Event Liquor Liability Insurance
Event Liquor Liability insurance in 10 minutes or less
* Prices vary by state
Reliable Coverage & Service
Have instant, 24/7 online access to your policy documents, certificates of insurance, and agent support. If you need additional coverages, additional insureds, or increased limits you can also add them all from your user dashboard. With Insurance Canopy’s alcohol insurance for events, you have complete control of your insurance policies.
Event Liquor Liability Insurance
Even one liquor liability claim could cost your business hundreds of thousands of dollars in out-of-pocket costs such as attorney fees and medical expenses. Not to mention, running your business without insurance could damage your reputation. Our insurance is designed to help mitigate or even eliminate claim-related expenses.
High-Quality, A+ Rated Liquor Liability Insurance For Events
Insurance Canopy’s Event Liquor Liability Insurance is A+ rated by AM Best and protects your business through general liability insurance and liquor liability insurance. With limits of up to $2M you can rest assured, knowing your business is covered.
Event Liquor Coverage Details
Basic Coverage Limits Shown Below
The most your policy will pay for bodily injury and property damage claims that you become legally obligated to pay.
The maximum amount your policy will pay for bodily injury and property damage claims that result from the products you use to perform your services. However, it does not cover your products that are sold or distributed.
The amount that your policy will pay for claims arising out of one or more of the following offenses: – False Arrest, detention or imprisonment
– Malicious prosecution
– Wrongful Eviction or Wrongful Entry
– Oral or written publications that slander or libels a person or organization
– Oral or written publication or material that violates a person’s right of privacy
– The use of another’s advertising idea in your advertisement.
The maximum the insurance carrier will pay for a bodily injury or property damage claim that you become legally obligated to pay.
Applies to damage by fire to premises rented to the insured and to damage regardless of cause to premises (including contents) occupied by the insured for 7 days or less.
Reimburses others, without regard to the insured’s liability, for medical or funeral expenses incurred by such persons as a result of bodily injury (BI) or death sustained by accident under the conditions specified in the policy.
What Is Event Liquor Liability Insurance?
Event liquor liability insurance protects your business if a claim were to occur. Claims can include a guest at an event who imbibes too much alcohol, becomes intoxicated, and drives off. As they are pulling away, they cause an accident with several serious injuries. You could be required to pay thousands in medical fees and expenses. If you serve alcohol at parties or bartend at events then you need alcohol insurance for parties. Hosts are those who allow partygoers to bring their own alcohol. Servers are those who provide alcohol at an event.
What Does Event Liquor Liability Insurance Cover?
Event liquor liability insurance protects against liquor-related claims such as a customer who becomes intoxicated and starts a fight with another customer. You will need to add our Assault and Battery endorsement in order to receive this coverage. Other claims could include an intoxicated customer who drives away from the party and causes an injury accident. Event liquor liability insurance covers bartenders, caterers, or any business owner who provides alcohol as part of your business. It can also include party hosts such as a bride and groom, corporate dinner, or another type of party.
Who Is Liable For Alcohol-Related Claims At An Event?
Event hosts or business owners who serve alcoholic beverages are held liable for alcohol-related claims. Some venues may even require you as the host to have event liquor liability insurance. It is important to check with your venue and double-check the requirements. However, alcohol-related claims could cost you thousands, so it is strongly recommended to add event liquor liability insurance to your policy before hosting the event.
How Much Does Liquor Liability Insurance For Events Cost?
The cost of insurance for serving alcohol at events starts at $175 for up to three days of coverage. The price is affected by the number of people attending the event, the length of the event, and venue requirements. Check out this blog to learn more about what affects the cost of a policy.
How To Get Event Liquor Liability Insurance
Protect your business in three simple steps:
- Start the application process
- Fill out the necessary information
- Choose your insurance effective date
- Enjoy all the benefits of event liquor liability insurance