Dance Instructor Insurance

Choreograph Your Credibility As A Dance Instructor



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$150 per year

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Dance Instructor Insurance from Canopy

Insurance Canopy provides affordable "A+ rated" insurance for dance instructors and other fitness professionals. With a general & professional liability policy from Insurance Canopy, you can trust that you're getting comprehensive coverage with some of the most competitive premiums in the nation.


General Liability
"As a dance instructor, my students are moving all over the place, sometimes with a partner. With my dance teacher policy through Insurance Canopy, I know I’m protected against personal injury and property damage claims. So, if a pair of students twirled with too much momentum and slammed into a wall, then my insurance could cover the claim.” -Brooke, PA
Additional Insureds
“I sometimes get to teach outside of my studio. Each time I go to a new venue, I’m required to list them as an additional insured. For one low cost of $30 I can add all the additional insureds I need!” -Haylie, UT
Professional Liability
“Dancers can be tricky to teach; knowing that my insurance protects me against professional liability lets me know that I’m protected against those types of claims. If someone sued me for faulty instruction, even if it wasn’t true, then my insurance could protect me.” -Marcos, CA


Coverage Details

1 Additional Insured - $15 - Unlimited Additional Insureds $30
General & Professional Liability Limits
General & Professional Liability $3,000,000
Products & Completed Operations Aggregate $3,000,000
Personal & Advertising Injury Included
General & Professional Liability Each Occurrence $2,000,000
Damage to Premises Rented to You $300,000
Additional limits
Inland Marine / Business Personal Property $2,000
Deductible $100
“I’m so glad I went with Insurance Canopy for my dance teacher insurance needs. They’ve been prompt and professional and I couldn’t have asked for better service.”
-Genevieve, WA
$129/yr or $12.50/mo

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Questions About Personal Trainer Insurance

Choosing the right insurance is critical. You can’t afford gaps in your coverage that could put you out of business.

What Is Dance Teacher Insurance?
Dance instructor with dance instructor insurance through Insurance Canopy teaching ballet class

Dance instructor insurance covers claims related to the day-to-day operations of your dance business. For example, if a student sustains an injury while following your instructions or you damage a studio during a training session, dance instructor insurance could help cover the costs of these claims.

Dance instructor insurance also provides coverages for business personal property, general liability, and professional liability.

Why Should I Carry Dance Teacher Insurance?
Hip hop dance class students dancing together in a group
  • Liability insurance coverage pegs you as a serious professional.
  • Clients or gym owners may require you to show proof of insurance before hiring you.
  • Liability insurance gives you a layer of defense against claims such as bodily injury or property damage.
  • If you use your own equipment or transport equipment to multiple locations, you will want to protect it against theft, damage, or loss with additional limits for business personal property coverage.
  • Gym or studio owners may require you to add them as an additional insured if you are conducting your personal trainer sessions at their gym.
  • If you offer nutrition or dietary advice as part of your services or alongside them, you could be insured with our nutrition endorsement which protects you against third-party claims your advice caused a client harm.
How Much Does Dance Instructor Insurance Cost?
Large group of girls meeting for dance class

A basic general and professional liability insurance policy starts at $129.

Do I Need Dance Instructor Liability Insurance?
Dance instructor with dance instructor insurance through insurance canopy teaching a class of kids

Yes. Dance instructor insurance is essential to your business and is designed to protect your assets if you were to be sued as a result of your business operations. You could be held liable for claims that include injuries, illnesses, or damages arising from your classes.

National Personal Trainer Institute

NPTI is an industry leader in personal trainer education programs. They offer 500/600 hours of in-person training taught by highly qualified instructors. Once you receive your education through NPTI, you never need to renew or take continuing education courses, and your certification is good for life.

Need additional information before making a decision?
Give our team a call today at 844.520.6993
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