Wedding Liquor Liability Insurance
Alcohol insurance for weddings in 10 minutes or less
* Prices vary by state
Reliable Coverage & Service
Have instant, 24/7 online access to your policy documents, certificates of insurance, and agent support. If you need additional coverages, additional insureds, or increased limits you can also add them all from your user dashboard. With Insurance Canopy’s alcohol insurance for events, you have complete control of your insurance policies.
Event Liquor Liability Insurance
Even one liquor liability claim could cost your business hundreds of thousands of dollars in out-of-pocket costs such as attorney fees and medical expenses. Not to mention, running your business without insurance could damage your reputation. Our insurance is designed to help mitigate or even eliminate claim-related expenses.
High-Quality, A+ Rated Liquor Liability Insurance For Events
Insurance Canopy’s Event Liquor Liability Insurance is A+ rated by AM Best and protects your business through general liability insurance and liquor liability insurance. With limits of up to $2M you can rest assured, knowing your business is covered.
Wedding Liquor Coverage Details
Basic Coverage Limits Shown Below
The most your policy will pay for bodily injury and property damage claims that you become legally obligated to pay.
$2,000,000
The maximum amount your policy will pay for bodily injury and property damage claims that result from the products you use to perform your services. However, it does not cover your products that are sold or distributed.
The amount that your policy will pay for claims arising out of one or more of the following offenses: – False Arrest, detention or imprisonment
– Malicious prosecution
– Wrongful Eviction or Wrongful Entry
– Oral or written publications that slander or libels a person or organization
– Oral or written publication or material that violates a person’s right of privacy
– The use of another’s advertising idea in your advertisement.
$1,000,000
The maximum the insurance carrier will pay for a bodily injury or property damage claim that you become legally obligated to pay.
$1,000,000
Applies to damage by fire to premises rented to the insured and to damage regardless of cause to premises (including contents) occupied by the insured for 7 days or less.
$100,000
Reimburses others, without regard to the insured’s liability, for medical or funeral expenses incurred by such persons as a result of bodily injury (BI) or death sustained by accident under the conditions specified in the policy.
$5,000
What Is Wedding Liquor Liability Insurance?
Wedding liquor liability insurance is designed to protect businesses that provide alcohol at weddings through an event liquor liability policy. It is recommended that in addition to your liquor liability policy, you add general liability insurance. If you already have a general liability policy, you can add a liquor liability policy to create the ultimate bartender insurance for weddings policy.
If you are hosting a wedding and not serving the alcohol, then you would want a host liquor liability policy instead.
What You Need to Know About Alcohol-Related Incidents at Weddings
According to a study done by Alcohol.org, 53% of Americans prefer boozy weddings instead of dry ones. In another study done by Total Wine & More and BevMo! It was found that 70% to 80% of guests imbibe beer and wine while 20% to 30% prefer hard spirits.
When it comes to who is reliable for alcohol-related claims, it is important to know if the bartender or host is. Some venues may require you to have wedding liquor liability insurance. If you plan on hosting an event or serving alcohol at a wedding, we recommend you double-check with the venue on what they require you to have in order to serve alcohol. Even if your venue doesn’t require liquor liability insurance, we still recommend that you add alcohol insurance for weddings. By adding it to your general liability insurance policy, you can avoid hefty claims costs.
What Does Wedding Liquor Liability Insurance Cover?
Wedding alcohol insurance provides financial protection from alcohol-related claims. These claims can include a wedding guest who had one too many champagne toasts and decided to start fighting with the maid of honor. Or, the best man, after imbibing too many cold ones from the open bar, drives away from the venue and causes an injury accident.
Wedding liquor liability coverage covers bartenders, event hosts, and businesses that provide alcohol at weddings.
How Much Does Liquor Liability Insurance For Weddings Cost?
Our wedding alcohol insurance base policy price starts at $275 for up to three days of coverage. The number of people attending the event, the location, and how long you’ll be serving are all factors that may affect the cost of liquor liability insurance for weddings.
How To Get Wedding Liquor Liability Insurance
You can add alcohol insurance for weddings to your policy in 4 simple steps:
- Login to your user dashboard
- Click “Add A Policy”
- Choose which liquor liability policy you want
- Enjoy instant coverage for your event
Liquor Liability Insurance
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