Insurance Canopy & Maid Insurance
As a maid, you face risks every day, such as spills and stains from cleaning solutions, damage to a client’s possessions or property, and slip-and-fall accidents. Don’t let an accident sweep your financial resources away. Get comprehensive coverage in the United States at an affordable price. Maid liability insurance can protect you in case an accident happens. Our licensed insurance agents are available to answer any questions you may have. Contact us today to get insurance for your maid business.
Digital Certificate of Insurance
With our user-friendly portal, you can download proof of insurance and certificates immediately after purchase! Documents are available 24/7 to redownload.
Optional Tools & Equipment Coverage
Ensure all of your supplies and equipment receive the same coverage. Add Tools & Equipment Coverage to your policy today.
Easily Add Additional Insureds
Add third parties to your policy at the time of purchase, or anytime through your user login! Help give reassurance to property owners or landlords who need coverage under your policy.
Get Peace of Mind with $2M in General Liability
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Our licensed agents are available to answer any questions you may have (se habla español)
Coverage Details
Maximum Liability Insurance Limits
The most your policy will pay in a 12-month policy period for bodily injury and property damage claims that you become legally obligated to pay due to your business services.
$2,000,000
The maximum amount your policy will pay in a 12-month period for bodily injury and property damage claims that result from the products you use to perform your services. However, it does not cover products that are sold, or distributed.
$2,000,000
The maximum your policy will pay for a bodily injury or property damage claim that you become legally obligated to pay due to your business services.
$1,000,000
The amount that your policy will pay for claims arising out of one or more of the following offenses:
- False arrest, detention or imprisonment
- Malicious prosecution
- Wrongful eviction or wrongful entry
- Oral or written publications that slander or libels a person or organization
- Oral or written publication or material that violates a person’s right of privacy
- The use of another’s advertising idea in your advertisement
$1,000,000
Applies to damage by fire to premises rented to the insured and to damage regardless of cause to premises (including contents) occupied by the insured for 7 days or less.
$100,000
A general liability coverage that reimburses others, without regard to the insured’s liability, for medical or funeral expenses incurred by such persons as a result of bodily injury or death sustained by accident under the conditions specified in the policy.
$5,000
Optional Coverage Options
Tools & Equipment Coverage
Limits / Occurrence / Aggregate
Premium
Deductible
$1,000/$3,000
$40
$250
$2,000/$6,000
$55
$5,000/$10,000
$60
Tools & Equipment Protection
Your business is your investment. You can add an extra layer of protection to your company by covering your cleaning equipment, supplies, and tools for a small fee. Your equipment and cleaning supplies are valuable and run the risk of being damaged or stolen. On top of cleaning insurance, Insurance Canopy customers have an option to protect their cleaning essentials for an additional cost. This means that you have coverage for your tools and equipment in case they are damaged or stolen.
Clean with Confidence
You work hard daily to build your maid business. The best way to protect your business is to carry insurance, which may cover a third-party claim. Having a quality insurance policy in place not only sets you apart from the competition, but you can also clean with peace of mind knowing that if an accident happens, you have an insurance policy that can cover the costs.
Digital Insurance Certificate
Many clients want to work with professionals who are insured. If you are bidding on contracts with clients who require insurance, you have come to the right place. Your application can be completed in 10 minutes or less, and Insurance Canopy customers provide a digital version of insurance policy documents immediately after purchase. These documents are available through your online account 24/7. Enjoy the convenience of our user-friendly portal to download your certificate and proof of insurance.
Questions About Maid Insurance
Insurance is designed to cover claims related to the daily operations of your business. For example, if your client slips and falls due to your work, maid insurance could help cover the medical costs.
Insurance Canopy, an insurance company that provides coverage to companies in the United States, offers coverage for general liability, damage to premises rented, personal and advertising injury, medical expenses, and more.
As a business owner, you face a variety of risks running your business. It is essential to add maid insurance to your company’s business plan to protect you from these risks. One unfortunate incident can lead to an expensive lawsuit. This could result in you being responsible for thousands of dollars in bills and potentially closing your business for good. With the help of insurance, you can financially safeguard your business if you face a third-party claim.
Maid insurance from Insurance Canopy starts at $26.67 per month, although the total monthly cost varies depending on your specific situation and the amount of coverage you require. Some of the factors that will influence the cost of your policy are the size of your business, annual employee payroll (including owner), desired coverage amounts and limits, and the state where the business is located. When you complete your application, you will receive instant access to your policy documents.
When you purchase a maid insurance policy from Insurance Canopy, you are able to select the date that your policy is effective. If you’d like it effective the day of your purchase, that is also possible. You will set the effective date when you are filling out your application. Depending on which policy you select, you will pay either monthly or yearly. When your policy expires, you will need to renew it if you desire further coverage.
Insurance Canopy’s Maid Insurance was designed with your professional needs in mind. While it is not mandatory in the U.S. for domestic helpers, it can be required by your clients. Our maid insurance coverages will help protect you from work-related accidents, personal injury, and damages to rented spaces including storage.
We believe in allowing you to select the right coverage limits for your professional maid service. Limits are selected based on occurrence, or per incident. The aggregate limit is also customizable meaning you can select the coverage that will be available in a policy term, which is usually 12 months. You can cover your business for up to $2 million per policy term!
Insurance Canopy also includes optional coverage for Tools and Equipment, sometimes called Inland Marine. The tools and supplies you bring to service appointments, are personal property, and should be covered. This option has a deductible, but will ensure that if they are lost, stolen, or damaged you will be able to afford to replace them.
This insurance policy can be paid monthly or annually, and can be done online in less than ten minutes.
Insurance is designed to protect your assets and responds to third-party claims that may come your way. On top of business protection, coverage can also help you stand out from competitors and show potential clients that they are working with a true professional. Insurance Canopy also offers an insurance badge that can be used for your marketing purposes.
Yes, Insurance Canopy offers cleaning bonds! You can now easily purchase bonding after you complete your cleaning insurance policy purchase. When you log in to your customer dashboard, you can edit your policy options and choose an affordable bonding policy for your cleaning business.
We offer 2 janitorial bond limits, both with affordable annual pricing! Choose the right limit to cover your business needs. Get a $10,000 bond from $181 / year or select a $5,000 Bond from $134 / year. These can be found in your customer dashboard after you purchase your general liability policy.
Choosing the right insurance is critical.
This insurance policy can be paid monthly or annually, and can be done online in less than ten minutes.
Need additional information before making a decision?
Give our team a call today at 844.520.6993
Maid & Housekeeper Insurance
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