Santa Claus Insurance
Being Kris Kringle Carries Real Risks
Meet Santa Insurance requirements for your next event
Get a Certification of Insurance (COI) online in 10 minutes or less
4.9/5 on
Santa Claus Liability Insurance
Public and Private Party Protection
From crowded malls and stores to corporate events and schools, Santa insurance covers you in multiple locations.
Instant Proof of Insurance
Most event spaces or party planners require liability insurance to entertain. Quickly secure your Santa Claus insurance online faster than a flying reindeer.
Short and Long-Term Coverage
Whether you need Santa Claus liability insurance for one weekend or all year, you can pick a plan that best fits your needs.
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Coverage Details Limits
Included
General Liability Aggregate Limit
$2,000,000
Products – Completed Operations Aggregate Limit
$2,000,000
Personal and Advertising Injury Limit
$1,000,000
General Each Occurrence Limit
$1,000,000
Damage to Premises Rented to You Limit (Any One Premises)
$300,000
Medical Expense Limit
$5,000
Unlimited Additional Insureds
Annual – Included
Event- $5
Additional Limits (Annual Only)
Equipment and Gear Coverage
$2,000 policy year
+$6.00/month
$5,000 policy year
+$12.50/month
Deductible
$250
Excess Liability Coverage ($1,000,000)
+$29.17/month
Cyber Liability Coverage ($100,000)
+$8.25/month
Policy Pricing
Annual Policy – 365 Days Covered
From $18.50/month
Event Policy – 1-3 Days Covered
From $59 per event
Get Santa Clause insurance today!
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You're In Good Company With Insurance Canopy
Here's what some of our over 14,700 customers have to say about their experience.
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Affordable plan and very easy to access when I need it
Angela Lobianco
July 13, 2024I have been associated with this company for 3 years. They would have deserved no more than 1-2 stars at the time. They have progressively leveled up their customer service... Read More
Angela Fischetti
July 12, 2024Great company with a courteous staff. Website is smooth and navigable with many options for all different kinds of fitness professionals. Best insurance options as well
Rich Bonifazio
July 12, 2024 -
Always easy to use! Thank you!
CahillandDelene
July 12, 2024I think this is the third year in a row that I continue to carry my independent contractor insurance through Insurance Canopy. They make it easy for me, and alert... Read More
susanf
July 5, 2024Nothing but positive things to say. Great company, have used them for years.
Brandon Kennedy
July 5, 2024 -
Always done very well for us. Highly recommended.
Kenny Casanova
July 5, 2024Thank you so much for the wonderful service. It is alway so easy to renew my policy each year!
Jamilyn Boze
July 5, 2024quick and easy to sign up and did not break the bank!!
Michael “Michael” Jobe
April 8, 2024 -
Received many quotes that were multiple times more expensive. Needed something fast, easy and inexpensive for a high needs client. Customer had what they needed 5 minutes after... Read More
Robert Caudle
April 7, 2024Easy to apply online, it take 5 mins and get your provf of Insurance.
Francesca Wine
April 6, 2024I had shopped a few websites including my home/auto policy holder and was not satisfied with their inability to insure me. Other sites wanted ridiculous down payments and one time... Read More
Lucia Boroczk
April 4, 2024 -
Just the insurance I needed. I wish the website would allow me to share pages!
Ellen Brodsky
April 2, 2024This insurance fits my needs as a yoga instructor with a small studio at a reasonable price.
Hillary Blackton
April 2, 2024It was fast and easy.
Vincent Cabello
March 31, 2024 -
Chat support is terrific. I have chatted multiple times and each time the support team is very prompt, customer focused and knows the answers. The policy website is also very... Read More
Patrick McElhaney
March 27, 2024Process was easy. Relevant information accessible. Platform is very user friendly.
Carolina Santos
March 26, 2024The agent was awesome, helped me through my application completely, very professional, humble and helpful! I love Canopy’s concept!!! Thanks, Lionel
Lionel Harrison
March 26, 2024 -
I've been using Canopy for all my businesses. Always responsive, easy to use and the cheapest around. Can't ask for more! - A 10+ note from a happy customer here!
Aaron Copenhaguen
March 26, 2024Getting insurance is the best thing a fitness professional can do to protect themselves. I feel better knowing Canopy has got my back. Simple and easy to sign up.
Herman Hildo
March 25, 2024I Am tremendously grateful for the help I received in getting the right understanding of what policy was best to fit my needs! Thank U Canopy and Staff
Darron Hines
March 25, 2024 -
Super friendly service..
Kristina Strong
March 25, 2024I was concerned that I wouldn't find a company that could check all the boxes on our coverage wishlist. It only took one quick call and my questions were answered.... Read More
Greg Hoover
March 25, 2024Reasonable rates for small business owners. It was tough finding a policy that met my needs, but was fortunate to find Insurance Canopy. Highly recommended.
Kate Whelan
March 25, 2024 -
Very easy process to get peace of mind
Kristen Talusan
March 25, 2024great experience so far, always able to reach a human representative on the phone!
New Groove
March 25, 2024Insurance Canopy gives me peace of mind for my practice.
Adriana Chacon
March 25, 2024 -
Great service, affordable insurance, easy to work with.
Roland Cache
March 18, 2024The wait was way too long, however it was worth it. The representative that helped me was knowledgeable, patient, and reassuring.
susan fletcher
March 11, 2024Fast procedure with clear price options. Did everything in less than 5 minutes
Ron Geraci
March 11, 2024
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Affordable plan and very easy to access when I need it
July 13, 2024 -
I have been associated with this company for 3 years. They would have deserved no more than 1-2 stars at the time. They have progressively leveled up their customer service... Read More
July 12, 2024 -
Great company with a courteous staff. Website is smooth and navigable with many options for all different kinds of fitness professionals. Best insurance options as well
July 12, 2024 -
Always easy to use! Thank you!
July 12, 2024 -
I think this is the third year in a row that I continue to carry my independent contractor insurance through Insurance Canopy. They make it easy for me, and alert... Read More
July 5, 2024 -
Nothing but positive things to say. Great company, have used them for years.
July 5, 2024 -
Always done very well for us. Highly recommended.
July 5, 2024 -
Thank you so much for the wonderful service. It is alway so easy to renew my policy each year!
July 5, 2024 -
quick and easy to sign up and did not break the bank!!
April 8, 2024 -
Received many quotes that were multiple times more expensive. Needed something fast, easy and inexpensive for a high needs client. Customer had what they needed 5 minutes after... Read More
April 7, 2024
Santa Claus Liability Insurance
1-3 Day Coverage: Starting at $59 – As you make your list and check it twice, you can purchase coverage for an upcoming event and be ready for the holiday season.
Questions About Santa Claus Insurance
Santa Claus insurance provides financial protection from liability claims arising from your business operation, including bodily injury, property damage, or loss of personal property. An Insurance Canopy policy can protect you from the job-related risks and claims you could face when working as Kris Kringle during the holidays.
You can get our Santa insurance coverage for single events (1-3 days) or buy an annual policy. So it’s perfect for your short- or long-term coverage needs for private holiday parties, malls, school events, corporate activities, and more. Wherever you share Christmas cheer, you can feel confident in your coverage.
As a Santa or Mrs. Claus, you face all kinds of risks. A child could fall off your lap and get injured, your props could damage a venue’s floor, or someone could have an allergic reaction to candy or mistletoe—and you may be held liable! Santa Claus liability insurance can protect you from Grinchy risks and claims like these.
Plus, some venues require you to provide proof of insurance before working on their premises. Venues and event organizers may even require that you add them as an additional insured. Santa Claus liability insurance gives you and your additional insureds a layer of defense against claims, lawsuits, and upset customers.
Our 1-3 day event general liability insurance starts at $59 with unlimited additional insureds for only $5. If you need coverage for more than three events a year, choose our annual policy starting at $199. You can add equipment and gear coverage to annual plans for an additional fee, covering up to $5,000 if your business props or costumes get damaged or stolen.
Note: Gear and equipment coverage is ONLY available under the annual policy—it’s perfect for those who use their own Santa props, costumes, and supplies for events and appearances.
A 1-3 day event policy for Santa Claus liability insurance includes coverage for general liability, product-completed operations, personal and advertising injury, occurrence limits, and coverage for damage to premises rented to you.
Unlimited additional insureds can be added to your policy for a small fee of $5. Our annual Santa Claus liability insurance policy also offers additional coverage options, such as equipment and gear coverage and higher limit options.
Liability insurance doesn’t cover damage to your equipment. But you can add equipment and gear coverage (aka inland marine) for an extra $6-$12.50 under the annual policy of our Santa Claus liability insurance, which starts at $199. It provides from $2,000 to $5,000 in equipment and gear coverage for damage or theft per policy year.
Note: This coverage ONLY exists under the annual policy.
You can get Santa Claus insurance from Insurance Canopy in 10 minutes or less by completing our online application! Once you’ve purchased your plan, your COI will be available through your dashboard immediately.
Yes! Insurance Canopy’s Santa insurance policies meet the needs of most event administrators, requirements, and contracts. We offer numerous coverage options with high limits in one, simple plan. Should your contract require higher limits, we can help you out there, too!
