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IT Consultants Insurance

Get the protection your IT consulting business needs with Insurance Canopy’s specialized IT consultant insurance, starting for only $229/year.
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$229

Yearly Policy
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Affordable, Fast, and Comprehensive

Our IT Consultant Insurance Coverage Is Designed To Meet Your Unique Needs

What is IT Consultant Insurance?

IT consultant insurance is a specialized coverage designed to protect your IT consulting business from potential risks and liabilities. There are risks in this type of business, including data breaches, system failures, errors or omissions, and lawsuits from clients. IT consultant insurance helps cover the costs of legal fees, damages, and other financial losses that may arise from these risks.

Who Needs IT Consultant Insurance?

IT consultant insurance is crucial for a diverse range of professionals in the IT consulting industry, including:

  • IT Analysts
  • IT Trainers
  • IT Consultants
  • Custom Programmers
  • Computer Programmers
  • Custom Software Developers
  • Software Consultants
  • Database Manager


Protect My Consulting Business Today

How Much is IT Consultant Insurance?

IT consulting insurance starts at only $21.08 per month or $229 per year. The cost is determined by factors such as:

  • Gross income of your business.
  • Selected coverages.
  • Coverage limits.

For a thorough understanding of how to customize your insurance coverage to meet your specific needs as a business consultant, check here.

Don't Just Take Our Word For It

Here's what other people have to say about their experience.

  • Easy. Quick. Responsive on chat.

    Me Avatar Me
    May 29, 2023

    Great site to work with.

    Patti Lee Avatar Patti Lee
    June 5, 2023

    It was easy to fill the forms out online and all the information

    Melissa Prado Avatar Melissa Prado
    August 26, 2022
  • So far this company has been great. Answered my questions promptly and got a quote promptly.

    Natalie Thompson Avatar Natalie Thompson
    October 12, 2022

    Incredibly user-friendly set up. Super impressed with the ease of purchasing my policy. Great!

    Tim Cunningham Avatar Tim Cunningham
    June 26, 2022

    I’ve been looking for the right insurance company. And I’ve found it ! Awesome prices and great coverage plans. Thank you !!

    Javier Valderrama Jr (BeastMode_Cyclist_Javy) Avatar Javier Valderrama Jr (BeastMode_Cyclist_Javy)
    August 26, 2022
  • Awesome fast and easy process ? in minutes!!

    PAUL Velez Avatar PAUL Velez
    July 26, 2022

    Chat rep was knowledgeable and professional and website was easy to navigate and apply for business insurance.

    Matt R Avatar Matt R
    July 26, 2022

    Very easy to quote and bind! Excellent price for the coverage.

    Matt Forneris Avatar Matt Forneris
    August 26, 2022
  • Very helpful agents! Will definitely recommend to all my industry friends!

    Entertainment Labs Avatar Entertainment Labs
    May 26, 2023

    Easy purchase… very clear description of service and options.

    Apex Entertainment Group Chris Stout Avatar Apex Entertainment Group Chris Stout
    June 21, 2023

    Great rates and so easy to sign up!

    Liz Atkinson Avatar Liz Atkinson
    January 6, 2023
  • My personal liability insurance for teaching fitness classes was so easy to set up! Plus, I needed to make a correction and their customer service was very prompt. Highly recommend... Read More

    Juju Rafii Avatar Juju Rafii
    December 6, 2022

    It was a very easy experience.

    Pamela Burton Avatar Pamela Burton
    February 13, 2023

    Beta use only // easy, great… unbelievably easy to add and remove and insured and uninsured… almost too easy so thank you dad

    kayla ciruzzi Avatar kayla ciruzzi
    May 26, 2023
  • Great service

    lamonte hatch Avatar lamonte hatch
    August 26, 2022

    Fast, easy, affordable.

    Steve Proctor Avatar Steve Proctor
    September 26, 2022

    Simple and easy on line process and I saved money compared to a large nationally known insurer

    Bill Ladwig Avatar Bill Ladwig
    January 6, 2023
  • The lady patiently help me out through the proces. I think her name is Stephanie. She stayed on the phone until I was done. My whole hearted thanks to... Read More

    Robert Lesaca Avatar Robert Lesaca
    July 26, 2022

    It has been great working with Insurance Canopy and especially Faith Ortiz. A+++

    ND3423 Avatar ND3423
    May 26, 2023

    Fast Great Reasonable Coverage Price!!!! Very helpful to all who needs insurance right away and to any type of business who has to comply with proof of insurance. it's... Read More

    John Togado Avatar John Togado
    December 6, 2022
  • Web site was very clear and easy to use

    Ken Reilly Avatar Ken Reilly
    January 6, 2023

    It was a easy sign up experience .

    Laroi Newman Avatar Laroi Newman
    July 26, 2022

    Wonderful quick and easy!

    shani files Avatar shani files
    December 6, 2022
  • Was in a jam. Needed the insurance for a gig coming up and the process was sooo simple! The coverage is exactly what they were looking for and we are... Read More

    joe barton Avatar joe barton
    October 12, 2022

    Easy to sign up and great customer service!

    Maureen Davis Avatar Maureen Davis
    February 6, 2023

    Quick easy to understand and reasonable. Detailed instructions and easy to ise. Canopy did it all for my team

    Kappa Xi Avatar Kappa Xi
    September 26, 2022
  • Easy to sign up. Got my insurance emailed to me within minutes. Thank you!

    Jason Lavea Avatar Jason Lavea
    June 12, 2023

    You can't beat the price and once I called in, the guy I spoke with told me everything I needed to know and I was signed up within minutes. Amazing!!!

    Michele Gibson Avatar Michele Gibson
    July 26, 2022

    Customer service and experience was great. Appreciate the patience and knowledge. Thank you.

    justelement T Avatar justelement T
    May 26, 2023
  • Easy. Quick. Responsive on chat.

    Me Avatar Me
    May 29, 2023
  • Simple and easy on line process and I saved money compared to a large nationally known insurer

    Bill Ladwig Avatar Bill Ladwig
    January 6, 2023
  • Instructor at Orange Door Yoga in Grand Junction, Co

    Terry Talbot Avatar Terry Talbot
    February 20, 2023
  • Easy purchase… very clear description of service and options.

    Apex Entertainment Group Chris Stout Avatar Apex Entertainment Group Chris Stout
    June 21, 2023
  • My personal liability insurance for teaching fitness classes was so easy to set up! Plus, I needed to make a correction and their customer service was very prompt. Highly recommend... Read More

    Juju Rafii Avatar Juju Rafii
    December 6, 2022
  • Insurance Canopy has given us piece of mind to conduct our business and know that it, as well as, our clients are protected. The ease of accessing any policy documents... Read More

    It’s About 2 Go Down Entertainment Avatar It’s About 2 Go Down Entertainment
    June 21, 2023
  • Sarah was outstanding!!! Wonderful customer service with a smile and a laugh!! Doesn’t get any better than that!

    Darci Menard Avatar Darci Menard
    February 6, 2023
  • They did actually do a great job at establishing my policy quickly and answering my questions by phone. Would recommend to others.

    Roberto Olivares Avatar Roberto Olivares
    September 26, 2022
  • Super fast and easy to set up. Very reasonably priced.

    Rachel Miller Avatar Rachel Miller
    February 6, 2023
  • Great service

    lamonte hatch Avatar lamonte hatch
    August 26, 2022

What’s Covered in IT Consultant Insurance?

IT consultants need various essential coverage types for complete insurance protection.

General Liability

General Liability coverage provides vital protection against claims for bodily injury, property damage, or personal and advertising injury made by third parties. This coverage includes legal fees, settlement costs, and damages awarded in a lawsuit, ensuring that IT consultants have financial protection in a field where unforeseen situations can arise.

 Professional Liability Coverage

Professional liability coverage is essential in protecting consultants against claims of negligence, errors, or omissions in their services. When offering advice and recommendations, there is always a risk of clients being unhappy or experiencing financial loss. This coverage takes care of defense costs, settlements, or judgments, allowing consultants to focus on their work without worrying about professional risks.

Errors and Omission Coverage

Errors and omissions (E&O) coverage provides protection against mistakes, negligence, or failure to provide accurate advice or services to clients. This insurance covers legal fees, settlements, and damages resulting from claims arising from consulting work. IT consultants can confidently deliver high-quality services to clients, knowing they are protected from financial risks with E&O coverage.

Cyber Liability Coverage

Cyber liability coverage safeguards against financial losses and damages caused by cyber-attacks. This includes data breaches, hacking incidents, and identity theft. IT consultants require this coverage to handle client information online while managing risks and liabilities effectively. It provides preparedness and financial security in case of cyber-attack incidents.

Tools and Equipment Coverage

IT consultants are protected from financial losses caused by damaged, lost, or stolen tools. This is crucial for consultants who heavily rely on specialized tools. Consultants can have peace of mind knowing that unexpected incidents will not disrupt their business, as tools can be promptly replaced or repaired.

Coverage Limits for IT Consultant Insurance

IT consultant insurance offers a variety of policy options and specific limits to consider, including:

General & Professional Liability Limits

The most your policy will pay in a 12 month policy period for bodily injury and property damage claims that you become legally obligated to pay due to your business and professional services.

$3,000,000

The maximum amount your policy will pay in a 12-month period for bodily injury and property damage claims that result from the products you use to perform your services. However, it does not cover products that are manufactured, sold, or distributed.

$1,000,000

The amount that your policy will pay for claims arising out of one or more of the following offenses:
– False Arrest, detention or imprisonment
– Malicious prosecution
– Wrongful Eviction or Wrongful Entry
– Oral or written publications that slander or libels a person or organization
– Oral or written publication or material that violates a person’s right of privacy
– The use of another’s advertising idea in your advertisement

Included

The maximum the insurance carrier will pay for a bodily injury or property damage claim that you become legally obligated to pay due to your business and professional services.

$1,000,000

The most we will pay for property damage to any one premises, while rented to you, or in the case of damage by fire, while rented to you or temporarily occupied by you with permission of the owner.

$300,000

Medical Expense (Any one person)

$5,000

Additional Limits

Inland marine insurance covers tangible property that is movable or transportable in nature (e.g. supplies, equipment, or inventory) but excludes coverage for structures and items that are part of the structure. Note: a $250 deductible applies to this coverage.

$4,000

Still doing your research?
Have Questions?
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Benefits Of Insurance

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Increased Customer Bookings

When you protect your business with IT consulting insurance you can advertise that your business is licensed and insured, giving you that competitive edge over other consultant firms. 

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Cyber Liability Insurance

As a consulting business, you may store sensitive client information online or on a tablet. With cyber security crimes on the rise, run your business without worry when you protect it with Cyber Liability insurance. 

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Personalized Coverage

Insurance Canopy provides IT consultants with personalized and affordable coverages. Increase your coverage limits, add coverages, and create a policy that is perfect for your business. 

FAQs About IT Consultant Insurance

Answers to Some Commonly Questions about IT Consultant Insurance

IT consultant insurance provides coverage for general, professional, and cyber liability. Additionally, Insurance Canopy offers errors and omission coverage and tools and equipment coverage to ensure comprehensive protection for IT businesses in unforeseen situations. These coverages are crucial for all consulting businesses, including those in the IT industry.
IT consultant insurance protects you from liability claims like negligence, breach of contract, or defamation. It also builds trust with clients, demonstrating that you have taken necessary precautions. This insurance offers peace of mind and financial security in unforeseen circumstances.

As a one-stop shop for insurance, Insurance Canopy is dedicated to creating the best insurance experience for its customers. Insurance canopy offers:

  • No Quote Process
  • 24/7 Access to Policy Documents
  • Convenient Online Purchasing
  • Licensed In All 50 States
  • Additional Insureds
  • General Liability
  • Professional Liability Insurance
  • Cyber Liability Insurance
  • Damage to Premises Rented Coverage
  • Tools & Equipment Insurance
Choosing the right insurance is critical.
You can’t afford gaps in your coverage that could put you out of business.

Need additional information before making a decision?

Give our team a call today at 844.520.6993

Get Protected with Insurance Canopy Today

As an IT consultant, your role to provide clients with professional guidance and services is invaluable. Despite your skill, it’s crucial to understand that accidents, mistakes, or legal claims might still happen while you are at work. Insurance Canopy offers comprehensive coverage options designed specifically for IT consultants like you, including professional, general, and cyber liability coverages.

Insure Your IT Consulting Practice Now

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