Performers and Entertainers Insurance
Insurance for Entertainers, Performers, and more.
Annual and Event Policies available
Why Insurance Canopy for Performers and Entertainers Insurance?
Easily purchase a policy with all the coverages you need, without talking to an agent! This package gives coverage to individual and group performing acts at an affordable price! A+ rated insurance that you can trust! Purchase today.
What is Performers and Entertainers Insurance?
Performers and entertainers insurance covers claims that arise from your operations during a performance or accidents that occur while you’re entertaining. General liability protection is intended for bodily injury and property damage for your customers and your venues. Opt for purchasing personal coverage rather than relying on the venue’s policy.
For venues requiring larger coverage limits, excess liability coverage amounts are available. And add venues or employers as an additional insured on your policy at any time.
Who is Performers and Entertainers Insurance For?
Pick a letter to see if you’re covered under our policy
Actors (Individual)
As an individual actor (not as part of a theater production or movie set) you're likely performing a show at an event or festival. Did you know most events require you to carry liability insurance to cover accidents and damages? We’ve got you covered.
Balloon Aritists
It might never happen to you, but balloon artist insurance can provide you a financial safety net in case that balloon pops and you get hit with a claim. Take your show on the road without all the worry of accidents or lawsuits arising from your art with our best performer and entertainer insurance.
Bands
Book your next gig with insurance protection for your band and instruments! Liability claims can be costly, don’t let finances break up your band. Have the right coverage in place to make entertaining the only thing on your mind.
Caricature Artists
You might not think using your talents to create fun and entertaining drawings for clients could come with liability claims. But, many venues and events require caricature artists to carry liability insurance to work with them. Show them you see the full picture with Insurance Canopy.
Chalk Artists
While chalk is a dangerously good time, it doesn’t seem like the riskiest business. But, if you’re looking to perform at events throughout the year, most events require liability insurance to participate. Get backed by the most affordable insurance around and keep drawing.
Clowns
Every day, you bring audiences laughter, joy, and entertainment. Don't let a liability claim from your big feet get in the way of your clowning around. Get protected with the most affordable clown insurance to keep everyone smiling.
Contortionists
You’re an expert at making your body fit into tight spaces. Contorting your wallet to pay out liability claims isn’t something you’ve trained for. Our top rated insurance lets you keep the contortions to your body.
Comedians
It may seem unnecessary to carry performer and entertainer insurance as a comedian, but did you know some comedy clubs require it? Whether you tour or do local events, potential liabilities can interfere with your business revenue. Let us be your comedian insurance partner.
Dancers (Individual)
Your dances are poetry in motion for your audience. Don’t let accidents ruin your art. Insurance protects you if you damage props or equipment during the performance or accidentally injure a member of the audience.
Disc Jockies
Maybe music is your passion, maybe it’s the art of performing for crowds, but it probably isn’t dealing with insurance claims for your business. Good news for you; we provide entertainers insurance that will keep you protected. Let us take that off your plate, or should we say turntable?
Drag Queens
Being a drag queen is fulfilling but not cheap. Between costumes, make up, and props, you invest a lot into your performance. A key to it all is interacting with your audience. Keep your hard-earned tips the audience gives you, protected from accidents with liability insurance designed for drag queens.
Emcee/Master of Ceremonies
Emcees bring the energy. You set the tone for the rest of the show, engaging your audience every step of the way. What happens if the audience gets too excited and someone gets insured? Our liability insurance protects you from claims stemming from your performance.
Fairytale Characters
Bringing characters to life makes children’s fairy tales feel like reality. Don’t let the villains become a reality. All it takes is one child getting too excited and hurting themselves before a claim has your pockets locked away in a tower. Escape from the risks of claims with our insurance.
Impersonators
You work hard to nail those impersonations so they don’t fall flat for an audience. Let us be your source for performer and entertainer insurance in case you need coverage from a series of unfortunate events. Performing live means you never know what will happen next!
Interactive Drumming
You bring drumming to life with greater audience participation. That also comes with greater risks as your audience has more opportunity to injure themselves during your performance. Get peace of mind with liability insurance coverage.
Jugglers
Anyone who has a special talent for juggling things knows that one wrong slip can throw off a whole show. Without juggler insurance, one insurance claim can do the same thing to your business, so let us juggle the claims while you worry about putting on a good show!
Magicians
While the audience focuses on your illusions, who watches your back in case of accidents in your show? Claims pop up more often than not in our society, so protect your business with entertainer's insurance!
Mimes
Whether you are hired to entertain a crowd or are working freelance, insurance won’t hurt your act! Our mime insurance policy is designed to protects against injuries to you or the audience, damages to locations you are working at, and more. Let our liability insurance be your solution!
Musicians (Individual)
While you might perform solo on stage, it doesn’t mean you need to be solo in your business. We are here to be your insurance support in the event of accidents, damage to venues, or other incidents while you’re on stage! We can even cover your instruments!
Party Princesses
As a party princess, you bring children’s favorite characters to life at parties. Don’t let an accident resulting in a claim be a party pooper. Protect yourself with performers and entertainers insurance.
Pianists
A master of the ivories, you conjure melodies with effortless grace. Accidentally damaging the piano while performing your masterpiece can feel like a sharp note to your pockets. Entertainer and performer insurance gives you the peace of mind to focus on the music.
Puppeteers
Don’t let the strings of lawsuits tie you down or keep you from performing art and entertaining audiences. Accidents can happen during performances including damage to your property or the venue. Carry puppeteer insurance designed for you and protect your business and puppets!
Reenactors
Most reenactors work at venues that require you to carry liability insurance. Remember lines, evoking the right emotions, and engaging the audience brings enough stress. Get peace of mind with liability insurance.
Roller Skaters
Performing tricks and acts while roller skating is no easy feat. That’s why audiences pack venues to watch you glide. While the audience watches you perform, roller skater liability insurance watches your back when accidents happen.
Santas
Spending holidays or special occasions with you in costume should bring out the best in people! But what happens when you get stuck with an insurance claim? Are you prepared to pay or could you use a professional performers and entertainers insurance?
Story Tellers & Poets
Let us tell you a story of live performing arts and the potential risks for liability claims arising, even from the spoken word. In our society, liability claims occur for all types of events. The good news is that your story can have a happy ending, by purchasing storyteller or poet insurance designed for your business, with coverages and experts that know how to handle artist-specific claims.
Stilt Walkers
Walking on stilts might make you the tallest person on earth, but it probably doesn’t make you the most nimble. Performer liability insurance gives you the nimble coverage to keep your business protected and keep you walking tall.
Street Performers/Buskers
As a street performer, you draw a large crowd and bring out ooohs, aaahs, and hopefully some good tips. Many cities require you to carry liability insurance to perform on their streets. Make it easier to keep performing while protecting yourself from accidents with busker liability insurance.
Trick Ropers
Being a trick roper is not only a great workout, but it really captivates an audience. Even the best trick ropers can’t control every audience member. Insurance Canopy protects you if someone gets a little too close and injures themselves during your performance.
Trivia Hosts
Today’s bonus category is liability insurance. Who covers the cost if someone trips over your equipment or your equipment damages the venue? You if you don’t have entertainer and performer liability insurance. Get protected today.
Unicyclists
Staying balanced while performing tricks for your audience requires enough attention. Don’t let liability claims give your show a flat tire. Protect it with the right liability coverage.
Ventriloquists
Of course, we could tell you not to be a dummy and purchase insurance. Live performances come with unique risks, but you can have peace of mind by purchasing ventriloquist insurance for your gigs. We’re designed for this industry and can even cover costs to replace your dummy if stolen or damaged.
Yodelers
Did you know that some venues require you to have entertainer insurance? Additionally, some people ask to be an additional insured on your policy. All of that is possible with our yodeler insurance designed for performers and yodelers alike!
Coverage Details
General Liability Limits
The most your policy will pay for bodily injury and property damage claims occurring in the policies term that you become legally obligated to pay due to your business services.
$2,000,000
The maximum amount your policy will pay in a 12-month period for bodily injury and property damage claims that result from the products you use to perform your services. However, it does not cover your products that are sold or distributed.
$2,000,000
The amount that your policy will pay for claims arising out of one or more of the following offenses:
- False Arrest, detention or imprisonment
- Malicious prosecution
- Wrongful Eviction or Wrongful Entry
- Oral or written publications that slander or libels a person or organization
- Oral or written publication or material that violates a person’s right of privacy
- The use of another’s advertising idea in your advertisement
$1,000,000
The maximum amount paid per incident during the term of the policy.
$1,000,000
Applies to damage by fire to premises rented to the insured and to damage regardless of cause to premises (including contents) occupied by the insured for 7 days or less.
$300,000
Additional limits
Purchase a entertainers event policy and get short-term coverage.
$59
Entertainers annual policy that will remain in effect the whole year.
from $199
Still doing your research?
Have a question for us?
Performer Liability Insurance
Event Policy: Starting at $59 – Choosing the right performers insurance is critical. You can’t afford mishaps that could put you out of business or put your financial future at risk.
Questions About Performers and Entertainers Insurance
- By having entertainer insurance you’re pegged as a serious professional.
- Clients may require you to show proof of insurance before hiring you.
- Liability insurance for performers and entertainers gives you a layer of defense against claims, such as bodily injury or property damage.
- You can enjoy financial peace of mind.
- Venue owners also may require you to add them as an additional insured.
Choose the best policy to fit your needs. Our Annual policy provides coverage for 12 months and starts at $199 per year with options to add excess coverage limits and coverage for your equipment and gear in the monthly price.
If you are booking 3 or fewer events in a year, purchase the event policy for a better deal, up to 3 days of coverage starting at $59 for each gig.
Claims and lawsuits from event venues and clubs are becoming more common. Don’t let the financial risk be all on you, purchase insurance today!
Yes. Performers and entertainers insurance is an important component of your business. It protects your financial assets if you were to be sued as a result of your business operations. You could be held liable for claims that include injuries, illnesses, or damages arising from your services.
The legal costs alone from claims like these can be financially devastating. With entertainers insurance, you’ll have the protection you need just in case something goes wrong.
You never know when you will need to file a claim because the performance and entertainment industries can be so unpredictable. Claims happen primarily because of damages or injury caused to a third party.
Examples of recent claims:
- Property Damage: Scratching or scuffing the dance floor or stage of a venue is one of the most common claims we see. Replacing or resurfacing that large space can be very expensive, sometimes in the thousands of dollars for a claim.
- Personal Injury: Santa Claus is a tricky gig when there are frightened little kids, when they squirm to get away, you could end up with a claim for injuries sustained. We also know that cords can be a tripping hazard for attendees at your events. Injuries sustained are common and frequent claims that you will face as a performer.
- Inland Marine: Equipment and gear are not covered under your General Liability policy, but there is an additional option you can purchase for the chance your equipment sustains damage at an event. We often see claims resulting from weather damage (rain) or theft of an insured’s personal property.
Performers and entertainers insurance has many types of coverage. Here are the basics without any additional coverages added:
- General Liability: Designed for claims of bodily injury and property damage. It may cover claims up to $2 million in your policy term.
- Personal & Advertising Injury: For suits involving libel or slander in regard to your business.
- Damage to Premises Rented to You: Designed for accidents to the rental space you use for work or storing your equipment. Up to $300,000 per policy year.
- Medical Expense Limit: Coverage for reimbursement of medical bills incurred while performing or entertaining for you or others. This coverage may cover up to $5,000 per year in claims of this nature.
Along with your annual policy, you can purchase coverage for your equipment, tools, and gear. You have the option to add this coverage, along with the right to reimbursement for the costs of your actual gear. Starting at less than $6 per month, you can easily add this coverage at any time to your policy.
If you are purchasing an event policy, you cannot add equipment coverage.
Choosing the Right Insurance is Key
If you still have coverage questions or need more information, our customer service team is ready to help you protect your business today with Insurance Canopy.
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