Professional Liability Insurance For Consultants
Cheap, online, reliable. Your consulting insurance, your way.
What Is Professional Liability Insurance For Consultants?
Professional liability insurance protects you from claims that happen because of your business operations. This can include a client suing you for misinformation or not attaining the results they were promised.
How Much Does Consulting Business Insurance Cost?
Consulting business insurance starts out at $229 per year or $21 per month. You also have the option of increasing your limits or adding additional coverage to your consultant insurance. This can affect the overall price.
We keep our polices affordable through:
- US-based, licensed agents who don’t make a commission on helping you.
- Free unlimited additional insureds.
- A 100% online purchasing process.
Do Consultants Need Professional Liability Insurance?
If you answer yes to any of these questions then you need professional liability insurance.
- Do you charge a fee to provide specialized expertise, services, or opinions?
- Do you provide technology services?
- Do you have any clients that require you to be insured?
- Do you support clients administratively?
As a business owner, you are vulnerable to several different types of claims and it is important to protect your business from the financial strain of expensive claims. While some claims may not be too expensive, it is more common to experience claims that cost several thousand dollars. You don’t need to worry about that! That is what consulting insurance is for.
Who Needs Consultant Insurance?
We cover a wide variety of consulting businesses, including:
- Business Consulting
- Education Consulting
- Human Resources Consulting
- IT Consulting
- Management Consulting
- Marketing Consulting
- Public Relations Consulting
What Kind Of Insurance Does A Consultant Need?
General Liability Insurance
General Liability Insurance can provide financial protection from third-party bodily injury and property damage claims. This insurance provides protection for the majority of claims a business owner could experience. Common general liability claims could include a client who, when leaving a session, trips and knocks over a vase. It shatters and they accidentally cut themselves on a shard. Your general liability insurance would help mitigate or even eliminate the cost of that claim.
Professional Liability Insurance
Errors and Omission Insurance
Cyber Liability Insurance
Tools and Equipment Insurance
Coverage Details
General & Professional Liability Limits
The most your policy will pay in a 12 month policy period for bodily injury and property damage claims that you become legally obligated to pay due to your business and professional services.
$1,000,000
The maximum amount your policy will pay in a 12-month period for bodily injury and property damage claims that result from the products you use to perform your services. However, it does not cover products that are manufactured, sold, or distributed.
$2,000,000
The amount that your policy will pay for claims arising out of one or more of the following offenses:
– False Arrest, detention or imprisonment
– Malicious prosecution
– Wrongful Eviction or Wrongful Entry
– Oral or written publications that slander or libels a person or organization
– Oral or written publication or material that violates a person’s right of privacy
– The use of another’s advertising idea in your advertisement
Included
The maximum the insurance carrier will pay for a bodily injury or property damage claim that you become legally obligated to pay due to your business and professional services.
$1,000,000
The most we will pay for property damage to any one premises, while rented to you, or in the case of damage by fire, while rented to you or temporarily occupied by you with permission of the owner.
$100,000
Additional Limits
Inland marine insurance covers tangible property that is movable or transportable in nature (e.g. supplies, equipment, or inventory) but excludes coverage for structures and items that are part of the structure.
$2,000
Deductible
$0
Review Round-Up
Here's what other people have to say about their experience.
Everything on the website was easy to navigate. I had no problem answering the questions and making a payment.
Fast, easy, always there. As a mobile dj it’s important to me to have access to a cost friendly insurance option when needed. That’s exactly what you get! Great policy at a great rate. Thanks!!!
Very reliable and affordable insurance. Customer service is outstanding and hassle free when renewing.
My first time using this Company I like the ease of navigating through the site.
I loved working with insurance canopy. Their customer service was so available and willing to answer my questions as a first time business owner. Great pricing, quick, and easy.
Insurance For Consultants
Insurance Canopy provides A+ Rated, efficient, and protective professional liability insurance for consulting businesses.
Online Purchase Process
Our consultant insurance can be purchased 100% online with or without help from one of our US-based agents. The entire process takes 10 minutes or less.
Personalized Policies
Not all consultants have the same needs for insurance so we provide increased limits and additional coverages through our personalized policies.
Affordable Prices
Enjoy a consulting business insurance cost that fits your budget. Our licensed agents don’t make commissions, making your policy payments cheaper.
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Questions About Consultant Insurance
What Does Consulting Insurance Cover?
Consulting insurance covers negligence claims, copyright infringement, third-party bodily injury, and equipment damage or theft. It is important to protect yourself from the cost of these claims as they could cost thousands of dollars in out-of-pocket costs. General liability insurance for consultants can provide a financial buffer and save you from financial ruin.
Do You Cover IT Consultants' Insurance?
Yes. Liability insurance for IT consultants protect from the costly financial effects of claims. IT consultant insurance coverages can include general liability and professional liability.
What Kind Of Consultants Need Professional Liability Insurance?
All kinds of consultant niches need professional liability insurance. While it may be a requirement, it is also just a good idea. No one wants to pay out-of-pocket for claims. If you offer services/professional information for a fee then you need consultants’ insurance. Whether you are consulting on IT, marketing, finances, etc.
Why Is Insurance Canopy The Best Professional Liability Insurance For Consultants?
We provide consultants with affordable, personal, and robust insurance that consultants can be confident in. With 24/7 access to policy documents and certificates of insurance, you can rest easy knowing exactly what is on your policy and if you need to change anything. Our agents are US-based, licensed, and do not make a commission off helping you. They are a great resource for all your insurance needs. You can expect a personalized experience with Insurance Canopy.
How Do I Protect Myself As A Consultant?
With any business there is risk involved, that risk can be lowered when you insure your business with consultant insurance. Insurance for consultants provides a series of coverages designed to mitigate or in some cases, eliminate the out-of-pocket expenses that claims can often bring.
Need additional information before making a decision?
Give our team a call today at 844.520.6993
Consultant Insurance
Annual Policy: Starting at $21.08 per month – Your business involves working closely with people; let us help you have peace of mind with protection for your small business. We understand the most common claims your business will face and we want to help you be protected. Let us be your professional resource to help your business thrive.
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