DJ Insurance

Starting at
$ 16 /month

(or $192/year)

Liability Insurance for DJs, VJs, & KJs

Get a policy in 10 minutes or less.

Don’t need annual coverage? We offer 1-3 day coverage

Why Insurance Canopy for DJ Insurance?

Canopy provides low-cost "A+ rated" insurance for DJs, KJs, and VJs. With general liability and optional equipment coverage, our insurance covers most exposures associated with DJ professionals. We kick up the tempo of the insurance industry with affordable prices and tailored coverage to give DJs peace of mind.

Backed by
Great American Insurance Group company logo
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Save

Do you DJ more than just a few shows a year? Canopy provides an ongoing policy starting at $16/month.

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Protect

A single lawsuit could cost you thousands of dollars. Our "A+ rated" insurance helps manage your risk, so your DJ business stays on beat.

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Perform

Be the DJ who's ready to take the gig with a general liability policy already in place to show hiring and event managers. Buy online 24/7 and be ready for the drop.


DJ using DJ equipment

Coverage Details

General Liability Limits  
General Aggregate (other than Products-Completed) 
The most your policy will pay for bodily injury and property damage claims occurring in the policies term that you become legally obligated to pay due to your business services.
$2,000,000
Products Completed Operations Aggregate 
The maximum amount your policy will pay for bodily injury and property damage claims occurring in the policies term that result from the products you use to perform your services. However, it does not cover your products that are sold or distributed.
$2,000,000
Personal & Advertising Injury 
The amount that your policy will pay for claims arising out of one or more of the following offenses:
- False Arrest, detention or imprisonment
- Malicious prosecution
- Wrongful Eviction or Wrongful Entry
- Oral or written publications that slander or libels a person or organization
- Oral or written publication or material that violates a person's right of privacy
- The use of another's advertising idea in your advertisement
$1,000,000
Each Occurrence Limit  
The maximum amount paid per incident during the term of the policy.
$1,000,000
Damage to Premises Rented to You 
Applies to damage by fire to premises rented to the insured and to damage regardless of cause to premises (including contents) occupied by the insured for 7 days or less.
$300,000
Pricing  
1-$50,000 Sales From $16 / $192
$50,000 - $100,000 Sales $24.33 / $292
Inland Marine Limit $2,000/$4,000) 
Inland marine insurance covers tangible property that is movable or transportable in nature (e.g. supplies, equipment, or inventory) but excludes coverage for structures and items that are part of the structure. A $250 deductible applies to this coverage.
$40
Inland Marine Limit $5,000/$10,000 
Inland marine insurance covers tangible property that is movable or transportable in nature (e.g. supplies, equipment, or inventory) but excludes coverage for structures and items that are part of the structure. A $500 deductible applies to this coverage.
$60

This is a surplus lines policy

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DJ Insurance

Monthly Policy: Starting at $16 – Choosing the right small business insurance is critical. Avoid gaps in your coverage that could risk the future of your business.

Questions About DJ Insurance

The day-to-day operations of your business opens you up to certain exposures that could affect your bottom line. DJ insurance helps provide financial protection, including the cost of bodily injury, property damage or loss of personal property.

With DJ insurance from Insurance Canopy, you'll have coverage for general liability and damage to premises rented.

Get a quote today
  • You may face some liability risks unique to DJs such as setting up shows, equipment, fog machines, or speakers.
  • Venues may require you to show proof of insurance before hiring you or allowing you to operate on their property.
  • Liability insurance gives you a layer of defense against claims such as bodily injury or property damage.
  • Financial peace of mind.
  • If you use your own equipment and you transport it to multiple locations, you will want to protect your equipment against theft, damage, or loss with inland marine coverage.
  • Wedding venues, concert halls, and other places may require you to add them as an additional insured to your policy before allowing you to perform.
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A basic general liability insurance policy starts at around $16/month. Also, there are supplementary coverage options that you may add to your policy. For example, you can name additional insureds to your policy or purchase additional equipment insurance coverage.

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Yes. As a DJ, you may be held liable if injuries, illnesses, or damages are caused by your business operations. For example, if a party attendee is injured from slipping on condensation from your fog machine, you could be held responsible. Claims from unfortunate incidents like these can easily wipe out your business and personal finances. With DJ insurance, you'll have the protection you need just in case something goes wrong.

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If you purchase a DJ insurance policy, you have the option to add DJ equipment coverage. DJ equipment insurance covers your DJ, KJ, or VJ gear or lighting equipment on and off premises and during transportation. If you are a DJ, KJ, or VJ who travels to various locations, adding DJ equipment insurance to your policy is necessary to protect the tools of your business.

Should your equipment - or the equipment you rent-be stolen or damaged, you could be looking at thousands of dollars to replace your gear.

There are two coverage options available to DJs depending upon the amount of equipment coverage you need.

Get a quote today

Choosing the right insurance is critical.

You can’t afford gaps in your coverage that could put you out of business.

Need additional information before making a decision?

Give our team a call today at 844.520.6993

DJ Liability Insurance
Licensed in All 50 States

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