Band Liability Insurance
Short-Term Event and Annual Insurance for Bands
Annual and Event Policies available
Why Insurance Canopy for Band Insurance?
We provide affordable “A+ Rated” general liability insurance for bands and performing groups with an easy online application process that takes just a few minutes to complete. Our policy can be purchased at any point before a show or event. Whether you’re a wedding band looking for liability insurance or a local group hoping to hit it big, Insurance Canopy is your go-to source for insurance.
Need band insurance? Buy our affordable general liability insurance without missing a beat.
Insurance Canopy provides bands with public liability insurance from an “A+ Rated” carrier. As a band, liability insurance gives you the protection you need to keep your show on the road.
Most event administrators and venue owners require a general liability policy for bands to perform. Buy online in minutes so you can stay focused on your performance.
General Liability Limits
The most your policy will pay for bodily injury and property damage claims occurring in the policies term that you become legally obligated to pay due to your business services.
The maximum amount your policy will pay in a 12-month period for bodily injury and property damage claims that result from the products you use to perform your services. However, it does not cover your products that are sold or distributed.
The amount that your policy will pay for claims arising out of one or more of the following offenses:
- False Arrest, detention or imprisonment
- Malicious prosecution
- Wrongful Eviction or Wrongful Entry
- Oral or written publications that slander or libels a person or organization
- Oral or written publication or material that violates a person’s right of privacy
- The use of another’s advertising idea in your advertisement
Applies to damage by fire to premises rented to the insured and to damage regardless of cause to premises (including contents) occupied by the insured for 7 days or less.
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Band Liability Insurance
Event Policy: Starting at $59 – Choosing the right bands insurance is critical. You can’t afford mishaps that could put you out of business or put your financial future at risk.
Questions About Band Liability Insurance
What Is Band Insurance?
Band insurance covers claims that may arise from your performance or operations during an event. For example, if a patron injures themselves by tripping over your equipment or you damage a venue, band event insurance could help cover the costs of these claims.
Band insurance provides coverages for your general/public liability needs.
Why Should You Carry Band Insurance?
- Having liability insurance pegs you as a serious professional.
- Clients or venue owners may require you to show proof of insurance before hiring you.
- Liability insurance gives you a layer of defense against claims such as bodily injury or property damage.
- Club or venue owners may require you to add them as an additional insured.
- Claims against you can be financially crippling. With band insurance, you can enjoy financial peace of mind as you perform.
How Much Is Band Insurance?
A basic 1-3 day general liability insurance policy starts at $59. An annual policy starts at $199. Monthly payments are available after a 25% down payment.
Do I Need Band Insurance?
Yes. Band insurance is an important component of your business and is designed to protect you should you be sued as a result of your business operations. You could be held liable for claims that include injuries, illnesses, or damages arising from your entertainment services.
Annual Band Insurance vs. Event Policy?
With both an annual and event policy available, it’s important you select the right plan for your band. Let’s break down the differences to help you choose the best coverage option.
The event policy covers you for events lasting 1–3 days. The coverage is continuous, meaning you can’t space them between weekends. This is ideal for bands that don’t have more than 3 events they perform at each year. The full policy amount is paid upfront.
The annual policy covers you for 12 months—an easy way to insure a year’s worth of events all under one plan. This policy has more options for customizing your policy, including instrument insurance with “Tools & Equipment”. This is ideal for bands and artists planning to book more than 3 gigs per year.
Easily name the venue or location you are performing at by adding an Additional Insured on to your event or annual band insurance policy. You can also add excess liability to meet any insurance requirements that are outlined in your contract.