
$3,000,000
The maximum amount your policy will pay in a 12-month period for bodily injury and property damage claims that result from the products you use to perform your services. However, it does not cover your products that are sold or distributed.
$3,000,000
The amount that your policy will pay for claims arising out of one or more of the following offenses:
– False Arrest, detention or imprisonment
– Malicious prosecution
– Wrongful Eviction or Wrongful Entry
– Oral or written publications that slander or libels a person or organization
– Oral or written publication or material that violates a person’s right of privacy
– The use of another’s advertising idea in your advertisement
Included
The maximum the insurance carrier will pay for a bodily injury or property damage claim that you become legally obligated to pay due to your business and professional services.
$2,000,000
Applies to damage by fire to premises rented to the insured and to damage regardless of cause to premises (including contents) occupied by the insured for 7 days or less.
$300,000
A general liability coverage that reimburses others, without regard to the insured’s liability, for medical or funeral expenses incurred by such persons as a result of bodily injury (BI) or death sustained by accident under the conditions specified in the policy.
$5,000
$100
Additional Optional Limits
Inland marine insurance covers tangible property that is movable or transportable in nature (e.g. supplies, equipment, or inventory) but excludes coverage for structures and items that are part of the structure.
$2,000
The maximum amount paid out in the case of a cyber attack on your business. Because this coverage is not automatically included in the standard General Liability Policy, you will need to opt into this coverage. See the application for additional coverage details for Cyber Liability Insurance.
$100,000
Included when added
1 Additional Insured – $15
Unlimited Additional Insureds – $30
The Coverage You Need
At Insurance Canopy, we offer a Nutritionist add-on tailored specifically to your businesses. Our Nurtritionist Insurance is a combination of both General and Professional Liability Insurance. You also benefit from the following:
- General Liability Insurance protects you against third-party bodily injury or property damage claims.
- Professional Liability Insurance would protect your business against claims that your negligence in your advice that led to bodily injury or property damage
- Equipment Insurance offers you protection for your nutritionist equipment. If someone broke into your car and stole your equipment, you could file a claim.
- Medical Expense Coverage is a good-faith portion of your insurance which could pay for the medical expenses of someone who gets injured while you advise them. This could pay for their medical bills instead of taking you to court for those fees.
Protect Against Risk
As a Nutritionist, you may not know the types of risks you face when advising clients. Whether you run your own center, or rent a space, accidents can and do happen and you need to be protected against worst-case scenarios that could cause you financial harm.
- Negligence Claims– If a client gets hurt following your instruction, they could decide to go to the hospital due to any resulting pain, you could be sued for negligence.
- Slip-and-Fall Incidents– If you run your own studio and a client slips on some water, breaking their ankle, you could be held liable for their medical expenses.
- Property Damage Claims– When you rent space in someone’s facility, you could be liable for any property damage that happens as a result of any clients you advise there.
- Stolen Gear Claims– Traveling from an office to a gym? If your gear gets stolen out of your vehicle, you could possibly file a claim to get that gear recovered.
Questions About Nutritionist Insurance
Nutritionist liability insurance is designed to protect you against third-party claims that your business operations caused a client harm as well as provides coverage against malpractice claims. This insurance also insures you in the case of suits arising out of slips and falls in your business and property damage to rented property. It also provides Errors & Omissions coverage which protects you and your nutrition business if you are sued for negligently performing your services.
Carrying insurance as a nutritionist shows that you care about what you do. You’re dedicated to your business and in turn show how dedicated you are to your clients. Liability insurance offers you peace of mind to allow you to continue doing what you love every single day. This insurance also comes in handy if you happen to work in a place where you may be asked to provide proof of credentials along with proof of professional liability insurance coverage.
Nutritionist liability insurance is $204 for a year of coverage which you can also opt to pay in monthly installments of $18.75 a month.
Yes! As a nutritionist, carrying nutritionist liability insurance is an important component of your business and is designed to protect your financial assets against malpractice suits and other third-party liability claims as a result of your business operations. You could be held liable for claims that include giving advice that causes harm, recommending exercise regimes that make a client sick, damaging any rented property you may do business in, and having a client slip and fall in your office.
Need additional information before making a decision?
Give our team a call today at 844.520.6993
Nutritionist Insurance
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