IT Consultants Insurance

Get the protection your IT consulting business needs with Insurance Canopy’s specialized IT consultant insurance, starting for only $229/year.
Most Popular

$229

Yearly Policy
4.8/5
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Affordable, Fast, and Comprehensive

Our IT Consultant Insurance Coverage Is Designed To Meet Your Unique Needs

What is IT Consultant Insurance?

IT consultant insurance is a specialized coverage designed to protect your IT consulting business from potential risks and liabilities. There are risks in this type of business, including data breaches, system failures, errors or omissions, and lawsuits from clients. IT consultant insurance helps cover the costs of legal fees, damages, and other financial losses that may arise from these risks.

Who Needs IT Consultant Insurance?

IT consultant insurance is crucial for a diverse range of professionals in the IT consulting industry, including:

  • IT Analysts
  • IT Trainers
  • IT Consultants
  • Custom Programmers
  • Computer Programmers
  • Custom Software Developers
  • Software Consultants
  • Database Manager


Protect My Consulting Business Today

How Much is IT Consultant Insurance?

IT consulting insurance starts at only $21.08 per month or $229 per year. The cost is determined by factors such as:

  • Gross income of your business.
  • Selected coverages.
  • Coverage limits.

For a thorough understanding of how to customize your insurance coverage to meet your specific needs as a business consultant, check here.

Don't Just Take Our Word For It

Here's what other people have to say about their experience.

  • quick and easy to sign up and did not break the bank!!

    Michael “Michael” Jobe Avatar Michael “Michael” Jobe
    April 8, 2024

    Received many quotes that were multiple times more expensive. Needed something fast, easy and inexpensive for a high needs client. Customer had what they needed 5 minutes after... Read More

    Robert Caudle Avatar Robert Caudle
    April 7, 2024

    Easy to apply online, it take 5 mins and get your provf of Insurance.

    Francesca Wine Avatar Francesca Wine
    April 6, 2024
  • I had shopped a few websites including my home/auto policy holder and was not satisfied with their inability to insure me. Other sites wanted ridiculous down payments and one time... Read More

    Lucia Boroczk Avatar Lucia Boroczk
    April 4, 2024

    Just the insurance I needed. I wish the website would allow me to share pages!

    Ellen Brodsky Avatar Ellen Brodsky
    April 2, 2024

    This insurance fits my needs as a yoga instructor with a small studio at a reasonable price.

    Hillary Blackton Avatar Hillary Blackton
    April 2, 2024
  • It was fast and easy.

    Vincent Cabello Avatar Vincent Cabello
    March 31, 2024

    Chat support is terrific. I have chatted multiple times and each time the support team is very prompt, customer focused and knows the answers. The policy website is also very... Read More

    Patrick McElhaney Avatar Patrick McElhaney
    March 27, 2024

    Process was easy. Relevant information accessible. Platform is very user friendly.

    Carolina Santos Avatar Carolina Santos
    March 26, 2024
  • The agent was awesome, helped me through my application completely, very professional, humble and helpful! I love Canopy’s concept!!! Thanks, Lionel

    Lionel Harrison Avatar Lionel Harrison
    March 26, 2024

    I've been using Canopy for all my businesses. Always responsive, easy to use and the cheapest around. Can't ask for more! - A 10+ note from a happy customer here!

    Aaron Copenhaguen Avatar Aaron Copenhaguen
    March 26, 2024

    Getting insurance is the best thing a fitness professional can do to protect themselves. I feel better knowing Canopy has got my back. Simple and easy to sign up.

    Herman Hildo Avatar Herman Hildo
    March 25, 2024
  • I Am tremendously grateful for the help I received in getting the right understanding of what policy was best to fit my needs! Thank U Canopy and Staff

    Darron Hines Avatar Darron Hines
    March 25, 2024

    Super friendly service..

    Kristina Strong Avatar Kristina Strong
    March 25, 2024

    I was concerned that I wouldn't find a company that could check all the boxes on our coverage wishlist. It only took one quick call and my questions were answered.... Read More

    Greg Hoover Avatar Greg Hoover
    March 25, 2024
  • Reasonable rates for small business owners. It was tough finding a policy that met my needs, but was fortunate to find Insurance Canopy. Highly recommended.

    Kate Whelan Avatar Kate Whelan
    March 25, 2024

    Very easy process to get peace of mind

    Kristen Talusan Avatar Kristen Talusan
    March 25, 2024

    great experience so far, always able to reach a human representative on the phone!

    New Groove Avatar New Groove
    March 25, 2024
  • Insurance Canopy gives me peace of mind for my practice.

    Adriana Chacon Avatar Adriana Chacon
    March 25, 2024

    Great service, affordable insurance, easy to work with.

    Roland Cache Avatar Roland Cache
    March 18, 2024

    The wait was way too long, however it was worth it. The representative that helped me was knowledgeable, patient, and reassuring.

    susan fletcher Avatar susan fletcher
    March 11, 2024
  • Fast procedure with clear price options. Did everything in less than 5 minutes

    Ron Geraci Avatar Ron Geraci
    March 11, 2024

    If you are in the entertainment business this is the best and most easiest insurance to use.

    Dance Smith Productions Avatar Dance Smith Productions
    March 1, 2024

    Very easy set up for a policy and friendly conversation with on line and customer support

    Vito n/a Avatar Vito n/a
    March 1, 2024
  • Site easy to navigate, good price, good customer service.

    Yosie Coronel Avatar Yosie Coronel
    March 1, 2024

    Process went very well. Best price and able to add a secondary insured.

    Jacque Avatar Jacque
    March 1, 2024

    Renewal of policy was smooth and didn't have to do a thing! Excellent customer support! Will refer family and friends. Thank you Insurance Canopy!

    Ram Seetharam Avatar Ram Seetharam
    March 1, 2024
  • Insurance Canopy has some issues when navigating the website. However, they have reasonable rates and seemingly good coverage. I’ve never had to file a claim. So I will make a... Read More

    Gabriel Sherry Avatar Gabriel Sherry
    March 1, 2024

    We have worked extensively with Faith Ortiz and each time it has been a pleasure! Faith is efficient, incredibly knowledgeable, and a joy to work with. Even in situations with... Read More

    Andrew Bawdon Avatar Andrew Bawdon
    February 1, 2024

    Faith has been working with us for a while now and consistently goes out of her way to help us find a solution. We greatly appreciate all her and her... Read More

    Jaimee Gomez Avatar Jaimee Gomez
    February 1, 2024
  • quick and easy to sign up and did not break the bank!!

    Michael “Michael” Jobe Avatar Michael “Michael” Jobe
    April 8, 2024
  • Received many quotes that were multiple times more expensive. Needed something fast, easy and inexpensive for a high needs client. Customer had what they needed 5 minutes after... Read More

    Robert Caudle Avatar Robert Caudle
    April 7, 2024
  • Easy to apply online, it take 5 mins and get your provf of Insurance.

    Francesca Wine Avatar Francesca Wine
    April 6, 2024
  • I had shopped a few websites including my home/auto policy holder and was not satisfied with their inability to insure me. Other sites wanted ridiculous down payments and one time... Read More

    Lucia Boroczk Avatar Lucia Boroczk
    April 4, 2024
  • Just the insurance I needed. I wish the website would allow me to share pages!

    Ellen Brodsky Avatar Ellen Brodsky
    April 2, 2024
  • This insurance fits my needs as a yoga instructor with a small studio at a reasonable price.

    Hillary Blackton Avatar Hillary Blackton
    April 2, 2024
  • It was fast and easy.

    Vincent Cabello Avatar Vincent Cabello
    March 31, 2024
  • Chat support is terrific. I have chatted multiple times and each time the support team is very prompt, customer focused and knows the answers. The policy website is also very... Read More

    Patrick McElhaney Avatar Patrick McElhaney
    March 27, 2024
  • Process was easy. Relevant information accessible. Platform is very user friendly.

    Carolina Santos Avatar Carolina Santos
    March 26, 2024
  • The agent was awesome, helped me through my application completely, very professional, humble and helpful! I love Canopy’s concept!!! Thanks, Lionel

    Lionel Harrison Avatar Lionel Harrison
    March 26, 2024

What’s Covered in IT Consultant Insurance?

IT consultants need various essential coverage types for complete insurance protection.

General Liability

General Liability coverage provides vital protection against claims for bodily injury, property damage, or personal and advertising injury made by third parties. This coverage includes legal fees, settlement costs, and damages awarded in a lawsuit, ensuring that IT consultants have financial protection in a field where unforeseen situations can arise.

 Professional Liability Coverage

Professional liability coverage is essential in protecting consultants against claims of negligence, errors, or omissions in their services. When offering advice and recommendations, there is always a risk of clients being unhappy or experiencing financial loss. This coverage takes care of defense costs, settlements, or judgments, allowing consultants to focus on their work without worrying about professional risks.

Errors and Omission Coverage

Errors and omissions (E&O) coverage provides protection against mistakes, negligence, or failure to provide accurate advice or services to clients. This insurance covers legal fees, settlements, and damages resulting from claims arising from consulting work. IT consultants can confidently deliver high-quality services to clients, knowing they are protected from financial risks with E&O coverage.

Cyber Liability Coverage

Cyber liability coverage safeguards against financial losses and damages caused by cyber-attacks. This includes data breaches, hacking incidents, and identity theft. IT consultants require this coverage to handle client information online while managing risks and liabilities effectively. It provides preparedness and financial security in case of cyber-attack incidents.

Tools and Equipment Coverage

IT consultants are protected from financial losses caused by damaged, lost, or stolen tools. This is crucial for consultants who heavily rely on specialized tools. Consultants can have peace of mind knowing that unexpected incidents will not disrupt their business, as tools can be promptly replaced or repaired.

Coverage Limits for IT Consultant Insurance

IT consultant insurance offers a variety of policy options and specific limits to consider, including:

General & Professional Liability Limits

The most your policy will pay in a 12 month policy period for bodily injury and property damage claims that you become legally obligated to pay due to your business and professional services.

$3,000,000

The maximum amount your policy will pay in a 12-month period for bodily injury and property damage claims that result from the products you use to perform your services. However, it does not cover products that are manufactured, sold, or distributed.

$1,000,000

The amount that your policy will pay for claims arising out of one or more of the following offenses:
– False Arrest, detention or imprisonment
– Malicious prosecution
– Wrongful Eviction or Wrongful Entry
– Oral or written publications that slander or libels a person or organization
– Oral or written publication or material that violates a person’s right of privacy
– The use of another’s advertising idea in your advertisement

Included

The maximum the insurance carrier will pay for a bodily injury or property damage claim that you become legally obligated to pay due to your business and professional services.

$1,000,000

The most we will pay for property damage to any one premises, while rented to you, or in the case of damage by fire, while rented to you or temporarily occupied by you with permission of the owner.

$300,000

Medical Expense (Any one person)

$5,000

Additional Limits

Inland marine insurance covers tangible property that is movable or transportable in nature (e.g. supplies, equipment, or inventory) but excludes coverage for structures and items that are part of the structure. Note: a $250 deductible applies to this coverage.

$4,000

Still doing your research?
Have Questions?
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Benefits Of Insurance

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Increased Customer Bookings

When you protect your business with IT consulting insurance you can advertise that your business is licensed and insured, giving you that competitive edge over other consultant firms. 

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Cyber Liability Insurance

As a consulting business, you may store sensitive client information online or on a tablet. With cyber security crimes on the rise, run your business without worry when you protect it with Cyber Liability insurance. 

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Personalized Coverage

Insurance Canopy provides IT consultants with personalized and affordable coverages. Increase your coverage limits, add coverages, and create a policy that is perfect for your business. 

FAQs About IT Consultant Insurance

Answers to Some Commonly Questions about IT Consultant Insurance

IT consultant insurance provides coverage for general, professional, and cyber liability. Additionally, Insurance Canopy offers errors and omission coverage and tools and equipment coverage to ensure comprehensive protection for IT businesses in unforeseen situations. These coverages are crucial for all consulting businesses, including those in the IT industry.
IT consultant insurance protects you from liability claims like negligence, breach of contract, or defamation. It also builds trust with clients, demonstrating that you have taken necessary precautions. This insurance offers peace of mind and financial security in unforeseen circumstances.

As a one-stop shop for insurance, Insurance Canopy is dedicated to creating the best insurance experience for its customers. Insurance canopy offers:

  • No Quote Process
  • 24/7 Access to Policy Documents
  • Convenient Online Purchasing
  • Licensed In 49 States (excludes MO)
  • Additional Insureds
  • General Liability
  • Professional Liability Insurance
  • Cyber Liability Insurance
  • Damage to Premises Rented Coverage
  • Tools & Equipment Insurance
Choosing the right insurance is critical.
You can’t afford gaps in your coverage that could put you out of business.
Man smiling at the camera while working on a laptop

Need additional information before making a decision?

Give our team a call today at 844.520.6993

Get Protected with Insurance Canopy Today

As an IT consultant, your role to provide clients with professional guidance and services is invaluable. Despite your skill, it’s crucial to understand that accidents, mistakes, or legal claims might still happen while you are at work. Insurance Canopy offers comprehensive coverage options designed specifically for IT consultants like you, including professional, general, and cyber liability coverages.

Insure Your IT Consulting Practice Now

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