Art and Craft Business Insurance
- Instant proof of insurance
- Free, unlimited additional insureds
- Designed for creative businesses
Coverage In Every Creative Corner
- Art Shows
- Craft Fairs
- Community Events
- Conventions
- Farmers Markets
- Festivals and Fairs
- Flea Markets
- Fundraisers
- Holiday and Seasonal Events
- Galleries
- Juried Exhibitions
- Night Markets
- Renaissance Faires
- Road Shows
- Trade Shows
Art and Craft Insurance Coverage
From weekend art vendors to full-time makers, insurance helps cover your craft wherever creativity takes you.
Artisans
Artists
Crafters
Don’t see your business? Our licensed insurance agents can handcraft a policy just for you!
What Is Insurance For Artists and Crafters?
Art and craft insurance is a type of liability coverage specifically designed for creatives who make and sell their own work. It can cover accidents, medical bills, repair costs, and legal fees when your business activities lead to accidents involving other people.
Insurance Canopy’s coverage includes:
- $2 million aggregate in general liability protection
- Short-term or year-round coverage options
- Instant, event-approved Certificate of Insurance (COI)
How Much Does Art Business Insurance Cost?
Art and craft business insurance starts at $24.25 per month and includes coverage for your products, multiple events, and online sales, all under one policy. Short-term vendor insurance starts at $49 per event and is made for makers who need quick coverage for a few events.
You can buy online in minutes, download your COI instantly, and get back to what you love!
Who Needs Art and Craft Insurance?
No matter how you cut it, craft it, or create it, liability insurance is made to cover a variety of creative professionals, like:
- Ceramic and pottery artists
- Etsy and online sellers
- Fiber, textile, and mixed-media artists
- Jewelry designers and metalsmiths
- Painters, illustrators, and printmakers
- Photographers and digital artists
- Sculptors and woodworkers
Whether you sell in person, online, or both, Insurance Canopy makes it easy to get the coverage most events and retailers require.
Which Policy Do I Need?
Not every artist crafts the same way, so your insurance shouldn’t either. Wherever your work takes you next, we’ve got flexible options that fit your creative flow.
Short-term Art Vendor Insurance
- Best for makers who sell at a few shows, markets, or festivals each year
- Short-term art vendor coverage available for 1–90 days
- Commonly used by painters, potters, jewelers, photographers, and crafters
- Includes standard general liability insurance to meet most event requirements
- Instant Certificate of Insurance (COI) available after purchase
Annual Craft Business Insurance
- Best for full-time artists or those attending multiple events year-round
- Annual coverage that protects you at unlimited events
- Commonly used by creative professionals who also sell online or host workshops
- Provides continuous coverage for your art business in and out of events
- Save time and money with one easy annual plan
Art and Craft Insurance Coverage Details
General Liability Limit (Aggregate)
This is the total amount your policy may pay out over your total policy period if someone is hurt or something is damaged because of an accident at your vendor booth or exhibiting location.
$2,000,000
General Liability Limit (Per Claim)
This is the total amount your policy may pay for individual claims where someone is injured or something is damaged due to your vendor booth or exhibiting location.
$1,000,000
Damage to Premises Rented to You
If you rent a space and accidentally damage it or what’s inside, this is the total amount your policy may pay. For the first seven (7) days of your policy, you’re covered for all kinds of damage. After that, it only covers fire-related damage.
$300,000
1–3 Days
$49
7 Days
$99
Up to 90 Days
$149
General Liability Limit (Aggregate)
This is the total amount your policy may pay out over your total policy period if someone is hurt or something is damaged because of an accident related to your arts and crafts business.
$2,000,000
General Liability Limit (Per Claim)
This is the total amount your policy may pay for each individual claim where someone is injured or something is damaged due to your vendor booth or exhibiting location.
$1,000,000
Products & Completed Operations (Aggregate)
This is the total amount your policy may pay out over your total policy period if someone is hurt or something is damaged because of the goods or products you sell, even after you’ve handed them off.
$2,000,000
Damage to Premises Rented to You
If you rent a space and accidentally damage it or what’s inside, this is the total amount your policy may pay. For the first seven (7) days of your policy, you’re covered for all kinds of damage. After that, it only covers fire-related damage.
$300,000
Medical Expense Limit
If someone gets hurt because of your business, this helps cover their medical bills, no matter who was at fault.
$5,000
Personal & Advertising Injury
This is the total amount your policy may pay out over the policy period if someone says you hurt their reputation or violated their rights (not physically). That could include things like:
- Saying something that hurts their reputation (slander or libel)
- Accidentally using someone else’s ad idea
- Wrongful eviction or entry
- Holding someone without cause
- Malicious prosecution
$1,000,000
Tools and Equipment Coverage (Per Claim / Aggregate)
Also known as inland marine insurance, this is the most your policy may pay (per incident / per year) to repair or replace stolen or damaged gear, equipment, or supplies (excluding items attached to your trailer or vehicle).
$5,000/$10,000
Tools and Equipment Coverage Deductible
If you file a claim for damaged or stolen equipment, this is the amount you’ll need to pay before your insurance helps cover the rest.
$250
Workshop and Class Coverage (Per Claim / Aggregate)
Also known as professional liability insurance (E&O), this is the most your policy may pay (per incident / per year) to cover the cost of injuries or damages caused by workshops or classes you offer.
$100,000/$200,000
Workshop and Class Coverage Deductible
If you file a claim for injuries or damages related to your services, this is the amount you’ll need to pay before your insurance helps cover the rest.
$1,000
Data Breach Coverage (Aggregate)
Also known as cyber liability insurance, this is the most your policy may pay per year for you and your customers to recover from a data breach or cyber attack on your business.
$100,000
Data Breach Coverage Deductible
If you file a claim for a cyber attack, this is the amount you’ll need to pay before your insurance helps cover the rest.
$1,000
$0 - $50,000 in Annual Sales
$24.25/month
Optional Tools and Equipment Coverage
$33.42/month
$0 - $50,000 in Annual Sales
$4.50/month
Optional Workshop and Class Coverage
$10.42/month
Optional Data Breach Coverage
$8.25/month
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They provided clarity on the importance of insurance for a first time business owner in the cleaning space and provided clear insight next steps and options for coverage.
Evergreen Multiservices
February 2, 2026 -
Extremely user friendly website, super affordable and very little time needed to apply.
Carl Sari
January 31, 2026 -
Excellent company, Great service, the best!!!
Claudina Adams
January 15, 2026 -
Super affordable insurance for a small business like myself super happy to be able to provide this to my customers really helps of landing more gigs
Alex
January 5, 2026 -
Really went the extra mile to find the appropriate coverage for my business.
Daisy B
January 2, 2026 -
Canopy provided escatly what I neede to book the gig, and at a very affordable price.. Thank You!
Andy Anderson
December 22, 2025 -
Easy. Convenient. Trustworthy. Came thru in a moments notice
Eddie K
December 19, 2025 -
Affordable liability insurance for DJ's. Easy to set up and understand. I've been with them for several years and am happy with their service.
Peter Flessas
December 14, 2025 -
So easy to sign up. I hope I never have to use the insurance portion but most hotels require it for corporate gigs
Yuri Gonzalez
December 11, 2025 -
This company is great. They are very helpful and they have great prices for insurance options that cover what you need!
Jacob Serrano
December 6, 2025
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They provided clarity on the importance of insurance for a first time business owner in the cleaning space and provided clear insight next steps and options for coverage.
Evergreen Multiservices
February 2, 2026Extremely user friendly website, super affordable and very little time needed to apply.
Carl Sari
January 31, 2026Excellent company, Great service, the best!!!
Claudina Adams
January 15, 2026 -
Super affordable insurance for a small business like myself super happy to be able to provide this to my customers really helps of landing more gigs
Alex
January 5, 2026Really went the extra mile to find the appropriate coverage for my business.
Daisy B
January 2, 2026Canopy provided escatly what I neede to book the gig, and at a very affordable price.. Thank You!
Andy Anderson
December 22, 2025 -
Easy. Convenient. Trustworthy. Came thru in a moments notice
Eddie K
December 19, 2025Affordable liability insurance for DJ's. Easy to set up and understand. I've been with them for several years and am happy with their service.
Peter Flessas
December 14, 2025So easy to sign up. I hope I never have to use the insurance portion but most hotels require it for corporate gigs
Yuri Gonzalez
December 11, 2025 -
This company is great. They are very helpful and they have great prices for insurance options that cover what you need!
Jacob Serrano
December 6, 2025Great experience, quick and easy to understand with what I needed for my business. Highly recommend!
FrankLynn Rae
October 28, 2025Very helpful customer service! Prompt, punctual, effective! No bots or long waits to get assistance.
Maria Ciccone
October 19, 2025 -
Canopy insurance has made affordable, band insurance needed for major venues. Thank you for your fast and easy service Stan Zizka's Del Satins
stan zizka
October 5, 2025Getting a vendor policy was quick and fairly priced compared to other quotes.
Kristine Fullerton
October 3, 2025Thank you so much
Steve Monreal
July 11, 2025 -
I needed a portable policy as a yoga instructor. I found this company in an online search. Called and got details from them, was quite surprised at how affordable... Read More
Jamie Calaway
July 4, 2025Very easy & quick experience. We got insurance in no time with no hassle. Thank you!
Robert Earnest
July 4, 2025I am glad I went with them. I needed a last minute policy to cover an event I was doing and they had exactly what I needed at a... Read More
Deloris Pacheco
June 27, 2025 -
Very easy to renew policy
Elyce Nissinoff
June 18, 2025Representative Sarah was very helpful. Walked me through every step and not to mention the price even matched the service! Would recommend to any and everyone.
queenkiam
June 18, 2025Would have 5 starts, but not right now. This is the first time I have ever had to pay for an additional insured ever in 20 year's. They either have... Read More
Anthony Burgess
June 18, 2025 -
Very user friendly platform. Multiple options. Very good pricing. Needed liability insurance in order to secure a very good paying event for my solo tribute show. Was set up within... Read More
Michael Riley
June 18, 2025Needed DJ insurance for Memorial Day weekend & was squared away within an hour for 2 events! Highly recommend
Jay Solis
June 18, 2025What a lovely experience I had with Insurance Canopy! Easy and fast sign up, great policy, matches my needs as a self-employed business owner. Highly recommend!
Masha Rusanov
June 18, 2025 -
great little company, with fair pricing, for entertainers who need occasional coverage. however, they have long hold times to speak to an agent, and their customer service left a little something... Read More
Gretje Angell
June 18, 2025Provides event insurance at a very reasonable price compared to other companies. Easy to purchase and provide proof of insurance.
David Fox
May 18, 2025They can help.you with the right Insurance you need, and the lowest price
Alvaro Baltazar
May 18, 2025 -
everything is excellent
Radames Martinez
May 18, 2025Extremely affordable event insurance and an easy to work with system and team that will advise you every step of the way!
Ishan Arvin
May 18, 2025Affordable for dance & yoga folk. Thumbs up!
Maia Claire
May 18, 2025
Keep your creativity covered with Insurance Canopy today!
- Event-approved general liability coverage
- Instant Certificates of Insurance (COIs)
- Free, unlimited additional insureds
- Flexible event or annual protection
- Trusted coverage made for artists and makers
FAQs About Insurance for Artists and Crafters
Does Insurance Cover Art Fairs and Markets?
Yes, art and craft insurance can cover you at art fairs and markets! It’s common for events to require vendors and exhibitors to show proof of insurance. With Insurance Canopy, you can easily buy and download a Certificate of Insurance in minutes.
Please note these policies are not designed to insure the event itself. If you are planning, managing, or hosting an event, check out our event insurance policy!
Can I Get Coverage For Online Craft Sales?
Yes, you can get coverage for online craft sales. An annual craft business insurance policy automatically covers you for goods you list and sell online! You can also add Data Breach Coverage (Cyber Liability) for added protection when handling virtual transactions, customer data, and payment info.
How Do I Choose Between Artist, Crafter, and Artisan Insurance?
You can choose between artist, crafter, and artisan insurance by selecting a policy that most closely matches the type of work you do. The coverage offered across all three categories is the same, and our team is here to help if you have questions.
Our policies are meant to cover handcrafters, like painters, jewelers, and fiber artists. We’re proud to partner with ACT Insurance to offer additional coverage for authors, graphic designers, and other creative industries!
Still have questions regarding our policies? Feel free to reach out to our licensed insurance agents. We are available Monday through Friday from 8am–8pm ET.