Interior Designers Insurance
Interior designer insurance faster than you can say farmhouse chic.
How Much Does Interior Designer Insurance Cost?
Our interior design insurance policy starts out at $229. Policies can be customized to your needs through increased limits and additional policy options.
Canopy is able to provide cheap interior decorator insurance through several different factors.
- Our US-based, licensed agents don’t make a commission when helping you.
- We’re a part of a risk purchasing group that creates lower rates and a safety net of coverage.
- Monthly payments start at $21
Although our insurance is cheaper, that doesn’t mean we skimp on the coverage or quality. With interior design insurance, you can add additional coverage to fit your business needs.
Do Interior Designers Need Insurance?
Yes. When a claim occurs, be prepared to handle it professionally and strategically with insurance for interior designers. Types of insurance coverages you should include on your policy include:
- General liability insurance
- Professional liability insurance
- Cyber liability insurance
- Malpractice insurance
- Tools and equipment insurance
What Kind Of Business Insurance Do Interior Designers And Decorators Need?
We recommend interior designers and decorators include these coverages on their interior designers insurance:
General Liability Insurance
General liability insurance can help protect you from the financial stress of third-party bodily injury and property damage claims. General liability claims can look like several different scenarios:
- A customer tripped over a piece of furniture you left behind and injured themselves.
- A piece of staging furniture gets damaged at a client’s house and you have to replace it.
These costs can get expensive, so it’s important to take precautions when running your business.
Professional Liability Insurance
Professional liability insurance for interior designers protects you from the cost of claims that stem from your business operations. Common claims for interior decorator insurance can include a customer suing your business because of false advertising, misinformation, or faulty professional advice.
Errors and Omission Insurance
Errors and omission insurance protects your business from the cost of claims that stem from wrongly given professional advice and misinformation. It also protects from claims that stem from your business practices.
Cyber Liability Insurance
Cyber liability insurance can provide protection from cyber security attacks and cyber security breaches. If you store any client information online on a tablet, mobile phone, or laptop, we highly recommend this insurance.
Tools and Equipment Insurance
Tools & equipment insurance extends insurance protection to your business equipment. Common claims can include your staging furniture getting damaged when your warehouse gets flooded. Tools and equipment insurance can help repair or replace stolen or damaged equipment.
Coverage Details
General & Professional Liability Limits
The most your policy will pay in a 12 month policy period for bodily injury and property damage claims that you become legally obligated to pay due to your business and professional services.
$3,000,000
The maximum amount your policy will pay in a 12-month period for bodily injury and property damage claims that result from the products you use to perform your services. However, it does not cover products that are manufactured, sold, or distributed.
$1,000,000
The amount that your policy will pay for claims arising out of one or more of the following offenses:
– False Arrest, detention or imprisonment
– Malicious prosecution
– Wrongful Eviction or Wrongful Entry
– Oral or written publications that slander or libels a person or organization
– Oral or written publication or material that violates a person’s right of privacy
– The use of another’s advertising idea in your advertisement
Included
The maximum the insurance carrier will pay for a bodily injury or property damage claim that you become legally obligated to pay due to your business and professional services.
$1,000,000
The most we will pay for property damage to any one premises, while rented to you, or in the case of damage by fire, while rented to you or temporarily occupied by you with permission of the owner.
$300,000
Medical Expense (Any one person)
$5,000
Additional Limits
Inland marine insurance covers tangible property that is movable or transportable in nature (e.g. supplies, equipment, or inventory) but excludes coverage for structures and items that are part of the structure. Note: a $250 deductible applies to this coverage.
$4,000
You're In Good Company With Insurance Canopy
Here's what other people have to say about their experience.
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Very easy to obtain a policy
John Faughey
December 6, 2022Rates were very competitive and I had great help when I called with questions. The application was fast and easy to fill out online. I haven’t had to file a... Read More
Katie Gustafson
August 26, 2022Your insurance provisions work perfectly for me. No overhead or long term contracts and I'm able to pass along the cost to my clients. Thanks!?
Gary Morton
July 26, 2022 -
Easy to set up And good price! I did shop around and found this company took me 20 minutes to get everything done ...got a custome made Liquor Liability insurance... Read More
Carlos Aguirre
June 26, 2022Excellent online experience, clean, clear instructions. At the right price too.
Malcom Massey
September 26, 2022Very easy to quote and bind! Excellent price for the coverage.
Matt Forneris
August 26, 2022 -
I’ve been looking for the right insurance company. And I’ve found it ! Awesome prices and great coverage plans. Thank you !!
Javier Valderrama Jr (BeastMode_Cyclist_Javy)
August 26, 2022Fast, easy, affordable.
Steve Proctor
September 26, 2022I am so pleased to have found "Insurance Canopy" to handle my business insurance. Karen M. was extremely knowledgeable, courteous and timely in getting me the proper insurances. ... Read More
Ed B.
May 29, 2023 -
Great service
lamonte hatch
August 26, 2022I'm excited excellent price
Edgar roberto Lobos
February 20, 2023They did actually do a great job at establishing my policy quickly and answering my questions by phone. Would recommend to others.
Roberto Olivares
September 26, 2022 -
Quick easy to understand and reasonable. Detailed instructions and easy to ise. Canopy did it all for my team
Kappa Xi
September 26, 2022Service rep was very knowledgeable very helpful and got the job done for what I needed Immediately . Can't say enough about Hi service
Clifford Lo Sasso
January 6, 2023Quick and easy insurance for my mobile DJ business.
Burton Nuse
October 19, 2022 -
It was easy to fill the forms out online and all the information
Melissa Prado
August 26, 2022Wonderful quick and easy!
shani files
December 6, 2022Super fast and easy to set up. Very reasonably priced.
Rachel Miller
February 6, 2023 -
Simple and easy on line process and I saved money compared to a large nationally known insurer
Bill Ladwig
January 6, 2023Good insurance! Quick!
Ariana Hadavi
October 19, 2022I have been djing for over a decade, but just started my dj business this year. Getting insurance was something I was dreading, but Ins Canopy made the process so... Read More
Mike V (Dj Mike Cartel)
September 26, 2022 -
So far, so good.
Jeff Nelson
December 6, 2022Web site was very clear and easy to use
Ken Reilly
January 6, 2023Insurance Canopy has given us piece of mind to conduct our business and know that it, as well as, our clients are protected. The ease of accessing any policy documents... Read More
It’s About 2 Go Down Entertainment
June 21, 2023 -
This was a very easy process of purchasing DJ insurance, I mostly like the affordable reasonable rates.
Jeffrey “Jay jay” C
June 19, 2023Faith at Insurance Canopy is great to work with. She is very responsive and efficient with responses when requests are made and always with a positive attitude. She is... Read More
Todd McCabe
March 3, 2023My personal liability insurance for teaching fitness classes was so easy to set up! Plus, I needed to make a correction and their customer service was very prompt. Highly recommend... Read More
Juju Rafii
December 6, 2022 -
Love y’all! I highly recommend performers to use your services. I have also recommended your company to BMI. ASCAP. SESAC, etc. to list you as a resource for Entertainers. Thank... Read More
KGTCA LLC
February 27, 2023Was in a jam. Needed the insurance for a gig coming up and the process was sooo simple! The coverage is exactly what they were looking for and we are... Read More
joe barton
October 12, 2022It didn’t start out so smooth but Jamal was helpful getting my additional insured added
Grog
June 12, 2023
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Good insurance! Quick!
Ariana Hadavi
October 19, 2022 -
The process to apply for insurance was very easy and I appreciated how smooth it went. However, I didn’t like auto renew without my permission. I’m 69 and... Read More
Regina Nowak
May 26, 2023 -
Very helpful agents! Will definitely recommend to all my industry friends!
Entertainment Labs
May 26, 2023 -
You can't beat the price and once I called in, the guy I spoke with told me everything I needed to know and I was signed up within minutes. Amazing!!!
Michele Gibson
July 26, 2022 -
Great place to get affordable DJ insurance. Keri took the time to get me the right coverage I needed, thanks again!
Carlos Navarro
September 26, 2022 -
Very easy to obtain a policy
John Faughey
December 6, 2022 -
Web site was very clear and easy to use
Ken Reilly
January 6, 2023 -
I had the best experience because I spoke with an agent Stephanie Davis that was truly knowledgeable and very patient with me to walk me through the entire process.... I... Read More
Cabbage
August 26, 2022 -
Website Easy To Navigate And Price For Insurance Cover Is Excellent. Thank You For Insuring My Event! 👊🏾
Fritz Cooper
May 26, 2023 -
Rates were very competitive and I had great help when I called with questions. The application was fast and easy to fill out online. I haven’t had to file a... Read More
Katie Gustafson
August 26, 2022
Insurance For Interior Designers
Insurance Canopy provides insurance for interior designers that is A+ rated by AM Best, hassle-free, and affordable.
Tailored Low Price
An interior design insurance that won’t break the bank. Our US-based, licensed agents don’t make a commission when helping you, making your insurance payment cheaper.
Instant Coverage
Receive instant coverage for your interior design business. Gain 24/7 access to your online policy documents and certificates of insurance.
Online Purchase Process
Purchase your interior designers insurance completely online in 10 minutes or less. Enjoy access to the knowledge of our agents and get all of your insurance questions. We’re here without the pressure.
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Questions About Interior Designer Insurance
Why Is Insurance Canopy The Best Insurance For Interior Designers?
Insurance Canopy provides interior designers with affordable, convenient, and timeless interior design insurance that can be purchased entirely online. Our insurance agents are US-based and licensed and do not make a commission. So when you work with an agent you can expect a stress-free, hygge-filled, no-pressure experience, while getting all of your insurance questions answered.
What Are The Potential Liabilities Of An Interior Designer?
Potential liabilities include theft, injuries, misinformation, and more. All of these claims could cost you thousands of dollars in out-of-pocket expenses. Protect your business today with business insurance for interior designers.
Who Needs Interior Design Insurance?
Businesses that need interior design insurance can include:
- Interior Designers
- Interior Decorators
- Interior Design Consultants
- Party Decor Designers
- Wedding Decor Designers
What Is An Additional Insured? Can I Include One On My Policy?
An additional insured is a landlord, property owner, or event organizer who requires you to extend your insurance protection to them. An additional insured can be an event organizer at an interior design conference or convention that you are presenting at.
You can add them as an additional insured for free through your user dashboard at any time when it is needed.
Need additional information before making a decision?
Give our team a call today at 844.520.6993
Interior Designer Insurance
Annual Policy: Starting at $21.08 per month – Your business involves working closely with people; let us help you have peace of mind with protection for your small business. We understand the most common claims your business will face and we want to help you be protected. Let us be your professional resource to help your business thrive.
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