Performer Liability Insurance
STARTING AT
/SHOW POLICY
Insurance for Entertainers, Performers, and more.
Annual and Event Policies available
Why Insurance Canopy for Performers Insurance?
Easily purchase a policy with all of the coverages you need, without talking to an agent! This package was designed for individual or group performing acts at an affordable price! A+ rated insurance that you can trust! Purchase today.
What is Performers Insurance?
Performer’s insurance is designed to cover claims that arise from your operations during a performance or accidents that occur during your performance. General liability protection is intended for bodily injury and property damage for your customers and your venues. Opt for purchasing personal coverage rather than relying on the venue’s policy.
For venues requiring larger coverage limits, excess liability coverage amounts are available. And add venues or employers as an Additional Insured on your policy at any time.
Who is Performers Insurance For?
Spending holidays or special occasions with you in costume should bring out the best in people! But what happens when you get stuck with an insurance claim? Are you prepared to pay or could you use a professional performer’s insurance?
Book your next gig with insurance protection for your band and instruments! Liability claims can be costly, don’t let finances rip apart your band. Have the right coverage in place to make performing be the only thing on your mind.
It might never happen to you, but insurance can provide you a financial safety net in case that balloon pops and you get hit with a claim. Take your show on the road without all the worry of accidents or lawsuits arising from your art with balloon artist insurance.
Anyone who has a special talent for juggling things knows that one wrong slip can throw off a whole show. Without juggler insurance, one insurance claim can do the same thing to your business, so let us juggle the claims while you worry about putting on a good show!
Maybe music is your passion, maybe it’s the art of performing for crowds, but it probably isn’t dealing with insurance claims for your business. Good news, that is what we do best! Let us take that off your plate, or should we say turntable?
While the audience is focused on your tricks and illusions, who is watching your back in case of accidents in your show? Claims pop up more often than not in our society, so protect your business with performer’s insurance!
It may seem unnecessary to carry insurance as a comedian, but did you know some comedy clubs require it? Whether you tour or just do local events, potential liabilities can interfere with your business revenue. Let us be your comedian insurance partner.
You work hard to nail those impersonations so they don’t fall flat for an audience. Let us be your source for insurance in case you need coverage from a series of unfortunate events. Performing live means you never know what will happen next!
While you might perform solo on stage, it doesn’t mean you need to be solo in your business. We are here to be your insurance support in the event of accidents, damage to venues, or other incidents while you’re on stage! We can even cover your instruments!
Of course, we could tell you not to be a dummy and purchase insurance. Live performances come with unique risks, but you can have peace of mind by purchasing insurance for your gigs. We’re designed for this industry and can even cover costs to replace your dummy if stolen or damaged.
Whether you are hired to entertain a crowd or are working freelance, insurance won’t hurt your act! Our mime insurance policy is designed to protect against injuries to you or the audience, damages to locations you are working at, and more. Let our liability insurance be your solution!
Let us tell you a story of live performing arts and the potential risks for liability claims arising, even from the spoken word. In our society, liability claims occur for all types of events. The good news is that your story can have a happy ending, by purchasing storyteller or poet insurance designed for your business, with coverages and experts that know how to handle artist-specific claims.
Don’t let the strings of lawsuits tie you down or keep you from your performing art. Accidents can happen during performances including damage to your property or the venue. So carry puppeteer insurance designed for you and protect your business and puppets!
Did you know that some venues require you to be covered by insurance? Additionally, some people ask to be listed as an additional insured on your policy. All of that is possible with our yodeler insurance designed for performers and yodelers alike!
Coverage Details
General Liability Limits
The most your policy will pay for bodily injury and property damage claims occurring in the policies term that you become legally obligated to pay due to your business services.
$2,000,000
The maximum amount your policy will pay in a 12-month period for bodily injury and property damage claims that result from the products you use to perform your services. However, it does not cover your products that are sold or distributed.
$2,000,000
The amount that your policy will pay for claims arising out of one or more of the following offenses:
- False Arrest, detention or imprisonment
- Malicious prosecution
- Wrongful Eviction or Wrongful Entry
- Oral or written publications that slander or libels a person or organization
- Oral or written publication or material that violates a person’s right of privacy
- The use of another’s advertising idea in your advertisement
$1,000,000
The maximum amount paid per incident during the term of the policy.
$1,000,000
Applies to damage by fire to premises rented to the insured and to damage regardless of cause to premises (including contents) occupied by the insured for 7 days or less.
$300,000
Additional limits
Purchase a entertainers event policy and get short-term coverage.
$59
Entertainers annual policy that will remain in effect the whole year.
from $199
Still doing your research?
Have a question for us?
Performer Liability Insurance
Event Policy: Starting at $59 – Choosing the right performers insurance is critical. You can’t afford mishaps that could put you out of business or put your financial future at risk.
Questions About Performers Insurance
- Having liability insurance pegs you as a serious professional.
- Clients may require you to show proof of insurance before hiring you.
- Liability insurance gives you a layer of defense against claims such as bodily injury or property damage.
- You can enjoy financial peace of mind.
- Venue owners may require you to add them as an additional insured.
Choose the best policy to fit your needs. Our Annual policy provides coverage for 12-months and starts at $199 per year with options to add excess coverage limits and coverage for your equipment and gear in the monthly price.
If you are booking 3 or fewer events in a year, purchase the event policy for a better deal, up to 3 days of coverage starting at $59 for each gig.
Claims and lawsuits from event venues and clubs are becoming more common, don’t let the financial risk be all on you, purchase insurance today!
Yes. Performers insurance is an important component of your business and is designed to protect your financial assets if you were to be sued as a result of your business operations. You could be held liable for claims that include injuries, illnesses, or damages arising from your services.
The legal costs alone from claims like these can be financially devastating. With performers insurance, you’ll have the protection you need just in case something goes wrong.
You never know when you will need to file a claim because this industry can be so unpredictable. Claims happen primarily because of damages or injury caused to a third party. Let us give you a couple of examples of recent claims:
- Property Damage: Scratching or scuffing the dance floor or stage of a venue is one of the most common claims we see. Replacing or resurfacing that large space can be very expensive, sometimes in the thousands of dollars for a claim.
- Personal Injury: Santa Claus is a tricky gig when there are frightened little kids, when they squirm to get away, you could end up with a claim for injuries sustained. We also know that cords can be a tripping hazard for attendees at your events. Injuries sustained are common and frequent claims that you will face as a performer.
- Inland Marine: Equipment and gear are not covered under your General Liability policy, but there is an additional option you can purchase for the chance your equipment sustains damage at an event. We often see claims resulting from weather damage (rain) or theft of an insured’s personal property.
Performers insurance has many types of coverage. We will answer the basics without the additional coverages that can be added.
- General Liability: Designed for claims of bodily injury and property damage. It may cover claims up to $2 Million in your policy term.
- Personal & Advertising Injury: For suits involving libel or slander in regards to your business.
- Damage to Premises Rented to You: Designed for accidents to the rental space you use for work or storing your equipment. Up to $300,000 per policy year.
- Medical Expense Limit: Coverage for reimbursing medical bills for you or others incurred while performing. This coverage may cover up to $5,000 per year in claims of this nature.
Coverage for your equipment, tools, and gear can be purchased along with your Annual policy. You have the option to add this coverage, along with the right limit to reimburse for the cost of your actual gear. Starting at less than $5 per month, you can easily add this coverage at any time to your policy.
If you are purchasing an event policy, equipment coverage cannot be added.
Choosing the Right Insurance is Key
If you still have coverage questions or need more information, our customer service team is ready to help you protect your business today with Insurance Canopy.
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