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Personal Trainer Insurance

Save up to 25% a year on Personal Training Insurance with Insurance Canopy*

AS LOW AS

$12.50

Monthly
MOST POPULAR

$129

Yearly
*On average, a new policyholder may pay 25% less in yearly premiums with Insurance Canopy when compared to other popular fitness insurance policies.
Personal Trainer Insurance

Save up to 25% a year on Personal Training Insurance with Insurance Canopy*

AS LOW AS

$12.50

Monthly
MOST POPULAR

$129

Yearly

Save an Additional 14%

*On average, a new policyholder may pay 25% less in yearly premiums with Insurance Canopy when compared to other popular fitness insurance policies.

Get affordable, A+ rated personal training insurance today.

A personal trainer fist bumps a client.

Do I Need Personal Trainer Insurance?

Yes! No matter how careful you are, accidents can happen. Having personal training liability insurance can make handling accidents and claims easier.

Train at multiple gym locations, give nutrition or dietary advice, offer online sessions, or work with clients outside of a gym—your coverage goes with you! We offer coverage to personal trainers in a variety of general and niche practices, such as:

What Is Personal Training Insurance?

Personal trainer insurance helps to provide financial coverage for claims of injuries, illnesses, or damages caused by your professional services. You may have help paying for legal fees, medical bills, loss of wages, or the cost to repair or replace damaged or stolen equipment.

These incidents are commonly covered by General and Professional Liability Insurance, which are included in our policy. General Liability helps with claims of injuries or damages caused by you doing business, while Professional Liability helps with claims of injuries or damages caused by the services you offer. If someone trips over extra gear lying on the ground or accidentally drops weights during a session, you may be covered for the resulting costs.

How Much Does Personal Trainer Insurance Cost?

Personal training insurance costs $12.50 a month, or you can save 14% by switching to an annual policy for just $129 a year. Our base policy includes coverage for general and professional liability, as well as the option to add on tools and equipment insurance, cyber liability, and diet and nutrition coverage. Full time, part-time, and student trainers can all receive coverage under our policy. Our personal trainer liability insurance quotes can even be completed online in just 10 minutes or less. When comparing insurance policies, it’s easy to just focus on the price. You don’t want to settle for a policy with low limits or gaps in coverage—especially with the risk of expensive claims. Enjoy financial peace of mind and train your clients with confidence with Insurance Canopy. Our top-rated, cheap personal trainer insurance is trusted by trainers like you!

Online Personal Trainer Insurance

Virtual classes are more popular than ever. Insurance Canopy is proud to provide coverage for online personal trainers, allowing you to expand how you teach. Our policy covers personal trainers who teach live online classes or offer pre-recorded training sessions.

Personal Trainer Insurance

Annual Policies Starting at $129 – Personal Trainer Insurance from Insurance Canopy offers you essential Professional Liability and General Liability Insurance so you can continue doing what you love—helping clients reach their goals.

Why Choose Insurance Canopy?

We Have A (Nearly) 5 Star Rating

  • Faith at Insurance Canopy is great to work with. She is very responsive and efficient with responses when requests are made and always with a positive attitude. She is... Read More

    Todd McCabe Avatar Todd McCabe
    March 3, 2023

    Quick easy to understand and reasonable. Detailed instructions and easy to ise. Canopy did it all for my team

    Kappa Xi Avatar Kappa Xi
    September 26, 2022

    Great service

    lamonte hatch Avatar lamonte hatch
    August 26, 2022
  • Easy to use and reasonably priced

    Doug Mickan Avatar Doug Mickan
    June 19, 2023

    Easy to sign up and great customer service!

    Maureen Davis Avatar Maureen Davis
    February 6, 2023

    So far this company has been great. Answered my questions promptly and got a quote promptly.

    Natalie Thompson Avatar Natalie Thompson
    October 12, 2022
  • I’m so happy with your company!!!

    Jenalyn Smith Avatar Jenalyn Smith
    October 19, 2022

    Insurance Canopy has given us piece of mind to conduct our business and know that it, as well as, our clients are protected. The ease of accessing any policy documents... Read More

    It’s About 2 Go Down Entertainment Avatar It’s About 2 Go Down Entertainment
    June 21, 2023

    Wonderful quick and easy!

    shani files Avatar shani files
    December 6, 2022
  • Super fast and easy to set up. Very reasonably priced.

    Rachel Miller Avatar Rachel Miller
    February 6, 2023

    I’ve been looking for the right insurance company. And I’ve found it ! Awesome prices and great coverage plans. Thank you !!

    Javier Valderrama Jr (BeastMode_Cyclist_Javy) Avatar Javier Valderrama Jr (BeastMode_Cyclist_Javy)
    August 26, 2022

    Simple and easy on line process and I saved money compared to a large nationally known insurer

    Bill Ladwig Avatar Bill Ladwig
    January 6, 2023
  • I'm excited excellent price

    Edgar roberto Lobos Avatar Edgar roberto Lobos
    February 20, 2023

    Quick and painless way to get insured

    Jay Foster Avatar Jay Foster
    February 20, 2023

    My personal liability insurance for teaching fitness classes was so easy to set up! Plus, I needed to make a correction and their customer service was very prompt. Highly recommend... Read More

    Juju Rafii Avatar Juju Rafii
    December 6, 2022
  • Easy to follow instructions on establishing my DJ liability insurance. Pricing was the best I've found to suit my needs.

    Judy Carter Avatar Judy Carter
    September 26, 2022

    So far, so good.

    Jeff Nelson Avatar Jeff Nelson
    December 6, 2022

    Incredibly user-friendly set up. Super impressed with the ease of purchasing my policy. Great!

    Tim Cunningham Avatar Tim Cunningham
    June 26, 2022
  • Excellent online experience, clean, clear instructions. At the right price too.

    Malcom Massey Avatar Malcom Massey
    September 26, 2022

    Great site to work with.

    Patti Lee Avatar Patti Lee
    June 5, 2023

    It was a easy sign up experience .

    Laroi Newman Avatar Laroi Newman
    July 26, 2022
  • Chat rep was knowledgeable and professional and website was easy to navigate and apply for business insurance.

    Matt R Avatar Matt R
    July 26, 2022

    Easy to sign up. Got my insurance emailed to me within minutes. Thank you!

    Jason Lavea Avatar Jason Lavea
    June 12, 2023

    Beta use only // easy, great… unbelievably easy to add and remove and insured and uninsured… almost too easy so thank you dad

    kayla ciruzzi Avatar kayla ciruzzi
    May 26, 2023
  • Very easy to quote and bind! Excellent price for the coverage.

    Matt Forneris Avatar Matt Forneris
    August 26, 2022

    Super easy, easy to understand and a great price.

    Alan Browning Avatar Alan Browning
    September 26, 2022

    Easy. Quick. Responsive on chat.

    Me Avatar Me
    May 29, 2023
  • They did actually do a great job at establishing my policy quickly and answering my questions by phone. Would recommend to others.

    Roberto Olivares Avatar Roberto Olivares
    September 26, 2022

    Service rep was very knowledgeable very helpful and got the job done for what I needed Immediately . Can't say enough about Hi service

    Clifford Lo Sasso Avatar Clifford Lo Sasso
    January 6, 2023

    The process to apply for insurance was very easy and I appreciated how smooth it went. However, I didn’t like auto renew without my permission. I’m 69 and... Read More

    Regina Nowak Avatar Regina Nowak
    May 26, 2023
  • Your insurance provisions work perfectly for me. No overhead or long term contracts and I'm able to pass along the cost to my clients. Thanks!?

    Gary Morton Avatar Gary Morton
    July 26, 2022
  • Excellent online experience, clean, clear instructions. At the right price too.

    Malcom Massey Avatar Malcom Massey
    September 26, 2022
  • Beta use only // easy, great… unbelievably easy to add and remove and insured and uninsured… almost too easy so thank you dad

    kayla ciruzzi Avatar kayla ciruzzi
    May 26, 2023
  • This was a very easy process of purchasing DJ insurance, I mostly like the affordable reasonable rates.

    Jeffrey “Jay jay” C Avatar Jeffrey “Jay jay” C
    June 19, 2023
  • Service rep was very knowledgeable very helpful and got the job done for what I needed Immediately . Can't say enough about Hi service

    Clifford Lo Sasso Avatar Clifford Lo Sasso
    January 6, 2023
  • Faith at Insurance Canopy is great to work with. She is very responsive and efficient with responses when requests are made and always with a positive attitude. She is... Read More

    Todd McCabe Avatar Todd McCabe
    March 3, 2023
  • Easy peezy

    Tom Razin Avatar Tom Razin
    September 26, 2022
  • Very easy process. Stefani stayed on the phone and walked me through the process. Took about 5 minutes and my group was insured. Excellent service.

    Robert Stewart Avatar Robert Stewart
    June 26, 2022
  • Reliable, efficient and affordable! The new online form was quick and simple, it took me less than 15 minutes to complete. They are also very quick on answering any... Read More

    Elena Azama Avatar Elena Azama
    May 26, 2023
  • Quick and easy insurance for my mobile DJ business.

    Burton Nuse Avatar Burton Nuse
    October 19, 2022

Coverage Details

General Liability Limits

The most your policy will pay in a 12 month policy period for bodily injury and property damage claims that you become legally obligated to pay due to your business and professional services.

$3,000,000

The maximum amount your policy will pay in a 12-month period for bodily injury and property damage claims that result from the products you use to perform your services. However, it does not cover your products that are sold or distributed.

$3,000,000

The amount that your policy will pay for claims arising out of one or more of the following offenses:
– False Arrest, detention or imprisonment
– Malicious prosecution
– Wrongful Eviction or Wrongful Entry
– Oral or written publications that slander or libels a person or organization
– Oral or written publication or material that violates a person’s right of privacy
– The use of another’s advertising idea in your advertisement

Included

The maximum the insurance carrier will pay for a bodily injury or property damage claim that you become legally obligated to pay due to your business and professional services.

$2,000,000

Applies to damage by fire to premises rented to the insured and to damage regardless of cause to premises (including contents) occupied by the insured for 7 days or less.

$300,000

A general liability coverage that reimburses others, without regard to the insured’s liability, for medical or funeral expenses incurred by such persons as a result of bodily injury (BI) or death sustained by accident under the conditions specified in the policy.

$5,000

This is the amount we deduct from a claim before paying up to your policy limits.

$100

Additional Optional Limits

Inland marine insurance covers tangible property that is movable or transportable in nature (e.g. supplies, equipment, or inventory) but excludes coverage for structures and items that are part of the structure.

$2,000

The maximum amount paid out in the case of a cyber attack on your business. Because this coverage is not automatically included in the standard General Liability Policy, you will need to opt into this coverage. See the application for additional coverage details for Cyber Liability Insurance.

$100,000

Coverage for additional services you offer clients, such as diet guidelines, meal plans, or the sale/recommendation of health supplements. These services are not covered by professional liability and require Diet & Nutrition Coverage.

Included when added

1 Additional Insured – $15 
Unlimited Additional Insureds – $30

Ready For A Free Quote?
Easy Quote!

Questions About Personal Trainer Insurance

Choosing the right insurance is critical.
You can’t afford gaps in your coverage that could put you out of business.
Play Video about A personal trainer leads a class.

Still have questions regarding liability insurance for personal trainers? Feel free to reach out to our licensed insurance agents. We are available Monday through Friday from 8am–8pm ET.

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