House Cleaning Insurance

The Insurance Marketplace for Housekeeping and House Cleaning Services




Insurance Canopy & House Cleaning Insurance

You’ve worked hard to develop expert knowledge as a house cleaner, we know that, because you do your best to keep your clients safe and satisfied. However, your cleaning business faces risks every day, such as spills and stains from cleaning solutions, damage to a client’s possessions or property, and slip-and-fall accidents. You never know when an accident could sweep your financial resources away. House cleaning liability insurance can protect you should an accident happen. We offer house cleaning insurance policies at an affordable price, and our licensed insurance agents are available to answer any questions you may have about purchasing a policy. Contact us today to get insurance for your housekeeping or house cleaning business.

Our Partners
Great American Insurance Group logo
Canopius company logo
Fortegra company logo

Get Peace of Mind with $2M in General Liability

Buy online in minutes.

Get $2M in General Liability Coverage starting at $27/month.

Purchase Policy

Still doing your research?

Have questions?

Our licensed agents are available to answer any questions you may have (se habla español)

Coverage Details

Maximum Liability Insurance Limits

The most your policy will pay in a 12-month policy period for bodily injury and property damage claims that you become legally obligated to pay due to your business services.


The maximum amount your policy will pay in a 12-month period for bodily injury and property damage claims that result from the products you use to perform your services. However, it does not cover products that are sold, or distributed.


The maximum your policy will pay for a bodily injury or property damage claim that you become legally obligated to pay due to your business services.


The amount that your policy will pay for claims arising out of one or more of the following offenses:

  • False arrest, detention or imprisonment
  • Malicious prosecution
  • Wrongful eviction or wrongful entry
  • Oral or written publications that slander or libels a person or organization
  • Oral or written publication or material that violates a person’s right of privacy
  • The use of another’s advertising idea in your advertisement


Applies to damage by fire to premises rented to the insured and to damage regardless of cause to premises (including contents) occupied by the insured for 7 days or less.


A general liability coverage that reimburses others, without regard to the insured’s liability, for medical or funeral expenses incurred by such persons as a result of bodily injury or death sustained by accident under the conditions specified in the policy.


Optional Coverage Options

Tools & Equipment Coverage

Limits / Occurrence / Aggregate










Tools & Equipment Coverage

One of the best things you can do for your equipment and supplies is to protect it from common risks, such as theft. Your business is your investment. You can add an extra layer of protection to your company by insuring your business equipment, cleaning supplies, and tools from unexpected damage or theft. This optional coverage can be included with a small additional monthly premium.

Purchase Policy

Flexible Monthly Payments

Our customers enjoy the flexibility of selecting annual or monthly payments for their carpet cleaning business. Find the right solutions that work for you and ensure that your business will be protected in the event of an insurance claim! Contact us with additional questions regarding your payment options.

Purchase Policy

Digital Insurance Certificate

Many clients want to work with professionals who are insured. If you are bidding on contracts with clients who require insurance, you have come to the right place. Your application can be completed in 10 minutes or less, and Insurance Canopy customers provide a digital version of insurance policy documents immediately after purchase. These documents are available through your online account 24/7. Enjoy the convenience of our user-friendly portal to download your certificate and proof of insurance.

Purchase Policy

Questions About House Cleaning Insurance

Choosing the right insurance is critical.

You can’t afford gaps in your coverage that could put you out of business.
cleaning supplies on white background

House Cleaning Insurance

Monthly Policy: Starting at $26.67/month – Protect your business and equipment with complete cleaning business insurance! Work with our experts that understand possible claims you will face! Let us be your resource and answer any questions you may have.

Learn More About Insurance for Cleaning Businesses

Learn About Cleaning Insurance Video - Insurance for Cleaning Companies
Play Video
US map

House Cleaning Insurance

Licensed in 49 States​

(sorry currently steam cleaning Missouri)

Related Articles

If you’re asking yourself, “What supplies do I need to start a cleaning business?” You’re in the right place! To kickstart your business venture, you’ve got to have a solid…
Getting cleaning contracts is crucial for business growth in today's bustling cleaning…
We’ll let you in on a little secret: Behind every successful carpet…