Cosmetology Insurance

As Low As



$120 per year




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Insurance Canopy & Cosmetology Insurance

Insurance Canopy provides affordable, 5-star-review cosmetology insurance. We provide both general and professional liability insurance to cover the most common cosmetology claims. Insurance Canopy offers coverage at affordable prices so you can protect your cosmetology business and do what you love with peace of mind.

Our Partners
Great American Insurance Group logo
Canopius company logo
Fortegra company logo

Coverage Details

1 Additional Insured: $15, Unlimited Additional Insureds: $30

General Liability Limits

The most your policy will pay in a 12 month policy period for bodily injury and property damage claims that you become legally obligated to pay due to your business and professional services.


The maximum amount your policy will pay in a 12-month period for bodily injury and property damage claims that result from the products you use to perform your services. However, it does not cover your products that are sold or distributed.


The amount that your policy will pay for claims arising out of one or more of the following offenses:

  • False Arrest, detention or imprisonment
  • Malicious prosecution
  • Wrongful Eviction or Wrongful Entry
  • Oral or written publications that slander or libels a person or organization
  • Oral or written publication or material that violates a person’s right of privacy
  • The use of another’s advertising idea in your advertisement


The maximum the insurance carrier will pay for a bodily injury or property damage claim that you become legally obligated to pay due to your business and professional services.


The most we will pay for property damage to any one premises, while rented to you, or in the case of damage by fire, while rented to you or temporarily occupied by you with permission of the owner.


Additional limits

Inland marine insurance covers tangible property that is movable or transportable in nature (e.g. supplies, equipment, or inventory) but excludes coverage for structures and items that are part of the structure.




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Have questions for us?

Our licensed agents are available to answer any questions you may have (se habla español)


Insurance Canopy offers student liability insurance policies for cosmetologist students that are currently enrolled in cosmetology school. The policy starts at $67 per year and can be cancelled at any time.

Flexible Payment Options & Cancellations

  • Flexible Payment Options: When purchasing your policy, choose to pay annually or monthly. Find the best solution to fit your business practices.
  • Cancellations: You may cancel your Insurance Canopy policy at any time, but there is no money back guarantee on months that you have already paid for.

Proof of Insurance

We provide a proof of insurance badge for each of our policyholders. This is so the policyholders can display their proof of insurance how they’d like–on their business cards, in their office, on their website, etc. This helps your clients trust you more and adds credibility to your business.

Questions About Cosmetology Insurance

Choosing the right insurance is critical.

You can’t afford gaps in your coverage that could put you out of business.
Cosmetologist trimming man's hair

Cosmetology Insurance

Annual Policy: Starting at $96 – Your business involves working closely with people; let us help you have peace of mind with protection for your small business. We understand the most common claims your business will face and we want to help you be protected. Let us be your professional resource to help your cosmetology business thrive.

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