Fitness Instructor Insurance

Powerful Insurance Crafted For Fitness Professionals

What Is Fitness Instructor Insurance?

Fitness instructor insurance is designed to help cover the cost of first- and third-party claims for:
  • Client injuries or deaths
  • Stolen equipment
  • Damaged property
Unfortunately, accidents do happen, but having insurance can help you keep your business operations running smoothly and save you thousands in out-of-pocket expenses. In the case of a lawsuit, an insurance policy can help you cover the costs whereas a client safety waiver cannot.

Not to mention, insurance for fitness instructors can be used by those who may teach outside of a gym—such as online, at spas, in corporate offices, or at health facilities. Insurance Canopy’s policies meet the needs of a variety of different facilities and allow you to add additional insureds to your plan.

A fitness teacher demonstrates an exercise
A fitness professional with a medicine ball.

How Much Does Fitness Liability Insurance Cost?

Fitness insurance with Insurance Canopy starts at $12.50 a month for our basic plan and equipment coverage. You can save an additional 14% by switching to our annual plan that starts at $129 a year.
Because no two trainers are the same, the cost of your policy is tailored to you. Your annual revenue, past claims history, training style, and additional coverages can impact the price you pay. Get a free quote in minutes and see what we can do for you!

Trusted Coverage From Insurance Experts


Years of Experience


Businesses Trust Insurance Canopy


Industries Covered

Questions About Fitness Instructor Insurance

Related Articles

One of the most asked questions with online trainers is, “How do I get online fitness clients?”Instead of clients coming into the gym looking for a trainer, you now have…
If you’re looking to become a personal trainer, but you already have…
Despite being a newer company, Fitness Mentors is making an impact in…