Entertainment Business Insurance
Insurance Marketplace for the Entertainment Business Industry
Purchase top-rated entertainment business insurance policies by choosing your specialty below. Professional and general liability coverage options are available from carriers with “A+” ratings.
4.7/5 stars from 678 reviews
4.7/5 stars from 678 reviews
Affordable Small Business Insurance Resource for Performers and Entertainers
Entertainment industry insurance protects your business from lawsuits, accident claims, and third-party property damage claims. As an independent performer or entertainer, you can count on Insurance Canopy to help you assess the risks faced by your entertainment business and find the liability insurance policy that meets your needs. Click on your specialty to see pricing, coverage, and accessibility options.
What is Entertainment Business Insurance?
Protection for your professional services as an entertainer or performer. Our insurance is meant to protect your business against claims of professional negligence and for failure to perform necessary duties while on the job. Entertainment business insurance provides a financial safety net for your business should an accident occur. You can do what you love with peace of mind knowing you have coverage for claims of bodily injury, property damage, or loss of personal property.
What is Included with Entertainment Business Insurance?
Your entertainment insurance policy from Insurance Canopy includes:
- General liability insurance
- Professional liability insurance (annual policy only)
- Damage to premises rented to you
- Personal and advertising injury
- Products completed operations aggregate
How Much is Entertainment Business Insurance?
There are two entertainment business insurance policies you can choose from—an annual policy or an event policy. An annual policy is active for one year – with annual or monthly payment options. Annual payments start at $199 for the year or $14.93 monthly for 12 months. The annual policy is ideal for performers and entertainers who need constant coverage year-round.
The event policy is active for 1–3 days and starts at $59. If you are performing for a single event or a weekend, the event policy is just right for you. You can add additional insurance limits to this policy to meet your venue’s requirements.
Keep in mind that these prices are for the base policies and you can add additional coverages to your policy at an extra cost.
Why Entertainment Industry Insurance From Insurance Canopy
Easy
Direct 24/7 access to online, no-hassle applications where you can purchase professional and general liability insurance coverage.
Efficient
Get instant quotes from “A+ rated” entertainment insurance companies, compare policies side by side, and select the one that best fits your needs.
Reliable
Insurance Canopy has been insuring small businesses for more than a decade, so our team knows what coverage your entertainment business needs. Just click on your specialty, and we’ll connect you with the right insurance program.
Frequently Asked Questions About Entertainment Business Insurance
- You may face some liability risks unique to performers and entertainers such as setting up shows, equipment, fog machines, or stages.
- Venues may require you to show proof of insurance before hiring you or allowing you to operate on their property.
- Liability insurance gives you a layer of defense against claims, such as bodily injury or property damage.
- If you use your own equipment and transport it to multiple locations, you will want to protect your equipment against theft, damage, or loss with inland marine coverage.
- Wedding venues, concert halls, and other places may require you to add them as an additional insured to your entertainment business insurance policy before allowing you to perform.
To put it simply, yes. While venues usually carry insurance, your personal property will not be covered in the event of a claim. If there is a claim that lists you or your group, you will also not have coverage from the venue. It is important to carry your own insurance, to protect your bottom line.
As an entertainer, you can be held liable when your business operations cause illnesses, injuries, or damages to the venue or attendees. These incident claims could sweep away your entire business. Having insurance provides a financial safety net, so if an accident occurs, you won’t have to pay hefty out-of-pocket costs.
A common claim entertainers and performers face is a party guest tripping on their equipment. If they trip on your speaker cords and sustain an injury, you can be held responsible for any medical bills because of failure to maintain a safe environment.
If your sound equipment or instruments sustain damage during an event – from spilled refreshments or an accident from an attendee – Tools & Equipment Coverage can come in handy to help you replace your tools of the trade! Also known as Inland Marine Insurance, this is an optional coverage you can add to your base policy.
And finally, if your equipment damages the venue’s property, like scratching the hardwood floor, you can be held liable to fix the damage. With insurance, you won’t need to pay for all of these expenses out of your own pocket. You would be able to file a claim and have professional assistance.
Insurance Canopy covers a wide array of entertainers with insurance. Take a look at our comprehensive list here:
- Balloon Artist
- Bands
- Clown
- Chalk Artist
- Comedian
- Disc Jockey (DJs)
- Holiday & Fairytale Characters (Santa, Princesses, etc.)
- Impersonators
- Jugglers
- Magician
- Mimes
- Musician
- Poets/ Storytellers
- Performer
- Yodeler
If you don’t see your profession listed above, you can call our licensed insurance agents to see if we have coverage available for you.
While you’re filling out an annual online application, you can add Tools & Equipment Coverage to your base annual policy. This coverage ranges from an additional $3.33 to $5 per month on top of your annual policy and can cover up to $5,000 per item. The Tools & Equipment Coverage is designed to cover your business’s personal property like equipment, supplies, or inventory. However, it does not cover structural property like a building.
The entertainers’ event policy is not eligible for Tools & Equipment coverage.
Insurance Canopy offers customizable coverage options, allowing you to tailor your policy to your specific business needs. We combine general and professional liability insurance into one plan for your convenience, with the option to add on any endorsements or additional insureds. Insurance Canopy’s policies also come at a competitive and affordable price. You don’t have to choose cost over quality! Plus, our policies can be purchased online at any time from anywhere in 10 minutes or less!
With Insurance Canopy, you can access your policy documents 24/7 through your online portal and make any updates to your policy. Enjoy the option of monthly payments with our annual plan or save with a one-time purchase. We also make it easy for you to sign up through Facebook or Google and offer the option to set up an account with your email address. If you have any questions, you can chat with one of our online agents or give us a call.
Yes. You set the effective date of your entertainment company insurance policy when you are filling out the simple online application. Coverage for your business can begin today, as soon as your purchase is complete. If you would like for the coverage to begin on a specific day, you will have the chance to specify that date on your application. Your policy documents will also be available to download from your online account immediately after purchase.
Yes. You may cancel your entertainer industry insurance policy at any time, but there is no money back guarantee on months you have already paid for.
Filling out an application is easy and only takes 10 minutes. The best part is you don’t need to request an entertainment insurance quote. Here is what you’ll need to provide on your entertainment company insurance application:
- Personal information (name, address, business information)
- Business operation information (gross sales, type of events, number of years in business, etc.)
- Knowledge of previous insurance claim history
- Details for Additional Insureds, tenants, or landlords that will be added.
- Payment information
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