IT Consultants Insurance
Insurance for IT consultants can protect your business from the most common liability claims.
Why Do IT Consultants Need Insurance?
IT consultants need insurance to protect their business from the expensive costs related to claims. Without insurance, you could be held liable to pay thousands of dollars in claims fees. This can include attorney fees, medical fees, property damage costs, and more. However, with IT consultants insurance, your costs can be mitigated or even eliminated.
How Much Does IT Consultant Insurance Cost?
The cost of IT consulting insurance starts at $21.08 per month. The cost can vary depending on:
- The gross income amount of your business
- Coverages you include on your policy
- Coverage limits you include on your policy
What Business Insurance Policies Does An IT Consultant Need?
An IT consultant needs General Liability insurance, Professional Liability insurance, Errors & Omission insurance, Tools & Equipment insurance, and Cyber Liability insurance. Optional coverages include Tools & Equipment insurance and Cyber Liability insurance. These coverages can extend an umbrella of coverage over your business and help prevent financial stress in the event of a claim. Depending on your business activity you will need different coverages.
For most IT consultants, we strongly recommend adding Cyber Liability Insurance to help protect your business from any cyber-attacks.
Coverage Details
General & Professional Liability Limits
The most your policy will pay in a 12 month policy period for bodily injury and property damage claims that you become legally obligated to pay due to your business and professional services.
$3,000,000
The maximum amount your policy will pay in a 12-month period for bodily injury and property damage claims that result from the products you use to perform your services. However, it does not cover products that are manufactured, sold, or distributed.
$1,000,000
The amount that your policy will pay for claims arising out of one or more of the following offenses:
– False Arrest, detention or imprisonment
– Malicious prosecution
– Wrongful Eviction or Wrongful Entry
– Oral or written publications that slander or libels a person or organization
– Oral or written publication or material that violates a person’s right of privacy
– The use of another’s advertising idea in your advertisement
Included
The maximum the insurance carrier will pay for a bodily injury or property damage claim that you become legally obligated to pay due to your business and professional services.
$1,000,000
The most we will pay for property damage to any one premises, while rented to you, or in the case of damage by fire, while rented to you or temporarily occupied by you with permission of the owner.
$300,000
Medical Expense (Any one person)
$5,000
Additional Limits
Inland marine insurance covers tangible property that is movable or transportable in nature (e.g. supplies, equipment, or inventory) but excludes coverage for structures and items that are part of the structure. Note: a $250 deductible applies to this coverage.
$4,000
Coverage Details For IT Consultants
General Liability
Financially protect your business from third-party bodily injury and property damage claims. This provides protection for the most common claims a business owner could experience.
Protect your business from the cost of claims that stem from your business operations. A common claim could include a client suing you over misinformation or faulty professional advice.
Errors and Omission Insurance
Protect your business from the financial stress of claims that stem from misinformation or faulty business practices. Errors and omissions insurance can also protect you from claims that stem from your business practices.
Cyber Liability Insurance
Protect your business from the cost of claims that stem from your business operations. A common claim could include a client suing you over misinformation or faulty professional advice.
Tools and Equipment Insurance
Tools and Equipment Coverage can help repair or replace damaged or stolen business equipment.
What Our Customers Say About Us
Here's what other people have to say about their experience.
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The only company I use for event insurance! The best!
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June 19, 2023 -
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February 6, 2023It was easy to fill the forms out online and all the information
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August 26, 2022 -
You can't beat the price and once I called in, the guy I spoke with told me everything I needed to know and I was signed up within minutes. Amazing!!!
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Ken Reilly
January 6, 2023Your insurance provisions work perfectly for me. No overhead or long term contracts and I'm able to pass along the cost to my clients. Thanks!?
Gary Morton
July 26, 2022 -
Amazing service. Very fast, straightforward and helpful. Thank you for providing me with the necessary insurance coverage for my company and equipment. ???
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February 20, 2023Easy to set up And good price! I did shop around and found this company took me 20 minutes to get everything done ...got a custome made Liquor Liability insurance... Read More
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June 26, 2022 -
Chat rep was knowledgeable and professional and website was easy to navigate and apply for business insurance.
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August 26, 2022 -
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kayla ciruzzi
May 26, 2023 -
The process to apply for insurance was very easy and I appreciated how smooth it went. However, I didn’t like auto renew without my permission. I’m 69 and... Read More
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January 6, 2023 -
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December 6, 2022 -
I'm very happy to have found you guys for my business. The website is easy to navigate. The support service is excellent. Affordable prices for balloon artists and party entertainment... Read More
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ShoMoDjs DJ and Audio Visual Services
January 6, 2023Super easy and straightforward.
Emily Mallar
October 12, 2022 -
It didn’t start out so smooth but Jamal was helpful getting my additional insured added
Grog
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September 26, 2022
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The lady patiently help me out through the proces. I think her name is Stephanie. She stayed on the phone until I was done. My whole hearted thanks to... Read More
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July 26, 2022 -
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June 19, 2023 -
Insurance Canopy has given us piece of mind to conduct our business and know that it, as well as, our clients are protected. The ease of accessing any policy documents... Read More
It’s About 2 Go Down Entertainment
June 21, 2023 -
I had the best experience because I spoke with an agent Stephanie Davis that was truly knowledgeable and very patient with me to walk me through the entire process.... I... Read More
Cabbage
August 26, 2022 -
Very easy and efficient. It was just what I needed
Deborah West
February 27, 2023 -
Beta use only // easy, great… unbelievably easy to add and remove and insured and uninsured… almost too easy so thank you dad
kayla ciruzzi
May 26, 2023 -
Easy purchase… very clear description of service and options.
Apex Entertainment Group Chris Stout
June 21, 2023 -
Simple and easy on line process and I saved money compared to a large nationally known insurer
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January 6, 2023 -
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August 26, 2022 -
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December 6, 2022
Benefits Of Insurance
Increased Customer Bookings
When you protect your business with IT consulting insurance you can advertise that your business is licensed and insured, giving you that competitive edge over other consultant firms.
Cyber Liability Insurance
As a consulting business, you may store sensitive client information online or on a tablet. With cyber security crimes on the rise, run your business without worry when you protect it with Cyber Liability insurance.
Personalized Coverage
Insurance Canopy provides IT consultants with personalized and affordable coverages. Increase your coverage limits, add coverages, and create a policy that is perfect for your business.
Questions About IT Consultant Insurance
How Do I Get IT Consultant Insurance?
You can protect your business with IT consultants insurance in 3 easy steps.
- Start your insurance application
- Add the needed information and personalize your coverage
- Purchase and enjoy instant access to policy documents, additional insureds, and certificates of insurance.
Why Insurance Canopy For IT Consultant Insurance?
As a one-stop shop for insurance, Insurance Canopy is dedicated to creating the best insurance experience for its customers. Insurance canopy offers
- No Quote Process
- 24/7 Access to Policy Documents
- Convenient Online Purchasing
- Licensed In All 50 States
- Additional Insureds
- General Liability
- Professional Liability Insurance
- Cyber Liability Insurance
- Damage to Premises Rented Coverage
- Tools & Equipment Insurance
Need additional information before making a decision?
Give our team a call today at 844.520.6993
IT Consultant Insurance
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