Photography And Videography Insurance
- Event and Annual Policy Options
- Instant Coverage + Proof of Insurance
- Customizable Coverage
- Camera Equipment and Drone Coverage Available
No Matter Your Service, We’ve Got You Covered
Insurance Canopy provides comprehensive, affordable insurance for photo and video professionals. Learn more about the coverage your business can receive by exploring the categories below:
Photographer Insurance
Videographer Insurance
Don’t see your service listed above? Don’t worry, our experienced agents may still be able to tailor a policy for your specific business needs.
4.8/5 on
What is Photography and Videography Liability Insurance?
Photography and videography services insurance can protect your business against third-party bodily injury and property damage claims that could arise as a result of your business operations. It can also protect your camera gear and other business equipment should it ever be damaged or stolen. Join the thousands of photographers and videographers who have grown their business with Insurance Canopy.
Unlimited Additional Insureds
As a professional in the photo and video industry, there is no telling how many additional insureds you’ll need. You may be required by customers to add their venue or event as an additional insured, which could extend your policy protection to them. At Insurance Canopy, there is no limit to the number of additional insureds you can include in your policy. We also make the process of adding an additional insured easy, so no matter where your business takes you, you’ll always have the coverage you need.
Coverage Details Limits
General Liability Aggregate Limit
The most your policy can pay annually for bodily injury and property damage claims occurring during your coverage period as a result of your business operations. For example, someone getting injured after tripping over your extension cord.
$2,000,000
Products – Completed Operations Aggregate Limit (Annual Only)
The maximum amount your policy will pay annually for claims of bodily injury or property damage due to an incident that occurred with a product or service you provide.
Included
Personal and Advertising Injury Limit
The amount your policy will pay for claims arising out of one or more of the following offenses:
- False Arrest, detention or imprisonment
- Malicious prosecution
- Wrongful Eviction or
- Wrongful Entry
- Oral or written publications that slander or libels a person or organization
- Oral or written publication or material that violates a person’s right of privacy
- The use of another’s advertising idea in your advertisement
$1,000,000
General Each Occurrence Limit
The maximum the insurance carrier will pay for one individual bodily injury or property damage claim that you become legally obligated to pay due to your business operations.
$1,000,000
Damage to Premises Rented to You Limit (Any One Premises)
Applies to damage by fire to premises rented to the insured for more than 7 days, and to damage regardless of cause to premises (including contents) occupied by the insured for 7 days or less.
$300,000
Medical Expense Limit
A no-fault medical policy that allows you to cover medical or funeral expenses for an individual up to the issued limit without deducting from the general liability aggregate limit. The injury or death must be as a result of a bodily injury caused by business operations.
$ 5,000
Unlimited Additional Insureds
Coverage for a third party, such as a business, property owner, event organizer, or employer who could be named in a claim arising from your business operations. It cannot be used for employees, friends or family, yourself, or other businesses you may own.
$30/year or
$5/Event Policy
Failure to Deliver (Professional Liability)
$100,000 Occurrence / $200,000 Aggregate
Also known as professional liability or errors and omissions, this coverage protects your business from the cost of negligence claims. These can arise from professional mistakes, like giving bad instructions, memory card or equipment failures, or a last-minute illness that means you can’t fulfill your contract.
+$100/year
Cyber Liability Coverage
The maximum amount paid out in the case of a cyber attack on your business. Pays for things like credit monitoring for impacted parties and regulatory fines and penalties. Includes a $1,000 deductible
From $79/year
Camera Equipment Coverage (Inland Marine)
Also known as “inland marine,” it covers property that is movable or transportable in nature (e.g. cameras, gimbals) but excludes coverage for drones and items that are a permanent part of the structure. Includes a $250 deductible.
From $218/year
Drone Liability Insurance
Covers your risk of physically injuring someone else or damaging their property while operating a drone.
+$500/year
Drone Coverage (Inland Marine)
This type of “inland marine” covers drones as well as other movable or transportable property, but still excludes coverage for items that are a permanent part of a building or structure. Note: To qualify for Drone Coverage, you also need to carry Drone Liability Insurance. Includes a $250 deductible.
From $310/year
Event Policy – 1-3 Days Covered
$59
$0-$100,000 in Annual Sales
$129
$101,000-$200,000 in Annual Sales
$209
$0-$100,000 in Annual Sales
+$6.42/month
$101,000-$200,000 in Annual Sales
+$16.50/month
-
They provided clarity on the importance of insurance for a first time business owner in the cleaning space and provided clear insight next steps and options for coverage.
Evergreen Multiservices
February 2, 2026 -
Extremely user friendly website, super affordable and very little time needed to apply.
Carl Sari
January 31, 2026 -
Excellent company, Great service, the best!!!
Claudina Adams
January 15, 2026 -
Super affordable insurance for a small business like myself super happy to be able to provide this to my customers really helps of landing more gigs
Alex
January 5, 2026 -
Really went the extra mile to find the appropriate coverage for my business.
Daisy B
January 2, 2026 -
Canopy provided escatly what I neede to book the gig, and at a very affordable price.. Thank You!
Andy Anderson
December 22, 2025 -
Easy. Convenient. Trustworthy. Came thru in a moments notice
Eddie K
December 19, 2025 -
Affordable liability insurance for DJ's. Easy to set up and understand. I've been with them for several years and am happy with their service.
Peter Flessas
December 14, 2025 -
So easy to sign up. I hope I never have to use the insurance portion but most hotels require it for corporate gigs
Yuri Gonzalez
December 11, 2025 -
This company is great. They are very helpful and they have great prices for insurance options that cover what you need!
Jacob Serrano
December 6, 2025
-
They provided clarity on the importance of insurance for a first time business owner in the cleaning space and provided clear insight next steps and options for coverage.
Evergreen Multiservices
February 2, 2026Extremely user friendly website, super affordable and very little time needed to apply.
Carl Sari
January 31, 2026Excellent company, Great service, the best!!!
Claudina Adams
January 15, 2026 -
Super affordable insurance for a small business like myself super happy to be able to provide this to my customers really helps of landing more gigs
Alex
January 5, 2026Really went the extra mile to find the appropriate coverage for my business.
Daisy B
January 2, 2026Canopy provided escatly what I neede to book the gig, and at a very affordable price.. Thank You!
Andy Anderson
December 22, 2025 -
Easy. Convenient. Trustworthy. Came thru in a moments notice
Eddie K
December 19, 2025Affordable liability insurance for DJ's. Easy to set up and understand. I've been with them for several years and am happy with their service.
Peter Flessas
December 14, 2025So easy to sign up. I hope I never have to use the insurance portion but most hotels require it for corporate gigs
Yuri Gonzalez
December 11, 2025 -
This company is great. They are very helpful and they have great prices for insurance options that cover what you need!
Jacob Serrano
December 6, 2025Great experience, quick and easy to understand with what I needed for my business. Highly recommend!
FrankLynn Rae
October 28, 2025Very helpful customer service! Prompt, punctual, effective! No bots or long waits to get assistance.
Maria Ciccone
October 19, 2025 -
Canopy insurance has made affordable, band insurance needed for major venues. Thank you for your fast and easy service Stan Zizka's Del Satins
stan zizka
October 5, 2025Getting a vendor policy was quick and fairly priced compared to other quotes.
Kristine Fullerton
October 3, 2025Thank you so much
Steve Monreal
July 11, 2025 -
I needed a portable policy as a yoga instructor. I found this company in an online search. Called and got details from them, was quite surprised at how affordable... Read More
Jamie Calaway
July 4, 2025Very easy & quick experience. We got insurance in no time with no hassle. Thank you!
Robert Earnest
July 4, 2025I am glad I went with them. I needed a last minute policy to cover an event I was doing and they had exactly what I needed at a... Read More
Deloris Pacheco
June 27, 2025 -
Very easy to renew policy
Elyce Nissinoff
June 18, 2025Representative Sarah was very helpful. Walked me through every step and not to mention the price even matched the service! Would recommend to any and everyone.
queenkiam
June 18, 2025Would have 5 starts, but not right now. This is the first time I have ever had to pay for an additional insured ever in 20 year's. They either have... Read More
Anthony Burgess
June 18, 2025 -
Very user friendly platform. Multiple options. Very good pricing. Needed liability insurance in order to secure a very good paying event for my solo tribute show. Was set up within... Read More
Michael Riley
June 18, 2025Needed DJ insurance for Memorial Day weekend & was squared away within an hour for 2 events! Highly recommend
Jay Solis
June 18, 2025What a lovely experience I had with Insurance Canopy! Easy and fast sign up, great policy, matches my needs as a self-employed business owner. Highly recommend!
Masha Rusanov
June 18, 2025 -
great little company, with fair pricing, for entertainers who need occasional coverage. however, they have long hold times to speak to an agent, and their customer service left a little something... Read More
Gretje Angell
June 18, 2025Provides event insurance at a very reasonable price compared to other companies. Easy to purchase and provide proof of insurance.
David Fox
May 18, 2025They can help.you with the right Insurance you need, and the lowest price
Alvaro Baltazar
May 18, 2025 -
everything is excellent
Radames Martinez
May 18, 2025Extremely affordable event insurance and an easy to work with system and team that will advise you every step of the way!
Ishan Arvin
May 18, 2025Affordable for dance & yoga folk. Thumbs up!
Maia Claire
May 18, 2025
Liability Insurance in 10 Minutes or Less
Quick, affordable liability insurance for small photography and videography businesses — wherever your shoots may take you.
Affordable Insurance Made Easy
At Insurance Canopy, getting insurance is as simple as possible. In 10 minutes or less, you can get a quote and receive the perfect policy for your photo and video service business without any consultations or waiting. It’s the high quality coverage you need at an affordable price.
Protect Your Business With Cyber Liability
Cyber liability insurance is designed to protect your business from the hefty costs associated with falling victim to a cybersecurity breach. If your business collects or stores data electronically—be it tax records, banking statements, or even customer payment information—you could fall victim to cyber crime. At Insurance Canopy, we happily provide the option of cyber liability coverage at an affordable price to support your business should a security breach ever occur.
Questions About Photography And Videography Insurance
What is Photo & Video Services Insurance?
Insurance Canopy provides high quality insurance options specifically designed to fit the needs of photographers and videographers. If you were to face an insurance claim as a result of your business operations—like someone getting injured during a photo shoot—you could be held liable to pay crippling expenses out of pocket.
Photo and video insurance protects photographers and videographers like you from third-party bodily injury and property damage claims. You can also extend your coverage to your camera and other business equipment at an additional cost in case it is ever broken or stolen. With photo and video insurance from Insurance Canopy, you can rest easy knowing that you can have the financial protection your business needs when you need it the most.
Why Do I Need Photo & Video Services Insurance?
As a photographer or videographer, your business has risks. If an accident ever happens where an injury occurs or property damage takes pace, you will want to have the financial safety net that photo and video services insurance provides. With insurance, if an accident ever occurs, you could receive help in paying expenses that you otherwise would cover out of pocket.
What’s Included in Photo & Video Services Insurance?
At the most basic level, photo and video services insurance will provide you with general liability—which will protect your business from third-party bodily injury and property damage claims. You also have the option of adding camera equipment protection at an additional cost. Should your gear break or be stolen, you can receive financial help in repairing or replacing it.
How Much Does Photo & Video Services Insurance Cost?
Photo and video services insurance starts at $129 a year for up to $2 million coverage in general and liability coverage. You can also add protection for camera and other gear protection at an additional cost. There are several options for equipment insurance, so you can choose the rate and coverage that best suits your business needs.
You can also add third parties like venue owners and event promoters and organizers to your policy as an “additional insured.” The cost to add an additional insured to your policy is always affordable but may vary.
Insurance Canopy offers A+ rated insurance that doesn’t break the bank. We offer policies you can customize to fit the exact needs of your business, which is why our licensed insurance agents don’t make commission. Pay for the coverage you actually need and nothing you don’t.
- Quick online checkout process
- Instant Certificate of Insurance (COI)
- Customizable policies to suit your unique needs
- 24/7 access to your policy documents
- Free and unlimited additional insureds