Personal Trainer Insurance

Elevate Your Credibility With Personal Training Insurance

AS LOW AS

$12.50

Monthly
MOST POPULAR

$129

Yearly
Personal Trainer Insurance

Elevate Your Credibility With Personal Training Insurance

AS LOW AS

$12.50

Monthly
MOST POPULAR

$129

Yearly

Save an Additional 14%

Insurance Canopy provides affordable, A+ rated personal training insurance.

A personal trainer fist bumps a client.

Do I Need Personal Trainer Insurance?

Yes! No matter how careful you are while training, accidents can happen—and that’s okay! Having personal training liability insurance can make handling accidents and claims easier.

You also have the ability to train at multiple gym locations, give nutrition or dietary advice, offer online sessions, or work with clients outside of a gym. We offer coverage to personal trainers in a variety of general and niche practices, such as:

What Is Personal Training Insurance?

Personal trainer insurance provides financial coverage for claims of injuries, illnesses, or damages arising from your personal training services. This can include paying for legal fees, medical bills, loss of wages, or the cost to repair or replace damaged or stolen equipment.

Insurance Canopy’s policy includes general and professional liability insurance, and can include coverage for:

How Much Does Personal Trainer Insurance Cost?

Full time, part-time, and student trainers can all receive coverage under our policy starting at just $12.50 a month. Our base policy includes coverage for general and professional liability as well as tools and equipment insurance.

If you prefer to pay a one time price for a year of coverage, our annual policy starts at $129. You can save 14% just by switching to an annual policy. Our personal trainer liability insurance quotes can even be completed online in just 10 minutes or less.

When comparing insurance policies, it’s easy to just focus on the price. You don’t want to settle for a policy with low limits or gaps in coverage—especially with the risk of expensive claims. Enjoy financial peace of mind and train your clients with confidence with Insurance Canopy. Our top-rated cheap personal trainer insurance is trusted by trainers like you.

Online Personal Trainer Insurance

It’s 2022, and virtual classes are a thing now more than ever. Insurance Canopy is proud to provide coverage for online personal trainers, allowing you to expand how you teach. Our policy covers personal trainers who teach live online classes or offer pre-recorded training sessions.

Personal Trainer Insurance

Annual Policies Starting at $129 – Personal Trainer Insurance from Insurance Canopy offers you essential Professional Liability and General Liability Insurance so you can continue doing what you love—helping clients reach their goals.

Why Choose Insurance Canopy?

We Have A (Nearly) 5 Star Rating

  • They took care of business! Easy process and cheap price to pay for peace of mind and being able to say you are a pro and fully insured.

    Jimmy Fish Avatar Jimmy Fish
    February 13, 2023

    Exactly what I needed

    Nichole Jackson Avatar Nichole Jackson
    December 6, 2022

    Good insurance! Quick!

    Ariana Hadavi Avatar Ariana Hadavi
    October 19, 2022
  • Super easy, easy to understand and a great price.

    Alan Browning Avatar Alan Browning
    September 26, 2022

    Instructor at Orange Door Yoga in Grand Junction, Co

    Terry Talbot Avatar Terry Talbot
    February 20, 2023

    Super fast and easy to set up. Very reasonably priced.

    Rachel Miller Avatar Rachel Miller
    February 6, 2023
  • Quick easy to understand and reasonable. Detailed instructions and easy to ise. Canopy did it all for my team

    Kappa Xi Avatar Kappa Xi
    September 26, 2022

    Easy to use. Very good user experience. Definitely recommend insurance copy for fellow musicians performing live at events etc.

    Ted K Avatar Ted K
    June 26, 2022

    Amazing service. Very fast, straightforward and helpful. Thank you for providing me with the necessary insurance coverage for my company and equipment. ???

    Mike Cruz Avatar Mike Cruz
    October 12, 2022
  • Excellent online experience, clean, clear instructions. At the right price too.

    Malcom Massey Avatar Malcom Massey
    September 26, 2022

    Wonderful quick and easy!

    shani files Avatar shani files
    December 6, 2022

    Easy peezy

    Tom Razin Avatar Tom Razin
    September 26, 2022
  • Sarah was outstanding!!! Wonderful customer service with a smile and a laugh!! Doesn’t get any better than that!

    Darci Menard Avatar Darci Menard
    February 6, 2023

    It was easy to fill the forms out online and all the information

    Melissa Prado Avatar Melissa Prado
    August 26, 2022

    Easy to follow instructions on establishing my DJ liability insurance. Pricing was the best I've found to suit my needs.

    Judy Carter Avatar Judy Carter
    September 26, 2022
  • Great service

    lamonte hatch Avatar lamonte hatch
    August 26, 2022

    Easy to set up And good price! I did shop around and found this company took me 20 minutes to get everything done ...got a custome made Liquor Liability insurance... Read More

    Carlos Aguirre Avatar Carlos Aguirre
    June 26, 2022

    I’m so happy with your company!!!

    Jenalyn Smith Avatar Jenalyn Smith
    October 19, 2022
  • They did actually do a great job at establishing my policy quickly and answering my questions by phone. Would recommend to others.

    Roberto Olivares Avatar Roberto Olivares
    September 26, 2022

    So far, so good.

    Jeff Nelson Avatar Jeff Nelson
    December 6, 2022

    Very easy process. Stefani stayed on the phone and walked me through the process. Took about 5 minutes and my group was insured. Excellent service.

    Robert Stewart Avatar Robert Stewart
    June 26, 2022
  • Quick and easy insurance for my mobile DJ business.

    Burton Nuse Avatar Burton Nuse
    October 19, 2022

    I got the coverage I needed. The coverage wasn’t extravagant in price and I was able to add an additional insured. Thanks for the great service.

    ShoMoDjs DJ and Audio Visual Services Avatar ShoMoDjs DJ and Audio Visual Services
    January 6, 2023

    Easy to sign up and great customer service!

    Maureen Davis Avatar Maureen Davis
    February 6, 2023
  • Rates were very competitive and I had great help when I called with questions. The application was fast and easy to fill out online. I haven’t had to file a... Read More

    Katie Gustafson Avatar Katie Gustafson
    August 26, 2022

    So far this company has been great. Answered my questions promptly and got a quote promptly.

    Natalie Thompson Avatar Natalie Thompson
    October 12, 2022

    I had the best experience because I spoke with an agent Stephanie Davis that was truly knowledgeable and very patient with me to walk me through the entire process.... I... Read More

    Cabbage Avatar Cabbage
    August 26, 2022
  • Fast Great Reasonable Coverage Price!!!! Very helpful to all who needs insurance right away and to any type of business who has to comply with proof of insurance. it's... Read More

    John Togado Avatar John Togado
    December 6, 2022

    Very easy and efficient. It was just what I needed

    Deborah West Avatar Deborah West
    February 27, 2023

    It was a very easy experience.

    Pamela Burton Avatar Pamela Burton
    February 13, 2023
  • Easy to set up And good price! I did shop around and found this company took me 20 minutes to get everything done ...got a custome made Liquor Liability insurance... Read More

    Carlos Aguirre Avatar Carlos Aguirre
    June 26, 2022
  • My personal liability insurance for teaching fitness classes was so easy to set up! Plus, I needed to make a correction and their customer service was very prompt. Highly recommend... Read More

    Juju Rafii Avatar Juju Rafii
    December 6, 2022
  • Instructor at Orange Door Yoga in Grand Junction, Co

    Terry Talbot Avatar Terry Talbot
    February 20, 2023
  • Fast, easy, affordable.

    Steve Proctor Avatar Steve Proctor
    September 26, 2022
  • Faith at Insurance Canopy is great to work with. She is very responsive and efficient with responses when requests are made and always with a positive attitude. She is... Read More

    Todd McCabe Avatar Todd McCabe
    March 3, 2023
  • Easy to use. Very good user experience. Definitely recommend insurance copy for fellow musicians performing live at events etc.

    Ted K Avatar Ted K
    June 26, 2022
  • Chat rep was knowledgeable and professional and website was easy to navigate and apply for business insurance.

    Matt R Avatar Matt R
    July 26, 2022
  • Super fast and easy to set up. Very reasonably priced.

    Rachel Miller Avatar Rachel Miller
    February 6, 2023
  • Very easy to obtain a policy

    John Faughey Avatar John Faughey
    December 6, 2022
  • Quick and painless way to get insured

    Jay Foster Avatar Jay Foster
    February 20, 2023

Coverage Details

1 Additional Insured: $15, Unlimited Additional Insureds: $30

General Liability Limits

The most your policy will pay for bodily injury and property damage claims, occurring during your coverage, as a result of your business operations or professional services.

$3,000,000

This is the maximum amount your policy will pay in a 12-month period for product liability claims and completed operations claims.
  • Product Liability claims are the result of bodily harm or property damage incurred by your products
  • Completed Operations claims are the result of bodily harm or property damage incurred by business operations conducted away from your business’s premises—even after business operations have been completed or abandoned

$3,000,000

The amount that your policy will pay for claims arising out of one or more of the following offenses:
  • False Arrest, detention or imprisonment
  • Malicious prosecution
  • Wrongful Eviction or Wrongful Entry
  • Oral or written publications that slander or libels a person or organization
  • Oral or written publication or material that violates a person’s right of privacy
  • The use of another’s advertising idea in your advertisement

Included

The maximum amount paid per incident during the term of the policy due to your business and professional services.

$2,000,000

Applies to damage by fire to premises rented to you and to damage, regardless of cause, to premises (including contents) occupied by your business for 7 days or more for fire, 7 days or less for other types of covered damage.

$300,000

A no-fault medical coverage that allows you to cover medical or funeral expenses for an individual up to the issued limit—without deducting from the general liability aggregate limit. The injury or death must be as a result of a bodily injury caused by business operations or professional services.

$5,000

Additional limits

Also known as Inland Marine Insurance or Business Personal Property, this policy covers tangible property that is movable or transportable in nature (e.g. supplies, equipment, or inventory) but excludes coverage for structures and items that are part of the structure.

$2,000

The maximum amount paid out in the case of a cyber attack on your business. Because this coverage is not automatically included in the standard General Liability Policy, you will need to opt into this coverage.

$100,000

This is the amount you pay for every claim filed before reaching your policy limits.

$100

Ready For A Free Quote?
Easy Quote!

Questions About Personal Trainer Insurance

Choosing the right insurance is critical.
You can’t afford gaps in your coverage that could put you out of business.
Play Video about A personal trainer leads a class.

Still have questions regarding liability insurance for personal trainers? Feel free to reach out to our licensed insurance agents. We are available Monday through Friday from 8am–8pm ET.

Get A Free Personal Training Waiver!

Insurance Policy + Client Waiver = Stronger Protection

When used with an insurance policy, a waiver can help you better protect yourself from costly claims. Download our free waiver and start training with confidence.

NOTE: A waiver does NOT take the place of insurance or guarantee 100% legal protection

Get A FREE Personal Training Waiver!

Insurance Policy + Client Waiver = Stronger Protection

When used with an insurance policy, a waiver can help you better protect yourself from costly claims. Download our free waiver and start training with confidence.

*NOTE: A waiver does NOT take the place of insurance or guarantee 100% legal protection

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