At Insurance Canopy, we offer dance instructor policies tailored specifically to their businesses. Our Dance Instructor Insurance is a combination of both General and Professional Liability Insurance. You also benefit from the following:

• General Liability Insurance protects you against third-party bodily injury or property damage claims that arise out of your dance instruction. Pushing a client past their limits could cause a lawsuit claim against you when an injury results.
• Professional Liability Insurance would protect your business against claims that your negligence in your dance class led to bodily injury or property damage
• Equipment Insurance offers you protection for your dance equipment. From your railings to mirrors to props, if someone broke into your car and stole your equipment, you could file a claim.
• Medical Expense Coverage is a good-faith portion of your insurance which could pay for the medical expenses of someone who gets injured while you teach them. This could pay for their medical bills instead of taking you to court for those fees.

As a dance instructor, you may not know the types of risks you face when teaching classes. Whether you run your own studio or rent a space, accidents can and do happen and you need to be protected against worst-case scenarios that could cause you financial harm.

• Negligence Claims- Say you’re teaching a class and you over-stretch a student. If they decide to go to the hospital due to any resulting pain, you could be sued for negligence.
• Slip-and-Fall Incidents- If you run your own studio and a client slips, breaking their ankle, you could be held liable for their medical expenses.
• Property Damage Claims- When you rent space in someone’s facility, you could be liable for any property damage that happens as a result of any classes you hold there.
• Stolen Gear Claims- Traveling from one studio to the next? If your gear gets stolen out of your vehicle, you could possibly file a claim to get that gear recovered.