Gymnastics Insurance
Top-Rated Insurance That Stretches to Meet Your Coaching Needs
What Is Gymnastics Insurance?
Gymnastics insurance is essential coverage that includes both general and professional liability to protect gymnastics coaches and instructors financially.
Balance beams, uneven bars, somersaults — your sport requires careful training because of its inherent physical risks. Even under your professional guidance, accidents can still happen. With gymnastics insurance coverage, you won’t have to pay for damages like student injury, property damage, and more on your own.
Gymnastics liability insurance gives you peace of mind so your business can stick the landing on and off the mat.
What Does Gymnastics Liability Insurance Cover?
General Liability Insurance
General liability insurance is coverage for third-party (student or other) bodily injury or property damage. This insurance can pay for general claims that occur from you operating your gymnastics business.
Professional Liability Insurance
Professional liability insurance is coverage for your professional services, i.e. your gymnastics instruction. This can cover you for claims of negligence and even for students dissatisfied with your coaching.
Personal and Advertising Injury Coverage
Personal and advertising injury coverage protects you financially from paying for non-physical damages, such as libel, slander, invasion of privacy, and copyright infringement.
Sexual Abuse & Molestation (SAM) Insurance (+$10.33/month):
Personal and advertising injury coverage protects you financially from paying for non-physical damages, such as libel, slander, invasion of privacy, and copyright infringement.
Products and Completed Operations Coverage
Products and completed operations coverage can pay for injury or property damage caused by the products or equipment you use, as well as your completed services (i.e. a session or class).
Coverage for Damage to Premises Rented to You
Coverage for damage to premises rented to you can pay to repair damage to your rented space caused by your gymnastics coaching business.
Medical Expense Limit
Whether or not you’re at fault, the medical expense limit can pay for medical bills if a third party is physically injured as a result of your gymnastics coaching business.
Who Needs Gymnastics Coach Insurance?
If you coach or teach gymnastics, you need liability insurance to safeguard your business.
Gymnastics insurance is tailored for:
- Gymnastics coaches
- Gymnastics instructors
- Personal trainers who work with gymnasts
- Independent contractors who coach gymnastics at gyms, fitness centers, camps, schools, recreational centers, workshops, and other venues
Most facilities require you to carry insurance — and list them as an additional insured on your policy — as a requisite to employment or contract work.
Insurance Canopy’s coverage enables you to check off these requirements easily and focus on what matters. No wobbles, no slips — just reliable protection that makes sense.
How Much Is Gymnastics Insurance?
Insurance Canopy’s gymnastics insurance starts at just $15/month. Or save nearly 12% with one annual payment of $159. Either way, get one of the most affordable policies on the market compared to the average gymnastics insurance cost!
Our customizable approach to insurance ensures you pay only for what you need. Enhance your policy with any of our optional add-ons:
- Additional insureds ($15/individual or $30/unlimited): Extends your coverage to qualified third parties, such as schools, gyms, or event organizers.
- Cyber liability insurance ($8.25/month): Coverage in case of cyber attacks on your business or data breaches of the info you store about students online.
- Gear and equipment coverage ($1.33-$10.67/month): Coverage for your movable business property, such as your mats, portable springboards, or business laptop, in case of theft or damage — multiple tiers available!
- Diet and nutrition coverage ($6.83/month): Coverage for any meal plans or diet advice you offer students.
- Sexual Abuse and Molestation (SAM)(+$10.33/month): Optional coverage in case your instructions are misinterpreted as inappropriate or you’re accused of sexual misconduct.
About Insurance Canopy’s Coverage
- Excellent-rated carrier
- Monthly or annual payment options
- On-the-go coverage for wherever you work
- One policy covers all your fitness modalities
- Instant coverage and Certificate of Insurance
- 24/7 online access through your user dashboard
- Occurrence-form coverage* for long-term protection
- Licensed (and non-commissioned) agents ready to help
- Exclusive resources to grow your business — at no extra cost!
Hear From Our Happy Policyholders
Yep, they rate us nearly 5 stars!
-
Thank you so much
Steve Monreal
July 11, 2025I needed a portable policy as a yoga instructor. I found this company in an online search. Called and got details from them, was quite surprised at how affordable... Read More
Jamie Calaway
July 4, 2025Very easy & quick experience. We got insurance in no time with no hassle. Thank you!
Robert Earnest
July 4, 2025 -
I am glad I went with them. I needed a last minute policy to cover an event I was doing and they had exactly what I needed at a... Read More
Deloris Pacheco
June 27, 2025Very easy to renew policy
Elyce Nissinoff
June 18, 2025Representative Sarah was very helpful. Walked me through every step and not to mention the price even matched the service! Would recommend to any and everyone.
queenkiam
June 18, 2025 -
Would have 5 starts, but not right now. This is the first time I have ever had to pay for an additional insured ever in 20 year's. They either have... Read More
Anthony Burgess
June 18, 2025Very user friendly platform. Multiple options. Very good pricing. Needed liability insurance in order to secure a very good paying event for my solo tribute show. Was set up within... Read More
Michael Riley
June 18, 2025Needed DJ insurance for Memorial Day weekend & was squared away within an hour for 2 events! Highly recommend
Jay Solis
June 18, 2025 -
What a lovely experience I had with Insurance Canopy! Easy and fast sign up, great policy, matches my needs as a self-employed business owner. Highly recommend!
Masha Rusanov
June 18, 2025great little company, with fair pricing, for entertainers who need occasional coverage. however, they have long hold times to speak to an agent, and their customer service left a little something... Read More
Gretje Angell
June 18, 2025Provides event insurance at a very reasonable price compared to other companies. Easy to purchase and provide proof of insurance.
David Fox
May 18, 2025 -
They can help.you with the right Insurance you need, and the lowest price
Alvaro Baltazar
May 18, 2025everything is excellent
Radames Martinez
May 18, 2025Extremely affordable event insurance and an easy to work with system and team that will advise you every step of the way!
Ishan Arvin
May 18, 2025 -
Affordable for dance & yoga folk. Thumbs up!
Maia Claire
May 18, 2025Affordable. Thank you.
Ana Young
April 18, 2025For me, this application process was super efficient and easy to navigate on line. That goes a long way!
Holly Mulder
April 18, 2025 -
I'm a new customer/policy holder. Super easy online application and policy setup. Very competitive rates. Certificate of insurance generated and received (PDF) immediately once method of payment established. Great service... Read More
Matthew Terry
April 18, 2025Canopy insurance has covered my DJ business for several years and I am totally satisfied with their services. Thank you DjVic🎧
DjVic Universal Sounds
March 18, 2025I have not had any issues over the years with Insurance Canopy, with canceling and renewing, I have found the cost of coverage in line or better then some. I have... Read More
John Corkins
March 18, 2025 -
I was feeling overwhelmed with the specifications needed for my insurance coverage. I was offered friendly, quick and clear assistance. Through Canopy and Rey's help I was able to obtain... Read More
ESPIE QUINTERO
February 18, 2025Great for Event Insurance - most affordable
Gaby Nobrega
February 18, 2025I have them for 3 years this year seems price went up . I have never had to use them for a claim so really couldn’t tell you about that!
Denice Lapointe
February 18, 2025 -
TLJ's Mobile Mixology, LLC had been insured with Insurance Canopy since it's inception and we have no complaints.
Tenisha J.
February 4, 2025Knowledgeable, kind, attentive and professional. She helped me to feel comfortable, well taken good care of and get the service possible.
Ed Levitt
February 3, 2025As a Massage Therapist, I was not aware until a few years ago that I did not have to be part of an Organization to get my liability insurance! I... Read More
Kristie Williams
January 30, 2025 -
This insurance has helped me secure events with my corporate and local government clients. They have great customer service and are always willing to help.
Tony Felix
January 23, 2025Representative was clear & concise in explaining specifics of the policy. Cost of policy very reasonable.
John B
January 16, 2025Was waiting for two other insurance companies to get back to me for over 2 1/2 weeks and losing money every day. Sitting here, frustrated I asked ChatGPT what... Read More
Chad Laibly
January 6, 2025
-
Thank you so much
Steve Monreal
July 11, 2025 -
I needed a portable policy as a yoga instructor. I found this company in an online search. Called and got details from them, was quite surprised at how affordable... Read More
Jamie Calaway
July 4, 2025 -
Very easy & quick experience. We got insurance in no time with no hassle. Thank you!
Robert Earnest
July 4, 2025 -
I am glad I went with them. I needed a last minute policy to cover an event I was doing and they had exactly what I needed at a... Read More
Deloris Pacheco
June 27, 2025 -
Very easy to renew policy
Elyce Nissinoff
June 18, 2025 -
Representative Sarah was very helpful. Walked me through every step and not to mention the price even matched the service! Would recommend to any and everyone.
queenkiam
June 18, 2025 -
Would have 5 starts, but not right now. This is the first time I have ever had to pay for an additional insured ever in 20 year's. They either have... Read More
Anthony Burgess
June 18, 2025 -
Very user friendly platform. Multiple options. Very good pricing. Needed liability insurance in order to secure a very good paying event for my solo tribute show. Was set up within... Read More
Michael Riley
June 18, 2025 -
Needed DJ insurance for Memorial Day weekend & was squared away within an hour for 2 events! Highly recommend
Jay Solis
June 18, 2025 -
What a lovely experience I had with Insurance Canopy! Easy and fast sign up, great policy, matches my needs as a self-employed business owner. Highly recommend!
Masha Rusanov
June 18, 2025
Buy Gymnastics Coach Insurance in Minutes
Affordable, flexible, and supportive — Insurance Canopy’s got you covered.
Coverage Details
General & Professional Liability Limits
The most your policy can pay annually for bodily injury and property damage claims occurring during your coverage as a result of your business operations or professional services. For example, someone slips in your studio or is injured during a workout you were leading.
$3,000,000
The maximum amount your policy will pay annually for claims of bodily injury or property damage due to an incident that occurred with a product during or after your class, such as a faulty piece of equipment injuring a client.
$3,000,000
The amount your policy will pay for claims arising out of one or more of the following offenses:
– False Arrest, detention or imprisonment
– Malicious prosecution
– Wrongful Eviction or Wrongful Entry
– Oral or written publications that slander or libels a person or organization
– Oral or written publication or material that violates a person’s right of privacy
– The use of another’s advertising idea in your advertisement
Included
The maximum the insurance carrier will pay for a bodily injury or property damage claim that you become legally obligated to pay due to your business and professional services.
$2,000,000
Applies to damage by fire to premises rented to the insured and to damage regardless of cause to premises (including contents) occupied by the insured for 7 days or less.
$300,000
A no-fault medical policy that allows you to cover medical or funeral expenses for an individual up to the issued limit without deducting from the general liability aggregate limit. The injury or death must be as a result of a bodily injury caused by business operations.
$5,000
The amount we deduct from a claim before paying up to your policy limits.
$0
Optional Add-Ons
Also known as “inland marine,” it covers property that is movable or transportable in nature (e.g. supplies, equipment, or inventory) but excludes coverage for structures and items that are a permanent part of the structure. There are multiple tiers of coverage to choose from, starting at $1.33/month with a $100 deductible per claim.
$1.33 – $10.67/month
$8.25/month
Coverage for additional services you offer clients, such as diet guidelines, meal plans, or the sale/recommendation of health supplements. These services are not covered by professional liability and require Diet & Nutrition Coverage.
$6.83/month
Coverage for a third party, such as a business, property owner, event organizer, or employer who could be named in a claim arising from your business operations. It cannot be used for employees, friends or family, other trainers, yourself, or other businesses you may own. Add one additional insured for $15, or choose unlimited additional insureds for $30.
$15–$30/year
Coverage for defense costs if you’re wrongly accused of sexual harassment or improper conduct.
$10.33 – $14.46/month
FAQs About Gymnastics Insurance
Why Do I Need Insurance as a Gymnastics Coach?
You need insurance as a gymnastics coach to protect your business, bank account, and reputation when risks turn into reality. Even under the strictest precautions and your watchful eye, students — and others! — can get hurt in an instant.
Having insurance means you won’t have to pay out of pocket to make things right and to keep doing what you love. You may even be required to carry insurance to work at certain schools or facilities. For peace of mind that you won’t have to put your coaching on hold, it’s a smart investment to get covered.
What Are Common Gymnastics Claims Examples?
- A student sprains an ankle after a dismount. They claim your instruction was unclear and sue you over the injury.
- A student slips on a puddle of water in the training area, falls, and suffers a concussion. They say you failed to maintain a safe environment.
- A student miscalculates their back handspring and crashes into the rec center’s wall. The center’s director demands you pay to repair the gaping hole left by your student.
- Theft of your gymnastics equipment from your car while traveling between two work locations.
- A competitor claims that the new coaching logo you posted on Instagram looks too similar to theirs.
The list of “what-ifs” is endless. Having the right gymnastics insurance coverage is like the ultimate crash mat that softens the financial blow when mishaps occur.
Does Insurance Canopy’s Coverage Include Mobile Gymnastics Insurance?
Yes! Insurance Canopy’s coverage includes mobile gymnastics insurance. Your coverage goes wherever you coach.
This means you’re covered for incidents that occur at any of your coaching locations, as well as at competitions and events.
If you work at multiple locations that require you to list them as additional insureds, your best value is to opt for unlimited additional insureds for only $30/year!
Are There Any Exclusions or Limitations in the Policy?
Though your policy includes coverage for over 100 fitness styles, please note that there are some exclusions, including aerial, water, and martial arts fitness methods.
This policy is designed to cover individual coaches or instructors, so it does not cover gyms, studios, schools, or recreational centers.
Have questions? We can help! Contact us today.
How Do I Know if I Have Enough Coverage?
Your gymnastics insurance coverage bundles the two main types of insurance you need: general and professional liability insurance. Your policy includes industry-preferred coverage of $2 million per claim (occurrence) and $3 million for the whole policy year (aggregate), so you know you’ll be covered when it counts.
If you need help selecting the coverage that’s right for you, our licensed agents would love to walk you through it. Give us a call at 844.520.6993.
How Do I Get a Gymnastics Liability Insurance Quote?
Getting your free quote is easy:
- Choose your policy type.
- Select your optional add-ons.
- Tell us about your business.
- Receive your custom quote in your inbox.
- Check that everything looks great.
- Complete your purchase online.
The best part? You can get insured in under 10 minutes and get to coaching fast.
Still have questions regarding liability insurance for personal trainers? Feel free to reach out to our licensed insurance agents. We are available Monday through Friday from 8am–8pm ET.
Phone: 844.520.6993
Email: info@insurancecanopy.com
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