Clown Insurance
Get same-day Clown Insurance in 10 minutes or less to keep the laughs and good times rolling!
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Why Insurance Canopy for Clown Insurance?
You get A+ rated general liability insurance when and where you need it with Insurance Canopy. Buy online in less time than it takes to put on your show makeup and get peace of mind for every bit, gag, and pratfall.
Save
Get affordable general liability insurance that meets your needs and budget.
Protect
Don’t take a pie to the face when accidents happen! Get coverage for unexpected claims that could drain your business.
Perform
Book more side-splitting gigs with a certificate of insurance (COI) that shows venues and event coordinators that you're serious about your funny business.
What Is Clown Insurance?
Clown insurance is general liability insurance that protects you and your clown act from costly third-party claims that may arise during set-ups, performances, and clean-up, such as:
- Bodily injuries: Trip-and-fall accidents
- Property damage: Scuffing a venue stage with your props
- Personal advertising and injury: Using an audience member in your marketing materials without their permission
Your coverage can handle unexpected expenses like medical bills, legal fees, and repair costs, so you’re not stuck paying out of pocket.
Why Should You Carry Clown Insurance?
Most venues and event organizers require insurance before they’ll hire you, so it’s a smart business move to get coverage.
Even if it’s not required, clown insurance provides essential protection for you and your business. A single claim can cost thousands, but insurance provides a financial safety net.
Let’s say you accidentally damage expensive artwork with your props while performing at a child’s birthday party, and the homeowner sues you for replacement costs. Clown insurance can mitigate or even eliminate your financial responsibility.
How Much Is Clown Insurance?
Insurance for clowns starts at $18.50 a month, or $199 annually. With the annual policy, you can add optional coverage for an additional fee:
- Gear and Equipment (aka Inland Marine Insurance): starting at +$7.50/month
- Cyber Liability Insurance: +$8.25/month
- Excess Liability Limits: +$29.17/month
Only have a few gigs a year? Cover your business with three-day event insurance starting at $59.
Note: Optional coverages are only available with the annual policy.
Coverage Details Limits
Included
General Liability Aggregate Limit
$2,000,000
Products – Completed Operations Aggregate Limit
$2,000,000
Personal and Advertising Injury Limit
$1,000,000
General Each Occurrence Limit
$1,000,000
Damage to Premises Rented to You Limit (Any One Premises)
$300,000
Medical Expense Limit
$5,000
Unlimited Additional Insureds
$10 for Annual and Event
Additional Limits (Annual Only)
Equipment and Gear Coverage
$2,000 policy year
+$7.50/month
$5,000 policy year
+$15/month
Deductible
$250
Excess Liability Coverage ($1,000,000)
+$29.17/month
Cyber Liability Coverage ($100,000)
+$8.25/month
Policy Pricing
Annual Policy – 365 Days Covered
From $18.50/month
Event Policy – 1-3 Days Covered
From $59 per event
You're In Good Company With Insurance Canopy
Here's what some of our over 14,700 customers say about their experience.
-
TLJ's Mobile Mixology, LLC had been insured with Insurance Canopy since it's inception and we have no complaints.
Tenisha J.
February 4, 2025Knowledgeable, kind, attentive and professional. She helped me to feel comfortable, well taken good care of and get the service possible.
Ed Levitt
February 3, 2025As a Massage Therapist, I was not aware until a few years ago that I did not have to be part of an Organization to get my liability insurance! I... Read More
Kristie Williams
January 30, 2025 -
This insurance has helped me secure events with my corporate and local government clients. They have great customer service and are always willing to help.
Tony Felix
January 23, 2025Representative was clear & concise in explaining specifics of the policy. Cost of policy very reasonable.
John B
January 16, 2025I’m very happy with my purchase of liability insurance for a one-off event. I was even able to edit the policy after it had been issued with the help of... Read More
jay gedeon
January 6, 2025 -
Super easy to use and great service; I had a little error from my part and needed to correct it customer service was super helpful they guided me through the... Read More
Ana Zavala
January 6, 2025I needed some liability insurance for my business. The team at Insurance Canopy had great recommendations and the insurance was reasonable for the coverage. Web site and process... Read More
Susan Tedesco
January 6, 2025Great coverage, excellent price, terrific customer service. I checked out a lot of different carriers and they had the best reputation and coverage. Since most venues require insurance, it was... Read More
Steve Bryant
January 6, 2025 -
Was waiting for two other insurance companies to get back to me for over 2 1/2 weeks and losing money every day. Sitting here, frustrated I asked ChatGPT what... Read More
Chad Laibly
January 6, 2025Great and affordable insurance
Peter DAntoni
December 6, 2024Being a caricaturist, I never understood why I needed liability insurance, but it got to that point where I was missing opportunities because of it. So, I researched a bit... Read More
Paul McNeilly
November 12, 2024 -
I’m just saying that is easy to get the vendors insurance with this company
Silvia Delgado
November 6, 2024Definitely a great asset to my business, I have never had a problem getting what I need from IC. Good communication skills, always get help from the agents, attenuative on... Read More
Robert Avila
November 6, 2024Your site was extremely easy to use, I was able to get my event insured for what the event planners wanted. The price was so affordable. Even chatting... Read More
Rebecca Ruby
November 6, 2024 -
Quick easy sign-up convince is great
Vincent Davanzo
November 6, 2024Great to work with. Always available for assistance.
Two Pour Girls Bartending
November 6, 2024Best customer service I have ever had in regards to insurance.
Edward Findley
November 5, 2024 -
Super easy and convenient. Just renewed, thanks.
Wendy Berg
November 3, 2024Great to work with. Always available for assistance.
Courtney Araneo
November 3, 2024This is only the second year I have had this insurance. Haven't had to use it. But it's nice to know i have it. The price is great too
Vickie Sundgren
November 3, 2024 -
Canopy insurance has been great for my business. Definitely a five star definitely recommend it..
Fernando Ferreira
October 12, 2024Very easy and straight forward experience! The agent and live chat were instrumental in acquiring my policy.
Jacob Smith Jr
October 7, 2024Rey was amazing. So easy! So fast!
Herman Koch
September 30, 2024 -
Always treated well. They take care of my business insurance and I don’t have to worry about anything with insurance canopy in my corner. 10 year customer.
Mark Paquin
September 14, 2024Excellent rates and coverage! Did a lot of homework before going with Insurance Canopy, by far the best bang for the buck 🙂
Alana Wyld
September 14, 2024She is positive and friendly !
Alan Dynin
September 14, 2024 -
Had a great experience obtaining a policy quickly for a solo musical act. After a year, modified my policy to a fully staffed production easily using the chat feature of... Read More
Paul Tolle
September 6, 2024I am a professional mobile DJ. I use Insurance Canopy for a policy to cover my equipment and liability. They are easy to do business and the website makes... Read More
Don Kirby
September 6, 2024Best price I have found! Excited to be a customer
Dustin Price
September 6, 2024
-
TLJ's Mobile Mixology, LLC had been insured with Insurance Canopy since it's inception and we have no complaints.
Tenisha J.
February 4, 2025 -
Knowledgeable, kind, attentive and professional. She helped me to feel comfortable, well taken good care of and get the service possible.
Ed Levitt
February 3, 2025 -
As a Massage Therapist, I was not aware until a few years ago that I did not have to be part of an Organization to get my liability insurance! I... Read More
Kristie Williams
January 30, 2025 -
This insurance has helped me secure events with my corporate and local government clients. They have great customer service and are always willing to help.
Tony Felix
January 23, 2025 -
Representative was clear & concise in explaining specifics of the policy. Cost of policy very reasonable.
John B
January 16, 2025 -
I’m very happy with my purchase of liability insurance for a one-off event. I was even able to edit the policy after it had been issued with the help of... Read More
jay gedeon
January 6, 2025 -
Super easy to use and great service; I had a little error from my part and needed to correct it customer service was super helpful they guided me through the... Read More
Ana Zavala
January 6, 2025 -
I needed some liability insurance for my business. The team at Insurance Canopy had great recommendations and the insurance was reasonable for the coverage. Web site and process... Read More
Susan Tedesco
January 6, 2025 -
Was waiting for two other insurance companies to get back to me for over 2 1/2 weeks and losing money every day. Sitting here, frustrated I asked ChatGPT what... Read More
Chad Laibly
January 6, 2025 -
Great coverage, excellent price, terrific customer service. I checked out a lot of different carriers and they had the best reputation and coverage. Since most venues require insurance, it was... Read More
Steve Bryant
January 6, 2025
Clown Insurance
Choosing the right insurance for clowns is no joke. Don’t settle for gaps in your coverage that could put your act and financial future at risk.
FAQs About Clown Insurance
Absolutely! Most venues and events require proof of insurance — whether you’re juggling at a child’s birthday party or throwing pies under circus tents, clown liability insurance ensures you meet gig standards AND saves you from the headaches of paying out of pocket for claims or lawsuits that could financially ruin your business.
Clown insurance covers damage or theft when you add Gear and Equipment coverage to your annual policy (you can’t purchase it with an event policy, though).
If you’re new to Insurance Canopy, you can add the coverage when you complete your application. If you’re a current customer, just log in to your user dashboard and add Gear and Equipment Coverage to your existing annual policy.
You can choose from these two policy options to safeguard your clown equipment:
- $2,000 policy year (+$7.50 / month)
- $5,000 policy year (+$15 / month)
If you have more than a few performances a year, we recommend the annual policy to ensure you have coverage for every booking. An annual policy also comes with optional, customizable add-on coverages, including:
- Gear and Equipment
- Cyber liability
- Excess liability limits
If you only have one or two gigs a year, the three-day event policy may be all you need to protect your business.
Annual also has affordable monthly payments starting at $18.50 a month.
You can only cover one clown (yourself!) under your policy. Each individual needs a separate general liability insurance policy if you’re performing in a clown group.
An additional insured is a venue, event organizer, landlord, or other business you work with that you add to your insurance policy upon request. If someone files a claim against you and the business or event you’re working with, they’re also protected under your policy.
You can include additional insureds on your policy during the application process or at any time by logging in to your dashboard. One additional insured costs $5, and unlimited additional insureds cost $10.
You can set your clown insurance to kick in on the same day you purchase coverage or opt for it to start on the day of your event. That way, you can have financial peace of mind and focus your energy on delivering laughs and smiles with your clown routine.
- Name of the business or individual
- Mailing address
- Additional insured information (if applicable)
- Contact information
- A working credit card
You can complete your application online, but if you have questions or need support, call our customer support team at 844.520.6993 or email info@insurancecanopy.com.
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