Janitorial Insurance

STARTING AT

$27

/MONTH

The Insurance Marketplace for Cleaning Businesses and Janitorial Services

Insurance Canopy & Janitorial Insurance

As a trained professional, you do your best to keep your clients safe and satisfied. However, your cleaning business faces risks every day, such as spills and stains from cleaning solutions, damage to a client’s possessions or property, and slip-and-fall accidents. You never know when an accident could sweep your financial resources away. Janitorial liability insurance can protect you in case an accident happens. We offer janitorial insurance policies at an affordable price, and our licensed insurance agents are available to answer any questions you may have about purchasing a policy. Contact us today to get insurance for your janitorial business.

Our Partners
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Coverage Details

Maximum Liability Insurance Limits

The most your policy will pay in a 12-month policy period for bodily injury and property damage claims that you become legally obligated to pay due to your business services.

$2,000,000

The maximum amount your policy will pay in a 12-month period for bodily injury and property damage claims that result from the products you use to perform your services. However, it does not cover products that are sold, or distributed.

$2,000,000

The maximum your policy will pay for a bodily injury or property damage claim that you become legally obligated to pay due to your business services.

$1,000,000

The amount that your policy will pay for claims arising out of one or more of the following offenses:

  • False arrest, detention or imprisonment
  • Malicious prosecution
  • Wrongful eviction or wrongful entry
  • Oral or written publications that slander or libels a person or organization
  • Oral or written publication or material that violates a person’s right of privacy
  • The use of another’s advertising idea in your advertisement

$1,000,000

Applies to damage by fire to premises rented to the insured and to damage regardless of cause to premises (including contents) occupied by the insured for 7 days or less.

$100,000

A general liability coverage that reimburses others, without regard to the insured’s liability, for medical or funeral expenses incurred by such persons as a result of bodily injury or death sustained by accident under the conditions specified in the policy.

$5,000

Optional Coverage Options

Tools & Equipment Coverage

Limits / Occurrence / Aggregate

Premium 

Deductible

$1,000/$3,000

$40

$250

$2,000/$6,000

$55

$5,000/$10,000

$60

Still doing your research?

Have questions?

Our licensed agents are available to answer any questions you may have (se habla español)

Janitorial Additional Insureds

Janitorial Insurance customers also have the option to add additional insureds to their coverage for $50. Third parties may want to be added to your insurance policy by endorsement so that your policy may protect them from third-party claims arising out of your negligence. This means that you can add property management or HOA’s to your insurance policy so they can receive protection if they are named in a suit due to a covered business-related loss or claim you have caused.

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Policy Date & Cancellations

  • Policy Date: Your policy coverage begins on the date that you set as the effective date. The policy effective date is set when you are purchasing your policy.
  • Cancellations: You may cancel your Insurance Canopy policy at any time, but there is no money-back guarantee on months that you have already paid for.

Purchase Policy

Digital Insurance Certificate

Create transparency with your customers and show them they are working with a true professional, with coverage. Insurance Canopy customers can easily access their certificate of insurance online and move forward with the job at hand. We also offer a site seal that you can display on your website, business card, or wherever else you’d like to show your customers that you are insured.

Purchase Policy

Questions About Janitorial Insurance

Choosing the right insurance is critical.

You can’t afford gaps in your coverage that could put you out of business.
Janitor cleaning floor - choosing the right janitor insurance

Janitorial Insurance

Monthly Policy: Starting at $26.67/month – Protect your business and equipment with complete janitorial business insurance! Work with our experts that understand possible claims you will face! Let us be your resource and answer any questions you may have.

Learn More About Insurance for Cleaning Businesses

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Janitorial Insurance

Licensed in All 50 States​

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