844.520.6993

Performers Insurance

Showstopping insurance for performers and entertainers

Annual and Event Policies available

STARTING AT

$199

Annually
AS LOW AS

$59

3-Day Event Policy

4.8/5

Why Choose Insurance Canopy for Performers Insurance?

Fast, flexible, and affordable — Insurance Canopy provides highly rated, comprehensive, and customizable liability insurance for performers like you, whether you need coverage today, tomorrow, or all year long.

Backed by
Great American Insurance Group logo

What Is Performers Liability Insurance?

Performers insurance is designed to protect you from claims that occur during or as a result of your performance or business operations. It acts as a financial safety net in the event of accidents, injuries, or property damage incidents involving your audience, customers, and venues.

For example, you accidentally scuff up the flooring at a venue with your specialty clown shoes or put a dent in the wall with an amp while setting up for a music gig. Or an audience member breaks a wrist after tripping over one of your improperly secured extension cords.

Plus, most venues and events require proof of liability insurance with them listed as an additional insured on your policy in case something goes awry during your set.

Purchase Policy

actor holding script on stage doing a performance or rehersal
close up of balloon artist
band performing in recording room or stage
side view of caricature artists finished products
close up of hands doing chalk art on street
two clown performers
contortionist performing
comedian laughing mid-joke on stage
ballet or free form dancer performing
A DJ spinning tracks excitedly at a club
drag queen looking surprised
emcee or host with microphone
woman dressed as a fairy in the forrest
professional Elvis impersonator in front of Las Vegas sign
close up of hands on drums
man balancing juggling balls
magician flipping cards with sunglasses on and a hat
female mime with hands up
A musician playing a jazzy solo on the saxophone
A smiling party princess in an elegant dress
professional piano player at the piano surrounded by fog
Puppets hanging in a puppeteer’s studio
close up of WW1 reenactor uniforms
A roller skater skating on a sunny afternoon
A smiling Santa Claus looking forward
poet or storyteller with notebook in front of crowd
group of 4 brightly dressed people on stilts
A street performer in the middle of a guitar solo
A trick roper jumping in the air
A trivia host standing in front of a crowd of children
A unicyclist outside performing tricks
ventriloquist dummy on stage looking creepy
woman in german clothes yodeling in a field

Performers Liability Insurance - Annual and Event Policies

You have options with Insurance Canopy. If you only book one or two gigs a year, single-event policies meet most venue requirements and provide coverage for up to three days.

For growing performers or those with three or more shows a year, an annual policy provides more cost-efficient coverage with protection for unlimited gigs over a 365-day period. Plus, annual policies allow you to opt-in to key additional coverages like Gear and Equipment Coverage (also known as inland marine) or Cyber Liability Coverage.

Book My Performers Policy

Coverage Details Limits

Included

General Liability Aggregate Limit

$2,000,000

Products – Completed Operations Aggregate Limit

$2,000,000

Personal and Advertising Injury Limit

$1,000,000

General Each Occurrence Limit

$1,000,000

Damage to Premises Rented to You Limit (Any One Premises)

$300,000

Medical Expense Limit

$5,000

Unlimited Additional Insureds

$10 for Annual and Event

Additional Limits (Annual Only)

Equipment and Gear Coverage

$2,000 policy year

+$7.50/month

$5,000 policy year

+$15/month

Deductible

$250

Excess Liability Coverage ($1,000,000)

+$29.17/month

Cyber Liability Coverage ($100,000)

+$8.25/month

Policy Pricing

Annual Policy – 365 Days Covered

From $18.50/month

Event Policy – 1-3 Days Covered

From $59 per event

microphone

Still doing your research?

Have a question for us?

Common Risks Performers Face

Liability insurance isn’t just for bartenders and fire-breathers. Risks exist wherever there are other people — even a small town cafe with a crowd of five or an annual charity fundraiser with 100 guests coming and going.

Here are just a few examples of potential risks that could financially disrupt your act:

  • Someone spills their drink on your speakers or laptop during your set
  • A person trips over your electrical cord, falls, and sues you to cover their medical bills
  • You accidentally cause damage to a venue where you’re performing
  • A tree falls and crushes your equipment during an outdoor performance
  • Another local artist accuses you of stealing their advertising ideas

What Types of Coverage Are Included in Performer Insurance?

Both Event and Annual Performer Policies include:

  • General Liability: Coverage for injuries and damages done to those other than you, like audience members and event spaces
  • Personal and Advertising Injury: Coverage for copyright infringement, libel, and slander claims
  • Damage to Premises Rented to You: Coverage for damage to rented spaces like venues, recording studios, and similar places
  • Medical Expense Limit: Coverage for medical injuries, regardless of who is at fault

We also provide optional add-ons for annual policies, such as equipment and gear coverage, cyber liability insurance, and the ability to add additional insureds for a nominal fee.

Additional Optional Coverages (Annual Policies Only):

  • Equipment and Gear Coverage: Coverage for equipment damaged or stolen during or traveling to an event
  • Cyber Liability Coverage: Coverage for cybercrimes and data breaches if you store client information online
  • Additional Insureds (AIs): Extends your coverage to specific others, primarily venue owners and event coordinators

 

Cost of Annual Insurance for Performers

Annual policies start at just $18.50 per month or $199 per year and include comprehensive general liability coverage. You can add optional coverages for equipment and gear (from $7.50/month), excess liability (+$29.17/month), and cyber liability (+$8.25/month).

Gear and equipment coverage helps you repair or replace damaged or stolen equipment. With an annual policy, you can choose either:

  • $2,000 of coverage per policy year (+$7.50/month) OR
  • $5,000 of coverage per policy year (+$15/month)

Get a Quote

Cost of Event Insurance for Performers

Event performer insurance policies start at $59 for up to three days of coverage and include general liability, personal and advertising injury, products — completed operations, damage to premises rented to you, and a medical expense limit.
Event policies do not qualify for add-on coverages.

Buy a Policy

Questions About Performer Insurance

Why Choose Insurance Canopy?

We want you to have a long and successful career! Insurance Canopy has reliable performer liability insurance you can apply for in 10 minutes or less online.

If you have questions or need additional assistance, our customer service team can help. All agents are licensed, non-commissioned agents ready to help you find the right coverage for your business. Contact us online or call our U.S.-based English and Spanish-speaking customer service line at (844) 520-6993 Mondays-Fridays 8 am to 8 pm EST (excluding holidays).

Read Reviews From Real Insurance Canopy Policyholders

Here's what some of our 14,700+ customers have to say about their experience.

  • Thank you so much

    Steve Monreal Avatar Steve Monreal
    July 11, 2025

    I needed a portable policy as a yoga instructor. I found this company in an online search. Called and got details from them, was quite surprised at how affordable... Read More

    Jamie Calaway Avatar Jamie Calaway
    July 4, 2025

    Very easy & quick experience. We got insurance in no time with no hassle. Thank you!

    Robert Earnest Avatar Robert Earnest
    July 4, 2025
  • I am glad I went with them. I needed a last minute policy to cover an event I was doing and they had exactly what I needed at a... Read More

    Deloris Pacheco Avatar Deloris Pacheco
    June 27, 2025

    great little company, with fair pricing, for entertainers who need occasional coverage. however, they have long hold times to speak to an agent, and their customer service left a little something... Read More

    Gretje Angell Avatar Gretje Angell
    June 18, 2025

    What a lovely experience I had with Insurance Canopy! Easy and fast sign up, great policy, matches my needs as a self-employed business owner. Highly recommend!

    Masha Rusanov Avatar Masha Rusanov
    June 18, 2025
  • Needed DJ insurance for Memorial Day weekend & was squared away within an hour for 2 events! Highly recommend

    Jay Solis Avatar Jay Solis
    June 18, 2025

    Very user friendly platform. Multiple options. Very good pricing. Needed liability insurance in order to secure a very good paying event for my solo tribute show. Was set up within... Read More

    Michael Riley Avatar Michael Riley
    June 18, 2025

    Would have 5 starts, but not right now. This is the first time I have ever had to pay for an additional insured ever in 20 year's. They either have... Read More

    Anthony Burgess Avatar Anthony Burgess
    June 18, 2025
  • Representative Sarah was very helpful. Walked me through every step and not to mention the price even matched the service! Would recommend to any and everyone.

    queenkiam Avatar queenkiam
    June 18, 2025

    Very easy to renew policy

    Elyce Nissinoff Avatar Elyce Nissinoff
    June 18, 2025

    They can help.you with the right Insurance you need, and the lowest price

    Alvaro Baltazar Avatar Alvaro Baltazar
    May 18, 2025
  • Provides event insurance at a very reasonable price compared to other companies. Easy to purchase and provide proof of insurance.

    David Fox Avatar David Fox
    May 18, 2025

    Affordable for dance & yoga folk. Thumbs up!

    Maia Claire Avatar Maia Claire
    May 18, 2025

    Extremely affordable event insurance and an easy to work with system and team that will advise you every step of the way!

    Ishan Arvin Avatar Ishan Arvin
    May 18, 2025
  • everything is excellent

    Radames Martinez Avatar Radames Martinez
    May 18, 2025

    I'm a new customer/policy holder. Super easy online application and policy setup. Very competitive rates. Certificate of insurance generated and received (PDF) immediately once method of payment established. Great service... Read More

    Matthew Terry Avatar Matthew Terry
    April 18, 2025

    For me, this application process was super efficient and easy to navigate on line. That goes a long way!

    Holly Mulder Avatar Holly Mulder
    April 18, 2025
  • Affordable. Thank you.

    Ana Young Avatar Ana Young
    April 18, 2025

    I have not had any issues over the years with Insurance Canopy, with canceling and renewing, I have found the cost of coverage in line or better then some. I have... Read More

    John Corkins Avatar John Corkins
    March 18, 2025

    Canopy insurance has covered my DJ business for several years and I am totally satisfied with their services. Thank you DjVic🎧

    DjVic Universal Sounds Avatar DjVic Universal Sounds
    March 18, 2025
  • I have them for 3 years this year seems price went up . I have never had to use them for a claim so really couldn’t tell you about that!

    Denice Lapointe Avatar Denice Lapointe
    February 18, 2025

    Great for Event Insurance - most affordable

    Gaby Nobrega Avatar Gaby Nobrega
    February 18, 2025

    I was feeling overwhelmed with the specifications needed for my insurance coverage. I was offered friendly, quick and clear assistance. Through Canopy and Rey's help I was able to obtain... Read More

    ESPIE QUINTERO Avatar ESPIE QUINTERO
    February 18, 2025
  • TLJ's Mobile Mixology, LLC had been insured with Insurance Canopy since it's inception and we have no complaints.

    Tenisha J. Avatar Tenisha J.
    February 4, 2025

    Knowledgeable, kind, attentive and professional. She helped me to feel comfortable, well taken good care of and get the service possible.

    Ed Levitt Avatar Ed Levitt
    February 3, 2025

    As a Massage Therapist, I was not aware until a few years ago that I did not have to be part of an Organization to get my liability insurance! I... Read More

    Kristie Williams Avatar Kristie Williams
    January 30, 2025
  • This insurance has helped me secure events with my corporate and local government clients. They have great customer service and are always willing to help.

    Tony Felix Avatar Tony Felix
    January 23, 2025

    Representative was clear & concise in explaining specifics of the policy. Cost of policy very reasonable.

    John B Avatar John B
    January 16, 2025

    I’m very happy with my purchase of liability insurance for a one-off event. I was even able to edit the policy after it had been issued with the help of... Read More

    jay gedeon Avatar jay gedeon
    January 6, 2025
  • Thank you so much

    Steve Monreal Avatar Steve Monreal
    July 11, 2025
  • Very easy & quick experience. We got insurance in no time with no hassle. Thank you!

    Robert Earnest Avatar Robert Earnest
    July 4, 2025
  • I needed a portable policy as a yoga instructor. I found this company in an online search. Called and got details from them, was quite surprised at how affordable... Read More

    Jamie Calaway Avatar Jamie Calaway
    July 4, 2025
  • I am glad I went with them. I needed a last minute policy to cover an event I was doing and they had exactly what I needed at a... Read More

    Deloris Pacheco Avatar Deloris Pacheco
    June 27, 2025
  • great little company, with fair pricing, for entertainers who need occasional coverage. however, they have long hold times to speak to an agent, and their customer service left a little something... Read More

    Gretje Angell Avatar Gretje Angell
    June 18, 2025
  • Representative Sarah was very helpful. Walked me through every step and not to mention the price even matched the service! Would recommend to any and everyone.

    queenkiam Avatar queenkiam
    June 18, 2025
  • What a lovely experience I had with Insurance Canopy! Easy and fast sign up, great policy, matches my needs as a self-employed business owner. Highly recommend!

    Masha Rusanov Avatar Masha Rusanov
    June 18, 2025
  • Needed DJ insurance for Memorial Day weekend & was squared away within an hour for 2 events! Highly recommend

    Jay Solis Avatar Jay Solis
    June 18, 2025
  • Very user friendly platform. Multiple options. Very good pricing. Needed liability insurance in order to secure a very good paying event for my solo tribute show. Was set up within... Read More

    Michael Riley Avatar Michael Riley
    June 18, 2025
  • Would have 5 starts, but not right now. This is the first time I have ever had to pay for an additional insured ever in 20 year's. They either have... Read More

    Anthony Burgess Avatar Anthony Burgess
    June 18, 2025

Related Articles