Cleaning Business Insurance
Protect your cleaning business with reliable insurance.
Buy online and ensure peace of mind against accidents and liabilities.
$26.67
Life’s messy, your insurance shouldn’t be. Safeguard your cleaning business now!
Prefer to walk through the app with a rep? Reach us at: 844.520.6993 (Agentes de soporte de habla hispana disponibles)
The Cost of Insurance is Small Compared to the Potential Cost of Lawsuit
Yes! If you’re running a cleaning business – even if you’re the only employee – you need cleaning business insurance to protect you in case of accidents, property damage, and more.
The Cost of Insurance is Small Compared to the Potential Cost of Lawsuit
Yes! If you’re running a cleaning business – even if you’re the only employee – you need cleaning business insurance to protect you in case of accidents, property damage, and more.
Who Needs Cleaning Business Insurance?
Let us help you match the right cleaning business, maid, and housekeeper insurance to your business. Our representatives are standing by to assist you and answer your small business insurance questions.
Don’t see your service listed above? Don’t worry, our experienced agents may still be able to tailor a policy for your specific cleaning business needs.
Digital Certificate of Insurance
With our user-friendly portal, you can download proof of insurance and certificates immediately after purchase! Documents are available 24/7 to redownload.
Optional Tools & Equipment Coverage
Ensure all of your supplies and equipment receive the same coverage. Add Tools & Equipment Coverage to your policy today.
Easily Add Additional Insureds
Add third parties to your policy at the time of purchase, or anytime through your user login! Help give reassurance to property owners or landlords who need coverage under your policy.
Coverage Details
Maximum Cleaning Liability Insurance Limits
The most your policy will pay in a 12-month policy period for bodily injury and property damage claims that you become legally obligated to pay due to your business services.
$2,000,000
The maximum amount your policy will pay in a 12-month period for bodily injury and property damage claims that result from the products you use to perform your services. However, it does not cover products that are sold, or distributed.
$2,000,000
The maximum your policy will pay for a bodily injury or property damage claim that you become legally obligated to pay due to your business services.
$1,000,000
The amount that your policy will pay for claims arising out of one or more of the following offenses:
- False arrest, detention or imprisonment
- Malicious prosecution
- Wrongful eviction or wrongful entry
- Oral or written publications that slander or libels a person or organization
- Oral or written publication or material that violates a person’s right of privacy
- The use of another’s advertising idea in your advertisement
$1,000,000
Applies to damage by fire to premises rented to the insured and to damage regardless of cause to premises (including contents) occupied by the insured for 7 days or less.
$100,000
A general liability coverage that reimburses others, without regard to the insured’s liability, for medical or funeral expenses incurred by such persons as a result of bodily injury or death sustained by accident under the conditions specified in the policy.
$5,000
Optional Coverage Options
Tools & Equipment Coverage
Limits / Occurrence / Aggregate
Premium
Deductible
$1,000/$3,000
$40
$250
$2,000/$6,000
$55
$5,000/$10,000
$60
Still doing your research?
Have questions?
Our licensed agents are available to answer any questions you may have (se habla español)
Insurance coverage can be confusing — it’s normal to have questions. Luckily, we have answers. Insurance Canopy has more than ten years of experience in the insurance industry. Each one of our agents is fully licensed and available to chat one-on-one. We’ll help you understand which cleaning business insurance policy is right for you, provide an accurate online quote, and give you peace of mind with quick, comprehensive coverage. We make insurance simple, so you can focus on doing what you do best: growing your cleaning business.
Are you looking for something beyond our basic coverage options? Insurance Canopy offers different endorsements for each policy. For example, our tools and equipment coverage protects your business’ personal property. The base policy starts at $26.67, but you can add any of our endorsements to your policy during the online application. Start your application to view current endorsement pricing information.
Cleaning business insurance through Insurance Canopy offers more than just peace of mind. When you purchase a policy for your cleaning company, you receive a proof of insurance document. Download it to add to your records. Then, add our “Site Seal” to your website; this shows your clients you’re a credible and insured professional. Finally, you can choose from monthly or annual payment options, either of which you can cancel at any time. Have additional questions? Reach out to our licensed agents at any time.
Finding the right cleaning services insurance is critical as a small business owner, but it takes time you likely don’t have. Here’s the good news: we understand the nitty gritty details of what cleaning company insurance requires and offer it to you at the best price! Our cleaning company insurance is designed to cover your costs if a client slips, trips, or falls in your working area. We protect against property damage claims, too. With us, you can skip the traditional insurance quote process; get started with general liability insurance at a monthly premium as low as $26.67.
Questions About Cleaning Business Insurance
- While most states don’t require you to have a trade license, professional cleaners, maids, and housekeepers are generally licensed and bonded to instill confidence in their clients. Additionally, some locations require you to carry some liability insurance before issuing a license.
- Property owners may require you to show a proof of insurance or bond before hiring you.
- Liability insurance gives you a layer of defense against claims such as those for bodily injury or property damage
- Financial peace of mind.
- If you use your own equipment, or transport equipment to multiple locations, you will want to protect your equipment against theft, damage, or loss with additional equipment insurance.
- General liability coverage: You have a $2,000,000 general aggregate, and $1,000,000 limit for each occurrence. This means that if one of your clients files a claim, you can be covered for up to $1,000,000 per occurrence or $2,000,000 aggregate.
- Products & Completed Operations Aggregate: This is the maximum amount your policy will pay in a 12-month period for bodily injury and property damage claims that result from the products you use to perform your services. However, what’s not included in this policy is products that are sold, or distributed.
- Damages to Premises Rented: This applies to damage to premises rented to the insured and to damage regardless of cause to premises occupied by the insured for seven days or less.
- Personal and Advertising Injury Coverage: This includes coverage for claims of false arrest, detention or imprisonment, malicious prosecution, oral or written material which damages someone’s reputation, and violations of the right to privacy. It also provides coverage for claims of false advertising or for stealing someone else’s idea, logo, or other intellectual property.
There are endless claims that you could face as a housekeeper or cleaning professional, but some common claims are slip-and-fall accidents, corrosive materials spilling and causing stains, and damage to a client’s home or possessions. Accidents happen, and when they do, you’ll be glad that you have insurance.
Cleaning business insurance from Insurance Canopy starts at $26.67 per month, although the total monthly cost varies depending on your specific situation and the amount of coverage you require. Some of the factors that will influence the cost of your policy are the size of your business, annual employee payroll (including owner), desired coverage amounts and limits, and the state where the business is located.
There are several factors that can potentially affect your policy price. This includes any endorsements you add, the number of employees you have, the number of additional insureds added to your policy, if you elect to include cyber coverage or tools and equipment coverage, and others. Cyber coverage is an additional $99 per year, each additional insured is $50, and the tools and equipment coverage depends on your occurrence and annual limit selection. All of this information is available online for you to see while you are filling out your application. You can speak with one of our licensed agents with any questions you have about these options, before adding them to your policy.
Insurance Canopy offers general and professional liability insurance with the option to add needed endorsements and additional insureds at a competitive price. You can purchase a policy online in 10 minutes or less and have the option of paying for it in one annual payment or breaking it down into monthly payments. We make it easy for you to sign up through Facebook or Google and also offer the option to set up an account with your email address. If you have any questions, you can chat with one of our online agents or give us a call.
Yes. You set the effective date of your policy when you are filing out the simple online application. Coverage for your business can begin today, as soon as your purchase is completed. Also, all your policy documents will be available to you for download from your online account immediately after purchase.
Yes. You may cancel your policy at any time, but there is no money back guarantee on months that you have already paid for.
For many service industries, housekeeping included, bonding is not always mandated in your contract. However to provide you the best coverage, Insurance Canopy does offer bonding options to compliment your insurance policy. Our trusted partner offers a $5,000 limit or $10,000 limit, you can select the bond that is best for your cleaning business.
Bonding can be purchased in your client dashboard, after the purchase of your insurance policy. Scroll down and select which limit, fill out the checkout page, and have instant coverage for your cleaning insurance and bond. If you have questions about our janitorial bond option, please reach out to our customer service team.
If you are interested in workers compensation or commercial auto insurance, you will need to call one of our licensed insurance agents to request an insurance quote. Call today 844-520-6993 to reach out and get a customized quote for your business.
Filling out an application is easy and only takes 10 minutes. The best part is that you don’t need to request a cleaning business insurance quote. Here is a list of things you’ll need to provide when filling out an application to get insured:
- Personal information (name, address, business information)
- Knowledge of previous insurance claim history
- Details for Additional Insureds, tenants or landlords that will be added.
- Payment information
Yes, Insurance Canopy offers cleaning bonds! You can now easily purchase bonding after you complete your cleaning insurance policy purchase. When you log in to your customer dashboard, you can edit your policy options and choose an affordable bonding policy for your cleaning business.
We offer 2 janitorial bond limits, both with affordable annual pricing! Choose the right limit to cover your business needs. Get a $10,000 bond from $181 / year or select a $5,000 Bond from $134 / year. These can be found in your customer dashboard after you purchase your general liability policy.
Don't Just Take Our Word For It
Hear From Some of Our 75,000+ Clients
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Quick and easy service! A++
May 29, 2023Quick and painless way to get insured
February 20, 2023Easy to sign up. Got my insurance emailed to me within minutes. Thank you!
June 12, 2023 -
Very easy to quote and bind! Excellent price for the coverage.
August 26, 2022Beta use only // easy, great… unbelievably easy to add and remove and insured and uninsured… almost too easy so thank you dad
May 26, 2023My personal liability insurance for teaching fitness classes was so easy to set up! Plus, I needed to make a correction and their customer service was very prompt. Highly recommend... Read More for group fitness instructors.
December 6, 2022 -
Very easy process. Stefani stayed on the phone and walked me through the process. Took about 5 minutes and my group was insured. Excellent service.
June 26, 2022I got the coverage I needed. The coverage wasn’t extravagant in price and I was able to add an additional insured. Thanks for the great service.
January 6, 2023Love y’all! I highly recommend performers to use your services. I have also recommended your company to BMI. ASCAP. SESAC, etc. to list you as a resource for Entertainers. Thank... Read More you so very much!
February 27, 2023 -
Instructor at Orange Door Yoga in Grand Junction, Co
February 20, 2023Easy purchase… very clear description of service and options.
June 21, 2023I’m so happy with your company!!!
October 19, 2022 -
You can't beat the price and once I called in, the guy I spoke with told me everything I needed to know and I was signed up within minutes. Amazing!!!
July 26, 2022Easy peezy
September 26, 2022Easy to follow instructions on establishing my DJ liability insurance. Pricing was the best I've found to suit my needs.
September 26, 2022 -
Very Easy and affordable
March 4, 2023Super fast and easy to set up. Very reasonably priced.
February 6, 2023I have been djing for over a decade, but just started my dj business this year. Getting insurance was something I was dreading, but Ins Canopy made the process so... Read More easy. I had a lil difficulty with the application and was helped right away. I got my policy seconds after purchase. My only regret is that I didn't purchase an annual policy, which I will be doing next month. Hopefully there is a discount! 😉
September 26, 2022 -
Insurance Canopy has given us piece of mind to conduct our business and know that it, as well as, our clients are protected. The ease of accessing any policy documents... Read More and adding additional insureds has been a great asset. I would recommend them, and have, to anybody in the mobile entertainment business. They are worth checking out and definitely worth having on your side.
June 21, 2023Super easy, easy to understand and a great price.
September 26, 2022Amazing service. Very fast, straightforward and helpful. Thank you for providing me with the necessary insurance coverage for my company and equipment. ???
October 12, 2022 -
Great service
August 26, 2022Your insurance provisions work perfectly for me. No overhead or long term contracts and I'm able to pass along the cost to my clients. Thanks!?
July 26, 2022Fast, easy, affordable.
September 26, 2022 -
Easy to set up And good price! I did shop around and found this company took me 20 minutes to get everything done ...got a custome made Liquor Liability insurance... Read More Anual plan
June 26, 2022They did actually do a great job at establishing my policy quickly and answering my questions by phone. Would recommend to others.
September 26, 2022Great place to get affordable DJ insurance. Keri took the time to get me the right coverage I needed, thanks again!
September 26, 2022 -
Very helpful agents! Will definitely recommend to all my industry friends!
May 26, 2023Rates were very competitive and I had great help when I called with questions. The application was fast and easy to fill out online. I haven’t had to file a... Read More claim, but so far so good!
August 26, 2022I'm very happy to have found you guys for my business. The website is easy to navigate. The support service is excellent. Affordable prices for balloon artists and party entertainment... Read More professionals.🎈
May 26, 2023
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Easy to sign up and great customer service!
February 6, 2023 -
Easy to follow instructions on establishing my DJ liability insurance. Pricing was the best I've found to suit my needs.
September 26, 2022 -
Web site was very clear and easy to use
January 6, 2023 -
They took care of business! Easy process and cheap price to pay for peace of mind and being able to say you are a pro and fully insured.
February 13, 2023 -
Easy to use. Very good user experience. Definitely recommend insurance copy for fellow musicians performing live at events etc.
June 26, 2022 -
Service rep was very knowledgeable very helpful and got the job done for what I needed Immediately . Can't say enough about Hi service
January 6, 2023 -
I'm very happy to have found you guys for my business. The website is easy to navigate. The support service is excellent. Affordable prices for balloon artists and party entertainment... Read More professionals.🎈
May 26, 2023 -
Awesome fast and easy process ? in minutes!!
July 26, 2022 -
Very Easy and affordable
March 4, 2023 -
Great service
August 26, 2022