Clown Insurance
Get same-day Clown Insurance in 10 minutes or less to keep the laughs and good times rolling!
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Why Insurance Canopy for Clown Insurance?
You get A+ rated general liability insurance when and where you need it with Insurance Canopy. Buy online in less time than it takes to put on your show makeup and get peace of mind for every bit, gag, and pratfall.
Save
Get affordable general liability insurance that meets your needs and budget.
Protect
Don’t take a pie to the face when accidents happen! Get coverage for unexpected claims that could drain your business.
Perform
Book more side-splitting gigs with a certificate of insurance (COI) that shows venues and event coordinators that you're serious about your funny business.
What Is Clown Insurance?
Clown insurance is general liability insurance that protects you and your clown act from costly third-party claims that may arise during set-ups, performances, and clean-up, such as:
- Bodily injuries: Trip-and-fall accidents
- Property damage: Scuffing a venue stage with your props
- Personal advertising and injury: Using an audience member in your marketing materials without their permission
Your coverage can handle unexpected expenses like medical bills, legal fees, and repair costs, so you’re not stuck paying out of pocket.
Why Should You Carry Clown Insurance?
Most venues and event organizers require insurance before they’ll hire you, so it’s a smart business move to get coverage.
Even if it’s not required, clown insurance provides essential protection for you and your business. A single claim can cost thousands, but insurance provides a financial safety net.
Let’s say you accidentally damage expensive artwork with your props while performing at a child’s birthday party, and the homeowner sues you for replacement costs. Clown insurance can mitigate or even eliminate your financial responsibility.
How Much Is Clown Insurance?
Insurance for clowns starts at $18.50 a month, or $199 annually. With the annual policy, you can add optional coverage for an additional fee:
- Gear and Equipment (aka Inland Marine Insurance): starting at +$7.50/month
- Cyber Liability Insurance: +$8.25/month
- Excess Liability Limits: +$29.17/month
Only have a few gigs a year? Cover your business with three-day event insurance starting at $59.
Note: Optional coverages are only available with the annual policy.
Coverage Details Limits
Included
General Liability Aggregate Limit
$2,000,000
Products – Completed Operations Aggregate Limit
$2,000,000
Personal and Advertising Injury Limit
$1,000,000
General Each Occurrence Limit
$1,000,000
Damage to Premises Rented to You Limit (Any One Premises)
$300,000
Medical Expense Limit
$5,000
Unlimited Additional Insureds
$10 for Annual and Event
Additional Limits (Annual Only)
Equipment and Gear Coverage
$2,000 policy year
+$7.50/month
$5,000 policy year
+$15/month
Deductible
$250
Excess Liability Coverage ($1,000,000)
+$29.17/month
Cyber Liability Coverage ($100,000)
+$8.25/month
Policy Pricing
Annual Policy – 365 Days Covered
From $18.50/month
Event Policy – 1-3 Days Covered
From $59 per event
You're In Good Company With Insurance Canopy
Here's what some of our over 14,700 customers say about their experience.
-
Thank you so much
Steve Monreal
July 11, 2025I needed a portable policy as a yoga instructor. I found this company in an online search. Called and got details from them, was quite surprised at how affordable... Read More
Jamie Calaway
July 4, 2025Very easy & quick experience. We got insurance in no time with no hassle. Thank you!
Robert Earnest
July 4, 2025 -
I am glad I went with them. I needed a last minute policy to cover an event I was doing and they had exactly what I needed at a... Read More
Deloris Pacheco
June 27, 2025great little company, with fair pricing, for entertainers who need occasional coverage. however, they have long hold times to speak to an agent, and their customer service left a little something... Read More
Gretje Angell
June 18, 2025What a lovely experience I had with Insurance Canopy! Easy and fast sign up, great policy, matches my needs as a self-employed business owner. Highly recommend!
Masha Rusanov
June 18, 2025 -
Needed DJ insurance for Memorial Day weekend & was squared away within an hour for 2 events! Highly recommend
Jay Solis
June 18, 2025Very user friendly platform. Multiple options. Very good pricing. Needed liability insurance in order to secure a very good paying event for my solo tribute show. Was set up within... Read More
Michael Riley
June 18, 2025Would have 5 starts, but not right now. This is the first time I have ever had to pay for an additional insured ever in 20 year's. They either have... Read More
Anthony Burgess
June 18, 2025 -
Representative Sarah was very helpful. Walked me through every step and not to mention the price even matched the service! Would recommend to any and everyone.
queenkiam
June 18, 2025Very easy to renew policy
Elyce Nissinoff
June 18, 2025They can help.you with the right Insurance you need, and the lowest price
Alvaro Baltazar
May 18, 2025 -
Provides event insurance at a very reasonable price compared to other companies. Easy to purchase and provide proof of insurance.
David Fox
May 18, 2025Affordable for dance & yoga folk. Thumbs up!
Maia Claire
May 18, 2025Extremely affordable event insurance and an easy to work with system and team that will advise you every step of the way!
Ishan Arvin
May 18, 2025 -
everything is excellent
Radames Martinez
May 18, 2025I'm a new customer/policy holder. Super easy online application and policy setup. Very competitive rates. Certificate of insurance generated and received (PDF) immediately once method of payment established. Great service... Read More
Matthew Terry
April 18, 2025For me, this application process was super efficient and easy to navigate on line. That goes a long way!
Holly Mulder
April 18, 2025 -
Affordable. Thank you.
Ana Young
April 18, 2025I have not had any issues over the years with Insurance Canopy, with canceling and renewing, I have found the cost of coverage in line or better then some. I have... Read More
John Corkins
March 18, 2025Canopy insurance has covered my DJ business for several years and I am totally satisfied with their services. Thank you DjVic🎧
DjVic Universal Sounds
March 18, 2025 -
I have them for 3 years this year seems price went up . I have never had to use them for a claim so really couldn’t tell you about that!
Denice Lapointe
February 18, 2025Great for Event Insurance - most affordable
Gaby Nobrega
February 18, 2025I was feeling overwhelmed with the specifications needed for my insurance coverage. I was offered friendly, quick and clear assistance. Through Canopy and Rey's help I was able to obtain... Read More
ESPIE QUINTERO
February 18, 2025 -
TLJ's Mobile Mixology, LLC had been insured with Insurance Canopy since it's inception and we have no complaints.
Tenisha J.
February 4, 2025Knowledgeable, kind, attentive and professional. She helped me to feel comfortable, well taken good care of and get the service possible.
Ed Levitt
February 3, 2025As a Massage Therapist, I was not aware until a few years ago that I did not have to be part of an Organization to get my liability insurance! I... Read More
Kristie Williams
January 30, 2025 -
This insurance has helped me secure events with my corporate and local government clients. They have great customer service and are always willing to help.
Tony Felix
January 23, 2025Representative was clear & concise in explaining specifics of the policy. Cost of policy very reasonable.
John B
January 16, 2025I’m very happy with my purchase of liability insurance for a one-off event. I was even able to edit the policy after it had been issued with the help of... Read More
jay gedeon
January 6, 2025
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Thank you so much
July 11, 2025 -
Very easy & quick experience. We got insurance in no time with no hassle. Thank you!
Robert Earnest
July 4, 2025 -
I needed a portable policy as a yoga instructor. I found this company in an online search. Called and got details from them, was quite surprised at how affordable... Read More
Jamie Calaway
July 4, 2025 -
I am glad I went with them. I needed a last minute policy to cover an event I was doing and they had exactly what I needed at a... Read More
Deloris Pacheco
June 27, 2025 -
great little company, with fair pricing, for entertainers who need occasional coverage. however, they have long hold times to speak to an agent, and their customer service left a little something... Read More
Gretje Angell
June 18, 2025 -
Representative Sarah was very helpful. Walked me through every step and not to mention the price even matched the service! Would recommend to any and everyone.
queenkiam
June 18, 2025 -
What a lovely experience I had with Insurance Canopy! Easy and fast sign up, great policy, matches my needs as a self-employed business owner. Highly recommend!
Masha Rusanov
June 18, 2025 -
Needed DJ insurance for Memorial Day weekend & was squared away within an hour for 2 events! Highly recommend
Jay Solis
June 18, 2025 -
Very user friendly platform. Multiple options. Very good pricing. Needed liability insurance in order to secure a very good paying event for my solo tribute show. Was set up within... Read More
Michael Riley
June 18, 2025 -
Would have 5 starts, but not right now. This is the first time I have ever had to pay for an additional insured ever in 20 year's. They either have... Read More
Anthony Burgess
June 18, 2025
Clown Insurance
Choosing the right insurance for clowns is no joke. Don’t settle for gaps in your coverage that could put your act and financial future at risk.
FAQs About Clown Insurance
Absolutely! Most venues and events require proof of insurance — whether you’re juggling at a child’s birthday party or throwing pies under circus tents, clown liability insurance ensures you meet gig standards AND saves you from the headaches of paying out of pocket for claims or lawsuits that could financially ruin your business.
Clown insurance covers damage or theft when you add Gear and Equipment coverage to your annual policy (you can’t purchase it with an event policy, though).
If you’re new to Insurance Canopy, you can add the coverage when you complete your application. If you’re a current customer, just log in to your user dashboard and add Gear and Equipment Coverage to your existing annual policy.
You can choose from these two policy options to safeguard your clown equipment:
- $2,000 policy year (+$7.50 / month)
- $5,000 policy year (+$15 / month)
If you have more than a few performances a year, we recommend the annual policy to ensure you have coverage for every booking. An annual policy also comes with optional, customizable add-on coverages, including:
- Gear and Equipment
- Cyber liability
- Excess liability limits
If you only have one or two gigs a year, the three-day event policy may be all you need to protect your business.
Annual also has affordable monthly payments starting at $18.50 a month.
You can only cover one clown (yourself!) under your policy. Each individual needs a separate general liability insurance policy if you’re performing in a clown group.
An additional insured is a venue, event organizer, landlord, or other business you work with that you add to your insurance policy upon request. If someone files a claim against you and the business or event you’re working with, they’re also protected under your policy.
You can include additional insureds on your policy during the application process or at any time by logging in to your dashboard. One additional insured costs $5, and unlimited additional insureds cost $10.
You can set your clown insurance to kick in on the same day you purchase coverage or opt for it to start on the day of your event. That way, you can have financial peace of mind and focus your energy on delivering laughs and smiles with your clown routine.
- Name of the business or individual
- Mailing address
- Additional insured information (if applicable)
- Contact information
- A working credit card
You can complete your application online, but if you have questions or need support, call our customer support team at 844.520.6993 or email info@insurancecanopy.com.
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