Janitorial Insurance

The Insurance Marketplace for Cleaning Businesses and Janitorial Services




Insurance Canopy & Janitorial Insurance

As a trained professional, you do your best to keep your clients safe and satisfied. However, your cleaning business faces risks every day, such as spills and stains from cleaning solutions, damage to a client’s possessions or property, and slip-and-fall accidents. You never know when an accident could sweep your financial resources away. Janitorial liability insurance can protect you in case an accident happens. We offer janitor & custodial services insurance policies at an affordable price, and our licensed insurance agents are available to answer any questions you may have about purchasing a policy. Contact us today to get insurance for your residential or commercial janitorial business.

Our Partners
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Canopius company logo
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Get Peace of Mind with $2M in General Liability

Buy online in minutes.

Get $2M in General Liability Coverage starting at $27/month.

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Our licensed agents are available to answer any questions you may have (se habla español)

Coverage Details

Maximum Liability Insurance Limits

The most your policy will pay in a 12-month policy period for bodily injury and property damage claims that you become legally obligated to pay due to your business services.


The maximum amount your policy will pay in a 12-month period for bodily injury and property damage claims that result from the products you use to perform your services. However, it does not cover products that are sold, or distributed.


The maximum your policy will pay for a bodily injury or property damage claim that you become legally obligated to pay due to your business services.


The amount that your policy will pay for claims arising out of one or more of the following offenses:

  • False arrest, detention or imprisonment
  • Malicious prosecution
  • Wrongful eviction or wrongful entry
  • Oral or written publications that slander or libels a person or organization
  • Oral or written publication or material that violates a person’s right of privacy
  • The use of another’s advertising idea in your advertisement


Applies to damage by fire to premises rented to the insured and to damage regardless of cause to premises (including contents) occupied by the insured for 7 days or less.


A general liability coverage that reimburses others, without regard to the insured’s liability, for medical or funeral expenses incurred by such persons as a result of bodily injury or death sustained by accident under the conditions specified in the policy.


Optional Coverage Options

Tools & Equipment Coverage

Limits / Occurrence / Aggregate










Janitorial Additional Insureds

Janitorial Insurance customers also have the option to add additional insureds to their coverage for $50. Third parties may want to be added to your insurance policy by endorsement so that your policy may protect them from third-party claims arising out of your negligence. This means that you can add property management or HOA’s to your insurance policy so they can receive protection if they are named in a suit due to a covered business-related loss or claim you have caused.

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Policy Date & Cancellations

  • Policy Date: Your policy coverage begins on the date that you set as the effective date. The policy effective date is set when you are purchasing your policy.
  • Cancellations: You may cancel your Insurance Canopy policy at any time, but there is no money-back guarantee on months that you have already paid for.

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Digital Insurance Certificate

Create transparency with your customers and show them they are working with a true professional, with coverage. Insurance Canopy customers can easily access their certificate of insurance online and move forward with the job at hand. We also offer a site seal that you can display on your website, business card, or wherever else you’d like to show your customers that you are insured.

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Questions About Janitorial Insurance

Choosing the right insurance is critical.

You can’t afford gaps in your coverage that could put you out of business.
janitor in corporate hallway cleaning

Janitorial Insurance

Monthly Policy: Starting at $26.67/month – Protect your business and equipment with complete janitorial business insurance! Work with our experts that understand possible claims you will face! Let us be your resource and answer any questions you may have.

Learn More About Insurance for Cleaning Businesses

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Janitorial Insurance

Licensed in 49 States​

(sorry currently steam cleaning Missouri)

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