DJ Insurance for One Day
Event Insurance for DJs, VJs, & KJs
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Why Insurance Canopy for DJ Insurance for a Day?
Insurance Canopy’s policies are structured specifically for DJ, VJ, and KJ professionals. We provide affordable A+ rated general liability insurance with an easy online instant application process. Be prepared for your gig by purchasing our event policy with up to 3 days of coverage. DJ liability insurance for one night leaves you fully prepared for your show in case an incident occurs.
Need DJ insurance for one day? Keep your budget balanced with affordable general and public liability insurance with 1-3 day coverage. Our prices won’t break the bank, so you can still invest in new DJ equipment like mixers, turntables, and controllers with the money you saved.
Do not expose your DJ business to potential lawsuits. Insurance Canopy manages your risk through "A+ rated" insurance, so you can focus on how your crab scratches, cuts, and hamster switches make your audience feel rather than potential injuries or damages. DJ insurance for a day protects you from unexpected claims.
Most events require a general liability policy for you to perform a DJ set. DJ liability insurance for one night allows you to be prepared and protected for your set. And you can get insured in less than 1,280 beats.
What is one day DJ Insurance?
DJ liability insurance for one day covers claims that may arise from your operations during a show. For example, if a club patron injures themselves by tripping over your equipment or you damage a venue, one day DJ insurance could help cover the costs of these claims.
DJ liability insurance provides general liability coverage for 1-3 days. This insurance covers up to three days of an event to protect you from claims.
How Much Is DJ Insurance for One Day?
A basic 1-3 day general liability insurance policy starts at $59. Each DJ event policy covers you for up to 3 days total. Unlimited additional insureds can also be purchased for just $5.
Why Should You Carry One Day DJ Event Insurance?
- Having DJ insurance for one day adds to your credibility and professionalism.
- Clients or club owners may require you to show proof of insurance before hiring you.
- DJ liability insurance for one night gives you a layer of defense against claims, such as bodily injury or property damage.
- You can enjoy financial peace of mind.
- Club or venue owners may require you to add them as an additional insured.
General Liability Limits
The most your policy will pay for bodily injury and property damage claims occurring in the policies term that you become legally obligated to pay due to your business services.
The maximum amount your policy will pay for bodily injury and property damage claims occurring in the policies term that result from the products you use to perform your services. However, it does not cover your products that are sold or distributed.
The amount that your policy will pay for claims arising out of one or more of the following offenses:
- False Arrest, detention or imprisonment
- Malicious prosecution
- Wrongful Eviction or Wrongful Entry
- Oral or written publications that slander or libels a person or organization
- Oral or written publication or material that violates a person’s right of privacy
- The use of another’s advertising idea in your advertisement
Applies to damage by fire to premises rented to the insured and to damage regardless of cause to premises (including contents) occupied by the insured for 7 days or less.
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Wedding DJ Insurance
As a wedding DJ, you know a couple can call you at any moment to help make their wedding day special. Wedding DJ insurance for one day is as flexible as you are, covering you only when you need it. One day DJ event insurance covers you for up to three days, and you can rest assured you’ll be protected from claims in case an incident occurs. Venues and wedding parties could also require proof of insurance before you begin your set. Insurance Canopy gives you the peace of mind to focus on keeping reception dancing from start to finish.
One Day DJ Event Insurance
Event Policy: Starting at $59 – Much like your mix, choosing the right one day DJ event insurance is critical. Avoid gaps in your coverage that could risk your future gigs or shows.
Frequently Asked Questions About DJ Event Insurance
Yes. One day DJ event insurance is an important component of your DJ business and is designed to protect your financial assets if you were to be sued as a result of an incident occurring at one of your gigs. You could be held liable for claims that include injuries, illnesses, or damages arising from your DJ services. The legal costs alone from claims like these can be financially devastating. With one day DJ insurance, you’ll have the protection you need just in case something goes wrong.
Yes, our one day DJ insurance policy covers lighting, but with two exclusions:
- We don’t cover pyrotechnics
- We don’t cover sound & lighting technicians
If you’re a DJ who wants to set up small light displays for your set, general liability insurance is included under the Event Policy. But if you set up lights for other DJ’s sets, those events would not be covered.
To fit your DJ business needs, Insurance Canopy provides two DJ policies—an event policy and an annual policy. An event policy is best suited for DJs who are playing one show or are playing at a weekend-long event. The show policy is active for up to 3 consecutive days. An annual policy is active for one year and is designed for DJs who perform year-round or plan on DJing for several months at a time. Keep in mind that Tools & Equipment Coverage is not available with the event policy. To learn more about the two coverages, take a look at this blog, Do You Need a DJ Event Policy or DJ Annual Policy?
Both our annual and event policies cover mobile DJs.
For the best coverage, we suggest purchasing the annual policy with the option to add Tools & Equipment coverage, also known as Inland Marine Insurance. This coverage extends protection to your gear and equipment that you take with you when you travel to events. It is designed to cover damage or theft to your business’ property, even when you are performing on location.
Your general liability policy covers third-party claims against you—when you cause damage to someone else’s property or injure someone due to negligence.
To keep your gigs insured on the road, purchase mobile DJ insurance and opt to add coverage for your gear today!
Choosing the right insurance is critical.
Need additional information before making a decision?
Give our team a call today at 844.520.6993.