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Band Liability Insurance

Short-Term Event and Annual Insurance for Bands

Annual and Event Policies available

STARTING AT

$199

Yearly
AS LOW AS

$59

Event Policy, 1-3 Day
4.8/5

Why Insurance Canopy for Band Insurance?

We provide affordable “A+ Rated” general liability insurance for bands and performing groups with an easy online application process that takes just a few minutes to complete. Our policy can be purchased at any point before a show or event. Whether you’re a wedding band looking for liability insurance or a local group providing a fun Friday night, Insurance Canopy is your go-to source for insurance.

Backed by
Great American Insurance Group logo

What Is Band Insurance?

Band insurance is liability insurance coverage designed to protect your band from the costs associated with claims. Claims can arise from your performance or operations during an event. For example, if a patron injures themselves by tripping over your equipment or you damage a venue, band event insurance could help cover the costs of these claims. These claims can get costly real fast and the last thing you want to worry about is paying defense costs because someone got hurt while you’re performing. 

Band liability insurance provides coverage for your general and public liability needs.

Get a quote today

Why Should You Carry Band Insurance?

When you’re an entertainer you understand the need for props, good lighting, and a rested voice. These things can bring your booked gig together perfectly. Protect your performances with band insurance and gain peace of mind as you rock out and put on a great show. 

In addition, band insurance can provide a few perks for your band. 

  • Having liability insurance pegs you as a serious professional.
  • Clients or venue owners may require you to show proof of insurance before hiring you.
  • Liability insurance gives you a layer of defense against claims such as bodily injury or property damage.
  • Club or venue owners may require you to add them as an additional insured.
  • Claims against you can be financially crippling. With band insurance, you can enjoy financial peace of mind as you perform.

     

Get a quote today

How Much Is Band Insurance?

A basic 1-3 day General Liability insurance policy starts at $59 and an Annual policy starts at $199 per year. Monthly payments are available after a 25% down payment. This price can vary depending on how many members are in your band. Our policies cover up to 10 members in a band. To add band members to the policy, simply list your band member’s names on your application and they will be insured under the policy. 

You're In Good Company With Insurance Canopy

Here's what some of our over 14,700 customers have to say about their experience.

  • Great site to work with.

    Patti Lee Avatar Patti Lee
    June 5, 2023

    They took care of business! Easy process and cheap price to pay for peace of mind and being able to say you are a pro and fully insured.

    Jimmy Fish Avatar Jimmy Fish
    February 13, 2023

    I am so pleased to have found "Insurance Canopy" to handle my business insurance. Karen M. was extremely knowledgeable, courteous and timely in getting me the proper insurances. ... Read More

    Ed B. Avatar Ed B.
    May 29, 2023
  • Insurance Canopy has given us piece of mind to conduct our business and know that it, as well as, our clients are protected. The ease of accessing any policy documents... Read More

    It’s About 2 Go Down Entertainment Avatar It’s About 2 Go Down Entertainment
    June 21, 2023

    Website Easy To Navigate And Price For Insurance Cover Is Excellent. Thank You For Insuring My Event! 👊🏾

    Fritz Cooper Avatar Fritz Cooper
    May 26, 2023

    Very easy to obtain a policy

    John Faughey Avatar John Faughey
    December 6, 2022
  • My personal liability insurance for teaching fitness classes was so easy to set up! Plus, I needed to make a correction and their customer service was very prompt. Highly recommend... Read More

    Juju Rafii Avatar Juju Rafii
    December 6, 2022

    Reliable, efficient and affordable! The new online form was quick and simple, it took me less than 15 minutes to complete. They are also very quick on answering any... Read More

    Elena Azama Avatar Elena Azama
    May 26, 2023

    Super easy, easy to understand and a great price.

    Alan Browning Avatar Alan Browning
    September 26, 2022
  • Beta use only // easy, great… unbelievably easy to add and remove and insured and uninsured… almost too easy so thank you dad

    kayla ciruzzi Avatar kayla ciruzzi
    May 26, 2023

    Incredibly user-friendly set up. Super impressed with the ease of purchasing my policy. Great!

    Tim Cunningham Avatar Tim Cunningham
    June 26, 2022

    Easy peezy

    Tom Razin Avatar Tom Razin
    September 26, 2022
  • It was easy to fill the forms out online and all the information

    Melissa Prado Avatar Melissa Prado
    August 26, 2022

    Easy purchase… very clear description of service and options.

    Apex Entertainment Group Chris Stout Avatar Apex Entertainment Group Chris Stout
    June 21, 2023

    Quick and easy insurance for my mobile DJ business.

    Burton Nuse Avatar Burton Nuse
    October 19, 2022
  • Wonderful quick and easy!

    shani files Avatar shani files
    December 6, 2022

    It was a very easy experience.

    Pamela Burton Avatar Pamela Burton
    February 13, 2023

    Easy to set up And good price! I did shop around and found this company took me 20 minutes to get everything done ...got a custome made Liquor Liability insurance... Read More

    Carlos Aguirre Avatar Carlos Aguirre
    June 26, 2022
  • I'm very happy to have found you guys for my business. The website is easy to navigate. The support service is excellent. Affordable prices for balloon artists and party entertainment... Read More

    Blanca Mendoza Avatar Blanca Mendoza
    May 26, 2023

    I’ve been looking for the right insurance company. And I’ve found it ! Awesome prices and great coverage plans. Thank you !!

    Javier Valderrama Jr (BeastMode_Cyclist_Javy) Avatar Javier Valderrama Jr (BeastMode_Cyclist_Javy)
    August 26, 2022

    Quick and painless way to get insured

    Jay Foster Avatar Jay Foster
    February 20, 2023
  • Very Easy and affordable

    barber fire Avatar barber fire
    March 4, 2023

    I had the best experience because I spoke with an agent Stephanie Davis that was truly knowledgeable and very patient with me to walk me through the entire process.... I... Read More

    Cabbage Avatar Cabbage
    August 26, 2022

    Great rates and so easy to sign up!

    Liz Atkinson Avatar Liz Atkinson
    January 6, 2023
  • You can't beat the price and once I called in, the guy I spoke with told me everything I needed to know and I was signed up within minutes. Amazing!!!

    Michele Gibson Avatar Michele Gibson
    July 26, 2022

    Service rep was very knowledgeable very helpful and got the job done for what I needed Immediately . Can't say enough about Hi service

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    January 6, 2023

    Awesome fast and easy process ? in minutes!!

    PAUL Velez Avatar PAUL Velez
    July 26, 2022
  • Good insurance! Quick!

    Ariana Hadavi Avatar Ariana Hadavi
    October 19, 2022

    Fast, easy, affordable.

    Steve Proctor Avatar Steve Proctor
    September 26, 2022

    Easy. Quick. Responsive on chat.

    Me Avatar Me
    May 29, 2023
  • I’m so happy with your company!!!

    Jenalyn Smith Avatar Jenalyn Smith
    October 19, 2022
  • Very Easy and affordable

    barber fire Avatar barber fire
    March 4, 2023
  • Faith at Insurance Canopy is great to work with. She is very responsive and efficient with responses when requests are made and always with a positive attitude. She is... Read More

    Todd McCabe Avatar Todd McCabe
    March 3, 2023
  • So far this company has been great. Answered my questions promptly and got a quote promptly.

    Natalie Thompson Avatar Natalie Thompson
    October 12, 2022
  • Service rep was very knowledgeable very helpful and got the job done for what I needed Immediately . Can't say enough about Hi service

    Clifford Lo Sasso Avatar Clifford Lo Sasso
    January 6, 2023
  • Awesome fast and easy process ? in minutes!!

    PAUL Velez Avatar PAUL Velez
    July 26, 2022
  • It didn’t start out so smooth but Jamal was helpful getting my additional insured added

    Grog Avatar Grog
    June 12, 2023
  • Exactly what I needed

    Nichole Jackson Avatar Nichole Jackson
    December 6, 2022
  • The process to apply for insurance was very easy and I appreciated how smooth it went. However, I didn’t like auto renew without my permission. I’m 69 and... Read More

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    May 26, 2023
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    February 27, 2023
guitarist holding is guitar in the air after finishing a set

Coverage Details

General Liability Limits

The most your policy will pay for bodily injury and property damage claims occurring in the policies term that you become legally obligated to pay due to your business services.

$2,000,000

The maximum amount your policy will pay in a 12-month period for bodily injury and property damage claims that result from the products you use to perform your services. However, it does not cover your products that are sold or distributed.

$2,000,000

The amount that your policy will pay for claims arising out of one or more of the following offenses:

  • False Arrest, detention or imprisonment
  • Malicious prosecution
  • Wrongful Eviction or Wrongful Entry
  • Oral or written publications that slander or libels a person or organization
  • Oral or written publication or material that violates a person’s right of privacy
  • The use of another’s advertising idea in your advertisement

$1,000,000

The maximum amount paid per incident during the term of the policy.

$1,000,000

Applies to damage by fire to premises rented to the insured and to damage regardless of cause to premises (including contents) occupied by the insured for 7 days or less.

$300,000

Additional limits

Purchase a entertainers event policy and get short-term coverage.

$59

Entertainers annual policy that will remain in effect the whole year.

from $199

Still doing your research?

Have a question for us?

Annual Band Insurance vs. Event Policy?

With both an annual and event policy available, it’s important you select the right plan for your band. Let’s break down the differences to help you choose the best coverage option.

Annual Band Insurance

From $199 Per Year

Event Band Insurance

From $59

Easily name the venue or location you are performing at by adding an Additional Insured onto your Event or Annual band insurance policy. You can also add excess liability to meet any insurance requirements outlined in your contract.

Questions About Band Liability Insurance

Female country singer singing and playing guitar

Band Liability Insurance

Event Policy: Starting at $59 – Choosing the right bands insurance is critical. You can’t afford mishaps that could put you out of business or put your financial future at risk.

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