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Entertainment Business Insurance

Purchase top-rated entertainment business insurance policies by choosing your specialty below. General liability coverage available from carriers with “A+” ratings.



Show Policy, 1-3 Day


Yearly Policy
Backed by
Great American Insurance Group logo
Belfast company logo

Affordable Small Business Insurance Coverage for Performers and Entertainers

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Balloon Art

Don’t let liability claims get your business twisted. Balloon artist insurance covers your balloon twisting at birthday celebrations, festivals, and more.

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Bring the house down with your music. Our band insurance protects you when the crowd jams along a little too hard.

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You shouldn’t have to juggle your budget to get quality liability insurance. Insurance Canopy offers A+ rated protection at a low rate.

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DJ Annual

Looking to drop the beat all year long? Our annual DJ insurance is specifically tailored to protect you in 10 minutes or less.

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DJ Event

Injuries just don’t mix well with your event. Lean on “DJ Liability Insurance” to protect your finances while you mash up a killer set at your next event.

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Face Painter

Liability claims aren’t something to brush over. Get quality coverage at a low rate for your face painting business from Insurance Canopy.

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Our coverage comes without illusions. Make claims go poof with A+ rated protection from Insurance Canopy.

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With musician insurance from Insurance Canopy, you can cover your most important asset: your equipment and gear.

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Party Planner

Getting hit with a liability claim can be a real party pooper. Luckily, our partners at the Event Helper can protect your plans from going south.

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No mic check needed. Our performer liability insurance is easily managed completely online to protect you until the very last mic drop.

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Santa Claus

Nobody is adding liability claims to their Christmas wish list. Keep the coal out of your stocking and get Santa Claus liability insurance in 10 minutes or less.

What is Entertainment Insurance?

Entertainment insurance is a type of protection for your professional services as an entertainer or performer. Our insurance is meant to protect your business against claims of recklessness or carelessness and failure to provide professional services while on the job. You can do what you love with peace of mind knowing you have coverage for claims of bodily injury, property damage, or loss of personal property.

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How Much Does Entertainment Insurance Cost?

There are two entertainment insurance policies you can choose from—an annual policy or an event policy. Annual payments start at $199 for the year or $14.93 monthly for 12 months. The annual policy is ideal for performers and entertainers who need constant coverage year-round.

The event policy is active for 1–3 days and starts at $59. If you are performing for a single event or a weekend, the event policy is just right for you. You can add additional insurance limits to this policy to meet your venue’s requirements.

Keep in mind that these prices are for the base policies but you can get customized entertainment insurance by adding additional coverages to your policy at an extra cost.

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What Does Entertainment Business Insurance Include?

View the coverage details for an entertainment insurance policy:

General Liability

Limit Per Policy: $2 million

Also known as public liability insurance for the entertainment industry, this coverage helps to protect your business from third-party bodily injury or property damage claims that occur while interacting with the public. For example, a fan tripping and falling during your performance, a piece of equipment damaging a venue, or a spectator getting hit and injured by a prop.

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Equipment & Gear
(Annual Policy Only)

Limit Per Policy: $1M

Equipment and Gear coverage is designed to save you time and money. You rely on your equipment and gear to bring your show to life. If it’s damaged or stolen during your performance, our entertainment public liability insurance offers coverage to get it quickly replaced.

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Damage to Premises Rented to You

Limit Per Policy: $300,000

As an entertainer, you run the risk of scratching, scuffing, or damaging the stages you perform on or the venues you perform in. Protect the premises you rent at no additional cost with your entertainment insurance from Insurance Canopy.

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Personal & Advertising Injury

Limit Per Policy: $1 million

Personal and advertising injury insurance can be especially important for someone in the entertainment industry, which often involves creative expression and public image. For example, if an actor or musician is sued for defamation or infringement of copyright, Insurance Canopy can help cover the costs of legal defense and any damages that are awarded against them.

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Products Completed Operations Aggregate

Limit Per Policy: $2 million

Selling merch is often a great revenue stream for entertainers. Any defective merchandise that causes a client harm is protected with our entertainment insurance coverage. It also protects you if an audience member suffers an injury from your performance.

Coverage Details Limits

General Liability Aggregate Limit


Products – Completed Operations Aggregate Limit


Personal and Advertising Injury Limit


General Each Occurrence Limit


Damage to Premises Rented to You Limit (Any One Premises)


Additional Limits

Event Policy (1-3 days)


Annual Policy

From $199

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Why Entertainment Insurance From Insurance Canopy

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Frequently Asked Questions About Entertainment Insurance

You're In Good Company With Insurance Canopy

Here's what some of our over 14,700 customers have to say about their experience.

  • Easy to use and reasonably priced

    Doug Mickan Avatar Doug Mickan
    June 19, 2023

    Customer service and experience was great. Appreciate the patience and knowledge. Thank you.

    justelement T Avatar justelement T
    May 26, 2023

    The lady patiently help me out through the proces. I think her name is Stephanie. She stayed on the phone until I was done. My whole hearted thanks to... Read More

    Robert Lesaca Avatar Robert Lesaca
    July 26, 2022
  • It didn’t start out so smooth but Jamal was helpful getting my additional insured added

    Grog Avatar Grog
    June 12, 2023

    Super fast and easy to set up. Very reasonably priced.

    Rachel Miller Avatar Rachel Miller
    February 6, 2023

    The process to apply for insurance was very easy and I appreciated how smooth it went. However, I didn’t like auto renew without my permission. I’m 69 and... Read More

    Regina Nowak Avatar Regina Nowak
    May 26, 2023
  • I got the coverage I needed. The coverage wasn’t extravagant in price and I was able to add an additional insured. Thanks for the great service.

    ShoMoDjs DJ and Audio Visual Services Avatar ShoMoDjs DJ and Audio Visual Services
    January 6, 2023

    Quick and easy insurance for my mobile DJ business.

    Burton Nuse Avatar Burton Nuse
    October 19, 2022

    So far this company has been great. Answered my questions promptly and got a quote promptly.

    Natalie Thompson Avatar Natalie Thompson
    October 12, 2022
  • Easy purchase… very clear description of service and options.

    Apex Entertainment Group Chris Stout Avatar Apex Entertainment Group Chris Stout
    June 21, 2023

    Was in a jam. Needed the insurance for a gig coming up and the process was sooo simple! The coverage is exactly what they were looking for and we are... Read More

    joe barton Avatar joe barton
    October 12, 2022

    Easy to follow instructions on establishing my DJ liability insurance. Pricing was the best I've found to suit my needs.

    Judy Carter Avatar Judy Carter
    September 26, 2022
  • Easy to sign up. Got my insurance emailed to me within minutes. Thank you!

    Jason Lavea Avatar Jason Lavea
    June 12, 2023

    Very helpful agents! Will definitely recommend to all my industry friends!

    Entertainment Labs Avatar Entertainment Labs
    May 26, 2023

    I had the best experience because I spoke with an agent Stephanie Davis that was truly knowledgeable and very patient with me to walk me through the entire process.... I... Read More

    Cabbage Avatar Cabbage
    August 26, 2022
  • So far, so good.

    Jeff Nelson Avatar Jeff Nelson
    December 6, 2022

    They did actually do a great job at establishing my policy quickly and answering my questions by phone. Would recommend to others.

    Roberto Olivares Avatar Roberto Olivares
    September 26, 2022

    Reliable, efficient and affordable! The new online form was quick and simple, it took me less than 15 minutes to complete. They are also very quick on answering any... Read More

    Elena Azama Avatar Elena Azama
    May 26, 2023
  • Quick, easy and just what we needed to work an event that required a bit of insurance. Will most likely seek regular monthly insurance knowing it's this easy and... Read More

    Shannon Smith Avatar Shannon Smith
    May 26, 2023

    It was easy to fill the forms out online and all the information

    Melissa Prado Avatar Melissa Prado
    August 26, 2022

    Super easy, easy to understand and a great price.

    Alan Browning Avatar Alan Browning
    September 26, 2022
  • It was a very easy experience.

    Pamela Burton Avatar Pamela Burton
    February 13, 2023

    They took care of business! Easy process and cheap price to pay for peace of mind and being able to say you are a pro and fully insured.

    Jimmy Fish Avatar Jimmy Fish
    February 13, 2023

    Very easy to obtain a policy

    John Faughey Avatar John Faughey
    December 6, 2022
  • I'm excited excellent price

    Edgar roberto Lobos Avatar Edgar roberto Lobos
    February 20, 2023

    It has been great working with Insurance Canopy and especially Faith Ortiz. A+++

    ND3423 Avatar ND3423
    May 26, 2023

    My personal liability insurance for teaching fitness classes was so easy to set up! Plus, I needed to make a correction and their customer service was very prompt. Highly recommend... Read More

    Juju Rafii Avatar Juju Rafii
    December 6, 2022
  • Instructor at Orange Door Yoga in Grand Junction, Co

    Terry Talbot Avatar Terry Talbot
    February 20, 2023

    Easy. Quick. Responsive on chat.

    Me Avatar Me
    May 29, 2023

    Good insurance! Quick!

    Ariana Hadavi Avatar Ariana Hadavi
    October 19, 2022
  • Easy to use and reasonably priced

    Doug Mickan Avatar Doug Mickan
    June 19, 2023
  • Easy. Quick. Responsive on chat.

    Me Avatar Me
    May 29, 2023
  • Fast Great Reasonable Coverage Price!!!! Very helpful to all who needs insurance right away and to any type of business who has to comply with proof of insurance. it's... Read More

    John Togado Avatar John Togado
    December 6, 2022
  • Very easy to quote and bind! Excellent price for the coverage.

    Matt Forneris Avatar Matt Forneris
    August 26, 2022
  • It was a very easy experience.

    Pamela Burton Avatar Pamela Burton
    February 13, 2023
  • Quick and easy insurance for my mobile DJ business.

    Burton Nuse Avatar Burton Nuse
    October 19, 2022
  • Amazing service. Very fast, straightforward and helpful. Thank you for providing me with the necessary insurance coverage for my company and equipment. ???

    Mike Cruz Avatar Mike Cruz
    October 12, 2022
  • Instructor at Orange Door Yoga in Grand Junction, Co

    Terry Talbot Avatar Terry Talbot
    February 20, 2023
  • So far, so good.

    Jeff Nelson Avatar Jeff Nelson
    December 6, 2022
  • Incredibly user-friendly set up. Super impressed with the ease of purchasing my policy. Great!

    Tim Cunningham Avatar Tim Cunningham
    June 26, 2022

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