IT Consultants Insurance

 Insurance for IT consultants can protect your business from the most common liability claims.  

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Why Do IT Consultants Need Insurance?

IT consultants need insurance to protect their business from the expensive costs related to claims. Without insurance, you could be held liable to pay thousands of dollars in claims fees. This can include attorney fees, medical fees, property damage costs, and more. However, with IT consultants insurance, your costs can be mitigated or even eliminated. 

How Much Does IT Consultant Insurance Cost?

The cost of IT consulting insurance starts at $21.08 per month. The cost can vary depending on:

  • The gross income amount of your business
  • Coverages you include on your policy
  • Coverage limits you include on your policy

What Business Insurance Policies Does An IT Consultant Need?

An IT consultant needs General Liability insurance, Professional Liability insurance, Errors & Omission insurance, Tools & Equipment insurance, and Cyber Liability insurance.  Optional coverages include Tools & Equipment insurance and Cyber Liability insurance. These coverages can extend an umbrella of coverage over your business and help prevent financial stress in the event of a claim. Depending on your business activity you will need different coverages. 

For most IT consultants, we strongly recommend adding Cyber Liability Insurance to help protect your business from any cyber-attacks.

Coverage Details

General & Professional Liability Limits

The most your policy will pay in a 12 month policy period for bodily injury and property damage claims that you become legally obligated to pay due to your business and professional services.


The maximum amount your policy will pay in a 12-month period for bodily injury and property damage claims that result from the products you use to perform your services. However, it does not cover products that are manufactured, sold, or distributed.


The amount that your policy will pay for claims arising out of one or more of the following offenses:
– False Arrest, detention or imprisonment
– Malicious prosecution
– Wrongful Eviction or Wrongful Entry
– Oral or written publications that slander or libels a person or organization
– Oral or written publication or material that violates a person’s right of privacy
– The use of another’s advertising idea in your advertisement


The maximum the insurance carrier will pay for a bodily injury or property damage claim that you become legally obligated to pay due to your business and professional services.


The most we will pay for property damage to any one premises, while rented to you, or in the case of damage by fire, while rented to you or temporarily occupied by you with permission of the owner.


Medical Expense (Any one person)


Additional Limits

Inland marine insurance covers tangible property that is movable or transportable in nature (e.g. supplies, equipment, or inventory) but excludes coverage for structures and items that are part of the structure. Note: a $250 deductible applies to this coverage.


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Coverage Details For IT Consultants

General Liability

Financially protect your business from third-party bodily injury and property damage claims. This provides protection for the most common claims a business owner could experience. 

Protect your business from the cost of claims that stem from your business operations. A common claim could include a client suing you over misinformation or faulty professional advice.

Errors and Omission Insurance

Protect your business from the financial stress of claims that stem from misinformation or faulty business practices. Errors and omissions insurance can also protect you from claims that stem from your business practices.

Cyber Liability Insurance

Protect your business from the cost of claims that stem from your business operations. A common claim could include a client suing you over misinformation or faulty professional advice.

Tools and Equipment Insurance

Tools and Equipment Coverage can help repair or replace damaged or stolen business equipment.

What Our Customers Say About Us

Here's what other people have to say about their experience.

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Benefits Of Insurance

icon of laptop with stopwatch on the screen.

Increased Customer Bookings

When you protect your business with IT consulting insurance you can advertise that your business is licensed and insured, giving you that competitive edge over other consultant firms. 

certificate icon

Cyber Liability Insurance

As a consulting business, you may store sensitive client information online or on a tablet. With cyber security crimes on the rise, run your business without worry when you protect it with Cyber Liability insurance. 

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Personalized Coverage

Insurance Canopy provides IT consultants with personalized and affordable coverages. Increase your coverage limits, add coverages, and create a policy that is perfect for your business. 

Questions About IT Consultant Insurance

You can protect your business with IT consultants insurance in 3 easy steps. 

  1. Start your insurance application
  2. Add the needed information and personalize your coverage
  3. Purchase and enjoy instant access to policy documents, additional insureds, and certificates of insurance. 

As a one-stop shop for insurance, Insurance Canopy is dedicated to creating the best insurance experience for its customers. Insurance canopy offers

  • No Quote Process
  • 24/7 Access to Policy Documents
  • Convenient Online Purchasing
  • Licensed In All 50 States
  • Additional Insureds
  • General Liability
  • Professional Liability Insurance
  • Cyber Liability Insurance
  • Damage to Premises Rented Coverage
  • Tools & Equipment Insurance 
Choosing the right insurance is critical.
You can’t afford gaps in your coverage that could put you out of business.

Need additional information before making a decision?

Give our team a call today at 844.520.6993

IT Consultant Insurance

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