Product Liability Insurance
For Beauty & Cosmetic Supplies

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Canopy’s Product Liability Insurance for Beauty & Cosmetic Supplies

Product liability insurance for beauty and cosmetic supplies protects companies who manufacture, import, or distribute makeup products from lawsuits and claims that arise from their products’ exposure on the market. For example, an allergic reaction from a beauty product could result in a claim that costs the company thousands of dollars in fees and awards.

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Quick Quote Turnarounds

With an efficient, streamlined process, Insurance Canopy can provide you with a quote within 48-72 hours. Our team has over a decade of experience in the insurance industry and can help you meet needed insurance requirements. They can help you understand the details of your business, answer any questions you may have, and help you focus on what’s important--your business.

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Leverage Experienced Agents

Succeeding in the ecommerce industry means consulting with professionals who can help you progress and meet industry standards. Our agents are well-versed in the needs of beauty products manufacturers, designers, and sellers and can help you find the necessary coverage for your specific business

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Understand Retail Requirements

Navigating retailer contract requirements in relation to insurance can be confusing. We can help you understand what you’ll need to break into the retail space. With years of experience reviewing the insurance portion of retail contracts, our agents can help you understand what your business needs to meet these requirements.

Coverage Details

General Liability Limits  
General Liability Aggregate 
The most your policy will pay for bodily injury and property damage claims occurring within the policy term that you become legally obligated to pay due to your business services.
Products & Completed Operations Aggregate 
The maximum amount your policy will pay in a 12-month period for bodily injury and property damage claims arising out of the insured's products or business operations conducted away from the insured's premises once those operations have been completed or abandoned.
Personal & Advertising Injury 
The amount that your policy will pay for claims arising out of one or more of the following offenses:
  • False Arrest, detention or imprisonment
  • Malicious prosecution
  • Wrongful Eviction or Wrongful Entry
  • Oral or written publications that slander or libels a person or organization
  • Oral or written publication or material that violates a person's right of privacy
  • The use of another's advertising idea in your advertisement
Each Occurrence Limit 
The maximum amount paid per incident during the term of the policy.
Damage to Premises Rented to You 
Applies to damage by fire to premises rented to the insured and to damage regardless of cause to premises (including contents) occupied by the insured for 7 days or less.
Cyber Liability 
An additional cost will be added for this coverage. See the application for additional coverage details for Cyber Liability Insurance.
Medical Expense Limit 
A general liability coverage that reimburses others, without regard to the insured's liability, for medical or funeral expenses incurred by such persons as a result of bodily injury (BI) or death sustained by accident under the conditions specified in the policy.
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Insurance Highlights
  • Additional Insured Endorsements
  • Inland Marine Coverage
  • Hired/Non Owned Auto Coverage
  • Employee Benefits Liability
  • Trade-show Coverage
  • Product Withdrawal Coverage
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Business Classes
  • Manufacturers, Distributors, Importers, Retailers, Wholesalers
  • Baby Skin Care Products
  • Animal Skin Care Products
  • Jewelry
  • Apparel & Accessories
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Questions About Product Liability Insurance For Beauty & Cosmetic Products

Beauty and cosmetics product liability insurance protects companies who produce, manufacture, or sell beauty or cosmetic products from liability claims that may arise from the use of their products. If one of your products causes harm, you could be held responsible for costs due to bodily injury.

Beauty & cosmetics insurance can protect your business from damages arising from claims due to your business operations.

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Your business is an important investment to protect. You could be exposed to a beauty or cosmetics liability claim if your product causes another person harm.

Under the definition of "strict liability," a person injured by a product may be entitled to compensation for their injuries without showing that the manufacturer or seller of the product was actually negligent.

Product Liability Insurance for Beauty & Cosmetic Supplies from Canopy can protect your business from claims with comprehensive coverage that is tailored specifically to your business needs.

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Product Liability Insurance for Beauty & Cosmetic Supplies starts at $99 per month.

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Your product liability insurance policy for beauty & cosmetic supplies will be tailored to fit the needs of your business. We'll customize the limits and coverages of your product liability policy based upon the exposures that you may have. We know that each business has unique needs

Our policy provides coverage for the beauty products or goods manufactured, sold, handled, distributed, or disposed of by you and/or your company. Our policy also offers protection from providing, or failure to provide, warnings or instructions about your products.

Canopy provides beauty and cosmetics insurance to both large and small businesses.

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Yes! If you design, manufacture, distribute, or sell beauty and cosmetic products, you need product liability insurance. Carrying the proper insurance could protect you against the financial fallout associated with a lawsuit.

Keep your business protected!

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Insurance Canopy now offers Cyber Liability Insurance and can be added to your policy during your application process.

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Choosing the right insurance is critical.

You can’t afford gaps in your coverage that could put you out of business.

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Need additional information before making a decision?

Give our team a call today at 844.520.6993


Beauty & Cosmetics
Product Liablity

Annual Policy: Starting at $99/Month With affordable coverage from A rated insurance carriers, you can have peace of mind knowing you have the coverage your business needs.

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