CBD & Hemp Business Insurance

Grow Your Business Confidently With CBD Insurance

Protect Your Topical & Ingestible CBD Products With Hemp Insurance

The CBD and hemp industry is quickly growing to new heights—and your products deserve the highest quality coverage. Insurance Canopy is here to help you navigate insurance requirements and offer customizable product liability insurance for CBD. We are dedicated to safeguarding your products and helping you navigate the risks involved. Our CBD Liability Insurance can cover ingestible & topical products that fall within the legal limits of 0.3% THC.

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Apply In Minutes


Submit an application for CBD insurance in minutes.

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Customize Your Coverage


Your CBD insurance policy can be tailored to your product’s needs.

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Grow Your Business


Meet, or exceed, industry CBD insurance standards.


Hemp Insurance Or CBD Insurance?


Whether your product is topical or ingestible, hemp or CBD, Insurance Canopy can cover both with one simple policy. We offer general and product liability insurance under the same coverage plan, as well as customizable protection for your tools and equipment, any employees you may hire, and rented properties.

Hemp products contain little to no THC while CBD products do. Our CBD & Hemp Insurance policy can cover products containing 0.3% of THC or less, such as lotions, gummies, oils, and more!

An insurable topicle or ingestible CBD oil.
An insurable pile of ingestible CBD gummies next to a cannabis leaf.

Topical CBD & Hemp Product Insurance


When it comes to protecting your topical products, such as soaps, creams, and balms, you want to be sure your policy can help you in the case of a product liability claim. If your product causes bodily harm to a customer after use, or even stains their property due to a faulty product leaking, you could be held liable for the cost of repairs, medical bills, and more.

Some of the product liability cases our CBD topicals liability insurance may cover you for include:

  • Rashes or burns
  • Discoloration
  • Property damage
  • Defective or mislabeled products

You may be asking yourself, “Do I need to insure my topical products?” We recommend you do. Not only is it great protection for your business, it can also help you meet or exceed any retail requirements.

Ingestible CBD & Hemp Product Insurance


Ingestible products, like oils, gummies, and capsules, carry a high risk of product liability claims due the nature of a customer consuming the product. If someone becomes ill or a defect on a container malfunctions, you can be responsible for legally defending yourself against liability claims and even halt business operations.

Our CBD ingestibles insurance can help you cover the cost of claims for some incidents regarding:

  • Choking
  • Allergic reactions
  • Manufacturing defects
  • Mislabeling of products
  • Damage to property

You no longer need to ask “Do I need to insure my ingestible products?” The answer is yes! Protect your business, products, and reputation and start getting your products on shelves and online with Insurance Canopy.

an insurable bottle of CBD lotion.
a CBD Infused drink is insured with Ingestible CBD Insurance
Who Do We Insure?

No matter where you are in the supply chain, Insurance Canopy can protect businesses who manufacture, sell, or distribute CBD ingestible products. Our CBD General Liability Insurance covers:

  • Manufacturers & Distributors
  • Growers, Extractors, & Processors
  • Retailers & Wholesalers
A small jar of CBD infused topical cream.
What’s Available With Hemp Insurance?
  • Inland Marine Coverage
  • Hired/Non-Owned Auto Coverage
  • Employee Benefits Liability

Eligible: Topical & ingestible CBD products containing no more than 0.3% THC

Questions About CBD & Hemp Insurance

Topical CBD and ingestible hemp insurance can help protect you in the event of product liability claims. You may be held liable if your product causes bodily injury or property damage, such as rashes, discoloration, allergic reactions, and burns.

Legal costs can be financially devastating, even if you aren’t found liable by the court. With the right hemp product liability insurance, you'll have the support you need if something goes wrong.

A single product liability claim can cost thousands of dollars in out-of-pocket expenses—leading to product recalls, damaging your reputation, and halting business operations. With Insurance Canopy, you don’t have to face the claims process alone. Having hemp insurance also shows you take your business seriously.

Many manufacturers, importers, wholesalers, and retailers will require your product to be insured. They may also require to be added as an additional insured on your policy. Our coverage can help you meet, and often exceed, industry requirements for insurance.

While many companies shy away from insuring CBD and Hemp products, Insurance Canopy offers unique and comprehensive hemp business insurance policies to businesses like yours. You will need insurance to sell hemp legally, so end your search for hemp insurance coverage here and get started with Insurance Canopy today!

Your CBD insurance will be tailored to meet the needs of your business. The price depends on a variety of factors, such as:

  • sales revenue
  • coverage amount desired
  • claims history
  • product type
  • additional endorsements

Each policy is uniquely tailored to your individual business needs. After submitting an application, a licensed agent will be in touch as soon as possible.

Yes! Just one product liability claim could be financially damaging, even if you are not at fault. CBD product liability insurance can protect your business from claims of bodily injury, such as illness or death, and property damage.

If you are looking to sell your topical CBD product online or in-stores, most marketplaces require product liability insurance. This can help to protect your business, the seller, and most other companies you work with in the supply chain from financial and legal pitfalls. Many online platforms who allow the sale of some CBD products, such as Shopify and BigCommerce, require these types of products to be insured.

As long as your topical CBD and Hemp products contain no more than 0.3% of THC, you are eligible to apply for Hemp CBD Business Insurance. Our policies may cover the following:

  • CBD/Hemp lotion, cream, or balm insurance
  • CBD oil insurance
  • CBD/Hemp bath salt or bath bomb insurance
  • CBD edibles insurance
  • CBD oil insurance
  • CBD capsules or pills insurance

Choosing the right insurance is critical.

You can’t afford gaps in your coverage that could put you out of business.

A tray of oils, creams, and lotions on a stone plate.

Need additional information before making a decision?

Give our team a call today at 888.600.0894

 

Topical & Ingestible CBD & Hemp Insurance

Take a Chill Pill with Insurance Canopy
Protecting your CBD Hemp business can keep you focused on your business with peace of mind.

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