Insurance Canopy logo
844.520.6993

Band Liability Insurance

Short-Term Event and Annual Insurance for Bands

Annual and Event Policies available

STARTING AT

$199

Yearly
AS LOW AS

$59

Event Policy, 1-3 Day
4.8/5

Why Insurance Canopy for Band Insurance?

We provide affordable “A+ Rated” general liability insurance for bands and performing groups with an easy online application process that takes just a few minutes to complete. Our policy can be purchased at any point before a show or event. Whether you’re a wedding band looking for liability insurance or a local group providing a fun Friday night, Insurance Canopy is your go-to source for insurance.

Backed by
Great American Insurance Group logo

What Is Band Insurance?

Band insurance is liability insurance coverage designed to protect your band from the costs associated with claims. Claims can arise from your performance or operations during an event. For example, if a patron injures themselves by tripping over your equipment or you damage a venue, band event insurance could help cover the costs of these claims. These claims can get costly real fast and the last thing you want to worry about is paying defense costs because someone got hurt while you’re performing. 

Band liability insurance provides coverage for your general and public liability needs.

Get a quote today

Why Should You Carry Band Insurance?

When you’re an entertainer you understand the need for props, good lighting, and a rested voice. These things can bring your booked gig together perfectly. Protect your performances with band insurance and gain peace of mind as you rock out and put on a great show. 

In addition, band insurance can provide a few perks for your band. 

  • Having liability insurance pegs you as a serious professional.
  • Clients or venue owners may require you to show proof of insurance before hiring you.
  • Liability insurance gives you a layer of defense against claims such as bodily injury or property damage.
  • Club or venue owners may require you to add them as an additional insured.
  • Claims against you can be financially crippling. With band insurance, you can enjoy financial peace of mind as you perform.

     

Get a quote today

How Much Is Band Insurance?

A basic 1-3 day General Liability insurance policy starts at $59 and an Annual policy starts at $199 per year. Monthly payments are available after a 25% down payment. This price can vary depending on how many members are in your band. Our policies cover up to 10 members in a band. To add band members to the policy, simply list your band member’s names on your application and they will be insured under the policy. 

You're In Good Company With Insurance Canopy

Here's what some of our over 14,700 customers have to say about their experience.

  • It was a very easy experience.

    Pamela Burton Avatar Pamela Burton
    February 13, 2023

    So far, so good.

    Jeff Nelson Avatar Jeff Nelson
    December 6, 2022

    Quick and easy insurance for my mobile DJ business.

    Burton Nuse Avatar Burton Nuse
    October 19, 2022
  • I got the coverage I needed. The coverage wasn’t extravagant in price and I was able to add an additional insured. Thanks for the great service.

    ShoMoDjs DJ and Audio Visual Services Avatar ShoMoDjs DJ and Audio Visual Services
    January 6, 2023

    I'm very happy to have found you guys for my business. The website is easy to navigate. The support service is excellent. Affordable prices for balloon artists and party entertainment... Read More

    Blanca Mendoza Avatar Blanca Mendoza
    May 26, 2023

    Quick and easy service! A++

    H Peaks Avatar H Peaks
    May 29, 2023
  • Great service

    lamonte hatch Avatar lamonte hatch
    August 26, 2022

    My personal liability insurance for teaching fitness classes was so easy to set up! Plus, I needed to make a correction and their customer service was very prompt. Highly recommend... Read More

    Juju Rafii Avatar Juju Rafii
    December 6, 2022

    I am so pleased to have found "Insurance Canopy" to handle my business insurance. Karen M. was extremely knowledgeable, courteous and timely in getting me the proper insurances. ... Read More

    Ed B. Avatar Ed B.
    May 29, 2023
  • It has been great working with Insurance Canopy and especially Faith Ortiz. A+++

    ND3423 Avatar ND3423
    May 26, 2023

    Simple and easy on line process and I saved money compared to a large nationally known insurer

    Bill Ladwig Avatar Bill Ladwig
    January 6, 2023

    Web site was very clear and easy to use

    Ken Reilly Avatar Ken Reilly
    January 6, 2023
  • Easy to sign up. Got my insurance emailed to me within minutes. Thank you!

    Jason Lavea Avatar Jason Lavea
    June 12, 2023

    Very easy and efficient. It was just what I needed

    Deborah West Avatar Deborah West
    February 27, 2023

    Exactly what I needed

    Nichole Jackson Avatar Nichole Jackson
    December 6, 2022
  • I had the best experience because I spoke with an agent Stephanie Davis that was truly knowledgeable and very patient with me to walk me through the entire process.... I... Read More

    Cabbage Avatar Cabbage
    August 26, 2022

    Great site to work with.

    Patti Lee Avatar Patti Lee
    June 5, 2023

    It was easy to fill the forms out online and all the information

    Melissa Prado Avatar Melissa Prado
    August 26, 2022
  • Amazing service. Very fast, straightforward and helpful. Thank you for providing me with the necessary insurance coverage for my company and equipment. ???

    Mike Cruz Avatar Mike Cruz
    October 12, 2022

    It was a easy sign up experience .

    Laroi Newman Avatar Laroi Newman
    July 26, 2022

    This was a very easy process of purchasing DJ insurance, I mostly like the affordable reasonable rates.

    Jeffrey “Jay jay” C Avatar Jeffrey “Jay jay” C
    June 19, 2023
  • So far this company has been great. Answered my questions promptly and got a quote promptly.

    Natalie Thompson Avatar Natalie Thompson
    October 12, 2022

    Super easy and straightforward.

    Emily Mallar Avatar Emily Mallar
    October 12, 2022

    They took care of business! Easy process and cheap price to pay for peace of mind and being able to say you are a pro and fully insured.

    Jimmy Fish Avatar Jimmy Fish
    February 13, 2023
  • Awesome fast and easy process ? in minutes!!

    PAUL Velez Avatar PAUL Velez
    July 26, 2022

    Quick easy to understand and reasonable. Detailed instructions and easy to ise. Canopy did it all for my team

    Kappa Xi Avatar Kappa Xi
    September 26, 2022

    The process to apply for insurance was very easy and I appreciated how smooth it went. However, I didn’t like auto renew without my permission. I’m 69 and... Read More

    Regina Nowak Avatar Regina Nowak
    May 26, 2023
  • Quick, easy and just what we needed to work an event that required a bit of insurance. Will most likely seek regular monthly insurance knowing it's this easy and... Read More

    Shannon Smith Avatar Shannon Smith
    May 26, 2023

    Very helpful agents! Will definitely recommend to all my industry friends!

    Entertainment Labs Avatar Entertainment Labs
    May 26, 2023

    I have been djing for over a decade, but just started my dj business this year. Getting insurance was something I was dreading, but Ins Canopy made the process so... Read More

    Mike V (Dj Mike Cartel) Avatar Mike V (Dj Mike Cartel)
    September 26, 2022
  • Sarah was outstanding!!! Wonderful customer service with a smile and a laugh!! Doesn’t get any better than that!

    Darci Menard Avatar Darci Menard
    February 6, 2023
  • Simple and easy on line process and I saved money compared to a large nationally known insurer

    Bill Ladwig Avatar Bill Ladwig
    January 6, 2023
  • Easy to set up And good price! I did shop around and found this company took me 20 minutes to get everything done ...got a custome made Liquor Liability insurance... Read More

    Carlos Aguirre Avatar Carlos Aguirre
    June 26, 2022
  • Excellent online experience, clean, clear instructions. At the right price too.

    Malcom Massey Avatar Malcom Massey
    September 26, 2022
  • I’m so happy with your company!!!

    Jenalyn Smith Avatar Jenalyn Smith
    October 19, 2022
  • The lady patiently help me out through the proces. I think her name is Stephanie. She stayed on the phone until I was done. My whole hearted thanks to... Read More

    Robert Lesaca Avatar Robert Lesaca
    July 26, 2022
  • Incredibly user-friendly set up. Super impressed with the ease of purchasing my policy. Great!

    Tim Cunningham Avatar Tim Cunningham
    June 26, 2022
  • Easy to sign up. Got my insurance emailed to me within minutes. Thank you!

    Jason Lavea Avatar Jason Lavea
    June 12, 2023
  • Super easy and straightforward.

    Emily Mallar Avatar Emily Mallar
    October 12, 2022
  • Web site was very clear and easy to use

    Ken Reilly Avatar Ken Reilly
    January 6, 2023
guitarist holding is guitar in the air after finishing a set

Coverage Details

General Liability Limits

The most your policy will pay for bodily injury and property damage claims occurring in the policies term that you become legally obligated to pay due to your business services.

$2,000,000

The maximum amount your policy will pay in a 12-month period for bodily injury and property damage claims that result from the products you use to perform your services. However, it does not cover your products that are sold or distributed.

$2,000,000

The amount that your policy will pay for claims arising out of one or more of the following offenses:

  • False Arrest, detention or imprisonment
  • Malicious prosecution
  • Wrongful Eviction or Wrongful Entry
  • Oral or written publications that slander or libels a person or organization
  • Oral or written publication or material that violates a person’s right of privacy
  • The use of another’s advertising idea in your advertisement

$1,000,000

The maximum amount paid per incident during the term of the policy.

$1,000,000

Applies to damage by fire to premises rented to the insured and to damage regardless of cause to premises (including contents) occupied by the insured for 7 days or less.

$300,000

Additional limits

Purchase a entertainers event policy and get short-term coverage.

$59

Entertainers annual policy that will remain in effect the whole year.

from $199

Still doing your research?

Have a question for us?

Annual Band Insurance vs. Event Policy?

With both an annual and event policy available, it’s important you select the right plan for your band. Let’s break down the differences to help you choose the best coverage option.

Annual Band Insurance

From $199 Per Year

Event Band Insurance

From $59

Easily name the venue or location you are performing at by adding an Additional Insured onto your Event or Annual band insurance policy. You can also add excess liability to meet any insurance requirements outlined in your contract.

Questions About Band Liability Insurance

Female country singer singing and playing guitar

Band Liability Insurance

Event Policy: Starting at $59 – Choosing the right bands insurance is critical. You can’t afford mishaps that could put you out of business or put your financial future at risk.

Related Articles

Whether you perform at venues every weekend, play an occasional wedding, or are just getting started with your band, you’ll want to make sure you have band insurance. You may…
There’s nothing quite like the thrill of performing on stage. Musicians love…
A musician’s world can be exciting. You get to meet people from…