Product Liability Insurance For Wholesalers & Distributors

Product Protection Online, On The Road, & On Shelves

Low Cost Custom Coverage
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Distributor & Wholesaler Product Liability Insurance

From shelf, to shipment, to final sale and beyond, Insurance Canopy helps you easily insure the products you move through the market.
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Customize Your Plan

We design customizable policy plans tailored to your business.
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Get A Free Quote

Our simple online application provides you with a free quote within 24 hours.

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Save On Premiums

Our customers typically pay $800–$2200 for their annual premiums.

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What Is Product Liability Insurance For Wholesalers & Distributors?

Product liability insurance for wholesalers and distributors is a type of coverage intended to help pay for injuries or damages caused by a product you sold. It also helps you fulfill most insurance requirements needed for contracts, partnerships, and business operations.
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Do Distributors & Wholesalers Need Product Liability Insurance?

Yes, distributors and wholesalers need product liability insurance. Even if you didn’t make a faulty or defective product, you can still be named liable in a lawsuit just for selling it. 

From medical bills to legal fees and even product recall costs, these expenses can add up quickly. Insurance Canopy may help you lower or eliminate what you have to pay for a claim.

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How Much Does Wholesaler & Distributor Product Liability Insurance Cost?

Every wholesaler and distributor business is unique, which is why we tailor our coverage to meet your specific needs. Our agents calculate your premium costs based on the following:

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Business Size

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Number of Employees

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Business activities

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Business Size

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Number of Employees

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Business activities

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Annual Sales

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Annual Sales


Product Type

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Claims History

Product Liability Insurance

Licensed In All 50 States

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You're In Good Company With Insurance Canopy

Here's what other people have to say about their experience.

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Sheri Lowe
Sheri Lowe
Business Owner
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"Great insurance company"

Great company easy to work with, and they even sent me reminders about my renewal!!!! Thank you so so much
Alex Churchill
Alex Churchill
South Florida
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"Fast, easy, and always there when I need it! "

Fast, easy, always there. As a mobile dj it’s important to me to have access to a cost friendly insurance option when needed. That’s exactly what you get! Great policy at a great rate. Thanks!!!
Lilly-Mae Gallagher
Lilly-Mae Gallagher
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"Reliable & Affordable"

Very reliable and affordable insurance. Customer service is outstanding and hassle free when renewing.
Micah Strickland
Micah Strickland
Orlando FL
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"The online application was very easy to use definitely will use again"

My first time using this Company I like the ease of navigating through the site.
Aalia Nicholson
Aalia Nicholson
Business Owner
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"So easy and quick to get the coverage I needed."

I loved working with insurance canopy. Their customer service was so available and willing to answer my questions as a first time business owner. Great pricing, quick, and easy.

Coverage Details

General Liability Limits

The most your policy will pay for bodily injury and property damage claims, occurring during your coverage, as a result of your business operations.


This is the maximum amount your policy will pay in a 12-month period for product liability claims and completed operations claims.
– Product Liability claims are the result of bodily harm or property damage incurred by your products
– Completed Operations claims are the result of bodily harm or property damage incurred by business operations conducted away from your business’s premises—even after business operations have been completed or abandoned


The amount that your policy will pay for claims arising out of one or more of the following offenses:
– False Arrest, detention or imprisonment
– Malicious prosecution
– Wrongful Eviction or Wrongful Entry
– Oral or written publications that slander or libels a person or organization
– Oral or written publication or material that violates a person’s right of privacy
– The use of another’s advertising idea in your advertisement


The maximum amount paid per incident during the term of the policy.
Applies to damage by fire to premises rented to you and to damage, regardless of cause, to premises (including contents) occupied by your business for 7 days or less.


A no-fault medical policy that allows you to cover medical or funeral expenses for an individual up to the issued limit—without deducting from the general liability aggregate limit. The injury or death must be as a result of a bodily injury caused by business operations.


This is the amount we deduct from a claim before paying up to your policy limits.


*Other limits available on underwriting approval.

Endorsements and Additional Coverage

The maximum amount paid out in the case of a cyber attack on your business.

This is the maximum amount your policy will pay for an employer’s error or omission in the administration of an employee benefit program, such as failure to advise employees of benefit programs.


With certain exceptions, this is the most your policy will cover for damages to auto vehicles your business rents, leases, borrows, or hires for business operations.


Choosing the right insurance is critical.
You can’t afford gaps in your coverage that could put you out of business.
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Product Liability Insurance

Grow Your Retail Business — Start managing your risks and confidently selling your products online with Insurance Canopy’s product liability insurance.

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