CBD & Hemp Business Insurance

Grow Your Business Confidently With CBD Insurance

Protect Your Topical & Ingestible CBD Products
With Hemp Insurance

The CBD and hemp industry is quickly growing to new heights—and your products deserve the highest quality coverage. Insurance Canopy is here to help you navigate insurance requirements and offer customizable product liability insurance for CBD. We are dedicated to safeguarding your products and helping you navigate the risks involved. Our CBD Liability Insurance can cover ingestible & topical products that fall within the legal limits of 0.3% THC.

Hemp Insurance Or CBD Insurance?

Whether your product is topical or ingestible, hemp or CBD, Insurance Canopy can cover both with one simple policy. We offer general and product liability insurance under the same coverage plan, as well as customizable protection for your tools and equipment, any employees you may hire, and rented properties.

Hemp products contain little to no THC while CBD products do. Our CBD & Hemp Insurance policy can cover products containing 0.3% of THC or less, such as lotions, gummies, oils, and more!

Ingestible or Topical Oil in a jar on a white background.
A bottle of CBD topical cream or lotion.

Topical CBD & Hemp Product Insurance

When it comes to protecting your topical products, such as soaps, creams, and balms, you want to be sure your policy can help you in the case of a product liability claim. If your product causes bodily harm to a customer after use, or even stains their property due to a faulty product leaking, you could be held liable for the cost of repairs, medical bills, and more.

Some of the product liability cases our CBD topicals liability insurance may cover you for include:

  • Rashes or burns
  • Discoloration
  • Property damage
  • Defective or mislabeled products


You may be asking yourself, “Do I need to insure my topical products?” We recommend you do. Not only is it great protection for your business, it can also help you meet or exceed any retail requirements.

Ingestible CBD & Hemp Product Insurance

Ingestible products, like oils, gummies, and capsules, carry a high risk of product liability claims due the nature of a customer consuming the product. If someone becomes ill or a defect on a container malfunctions, you can be responsible for legally defending yourself against liability claims and even halt business operations.

Our CBD ingestibles insurance can help you cover the cost of claims for some incidents regarding:

  • Choking
  • Allergic reactions
  • Manufacturing defects
  • Mislabeling of products
  • Damage to property


You no longer need to ask “Do I need to insure my ingestible products?” The answer is yes! Protect your business, products, and reputation and start getting your products on shelves and online with Insurance Canopy.

Edible CBD Gummies

Who Do We Insure?

No matter where you are in the supply chain, Insurance Canopy can protect businesses who manufacture, sell, or distribute CBD ingestible products. Our CBD General Liability Insurance covers:

  • Manufacturers & Distributors
  • Growers, Extractors, & Processors
  • Retailers & Wholesalers

What’s Available With Hemp Insurance?

  • Inland Marine Coverage
  • Hired/Non-Owned Auto Coverage
  • Employee Benefits Liability 

Eligible: Topical & ingestible CBD products containing no more than 0.3% THC

Questions About CBD & Hemp Insurance

Choosing the right insurance is critical.

You can’t afford gaps in your coverage that could put you out of business.
A tray of oils, creams, and lotions on a stone plate.

CBD/Hemp Insurance

Take a Chill Pill with Insurance Canopy – Protecting your CBD Hemp business can keep you focused on your business with peace of mind.

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