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Entertainment Business Insurance

Purchase top-rated entertainment business insurance policies by choosing your specialty below. General liability coverage available from carriers with “A+” ratings.

AS LOW AS

$59

Show Policy, 1-3 Day
Most POPULAR

$199

Yearly Policy
4.8/5
Backed by
Great American Insurance Group logo
Belfast company logo

Affordable Small Business Insurance Coverage for Performers and Entertainers

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Balloon Art

Don’t let liability claims get your business twisted. Balloon artist insurance covers your balloon twisting at birthday celebrations, festivals, and more.

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Band

Bring the house down with your music. Our band insurance protects you when the crowd jams along a little too hard.

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Clown

You shouldn’t have to juggle your budget to get quality liability insurance. Insurance Canopy offers A+ rated protection at a low rate.

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DJ Annual

Looking to drop the beat all year long? Our annual DJ insurance is specifically tailored to protect you in 10 minutes or less.

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DJ Event

Injuries just don’t mix well with your event. Lean on “DJ Liability Insurance” to protect your finances while you mash up a killer set at your next event.

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Face Painter

Liability claims aren’t something to brush over. Get quality coverage at a low rate for your face painting business from Insurance Canopy.

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Magician

Our coverage comes without illusions. Make claims go poof with A+ rated protection from Insurance Canopy.

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Musician

With musician insurance from Insurance Canopy, you can cover your most important asset: your equipment and gear.

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Party Planner

Getting hit with a liability claim can be a real party pooper. Luckily, our partners at the Event Helper can protect your plans from going south.

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Performer

No mic check needed. Our performer liability insurance is easily managed completely online to protect you until the very last mic drop.

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Santa Claus

Nobody is adding liability claims to their Christmas wish list. Keep the coal out of your stocking and get Santa Claus liability insurance in 10 minutes or less.

What is Entertainment Insurance?

Entertainment insurance is a type of protection for your professional services as an entertainer or performer. Our insurance is meant to protect your business against claims of recklessness or carelessness and failure to provide professional services while on the job. You can do what you love with peace of mind knowing you have coverage for claims of bodily injury, property damage, or loss of personal property.

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How Much Does Entertainment Insurance Cost?

There are two entertainment insurance policies you can choose from—an annual policy or an event policy. Annual payments start at $199 for the year or $16.58 monthly for 12 months. The annual policy is ideal for performers and entertainers who need constant coverage year-round.

The event policy is active for 1–3 days and starts at $59. If you are performing for a single event or a weekend, the event policy is just right for you. You can add additional insurance limits to this policy to meet your venue’s requirements.

Keep in mind that these prices are for the base policies but you can get customized entertainment insurance by adding additional coverages to your policy at an extra cost.

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What Does Entertainment Business Insurance Include?

View the coverage details for an entertainment insurance policy:

General Liability

Limit Per Policy: $2 million

Also known as public liability insurance for the entertainment industry, this coverage helps to protect your business from third-party bodily injury or property damage claims that occur while interacting with the public. For example, a fan tripping and falling during your performance, a piece of equipment damaging a venue, or a spectator getting hit and injured by a prop.

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Equipment & Gear
(Annual Policy Only)

Limit Per Policy: $1M

Equipment and Gear coverage is designed to save you time and money. You rely on your equipment and gear to bring your show to life. If it’s damaged or stolen during your performance, our entertainment public liability insurance offers coverage to get it quickly replaced.

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Damage to Premises Rented to You

Limit Per Policy: $300,000

As an entertainer, you run the risk of scratching, scuffing, or damaging the stages you perform on or the venues you perform in. Protect the premises you rent at no additional cost with your entertainment insurance from Insurance Canopy.

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Personal & Advertising Injury

Limit Per Policy: $1 million

Personal and advertising injury insurance can be especially important for someone in the entertainment industry, which often involves creative expression and public image. For example, if an actor or musician is sued for defamation or infringement of copyright, Insurance Canopy can help cover the costs of legal defense and any damages that are awarded against them.

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Products Completed Operations Aggregate

Limit Per Policy: $2 million

Selling merch is often a great revenue stream for entertainers. Any defective merchandise that causes a client harm is protected with our entertainment insurance coverage. It also protects you if an audience member suffers an injury from your performance.

Coverage Details Limits

General Liability Aggregate Limit

$2,000,000

Products – Completed Operations Aggregate Limit

$2,000,000

Personal and Advertising Injury Limit

$1,000,000

General Each Occurrence Limit

$1,000,000

Damage to Premises Rented to You Limit (Any One Premises)

$300,000

Additional Limits

Event Policy (1-3 days)

$59

Annual Policy

From $199

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Why Entertainment Insurance From Insurance Canopy

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Easy

Efficient

Reliable

Frequently Asked Questions About Entertainment Insurance

You're In Good Company With Insurance Canopy

Here's what some of our over 14,700 customers have to say about their experience.

  • You can't beat the price and once I called in, the guy I spoke with told me everything I needed to know and I was signed up within minutes. Amazing!!!

    Michele Gibson Avatar Michele Gibson
    July 26, 2022

    Very easy to quote and bind! Excellent price for the coverage.

    Matt Forneris Avatar Matt Forneris
    August 26, 2022

    Your insurance provisions work perfectly for me. No overhead or long term contracts and I'm able to pass along the cost to my clients. Thanks!?

    Gary Morton Avatar Gary Morton
    July 26, 2022
  • The process to apply for insurance was very easy and I appreciated how smooth it went. However, I didn’t like auto renew without my permission. I’m 69 and... Read More

    Regina Nowak Avatar Regina Nowak
    May 26, 2023

    Service rep was very knowledgeable very helpful and got the job done for what I needed Immediately . Can't say enough about Hi service

    Clifford Lo Sasso Avatar Clifford Lo Sasso
    January 6, 2023

    Easy to use and reasonably priced

    Doug Mickan Avatar Doug Mickan
    June 19, 2023
  • Good insurance! Quick!

    Ariana Hadavi Avatar Ariana Hadavi
    October 19, 2022

    Very Easy and affordable

    barber fire Avatar barber fire
    March 4, 2023

    Great rates and so easy to sign up!

    Liz Atkinson Avatar Liz Atkinson
    January 6, 2023
  • I got the coverage I needed. The coverage wasn’t extravagant in price and I was able to add an additional insured. Thanks for the great service.

    ShoMoDjs DJ and Audio Visual Services Avatar ShoMoDjs DJ and Audio Visual Services
    January 6, 2023

    Wonderful quick and easy!

    shani files Avatar shani files
    December 6, 2022

    Easy to use. Very good user experience. Definitely recommend insurance copy for fellow musicians performing live at events etc.

    Ted K Avatar Ted K
    June 26, 2022
  • Web site was very clear and easy to use

    Ken Reilly Avatar Ken Reilly
    January 6, 2023

    Super easy and straightforward.

    Emily Mallar Avatar Emily Mallar
    October 12, 2022

    Quick easy to understand and reasonable. Detailed instructions and easy to ise. Canopy did it all for my team

    Kappa Xi Avatar Kappa Xi
    September 26, 2022
  • I’ve been looking for the right insurance company. And I’ve found it ! Awesome prices and great coverage plans. Thank you !!

    Javier Valderrama Jr (BeastMode_Cyclist_Javy) Avatar Javier Valderrama Jr (BeastMode_Cyclist_Javy)
    August 26, 2022

    Simple and easy on line process and I saved money compared to a large nationally known insurer

    Bill Ladwig Avatar Bill Ladwig
    January 6, 2023

    Very helpful agents! Will definitely recommend to all my industry friends!

    Entertainment Labs Avatar Entertainment Labs
    May 26, 2023
  • This was a very easy process of purchasing DJ insurance, I mostly like the affordable reasonable rates.

    Jeffrey “Jay jay” C Avatar Jeffrey “Jay jay” C
    June 19, 2023

    Excellent online experience, clean, clear instructions. At the right price too.

    Malcom Massey Avatar Malcom Massey
    September 26, 2022

    Exactly what I needed

    Nichole Jackson Avatar Nichole Jackson
    December 6, 2022
  • Sarah was outstanding!!! Wonderful customer service with a smile and a laugh!! Doesn’t get any better than that!

    Darci Menard Avatar Darci Menard
    February 6, 2023

    The only company I use for event insurance! The best!

    Susie Shortt Avatar Susie Shortt
    October 5, 2022

    So far, so good.

    Jeff Nelson Avatar Jeff Nelson
    December 6, 2022
  • I have been djing for over a decade, but just started my dj business this year. Getting insurance was something I was dreading, but Ins Canopy made the process so... Read More

    Mike V (Dj Mike Cartel) Avatar Mike V (Dj Mike Cartel)
    September 26, 2022

    Easy to follow instructions on establishing my DJ liability insurance. Pricing was the best I've found to suit my needs.

    Judy Carter Avatar Judy Carter
    September 26, 2022

    Faith at Insurance Canopy is great to work with. She is very responsive and efficient with responses when requests are made and always with a positive attitude. She is... Read More

    Todd McCabe Avatar Todd McCabe
    March 3, 2023
  • Chat rep was knowledgeable and professional and website was easy to navigate and apply for business insurance.

    Matt R Avatar Matt R
    July 26, 2022

    Great site to work with.

    Patti Lee Avatar Patti Lee
    June 5, 2023

    Super fast and easy to set up. Very reasonably priced.

    Rachel Miller Avatar Rachel Miller
    February 6, 2023
  • Easy to set up And good price! I did shop around and found this company took me 20 minutes to get everything done ...got a custome made Liquor Liability insurance... Read More

    Carlos Aguirre Avatar Carlos Aguirre
    June 26, 2022
  • I had the best experience because I spoke with an agent Stephanie Davis that was truly knowledgeable and very patient with me to walk me through the entire process.... I... Read More

    Cabbage Avatar Cabbage
    August 26, 2022
  • It was easy to fill the forms out online and all the information

    Melissa Prado Avatar Melissa Prado
    August 26, 2022
  • Great site to work with.

    Patti Lee Avatar Patti Lee
    June 5, 2023
  • So far this company has been great. Answered my questions promptly and got a quote promptly.

    Natalie Thompson Avatar Natalie Thompson
    October 12, 2022
  • Super easy and straightforward.

    Emily Mallar Avatar Emily Mallar
    October 12, 2022
  • The process to apply for insurance was very easy and I appreciated how smooth it went. However, I didn’t like auto renew without my permission. I’m 69 and... Read More

    Regina Nowak Avatar Regina Nowak
    May 26, 2023
  • Faith at Insurance Canopy is great to work with. She is very responsive and efficient with responses when requests are made and always with a positive attitude. She is... Read More

    Todd McCabe Avatar Todd McCabe
    March 3, 2023
  • It was a easy sign up experience .

    Laroi Newman Avatar Laroi Newman
    July 26, 2022
  • This was a very easy process of purchasing DJ insurance, I mostly like the affordable reasonable rates.

    Jeffrey “Jay jay” C Avatar Jeffrey “Jay jay” C
    June 19, 2023

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