Janitorial Insurance

The Insurance Marketplace for Cleaning Businesses and Janitorial Services

Starting at


per month

Get Insured in 10 Minutes or Less

General Liability Limit:
$2 Million Aggregate
$1 Million Per Occurrence
Buy from $35

Protect your cleaning business

Your business faces risks every day, such as spills and stains from cleaning solutions, damage to a client’s possessions or property, and slip-and-fall accidents. Don’t let an accident sweep your financial resources away. Get comprehensive coverage at an affordable price. Our licensed insurance agents are available to answer any questions you may have. Contact us today.

Digital Certificate of Insurance

Create transparency with your customers and show them they are working with a true professional, with coverage. Insurance Canopy customers can easily access their certificate of insurance online and move forward with the job at hand.

Optional Equipment Protection

Your equipment and cleaning supplies are valuable and run the risk of being stolen. On top of cleaning insurance, Insurance Canopy customers have an option to protect their cleaning essentials for an additional cost.

Clean With Confidence

You work hard daily to build your janitorial business. The best way to protect your business is to carry insurance, which may cover a third-party claim.

Access to Additional Insureds

Insurance Canopy customers can add additional insureds online for $5. Third-parties may want to be added to your insurance policy by endorsement and your policy may protect them from third-party claims arising out of your negligence.

Questions About Janitorial Insurance

Choosing the right insurance is critical. You can’t afford gaps in your coverage that could put you out of business.

What Is Janitorial Insurance?
Janitor polishing floor

Janitorial insurance is designed to cover claims related to the daily operations of your cleaning business. For example, if your client slips and falls, insurance could help cover the medical costs of these unexpected claims.

Insurance provides coverages for general liability, damage to premises rented, medical expenses, and more.

Why Should I Have Janitorial Insurance?
Mopping a floor

As a business owner, you face a variety of risks. Janitorial insurance is an essential piece of any company’s business strategy. One unfortunate incident can lead to an expensive lawsuit costing your business thousands. With the help of insurance, you can financially safeguard your business if you were to face a third-party claim.

How Much Does Janitorial Insurance Cost?
Janitor supplies

The price of your insurance policy will depend on a few factors, such as the size of your business, annual employee payroll (including owner), desired coverage amounts and limits, and the state where the business is located. When you complete your application, you will receive instant access to your policy documents.

Why you should carry janitorial insurance
Cleaning a bathroom

While most states do not require janitors to have a trade license, there are many that do. Insurance coverage can also instill confidence in your current and potential clients.

  • Property managers and owners may require that you provide proof of insurance before they sign a contract with you.
  • Liability insurance provides a layer of defense against claims such as bodily injury or property damage claims.
  • If you use or transport your equipment to multiple locations, you will want to protect it against theft, damage, or loss with additional inland marine coverage.
  • Financial peace of mind.
Who does cleaning insurance cover?
Cleaning a bathroom

Insurance covers residential and small commercial cleaning businesses, such as janitors and cleaners, maids and housekeeping cleaners, window cleaners, carpet cleaners, and building/office cleaners. Cleaning insurance can be useful for business owners in the industry because it offers coverage, such as general liability that is designed to protect your assets from a lawsuit. We offer general liability insurance with an aggregate of $2 million dollars.

Need additional information before making a decision?
Give our team a call today at 844.520.6993

Coverage Details

Maximum Liability Insurance Limits
General Aggregate $2,000,000
Products & Completed Operations Aggregate $2,000,000
Each Occurrence Limit $1,000,000
Personal & Advertising Injury Limit $1,000,000
Damage to Rented Premises Limit $100,000
Medical Expense Limit $5,000
Optional Coverage Options

Inland Marine Coverage

"I couldn't be happier with the customer service I've received… Everybody has been prompt, professional, and quick to understand my needs."
- Greg, AZ

Still doing your research?
Have questions for us?
Our licensed agents are available to answer any questions you may have (se habla español)


Insurance Canopy can get you insured today in less than 10 minutes!


Cleaning business insurance can protect your company from lawsuits, accidents, and third-party property claims. We can assess the specific risks associated with your type of cleaning business and match your liability insurance coverage to your needs. Check out these cleaning business insurance policies for pricing, coverage options, and accessibility.

Unable to find your industry? View more here or call for assistance 844.520.6993.

Insurance Map

Janitorial Insurance
Available in the following states:

  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming