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844.520.6993

Beauty & Cosmetics
Product Liability Insurance

Get Top-Rated Beauty & Cosmetic Product Insurance

AS LOW AS

$99/mo*

* $89.10/mo after 25% down

Beauty & Cosmetics
Product Liability Insurance

Get Top-Rated Beauty & Cosmetic Product Insurance

AS LOW AS
$99/mo*
* $89.10/mo after 25% down

Product Liability Insurance
For Beauty & Cosmetic Products

Who Needs Beauty & Cosmetic Insurance?​

No matter where your business is in the supply chain, you could face risks and be named in a lawsuit if your product causes bodily injury or property damage. Insurance Canopy offers affordable coverage for each group involved in the production process, including:

What Is Beauty & Cosmetic Product Insurance?

Beauty & cosmetic insurance can protect your business from claims due to your products and business operations—such as bodily injuries and property damage.

To make finding the right cosmetic coverage easier, Insurance Canopy bundled all your needs into one customizable plan. Some of the coverages offered with beauty product insurance include:

We Can Insure

Beauty product insurance starts at $89.10 per month (after initial payment of $279). That’s as low as $3.25 per day, making beauty product liability more affordable than ever.

Prices for your beauty, cosmetic, or skincare insurance may vary based on several different factors, such as sales revenue, coverage amount desired, additional policies, and more. If you have any questions or concerns, our licensed agents are available to help you via our Live Chat feature or by calling 844.520.6993.

Handmade Products

Homemade Products

We help you meet online and in-stores beauty product insurance requirements, even for products that you make by hand.

Indie Beauty Brands

Indie Beauty Brands

Get quickly covered with our efficient and streamlined online application, even if you're a small, independent, beauty brand.

Skincare Products

Skincare Products

Cosmetics, lotions, and other types of skincare products can be covered by our industry-specific policy.

Beauty Product Liability

Policies Starting at $99/Month With affordable coverage from A rated insurance carriers, you can have peace of mind knowing you have the beauty product insurance coverage your business needs.

Why Choose Insurance Canopy?

We Have A (Nearly) 5 Star Rating

  • Insurance Canopy has given us piece of mind to conduct our business and know that it, as well as, our clients are protected. The ease of accessing any policy documents... Read More

    It’s About 2 Go Down Entertainment Avatar It’s About 2 Go Down Entertainment
    June 21, 2023

    Chat rep was knowledgeable and professional and website was easy to navigate and apply for business insurance.

    Matt R Avatar Matt R
    July 26, 2022

    Sarah was outstanding!!! Wonderful customer service with a smile and a laugh!! Doesn’t get any better than that!

    Darci Menard Avatar Darci Menard
    February 6, 2023
  • Simple and easy on line process and I saved money compared to a large nationally known insurer

    Bill Ladwig Avatar Bill Ladwig
    January 6, 2023

    Very easy to obtain a policy

    John Faughey Avatar John Faughey
    December 6, 2022

    They did actually do a great job at establishing my policy quickly and answering my questions by phone. Would recommend to others.

    Roberto Olivares Avatar Roberto Olivares
    September 26, 2022
  • Rates were very competitive and I had great help when I called with questions. The application was fast and easy to fill out online. I haven’t had to file a... Read More

    Katie Gustafson Avatar Katie Gustafson
    August 26, 2022

    I’ve been looking for the right insurance company. And I’ve found it ! Awesome prices and great coverage plans. Thank you !!

    Javier Valderrama Jr (BeastMode_Cyclist_Javy) Avatar Javier Valderrama Jr (BeastMode_Cyclist_Javy)
    August 26, 2022

    I'm very happy to have found you guys for my business. The website is easy to navigate. The support service is excellent. Affordable prices for balloon artists and party entertainment... Read More

    Blanca Mendoza Avatar Blanca Mendoza
    May 26, 2023
  • Customer service and experience was great. Appreciate the patience and knowledge. Thank you.

    justelement T Avatar justelement T
    May 26, 2023

    Web site was very clear and easy to use

    Ken Reilly Avatar Ken Reilly
    January 6, 2023

    Quick and painless way to get insured

    Jay Foster Avatar Jay Foster
    February 20, 2023
  • Easy. Quick. Responsive on chat.

    Me Avatar Me
    May 29, 2023

    So far this company has been great. Answered my questions promptly and got a quote promptly.

    Natalie Thompson Avatar Natalie Thompson
    October 12, 2022

    Your insurance provisions work perfectly for me. No overhead or long term contracts and I'm able to pass along the cost to my clients. Thanks!?

    Gary Morton Avatar Gary Morton
    July 26, 2022
  • I had the best experience because I spoke with an agent Stephanie Davis that was truly knowledgeable and very patient with me to walk me through the entire process.... I... Read More

    Cabbage Avatar Cabbage
    August 26, 2022

    I got the coverage I needed. The coverage wasn’t extravagant in price and I was able to add an additional insured. Thanks for the great service.

    ShoMoDjs DJ and Audio Visual Services Avatar ShoMoDjs DJ and Audio Visual Services
    January 6, 2023

    It was a easy sign up experience .

    Laroi Newman Avatar Laroi Newman
    July 26, 2022
  • Awesome fast and easy process ? in minutes!!

    PAUL Velez Avatar PAUL Velez
    July 26, 2022

    The process to apply for insurance was very easy and I appreciated how smooth it went. However, I didn’t like auto renew without my permission. I’m 69 and... Read More

    Regina Nowak Avatar Regina Nowak
    May 26, 2023

    Very easy to quote and bind! Excellent price for the coverage.

    Matt Forneris Avatar Matt Forneris
    August 26, 2022
  • Exactly what I needed

    Nichole Jackson Avatar Nichole Jackson
    December 6, 2022

    Was in a jam. Needed the insurance for a gig coming up and the process was sooo simple! The coverage is exactly what they were looking for and we are... Read More

    joe barton Avatar joe barton
    October 12, 2022

    Wonderful quick and easy!

    shani files Avatar shani files
    December 6, 2022
  • Super easy, easy to understand and a great price.

    Alan Browning Avatar Alan Browning
    September 26, 2022

    Faith at Insurance Canopy is great to work with. She is very responsive and efficient with responses when requests are made and always with a positive attitude. She is... Read More

    Todd McCabe Avatar Todd McCabe
    March 3, 2023

    Very Easy and affordable

    barber fire Avatar barber fire
    March 4, 2023
  • Easy to use. Very good user experience. Definitely recommend insurance copy for fellow musicians performing live at events etc.

    Ted K Avatar Ted K
    June 26, 2022

    So far, so good.

    Jeff Nelson Avatar Jeff Nelson
    December 6, 2022

    Reliable, efficient and affordable! The new online form was quick and simple, it took me less than 15 minutes to complete. They are also very quick on answering any... Read More

    Elena Azama Avatar Elena Azama
    May 26, 2023
  • The lady patiently help me out through the proces. I think her name is Stephanie. She stayed on the phone until I was done. My whole hearted thanks to... Read More

    Robert Lesaca Avatar Robert Lesaca
    July 26, 2022
  • Great rates and so easy to sign up!

    Liz Atkinson Avatar Liz Atkinson
    January 6, 2023
  • Quick and painless way to get insured

    Jay Foster Avatar Jay Foster
    February 20, 2023
  • Easy peezy

    Tom Razin Avatar Tom Razin
    September 26, 2022
  • Your insurance provisions work perfectly for me. No overhead or long term contracts and I'm able to pass along the cost to my clients. Thanks!?

    Gary Morton Avatar Gary Morton
    July 26, 2022
  • Website Easy To Navigate And Price For Insurance Cover Is Excellent. Thank You For Insuring My Event! 👊🏾

    Fritz Cooper Avatar Fritz Cooper
    May 26, 2023
  • I'm excited excellent price

    Edgar roberto Lobos Avatar Edgar roberto Lobos
    February 20, 2023
  • I'm very happy to have found you guys for my business. The website is easy to navigate. The support service is excellent. Affordable prices for balloon artists and party entertainment... Read More

    Blanca Mendoza Avatar Blanca Mendoza
    May 26, 2023
  • I had the best experience because I spoke with an agent Stephanie Davis that was truly knowledgeable and very patient with me to walk me through the entire process.... I... Read More

    Cabbage Avatar Cabbage
    August 26, 2022
  • Chat rep was knowledgeable and professional and website was easy to navigate and apply for business insurance.

    Matt R Avatar Matt R
    July 26, 2022

Coverage Details

1 Additional Insured: $15, Unlimited Additional Insureds: $30

Limits Of Liability

The most your policy will pay for bodily injury and property damage claims, occurring during your coverage, as a result of your business operations.

$2,000,000

This is the maximum amount your policy will pay in a 12-month period for product liability claims and completed operations claims.

  • Product Liability claims are the result of bodily harm or property damage incurred by your products
  • Completed Operations claims are the result of bodily harm or property damage incurred by business operations conducted away from your business’s premises—even after business operations have been completed or abandoned

$2,000,000

The amount that your policy will pay for claims arising out of one or more of the following offenses:
  • False Arrest, detention or imprisonment
  • Malicious prosecution
  • Wrongful Eviction or Wrongful Entry
  • Oral or written publications that slander or libels a person or organization
  • Oral or written publication or material that violates a person’s right of privacy
  • The use of another’s advertising idea in your advertisement

$1,000,000

The maximum amount paid per incident during the term of the policy.

$1,000,000

A general liability coverage that reimburses others, without regard to the insured’s liability, for medical or funeral expenses incurred by such persons as a result of bodily injury (BI) or death sustained by accident under the conditions specified in the policy.

$5,000

Additional Endorsements & Coverage

An additional cost will be added for this coverage. See the application for additional coverage details for Cyber Liability Insurance.

$100,000

This is the amount we deduct from a claim before paying up to your policy limits.

$1,000

Ready For A Free Quote?
Easy Quote!

Questions About Beauty & Cosmetic Insurance

Choosing the right insurance is critical.

You can’t afford gaps in your coverage that could put you out of business.

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Manufacturers

Manufacturing icon showing a beaker of liquid being poured into a cosmetic bottle.

Beauty product insurance can help protect you from claims due to defects, design malfunctions, failure to warn about proper product use, and more.

Manufacturers

icon of a building representing a manufacturing facility.

Whether you manufacture components or assemble completed products, our manufacturer insurance can help protect you from claims due to defects, design malfunctions, failure to warn about proper product use, and more.

Distributors

Grey icon of beauty products.
Having beauty product liability insurance for distributors helps protect you from costly legal fees, product recalls, and a damaged reputation.

Distributors

icon of person moving packages

Often the first person named liable in a claim, having product liability insurance for distributors helps protect you from costly legal fees, product recalls, and a damaged reputation.

Retailers

Grey icon of beauty retail bags.

Because you work directly with consumers, we help protect you from claims related to your beauty products—such as bodily injury or property damage.

Retailers

Icon of a retail store.

Working directly with consumers puts you at high risk of a product liability claim. Retail product insurance can help protect you from product liability claims, general liability claims, and professional liability claims.

Importers

Grey icon of a truck transporting beauty products.

From dock to door, our inland marine coverage helps to protect your beauty products, tools, equipment, and other types of moveable property.

Importers

semi icon

From loading dock to loading dock and loading dock to door, we offer inland marine coverage with our product liability insurance for your products, tools, equipment, and other types of moveable property.

Wholesalers

Grey icon of wholesale beauty products.

Our wholesaler product liability insurance helps to protect your beauty products and business property in the case of theft or damage.

Wholesalers

bobcat icon

Keeping a large inventory of products means you need more than just coverage for product liability claims. Our wholesaler product liability insurance also helps protect your products and property in the case of theft or damage.