DJ Insurance

Liability Insurance for DJs, VJs, & KJs

Starting at



(or $192/year)

Get a policy in 10 minutes or less.

Buy from $16/month

Don’t need annual coverage?

We offer 1-3 day coverage


Why Canopy for DJ Insurance?

Canopy provides low-cost "A+ rated" insurance for DJs, KJs, and VJs. With general liability and optional equipment coverage, our insurance covers most exposures associated with DJ professionals. We kick up the tempo of the insurance industry with affordable prices and tailored coverage to give DJs peace of mind.


Do you DJ more than just a few shows a year? Canopy provides an ongoing policy starting at $16/month.
A single lawsuit could cost you thousands of dollars. Our "A+ rated" insurance helps manage your risk, so your DJ business stays on beat.
Be the DJ who's ready to take the gig with a general liability policy already in place to show hiring and event managers. Buy online 24/7 and be ready for the drop.


Coverage Details

General Liability Limits
General Aggregate (other than Products-Completed) $2,000,000
Products Completed Operations Aggregate $2,000,000
Personal & Advertising Injury $1,000,000
Each Occurrence Limit $1,000,000
Damage to Premises Rented to You $300,000
1-$50,000 Sales From $16 / $192
$50,000 - $100,000 Sales $24.33 / $292
Inland Marine Limit $2,000/$4,000 $40
Inland Marine Limit $5,000/$10,000 $60

This is a surplus lines policy


"I couldn't be happier with the customer service I've received… Everybody has been prompt, professional, and quick to understand my needs."
- Greg, AZ

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Our representatives are standing by to assist you if you have any questions about disc jockey insurance.
Questions about DJ Insurance

Choosing the right small business insurance is critical. You can’t afford gaps in your coverage that could put you out of business or put your financial future at risk.

What Is DJ Insurance?

The day-to-day operations of your business opens you up to certain exposures that could affect your bottom line. DJ insurance helps provide financial protection, including the cost of bodily injury, property damage or loss of personal property.

With DJ insurance from Insurance Canopy, you'll have coverage for general liability and damage to premises rented.

Why You Should Carry DJ Insurance?
  • You may face some liability risks unique to DJs such as setting up shows, equipment, fog machines, or speakers.
  • Venues may require you to show proof of insurance before hiring you or allowing you to operate on their property.
  • Liability insurance gives you a layer of defense against claims such as bodily injury or property damage.
  • Financial peace of mind.
  • If you use your own equipment and you transport it to multiple locations, you will want to protect your equipment against theft, damage, or loss with inland marine coverage.
  • Wedding venues, concert halls, and other places may require you to add them as an additional insured to your policy before allowing you to perform.
How Much Is DJ Insurance?

A basic general liability insurance policy starts at around $16/month. Also, there are supplementary coverage options that you may add to your policy. For example, you can name additional insureds to your policy or purchase additional equipment insurance coverage.

Do I Need DJ Insurance?

Yes. As a DJ, you may be held liable if injuries, illnesses, or damages are caused by your business operations. For example, if a party attendee is injured from slipping on condensation from your fog machine, you could be held responsible. Claims from unfortunate incidents like these can easily wipe out your business and personal finances. With DJ insurance, you'll have the protection you need just in case something goes wrong.

Can I Purchase DJ Equipment Insurance?

If you purchase a DJ insurance policy, you have the option to add DJ equipment coverage. DJ equipment insurance covers your DJ, KJ, or VJ gear or lighting equipment on and off premises and during transportation. If you are a DJ, KJ, or VJ who travels to various locations, adding DJ equipment insurance to your policy is necessary to protect the tools of your business.

Should your equipment - or the equipment you rent-be stolen or damaged, you could be looking at thousands of dollars to replace your gear.

There are two coverage options available to DJs depending upon the amount of equipment coverage you need.

Need additional information before making a decision?
Give our team a call today at
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DJ Liability Insurance
Licensed in all 50 States

  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

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