Beauty Product Insurance




Protect Your Beauty & Cosmetic Products

Buy Online | Personalized Policies | Industry Approved | Affordable Coverage

With more than a decade of experience in beauty and cosmetic product insurance, we understand the specific requirements you need. Insurance Canopy offers high quality and affordable beauty product insurance plans to businesses that manufacture, import, distribute, or sell beauty products. We have also assisted businesses like yours get products into online and in-store markets such as Ulta Beauty, Target, Walmart, Amazon, and countless others.

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Purchase Within Minutes

Get instant coverage with our efficient and streamlined online application.

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Customize Your Coverage

Choose from a range of coverages to tailor your beauty product liability insurance.

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Exceed Industry Standards

We help you meet online and in-stores beauty product insurance requirements.

Who Needs Beauty & Cosmetic Insurance?

Any business owner that imports, produces, distributes, or sells beauty and cosmetics products needs insurance. No matter where your business is in the supply chain you could face risks and be named in a lawsuit if your product causes bodily injury or property damage. Insurance Canopy offers affordable coverage for each group involved in the production process, including:
  • Manufacturers and importers
  • Distributors and wholesalers
  • Retailers

What Coverages Are Offered With Beauty Product Insurance?

To make finding the right cosmetic coverage easier, Insurance Canopy bundled all your needs into one customizable plan. Some of the benefits you can enjoy with our General Liability coverage includes:

  • General Liability Insurance, protection against bodily injury or property damage caused by your business operations
  • Product Liability Insurance, coverage for bodily injury or property damage caused by your products
  • Inland Marine Coverage, which may protect against damages to products or business equipment that occur during transportation over land

Coverage Details

1 Additional Insured: $15, Unlimited Additional Insureds: $30

General Liability Limits

The most your policy will pay for bodily injury and property damage claims, occurring during your coverage, as a result of your business operations.


This is the maximum amount your policy will pay in a 12-month period for product liability claims and completed operations claims.

  • Product Liability claims are the result of bodily harm or property damage incurred by your products
  • Completed Operations claims are the result of bodily harm or property damage incurred by business operations conducted away from your business’s premises—even after business operations have been completed or abandoned


The amount that your policy will pay for claims arising out of one or more of the following offenses:
  • False Arrest, detention or imprisonment
  • Malicious prosecution
  • Wrongful Eviction or Wrongful Entry
  • Oral or written publications that slander or libels a person or organization
  • Oral or written publication or material that violates a person’s right of privacy
  • The use of another’s advertising idea in your advertisement


The maximum amount paid per incident during the term of the policy.


A general liability coverage that reimburses others, without regard to the insured’s liability, for medical or funeral expenses incurred by such persons as a result of bodily injury (BI) or death sustained by accident under the conditions specified in the policy.


Additional Endorsements & Coverage

An additional cost will be added for this coverage. See the application for additional coverage details for Cyber Liability Insurance.


This is the amount we deduct from a claim before paying up to your policy limits.


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Have questions?

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Beauty Product Insurance

Licensed in All 50 States​

Questions About Beauty & Cosmetic Insurance

Choosing the right insurance is critical.

You can’t afford gaps in your coverage that could put you out of business.
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Beauty Product Liability

Policies Starting at $99/Month

With affordable coverage from A rated insurance carriers, you can have peace of mind knowing you have the beauty product insurance coverage your business needs.

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