Artist Insurance
4.8/5 on
- Instant Certificate of Insurance
- Flexible policy options
- Theft & Damage Coverage available
Where You’re Covered
Where your art goes, your coverage follows. Artists and art vendors are protected at events, like:
- Art and craft shows
- Galleries
- Juried exhibitions
- Conventions
- Festivals and fairs
- Seasonal markets
- Renaissance fairs
- Trade shows
What Is Artist Insurance?
Artist liability insurance is coverage that’s designed to protect artists from unexpected accidents while selling or showcasing their artwork. It can help cover third-party claims, like customer injuries or gallery damages.
- Buy event-approved proof of insurance online in minutes
- Choose from short-term vendor coverage or annual business insurance
- Unlock protection for events, online listings, or retail sales
How Much Does Insurance for Artists Cost?
Business insurance for artists starts at $24.25 per month and protects you for online sales, product claims, and multiple events, all in one policy. Artist vendor event insurance starts at $49 per event and is perfect for exhibitors who need coverage whenever they attend events.
Who Needs Artist Insurance?
No matter your medium, artist liability insurance is made to cover a variety of creative professionals, like:
- Fiber and textile artists
- Gallery exhibitors
- Illustrators and digital artists
- Mixed media artists
- Online sellers
- Painters and fine artists
- Photo and print artists
Insurance Canopy makes it easy to get the coverage most events, retailers, and online marketplaces require.
Artist Liability Insurance Coverage Details
General Aggregate Limit (Aggregate)
This is the total amount your policy may pay out over your total policy period if someone is hurt or something is damaged because of an accident at your vendor booth or exhibiting location.
$2,000,000
General Liability Limit (Per Claim)
This is the total amount your policy may pay for each individual claim where someone is injured or something is damaged due to your vendor booth or exhibiting location.
$1,000,000
Products & Completed Operations (Aggregate)
This is the total amount your policy may pay out over your total policy period if someone is hurt or something is damaged because of the goods or products you sell, even after you’ve handed them off.
$2,000,000
Damage to Premises Rented to You
If you rent a space and accidentally damage it or what’s inside, this is the total amount your policy may pay. For the first seven (7) days of your policy, you’re covered for all kinds of damage. After that, it only covers fire-related damage.
$300,000
Medical Expense Limit
If someone gets hurt because of your business, this helps cover their medical bills, no matter who was at fault.
$ 5,000
Personal & Advertising Injury
This is the total amount your policy may pay out over your total policy period, where someone says you hurt their reputation or violated their rights (not physically). That could include things like:
- Saying something that hurts their reputation (slander or libel)
- Accidentally using someone else’s ad idea
- Wrongful eviction or entry
- Holding someone without cause
- Malicious prosecution
$1,000,000
Tools and Equipment Coverage (Per Claim / Aggregate)
Also known as inland marine insurance, this is the most your policy may pay (per incident / per year) to repair or replace stolen or damaged gear, equipment, or supplies (excluding items attached to your trailer or vehicle).
$5,000/$10,000
Tools and Equipment Coverage Deductible
If you file a claim for damaged or stolen equipment, this is the amount you’ll need to pay before your insurance helps cover the rest.
$250
Workshop and Class Coverage (Per Claim / Aggregate)
Also known as professional liability insurance (E&O), this is the most your policy may pay (per incident / per year) to cover the cost of injuries or damages caused by workshops or classes you offer.
$100,000/$200,000
Workshop and Class Coverage Deductible
If you file a claim for injuries or damages related to your services, this is the amount you’ll need to pay before your insurance helps cover the rest.
$1,000
Data Breach Coverage Aggregate (Tier 1 / Tier 2)
Also known as cyber liability insurance, this is the maximum your policy may pay per year for you and your customers to recover from a data breach or cyber attack on your business.
$100,000 / $250,000
Data Breach Coverage Deductible
If you file a claim for a cyber attack, this is the amount you’ll need to pay before your insurance helps cover the rest.
$1,000
$0 - $50,000 in Annual Sales
$24.25/month
$50,000 - $100,000 in Annual Sales
$33.42/month
Optional Tools and Equipment Coverage
$4.50/month
Optional Workshop and Class Coverage
$10.42/month
Optional Data Breach Coverage
$8.25+/month
General Liability Limit (Aggregate)
This is the total amount your policy may pay out over your total policy period if someone is hurt or something is damaged because of an accident at your vendor booth or exhibiting location.
$2,000,000
General Liability Limit (Per Claim)
This is the total amount your policy may pay for each individual claim where someone is injured or something is damaged due to your vendor booth or exhibiting location.
$1,000,000
Damage to Premises Rented to You
If you rent a space and accidentally damage it or what’s inside, this is the total amount your policy may pay. For the first seven (7) days of your policy, you’re covered for all kinds of damage. After that, it only covers fire-related damage.
$300,000
Tools and Equipment Coverage (Per Claim / Aggregate)
Also known as inland marine insurance, this is the most your policy may pay (per incident / per year) to repair or replace stolen or damaged gear, equipment, or supplies (excluding items attached to your trailer or vehicle).
$2,000/$2,000
Tools and Equipment Coverage Deductible
If you file a claim for damaged or stolen equipment, this is the amount you’ll need to pay before your insurance helps cover the rest.
$250
1 - 3 Days
$49
4 Days
$59
5 Days
$69
6 Days
$79
7 Days
$99
Up to 90 Days
$149
Tools and Equipment Coverage
+$54
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They provided clarity on the importance of insurance for a first time business owner in the cleaning space and provided clear insight next steps and options for coverage.
Evergreen Multiservices
February 2, 2026 -
Extremely user friendly website, super affordable and very little time needed to apply.
Carl Sari
January 31, 2026 -
Excellent company, Great service, the best!!!
Claudina Adams
January 15, 2026 -
Super affordable insurance for a small business like myself super happy to be able to provide this to my customers really helps of landing more gigs
Alex
January 5, 2026 -
Really went the extra mile to find the appropriate coverage for my business.
Daisy B
January 2, 2026 -
Canopy provided escatly what I neede to book the gig, and at a very affordable price.. Thank You!
Andy Anderson
December 22, 2025 -
Easy. Convenient. Trustworthy. Came thru in a moments notice
Eddie K
December 19, 2025 -
Affordable liability insurance for DJ's. Easy to set up and understand. I've been with them for several years and am happy with their service.
Peter Flessas
December 14, 2025 -
So easy to sign up. I hope I never have to use the insurance portion but most hotels require it for corporate gigs
Yuri Gonzalez
December 11, 2025 -
This company is great. They are very helpful and they have great prices for insurance options that cover what you need!
Jacob Serrano
December 6, 2025
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They provided clarity on the importance of insurance for a first time business owner in the cleaning space and provided clear insight next steps and options for coverage.
Evergreen Multiservices
February 2, 2026Extremely user friendly website, super affordable and very little time needed to apply.
Carl Sari
January 31, 2026Excellent company, Great service, the best!!!
Claudina Adams
January 15, 2026 -
Super affordable insurance for a small business like myself super happy to be able to provide this to my customers really helps of landing more gigs
Alex
January 5, 2026Really went the extra mile to find the appropriate coverage for my business.
Daisy B
January 2, 2026Canopy provided escatly what I neede to book the gig, and at a very affordable price.. Thank You!
Andy Anderson
December 22, 2025 -
Easy. Convenient. Trustworthy. Came thru in a moments notice
Eddie K
December 19, 2025Affordable liability insurance for DJ's. Easy to set up and understand. I've been with them for several years and am happy with their service.
Peter Flessas
December 14, 2025So easy to sign up. I hope I never have to use the insurance portion but most hotels require it for corporate gigs
Yuri Gonzalez
December 11, 2025 -
This company is great. They are very helpful and they have great prices for insurance options that cover what you need!
Jacob Serrano
December 6, 2025Great experience, quick and easy to understand with what I needed for my business. Highly recommend!
FrankLynn Rae
October 28, 2025Very helpful customer service! Prompt, punctual, effective! No bots or long waits to get assistance.
Maria Ciccone
October 19, 2025 -
Canopy insurance has made affordable, band insurance needed for major venues. Thank you for your fast and easy service Stan Zizka's Del Satins
stan zizka
October 5, 2025Getting a vendor policy was quick and fairly priced compared to other quotes.
Kristine Fullerton
October 3, 2025Thank you so much
Steve Monreal
July 11, 2025 -
I needed a portable policy as a yoga instructor. I found this company in an online search. Called and got details from them, was quite surprised at how affordable... Read More it would be. Then when I was ready to make my purchase, I called again. Was explained to me that everything was done online, I told the lady on the phone I didn't want to make this kind of purchase online with no guidance. She was so helpful and kind and patient! Walked me thru every page of the form and honestly didn't take long at all. Hope I never need to use the policy but nice to know I have it.
Jamie Calaway
July 4, 2025Very easy & quick experience. We got insurance in no time with no hassle. Thank you!
Robert Earnest
July 4, 2025I am glad I went with them. I needed a last minute policy to cover an event I was doing and they had exactly what I needed at a... Read More reasonable price. I definitely would use them in the future,
Deloris Pacheco
June 27, 2025 -
Very easy to renew policy
Elyce Nissinoff
June 18, 2025Representative Sarah was very helpful. Walked me through every step and not to mention the price even matched the service! Would recommend to any and everyone.
queenkiam
June 18, 2025Would have 5 starts, but not right now. This is the first time I have ever had to pay for an additional insured ever in 20 year's. They either have... Read More a way to input the information or you can call or email to request it.
Anthony Burgess
June 18, 2025 -
Very user friendly platform. Multiple options. Very good pricing. Needed liability insurance in order to secure a very good paying event for my solo tribute show. Was set up within... Read More 15 minutes and had the signed contract in my possession 30 minutes later.
Michael Riley
June 18, 2025Needed DJ insurance for Memorial Day weekend & was squared away within an hour for 2 events! Highly recommend
Jay Solis
June 18, 2025What a lovely experience I had with Insurance Canopy! Easy and fast sign up, great policy, matches my needs as a self-employed business owner. Highly recommend!
Masha Rusanov
June 18, 2025 -
great little company, with fair pricing, for entertainers who need occasional coverage. however, they have long hold times to speak to an agent, and their customer service left a little something... Read More to be desired. 🤷🏻♀️ overall, would recommend! 🙂
Gretje Angell
June 18, 2025Provides event insurance at a very reasonable price compared to other companies. Easy to purchase and provide proof of insurance.
David Fox
May 18, 2025They can help.you with the right Insurance you need, and the lowest price
Alvaro Baltazar
May 18, 2025 -
everything is excellent
Radames Martinez
May 18, 2025Extremely affordable event insurance and an easy to work with system and team that will advise you every step of the way!
Ishan Arvin
May 18, 2025Affordable for dance & yoga folk. Thumbs up!
Maia Claire
May 18, 2025
Art always involves a little risk, but with artist insurance from Insurance Canopy, you can focus on creating freely and confidently. Get the coverage you need before your next event.
Artist Event Insurance vs Annual
Our short-term coverage for artists helps you meet venue insurance requirements for selling or showing your artwork at occasional events.
Need to cover your artwork, too? An annual artist insurance policy gives you access to more coverages and lets you attend an unlimited number of events year round.
Event Insurance
- 1-90 day policy options
- Short-term general liability
- Covers single events
- Tools and Equipment coverage available
- Does NOT include product liability
Annual Insurance
- General liability coverage
- Includes product liability insurance
- Covers an unlimited number of events
- Other add-on coverages available
- Automatically renews each year
Vendors face unique risks when selling their artwork at events, especially when you’re carrying your supplies, tools, and inventory. Get the customized coverage you need with optional add-ons like:
- Tools and Equipment Coverage (Inland Marine): Helps pay to repair or replace your tools, materials, or equipment if suddenly damaged or stolen
When you choose an annual policy, you can also add:
- Cyber Liability: Helps with recovery costs if your online store or payment system suffers a data breach or cyberattack
- Professional Liability: Designed to protect you from claims tied to advice or demonstrations you give during classes, commissions, or workshops
Insurance Canopy’s top-rated insurance for artists helps protect your art and your business with quick, affordable coverage made for you.
- Instant online coverage in under 10 minutes
- Immediate access to your certificate of insurance (COI)
- Protection tailored for artists, crafters, and makers
- 24/7 access to your policy
- Event and annual policies available
FAQs About Artisan Insurance
Do events require proof of insurance?
Yes, most events require a certificate of insurance before you can set up your booth. Event organizers may also ask to be listed as an additional insured on your policy.
Having proof of insurance ready helps you secure your spot quickly and start selling without delay!
Does an annual artist policy include product liability?
Yes, an annual artist policy includes product liability, along with general liability insurance. This added product coverage can protect you if your artwork or handmade items accidentally cause damage or injury.
Can I add additional insureds to my artist insurance?
Yes, you can add additional insureds to your artist insurance. It’s free with Insurance Canopy, and you can add an unlimited number!
Each time you add an additional insured, a Certificate of Insurance is created with their name on it. Download unlimited copies from your online dashboard and have them ready to send the same day.
Am I covered while selling online?
Yes, you are covered while selling online with an annual insurance policy. The policy automatically extends your general and product liability coverage to your online sales.
You can also add cyber liability coverage to an annual policy to protect your business from online risks such as card reader breaches, payment fraud, or hacking.
Still have questions regarding our policies? Feel free to reach out to our licensed insurance agents. We are available Monday through Friday from 8am–8pm ET.
As the saying goes, “it’s not what you know, but who you know.”
Your first event is booked. You’re excited to sell…until the organizer starts asking
Setting up a vendor booth shouldn’t feel chaotic. It should feel like: ✔️