Beauty & Cosmetics
Product Liability Insurance

Get Top-Rated Beauty & Cosmetic Product Insurance

AS LOW AS

$99

Monthly

Beauty & Cosmetics
Product Liability Insurance

Get Top-Rated Beauty & Cosmetic Product Insurance

AS LOW AS

$99

Monthly

Product Liability Insurance
For Beauty & Cosmetic Products

Who Needs Beauty & Cosmetic Insurance?​

No matter where your business is in the supply chain, you could face risks and be named in a lawsuit if your product causes bodily injury or property damage. Insurance Canopy offers affordable coverage for each group involved in the production process, including:

What Is Beauty & Cosmetic Product Insurance?

Beauty & cosmetic insurance can protect your business from claims due to your products and business operations—such as bodily injuries and property damage.

To make finding the right cosmetic coverage easier, Insurance Canopy bundled all your needs into one customizable plan. Some of the coverages offered with beauty product insurance include:

We Can Insure

Beauty product insurance starts at $99 per month. That’s as low as $3.25 per day, making beauty product liability more affordable than ever.

Prices for your beauty, cosmetic, or skincare insurance may vary based on several different factors, such as sales revenue, coverage amount desired, additional policies, and more. If you have any questions or concerns, our licensed agents are available to help you via our Live Chat feature or by calling 844.520.6993.

Handmade Products

Homemade Products

We help you meet online and in-stores beauty product insurance requirements, even for products that you make by hand.

Indie Beauty Brands

Indie Beauty Brands

Get quickly covered with our efficient and streamlined online application, even if you're a small, independent, beauty brand.

Skincare Products

Skincare Products

Cosmetics, lotions, and other types of skincare products can be covered by our industry-specific policy.

Beauty Product Liability

Policies Starting at $99/Month With affordable coverage from A rated insurance carriers, you can have peace of mind knowing you have the beauty product insurance coverage your business needs.

Why Choose Insurance Canopy?

We Have A (Nearly) 5 Star Rating

  • They did actually do a great job at establishing my policy quickly and answering my questions by phone. Would recommend to others.

    Roberto Olivares Avatar Roberto Olivares
    September 26, 2022

    Wonderful quick and easy!

    shani files Avatar shani files
    December 6, 2022

    Great service

    lamonte hatch Avatar lamonte hatch
    August 26, 2022
  • Simple and easy on line process and I saved money compared to a large nationally known insurer

    Bill Ladwig Avatar Bill Ladwig
    January 6, 2023

    Quick and easy insurance for my mobile DJ business.

    Burton Nuse Avatar Burton Nuse
    October 19, 2022

    I’m so happy with your company!!!

    Jenalyn Smith Avatar Jenalyn Smith
    October 19, 2022
  • Easy to sign up and great customer service!

    Maureen Davis Avatar Maureen Davis
    February 6, 2023

    They took care of business! Easy process and cheap price to pay for peace of mind and being able to say you are a pro and fully insured.

    Jimmy Fish Avatar Jimmy Fish
    February 13, 2023

    Quick easy to understand and reasonable. Detailed instructions and easy to ise. Canopy did it all for my team

    Kappa Xi Avatar Kappa Xi
    September 26, 2022
  • The lady patiently help me out through the proces. I think her name is Stephanie. She stayed on the phone until I was done. My whole hearted thanks to... Read More

    Robert Lesaca Avatar Robert Lesaca
    July 26, 2022

    Rates were very competitive and I had great help when I called with questions. The application was fast and easy to fill out online. I haven’t had to file a... Read More

    Katie Gustafson Avatar Katie Gustafson
    August 26, 2022

    It was a very easy experience.

    Pamela Burton Avatar Pamela Burton
    February 13, 2023
  • Web site was very clear and easy to use

    Ken Reilly Avatar Ken Reilly
    January 6, 2023

    Very easy to quote and bind! Excellent price for the coverage.

    Matt Forneris Avatar Matt Forneris
    August 26, 2022

    You can't beat the price and once I called in, the guy I spoke with told me everything I needed to know and I was signed up within minutes. Amazing!!!

    Michele Gibson Avatar Michele Gibson
    July 26, 2022
  • Very Easy and affordable

    barber fire Avatar barber fire
    March 4, 2023

    Easy to use. Very good user experience. Definitely recommend insurance copy for fellow musicians performing live at events etc.

    Ted K Avatar Ted K
    June 26, 2022

    Super fast and easy to set up. Very reasonably priced.

    Rachel Miller Avatar Rachel Miller
    February 6, 2023
  • It was a easy sign up experience .

    Laroi Newman Avatar Laroi Newman
    July 26, 2022

    Very easy to obtain a policy

    John Faughey Avatar John Faughey
    December 6, 2022

    Very easy process. Stefani stayed on the phone and walked me through the process. Took about 5 minutes and my group was insured. Excellent service.

    Robert Stewart Avatar Robert Stewart
    June 26, 2022
  • Super easy, easy to understand and a great price.

    Alan Browning Avatar Alan Browning
    September 26, 2022

    Great place to get affordable DJ insurance. Keri took the time to get me the right coverage I needed, thanks again!

    Carlos Navarro Avatar Carlos Navarro
    September 26, 2022

    Was in a jam. Needed the insurance for a gig coming up and the process was sooo simple! The coverage is exactly what they were looking for and we are... Read More

    joe barton Avatar joe barton
    October 12, 2022
  • Easy to set up And good price! I did shop around and found this company took me 20 minutes to get everything done ...got a custome made Liquor Liability insurance... Read More

    Carlos Aguirre Avatar Carlos Aguirre
    June 26, 2022

    Easy peezy

    Tom Razin Avatar Tom Razin
    September 26, 2022

    Incredibly user-friendly set up. Super impressed with the ease of purchasing my policy. Great!

    Tim Cunningham Avatar Tim Cunningham
    June 26, 2022
  • So far, so good.

    Jeff Nelson Avatar Jeff Nelson
    December 6, 2022

    Excellent online experience, clean, clear instructions. At the right price too.

    Malcom Massey Avatar Malcom Massey
    September 26, 2022

    Exactly what I needed

    Nichole Jackson Avatar Nichole Jackson
    December 6, 2022
  • Excellent online experience, clean, clear instructions. At the right price too.

    Malcom Massey Avatar Malcom Massey
    September 26, 2022
  • Good insurance! Quick!

    Ariana Hadavi Avatar Ariana Hadavi
    October 19, 2022
  • I had the best experience because I spoke with an agent Stephanie Davis that was truly knowledgeable and very patient with me to walk me through the entire process.... I... Read More

    Cabbage Avatar Cabbage
    August 26, 2022
  • They did actually do a great job at establishing my policy quickly and answering my questions by phone. Would recommend to others.

    Roberto Olivares Avatar Roberto Olivares
    September 26, 2022
  • Super fast and easy to set up. Very reasonably priced.

    Rachel Miller Avatar Rachel Miller
    February 6, 2023
  • I'm excited excellent price

    Edgar roberto Lobos Avatar Edgar roberto Lobos
    February 20, 2023
  • Easy to sign up and great customer service!

    Maureen Davis Avatar Maureen Davis
    February 6, 2023
  • Fast, easy, affordable.

    Steve Proctor Avatar Steve Proctor
    September 26, 2022
  • Great service

    lamonte hatch Avatar lamonte hatch
    August 26, 2022
  • Very easy to quote and bind! Excellent price for the coverage.

    Matt Forneris Avatar Matt Forneris
    August 26, 2022

Coverage Details

1 Additional Insured: $15, Unlimited Additional Insureds: $30

Limits Of Liability

The most your policy will pay for bodily injury and property damage claims, occurring during your coverage, as a result of your business operations.

$2,000,000

This is the maximum amount your policy will pay in a 12-month period for product liability claims and completed operations claims.

  • Product Liability claims are the result of bodily harm or property damage incurred by your products
  • Completed Operations claims are the result of bodily harm or property damage incurred by business operations conducted away from your business’s premises—even after business operations have been completed or abandoned

$2,000,000

The amount that your policy will pay for claims arising out of one or more of the following offenses:
  • False Arrest, detention or imprisonment
  • Malicious prosecution
  • Wrongful Eviction or Wrongful Entry
  • Oral or written publications that slander or libels a person or organization
  • Oral or written publication or material that violates a person’s right of privacy
  • The use of another’s advertising idea in your advertisement

$1,000,000

The maximum amount paid per incident during the term of the policy.

$1,000,000

A general liability coverage that reimburses others, without regard to the insured’s liability, for medical or funeral expenses incurred by such persons as a result of bodily injury (BI) or death sustained by accident under the conditions specified in the policy.

$5,000

Additional Endorsements & Coverage

An additional cost will be added for this coverage. See the application for additional coverage details for Cyber Liability Insurance.

$100,000

This is the amount we deduct from a claim before paying up to your policy limits.

$1,000

Ready For A Free Quote?
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Questions About Beauty & Cosmetic Insurance

Choosing the right insurance is critical.

You can’t afford gaps in your coverage that could put you out of business.

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