DJ Insurance

Liability Insurance for DJs, VJs, & KJs

Get a policy in 10 minutes or less.

STARTING AT

$16

per month, or $192/year

Why Insurance Canopy for DJ Insurance?

Insurance Canopy provides low-cost “A+ rated” insurance for DJs, KJs, and VJs. With general liability and optional equipment coverage, our insurance covers most exposures associated with DJ professionals. We kick up the tempo of the insurance industry with affordable prices and tailored coverage to give DJs peace of mind.

Backed by
Great American Insurance Group logo

What Is DJ Insurance?

The day-to-day operations of your business opens you up to certain exposures that could affect your bottom line. DJ insurance helps provide financial protection, including the cost of bodily injury, property damage or loss of personal property.

With DJ insurance from Insurance Canopy, you’ll have coverage for general liability and damage to premises rented.

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Why Should You Carry DJ Insurance?

  • You may face some liability risks unique to DJs such as setting up shows, equipment, fog machines, or speakers.
  • Venues may require you to show proof of insurance before hiring you or allowing you to operate on their property.
  • Liability insurance gives you a layer of defense against claims such as bodily injury or property damage.
  • Financial peace of mind.
  • If you use your own equipment and you transport it to multiple locations, you will want to protect your equipment against theft, damage, or loss with inland marine coverage.
  • Wedding venues, concert halls, and other places may require you to add them as an additional insured to your policy before allowing you to perform.

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How Much Is DJ Insurance?

A basic general liability insurance policy starts at around $16/month. Also, there are supplementary coverage options that you may add to your policy. For example, you can name additional insureds to your policy or purchase additional equipment insurance coverage.

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DJ mixing

Coverage Details

General Liability Limits

The most your policy will pay for bodily injury and property damage claims occurring in the policies term that you become legally obligated to pay due to your business services.

$2,000,000

The maximum amount your policy will pay for bodily injury and property damage claims occurring in the policies term that result from the products you use to perform your services. However, it does not cover your products that are sold or distributed.

$2,000,000

The amount that your policy will pay for claims arising out of one or more of the following offenses:

  • False Arrest, detention or imprisonment
  • Malicious prosecution
  • Wrongful Eviction or Wrongful Entry
  • Oral or written publications that slander or libels a person or organization
  • Oral or written publication or material that violates a person’s right of privacy
  • The use of another’s advertising idea in your advertisement

$1,000,000

The maximum amount paid per incident during the term of the policy.

$1,000,000

Applies to damage by fire to premises rented to the insured and to damage regardless of cause to premises (including contents) occupied by the insured for 7 days or less.

$300,000

Pricing

$1-$50,000 Sales

From $16 / $192

$50,000 – $100,000 Sales

$24.33 / $292

Inland marine insurance covers tangible property that is movable or transportable in nature (e.g. supplies, equipment, or inventory) but excludes coverage for structures and items that are part of the structure. A $250 deductible applies to this coverage.

$40

Inland marine insurance covers tangible property that is movable or transportable in nature (e.g. supplies, equipment, or inventory) but excludes coverage for structures and items that are part of the structure. A $500 deductible applies to this coverage.

$60

Still doing your research?

Have questions for us?

DJ Insurance

Annual Policy: From $16/month – Choosing the right small business insurance is critical. Avoid gaps in your coverage that could risk the future of your business.

Questions About DJ Insurance

Choosing the right insurance is critical.

You can’t afford gaps in your coverage that could put you out of business.

You're In Good Company With Insurance Canopy

Here's what some of our over 14,700 customers have to say about their experience.

John Togado
John Togado
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"Fast Great Reasonable Coverage Price!!!! Very helpful to all who needs insurance right away and to any type of business who has to comply with proof of insurance. it's simple straightforward application available online. I would highly recommend this insurance. "
Bill Ladwig
Bill Ladwig
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"Simple and easy on line process and I saved money compared to a large nationally known insurer."

Katie Gustafson
Katie Gustafson
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"Rates were very competitive and I had great help when I called with questions. The application was fast and easy to fill out online. I haven’t had to file a claim, but so far so good!"
Mike V.
Mike V.
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"I have been djing for over a decade, but just started my dj business this year. Getting insurance was something I was dreading, but Ins Canopy made the process so easy."

Roberto Oliveras
Roberto Oliveras
Read More
"They did actually do a great job at establishing my policy quickly and answering my questions by phone. Would recommend to others."

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DJ Insurance

Licensed in All 50 States​

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