Tutor Insurance
Liability insurance for tutors and private teachers
Business Insurance for Tutors
Insurance Canopy helps tutors protect their businesses from the cost of liability claims with A+ rated, low-cost insurance. Insurance Canopy is rated by AM Best, a national insurance rating company. With general and professional liability coverage, our tutor insurance plan covers the majority of risks a tutor may face. With Insurance Canopy you can run your business with peace of mind!
Cover Your Needs
Tutors face a unique set of risks. As such, you need a unique combination of insurance policies to cover your business. Insurance Canopy provides you with a customized insurance plan, including general liability, professional liability, and additional insureds.
Keep Your Business Running
A single liability claim could cost your tutoring business thousands of dollars in out-of-pocket expenses, not to mention damage your reputation as a tutor. Tutor insurance is designed to mitigate—and even eliminate—the cost of claims, so you can continue running your business.
Unlimited Additional Insureds
If you teach lessons in a rented space, or run your business at several different locations—like a school or tutoring club—you may be required to have insurance and include the locations as additional insureds.
Tutor Insurance: Coverage Details
General & Professional Liability Limits
The most your policy will pay in a 12 month policy period for bodily injury and property damage claims that you become legally obligated to pay due to your business and professional services.
$3,000,000
The maximum amount your policy will pay in a 12-month period for bodily injury and property damage claims that result from the products you use to perform your services. However, it does not cover products that are manufactured, sold, or distributed.
$1,000,000
The amount that your policy will pay for claims arising out of one or more of the following offenses:
– False Arrest, detention or imprisonment
– Malicious prosecution
– Wrongful Eviction or Wrongful Entry
– Oral or written publications that slander or libels a person or organization
– Oral or written publication or material that violates a person’s right of privacy
– The use of another’s advertising idea in your advertisement
Included
The maximum the insurance carrier will pay for a bodily injury or property damage claim that you become legally obligated to pay due to your business and professional services.
$1,000,000
The most we will pay for property damage to any one premises, while rented to you, or in the case of damage by fire, while rented to you or temporarily occupied by you with permission of the owner.
$300,000
Medical Expense (Any one person)
$5,000
Additional Limits
Inland marine insurance covers tangible property that is movable or transportable in nature (e.g. supplies, equipment, or inventory) but excludes coverage for structures and items that are part of the structure. Note: a $250 deductible applies to this coverage.
$4,000
Do Tutors Need Insurance?
Yes. As a tutor, you are susceptible to many different kinds of claims such as broken or stolen business equipment, client injuries, and clients not reaching their desired goal. These claims can often be expensive and could financially devastate your business. General and Professional Liability insurance can help mitigate or even eliminate those out-of-pocket costs.
The Ideal Private Tutor Insurance
Insurance Canopy offers a comprehensive combination of general and professional liability, creating the ideal protection against the risks your tutoring business faces. If you need more coverage, additional policy options are also available according to your business needs.
General Liability – Protects against third-party bodily injury and property damage claims arising from accidents involving your business. Common claims include students getting injured during a lesson or accidentally breaking something at your place of business.
Professional Liability – Protects against third-party negligence claims arising from your business operation. Common examples of claims include errors and omissions made during the teaching process or failure to help students achieve certain goals.
Need More Coverage?
Cyber Liability ($99) – Protects from first- and third-party claims arising from a cyber security breach within your business. Common claims include repairing or replacing compromised equipment, recovering lost data, and compensating for lost customer data.
Additional Insureds – Insurance Canopy offers free, unlimited AI’s to help protect your business. This extends your coverage to rented spaces and other businesses where you might teach from the cost of accidents caused by your business. It is common practice for you to include these locations as an additional insured on your insurance policy.
Questions About Tutor Insurance
What is Tutor Insurance?
Tutor insurance from Insurance Canopy provides coverage for tutors teaching many K-12 subjects, test preparation and college-level instruction, professional or corporate trainers, and more.
Tutors are always involved with people; consequently, they run the risk of having legal action brought against them. Our coverage responds to those instances and can be your financial safety net for things you are legally liable to pay for.
Why Should I Carry Tutor Insurance?
As a private tutor, claims can happen at any moment. While it is impossible to know when one may happen, you can prepare for possible incidents with private tutor insurance.
- By carrying liability insurance, you can enjoy financial peace of mind and give your business a safety net in case of liability claims
- Liability insurance pegs you as a serious professional
- Liability insurance gives you a layer of defense against claims such as bodily injury or property damage
- You could face negligence claims for not preparing a student adequately for tests (ACT, SAT, etc.)
How Much is Private Tutor Insurance ?
Tutor insurance starts at $229/yr and provides tutors with professional and general liability coverage. The cost can differ depending on your selected coverage and the state your business operates in.
Who Needs Business Insurance For Tutors?
If you are a private tutor you need tutor insurance. Teachers or educators who work in a school are not covered by this insurance policy. If you are a teacher who tutors privately on the side, this policy can help protect your tutoring business
Jobs that require tutor insurance are:
- Tutors for specific tests (ACT, SAT, etc.)
- Tutors who go to client’s homes
- Online tutors
Can I List A Business As An Additional Insured Through My Tutor Insurance Policy?
An additional insured is a landlord or business owner from whom you rent a business space. They may require you to list them as an additional insured on your tutor insurance policy if you rent your business space from them. You can add an additional insured to your insurance policy at any time.
Need additional information before making a decision?
Give our team a call today at 844.520.6993
You're In Good Company With Insurance Canopy
Here's what other people have to say about their experience.
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Good insurance! Quick!
Ariana Hadavi
October 19, 2022I have been djing for over a decade, but just started my dj business this year. Getting insurance was something I was dreading, but Ins Canopy made the process so... Read More
Mike V (Dj Mike Cartel)
September 26, 2022Very easy and efficient. It was just what I needed
Deborah West
February 27, 2023 -
It was easy to fill the forms out online and all the information
Melissa Prado
August 26, 2022I'm very happy to have found you guys for my business. The website is easy to navigate. The support service is excellent. Affordable prices for balloon artists and party entertainment... Read More
Blanca Mendoza
May 26, 2023You can't beat the price and once I called in, the guy I spoke with told me everything I needed to know and I was signed up within minutes. Amazing!!!
Michele Gibson
July 26, 2022 -
Instructor at Orange Door Yoga in Grand Junction, Co
Terry Talbot
February 20, 2023Super easy, easy to understand and a great price.
Alan Browning
September 26, 2022Rates were very competitive and I had great help when I called with questions. The application was fast and easy to fill out online. I haven’t had to file a... Read More
Katie Gustafson
August 26, 2022 -
Easy to sign up and great customer service!
Maureen Davis
February 6, 2023Easy peezy
Tom Razin
September 26, 2022Great place to get affordable DJ insurance. Keri took the time to get me the right coverage I needed, thanks again!
Carlos Navarro
September 26, 2022 -
Easy to use. Very good user experience. Definitely recommend insurance copy for fellow musicians performing live at events etc.
Ted K
June 26, 2022Easy to set up And good price! I did shop around and found this company took me 20 minutes to get everything done ...got a custome made Liquor Liability insurance... Read More
Carlos Aguirre
June 26, 2022I got the coverage I needed. The coverage wasn’t extravagant in price and I was able to add an additional insured. Thanks for the great service.
ShoMoDjs DJ and Audio Visual Services
January 6, 2023 -
Customer service and experience was great. Appreciate the patience and knowledge. Thank you.
justelement T
May 26, 2023Very Easy and affordable
barber fire
March 4, 2023Super easy and straightforward.
Emily Mallar
October 12, 2022 -
Easy to follow instructions on establishing my DJ liability insurance. Pricing was the best I've found to suit my needs.
Judy Carter
September 26, 2022Very easy process. Stefani stayed on the phone and walked me through the process. Took about 5 minutes and my group was insured. Excellent service.
Robert Stewart
June 26, 2022Easy to sign up. Got my insurance emailed to me within minutes. Thank you!
Jason Lavea
June 12, 2023 -
I'm excited excellent price
Edgar roberto Lobos
February 20, 2023So far, so good.
Jeff Nelson
December 6, 2022Easy purchase… very clear description of service and options.
Apex Entertainment Group Chris Stout
June 21, 2023 -
It didn’t start out so smooth but Jamal was helpful getting my additional insured added
Grog
June 12, 2023Great site to work with.
Patti Lee
June 5, 2023So far this company has been great. Answered my questions promptly and got a quote promptly.
Natalie Thompson
October 12, 2022 -
Very easy to quote and bind! Excellent price for the coverage.
Matt Forneris
August 26, 2022Great rates and so easy to sign up!
Liz Atkinson
January 6, 2023Very easy to obtain a policy
John Faughey
December 6, 2022
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Good insurance! Quick!
Ariana Hadavi
October 19, 2022 -
Quick, easy and just what we needed to work an event that required a bit of insurance. Will most likely seek regular monthly insurance knowing it's this easy and... Read More
Shannon Smith
May 26, 2023 -
I’ve been looking for the right insurance company. And I’ve found it ! Awesome prices and great coverage plans. Thank you !!
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August 26, 2022 -
I’m so happy with your company!!!
Jenalyn Smith
October 19, 2022 -
Very easy to quote and bind! Excellent price for the coverage.
Matt Forneris
August 26, 2022 -
So far, so good.
Jeff Nelson
December 6, 2022 -
Easy peezy
Tom Razin
September 26, 2022 -
Was in a jam. Needed the insurance for a gig coming up and the process was sooo simple! The coverage is exactly what they were looking for and we are... Read More
joe barton
October 12, 2022 -
Easy to set up And good price! I did shop around and found this company took me 20 minutes to get everything done ...got a custome made Liquor Liability insurance... Read More
Carlos Aguirre
June 26, 2022 -
It has been great working with Insurance Canopy and especially Faith Ortiz. A+++
ND3423
May 26, 2023
Liability Insurance for Tutors and Instructors
Annual Policy: Starting at $21.08 per month – As a tutor, you work closely with people—in and out of their homes. Insurance Canopy provides tutors with peace of mind through home tutor insurance and professional liability insurance for tutors. We’ve taken the time to get to know the potential risks tutors face, so we’ve tailored this insurance package to your particular needs. Let us be your professional resource to help your business thrive.
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