Beauty & Cosmetics Insurance

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  • Limits and Premiums:
  • Monthly Payments available
  • $1,250 Minimum Premium
  • Limits up to $50,000,000
  • Gross Sales Limit - None
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  • Limits and Premiums:
  • Monthly Payments unavailable
  • $1,250 Minimum Premium
  • $1M Occurrence / $2M Aggregate
  • Gross Sales Limit - $1 Million
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Canopy and Beauty & Cosmetics Insurance

Beauty and cosmetics insurance protects companies who manufacture, import, or distribute makeup products from lawsuits and claims that arise from their products’ exposure on the market. For example, an allergic reaction from a beauty product could result in a claim that costs the company thousands of dollars in fees and awards.

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Insurance Highlights
  • Additional Insured Endorsements Included
  • Inland Marine Coverage
  • Hired/Non Owned Auto Coverage
  • Employee Benefits Liability
  • Trade-show Coverage
  • Product Withdrawal Coverage
  • Low Deductible Options
  • Limits up to $50,000,000
Business Classes
  • Manufacturers, Importers, and Distributors of Beauty and Skin Care Products
  • Baby Skin Care Products
  • Animal Skin Care Products
  • Beauty Equipment
  • Jewelry
  • Apparel & Accessories

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Monthly Payments available

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Questions About Beauty & Cosmetics Insurance

Choosing the right small business insurance is critical. You can’t afford gaps in your coverage that could put you out of business.

What is Beauty & Cosmetics Insurance?

Beauty and cosmetics insurance protects companies who produce, manufacture, or sell beauty or cosmetic products from liability claims that may arise from the use of their products. If one of your products causes harm, you could be held responsible for costs due to bodily injury.

Beauty & cosmetics insurance can protect your business from damages arising from claims due to your business operations.

Why Beauty & Cosmetics Insurance?

Your business is an important investment to protect. You could be exposed to a beauty or cosmetics liability claim if your product causes another person harm.

Under the definition of "strict liability," a person injured by a product may be entitled to compensation for their injuries without showing that the manufacturer or seller of the product was actually negligent.

Beauty and cosmetics insurance from Canopy can protect your business from claims with comprehensive coverage that is tailored specifically to your business needs.

What's Included in Beauty & Cosmetics Insurance Policies?

Your beauty and cosmetics insurance policy will be tailored to fit the needs of your business. We'll customize the limits and coverages of your product liability policy based upon the exposures that you may have. We know that each business has unique needs. Once you’ve submitted your application, one of our agents will work with you to assess your specific needs.

Our beauty and cosmetics policy provides coverage for the beauty products or goods manufactured, sold, handled, distributed, or disposed of by you and/or your company. Our policy also offers protection from providing, or failure to provide, warnings or instructions about your products.

Canopy provides beauty and cosmetics insurance to both large and small businesses. Our licensed agents will work with you to find the plan that meets your business’ specific needs.

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