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Dietitian Liability Insurance

Balanced Coverage So You Can Work Confidently
AS LOW AS

$21.08

Monthly
MOST POPULAR

$229

Annually
Rated 4.8 out of 5

What Is Dietitian Insurance?

Dietitian insurance is liability coverage designed to protect against third-party claims. For example, a client tripping and breaking a wrist at your office, or alleging that your professional advice caused them harm.

*Diet & Nutrition coverage from Insurance Canopy is intended for health and wellness professionals or freelance dietitians who work independently and who may offer clients general health and diet guidelines, meal planning ideas/assistance, or the recommendation of supplements. This coverage is not designed for registered dietitians working for hospitals, assisted living facilities, nursing homes, home health care providers, health clinics, schools, or professional sports teams.

⁺Those offering nutritional advice and services must have the required certifications to do so in their area.

Who Is Diet and Nutrition Insurance For?

Diet and nutrition coverage is intended for professionals who provide nutritional guidance to their clients. It may also provide some coverage to health and wellness professionals who provide dietary advice or support to clients.

Not the right fit? Other wellness professionals who provide health goal support to clients might consider our nutritionist insurance or health coach insurance.

Our coverage is not meant for dietitians or nutritionists employed by medical facilities, professional sports teams, schools, nursing homes, or similar organizations. If you make or sell vitamins or dietary supplements, you will need a separate product liability insurance policy tailored to cover them.

How Much Does Dietitian Insurance Cost?

At Insurance Canopy, the cost of dietitian insurance coverage starts at $21.08 per month or $229 per year. Our flexible payment options make it easy for you to protect the hard work you’ve put into your career.

What Liability Insurance Coverage Do Dietitians Need?

Dietitians should carry general and professional liability insurance to protect against risks when working independently. Both are included in our standard policy.

  • General liability is made to cover day-to-day incidents, like damage to rented property or client slip-and-fall injury claims
  • Professional liability (E&O) is made to cover professional mistakes related to something you have done (or haven’t done) in the scope of a client service

Insurance Canopy offers these coverages as optional add-ons for your policy:

Dietician Insurance Coverage

General & Professional Liability Limits
Limits

The most your policy will pay for bodily injury and property damage claims occurring in the policies term that you become legally obligated to pay due to your business services.

$2,000,000

The maximum amount paid per incident during the term of the policy.

$1,000,000

The maximum amount your policy will pay in a 12-month period for bodily injury and property damage claims that result from the products you use to perform your services. However, it does not cover your products that are sold or distributed.

$1,000,000

The amount that your policy will pay for claims arising out of one or more of the following offenses:

  • False Arrest, detention or imprisonment
  • Malicious prosecution
  • Wrongful Eviction or Wrongful Entry
  • Oral or written publications that slander or libels a person or organization
  • Oral or written publication or material that violates a person’s right of privacy
  • The use of another’s advertising idea in your advertisement

Included

Applies to damage by fire to premises rented to the insured and to damage regardless of cause to premises (including contents) occupied by the insured for 7 days or less.

$300,000

A no-fault medical policy that allows you to cover medical or funeral expenses for an individual up to the issued limit without deducting from the general liability aggregate limit. The injury or death must be as a result of a bodily injury caused by business operations.

$ 5,000

Included

Optional Add-Ons

Also known as “inland marine,” it covers property that is movable or transportable in nature (e.g. supplies, equipment, or inventory) but excludes coverage for structures and items that are a permanent part of the structure. There are multiple tiers of coverage to choose from, starting at $1.33/month with a $100 deductible per claim.

$4,000

Financial coverage if you experience false allegations of sexual abuse, molestation, or misconduct.

$300,000

$500,000 or $1,000,000

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Protect Your Practice Today

Dietitian insurance from Insurance Canopy offers you top-rated professional and general liability coverage to give you peace of mind and help you focus on your clients.

Questions About Dietitian Insurance

Yes, you need dietitian liability insurance to protect yourself against third-party liability claims of medical injuries, libel, slander, property damage, and more. It’s designed to protect your financial assets if you were to be sued due to your business operations.

For example, you could be held liable for claims that include giving advice that causes harm, recommending products that make a client sick, damaging any rented property you may do business in, and even having a client slip and fall in your office.

By carrying insurance, you also demonstrate that you care about both your clients’ well-being and your business’s safety.

Some of the risks you face as a dietitian include:

  • Client injury or illness
  • Errors and omissions
  • Slip-and-fall incidents
  • Property damage claims
  • Stolen or damaged gear

Regardless of how careful you are, you face many risks throughout various aspects of your practice as a dietician. It’s important to understand what could potentially go wrong so that you can properly protect yourself with liability insurance tailored for dietitians.

Dietitians choose Insurance Canopy to protect their work for:

  • Affordable, customizable coverage that goes where you go
  • Flexible payment options that fit your business needs
  • Customer support that’s ready to help every step of the way
  • Top-rated carrier for peace of mind when claims arise
  • 24/7 access to your policy via an online dashboard
  • Option to add unlimited additional insureds
  • Exclusive benefits to help you grow your dietitian business (at no extra cost!)

At Insurance Canopy, our policy combines general and professional liability insurance for dietitians with the option of additional coverage. Think of it as the ultimate wellness plan for your dietitian business.

  • Log in to your online account
  • Navigate to the “Manage policies” section
  • Click on “File a claim”
  • Add your information and supporting documentation and submit your claim

After submitting a claim, a claims adjuster will usually contact you in about 24–48 hours to provide you with your claim number, answer any questions you may have, and request additional information if needed.

Choosing the right insurance is critical.
You can’t afford gaps in your coverage that could put you out of business.
Bowls of berries and a cutting board.

Still have questions regarding our policies? Feel free to reach out to our licensed insurance agents. We are available Monday through Friday from 8am–8pm ET.

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*All customers who purchased a policy before 7/1/2024 will have a policy issued through Great American Insurance. This policy does not include occurrence form coverage and will be eligible to receive it after 7/1/2025.

What kind of work do you do?

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    Exclusions

    This policy is not designed to cover:

    • Industrial control engineers
    • Defense contractors
    • Medical software companies
    • Crypto exchanges
    • Gambling platforms
    • Physical security system installers
    •  Heavy equipment integrators

     

    Not available if you manage or control systems involving:

    • Pressure or ventilation systems
    • Fire suppression or explosives
    • Hazardous materials
    • Radiation or pharmaceuticals
    • Water supply or waste management
    • Energy, fuel, mining, construction
    • Environmental systems
    • Aircraft, drones, spacecraft
    • Watercraft, trains, automobiles, motorcycles
    • If you build firmware or embedded software controlling industrial physical equipment.
    • If you support:
    • Military operations
    • National defense
    • Homeland security
    • Law enforcement
    • Weapons
    • Anti-terrorism
    • Public safety
    • Surveillance
    • Crime detection
    • Emergency response
    • Physical security systems
    • If more than 25% of your revenue comes from:
      • Federal government work
      • Military or defense operations
    • If more than 50% of your revenue comes from:
    • Equipment installation
    • Maintenance
    • Physical service work



    Restricted if you work in:

    • Ride-sharing platforms
    • Equipment sharing platforms
    • For-rent-by-owner platforms
    • Help-for-hire platforms
    • Delivery services
    • Banking or financial services
    • Cryptocurrency / blockchain / NFTs
    • Geospatial mapping / aerial photography
    • GPS systems
    • Gambling or gaming
    • Dating or sexually suggestive content
    • Violence-related content
    • Alcohol, marijuana, CBD
    • Tobacco / nicotine / e-cigarettes
    • Flammable or electrical products
    • Food-related services

    Our licensed, U.S.-based agents are here for you from 8 a.m. to 8 p.m. Eastern, Monday through Friday, so they can enjoy evenings and weekends with the people who matter most.