Balloon Artist Insurance
Being the Life of the Party Carries Not So Fun Exposures
Balloon Artist Insurance requirements for your next event
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Public & Private Event Protection
From big birthday parties and fairs to corporate events and schools, balloon artist insurance covers you in multiple locations.
Instant Proof Of Insurance
Most venues or event planners require liability insurance to perform. We offer fast, secure online Balloon Artist insurance faster than an untied balloon rockets off.
Short & Long-Term Coverage
Do you need Balloon Artist liability insurance for one weekend, or do you twist balloons year-round? No matter your schedule, we have a plan that fits your budget.
Balloon Artist Liability Insurance
A birthday party can take an unpleasant twist when accidental injuries or damages leave you with unhappy customers, legal troubles, or costly claims. Insurance Canopy helps you keep the fun flying with Balloon Artist insurance by meeting contract requirements and lowering the cost of claims you may face. Every Balloon Artist needs their pièce de ré·sis·tance. Liability insurance makes sure your next balloon animal won’t be your last. Get instant coverage online today!
What is Balloon Art Insurance?
Balloon art insurance provides entertainers the coverage they need for many things, from slip and fall accidents to lawsuits. Balloon art insurance protects you from risks associated with your performance or balloon artistry during an event or party.
For example, you accidentally injure a child during your show while creating a giant balloon animal. In this scenario, any medical costs will be your responsibility, even if it was an accident. Another example is someone falls over your equipment at an event. If you don’t have the proper insurance policy, you could end up paying hefty legal fees or medical bills out of your pocket.
Do I Need Balloon Artist Insurance?
Yes, it protects you from financial loss if one of your clients sues you for damages or injuries sustained during your balloon twisting performance. Canopy offers balloon artist insurance designed specifically for professional balloon artists like yourself!
That’s why comprehensive insurance coverage for all events is so important: It helps protect yourself against injury and financial harm.
How much does insurance from Canopy cost?
Insurance Canopy offers balloon art insurance starting at $59 for 1-3 day events. This policy is perfect for performing at shows, parties, corporate events, and more. If your balloon business is year-round, we offer an annual policy for $199. At Insurance Canopy, we offer unlimited additional insureds for just $5.
General Liability Limits
The most your policy will pay for bodily injury and property damage claims occurring in the policies term that you become legally obligated to pay due to your business services.
The maximum amount your policy will pay in a 12-month period for bodily injury and property damage claims that result from the products you use to perform your services. However, it does not cover your products that are sold or distributed.
The amount that your policy will pay for claims arising out of one or more of the following offenses:
- False Arrest, detention or imprisonment
- Malicious prosecution
- Wrongful Eviction or Wrongful Entry
- Oral or written publications that slander or libels a person or organization
- Oral or written publication or material that violates a person’s right of privacy
- The use of another’s advertising idea in your advertisement
Applies to damage by fire to premises rented to the insured and to damage regardless of cause to premises (including contents) occupied by the insured for 7 days or less.
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Here's what other people have to say about their experience.
Great company easy to work with, and they even sent me reminders about my renewal!!!! Thank you so so much
Fast, easy, always there. As a mobile dj it’s important to me to have access to a cost friendly insurance option when needed. That’s exactly what you get! Great policy at a great rate. Thanks!!!
Very reliable and affordable insurance. Customer service is outstanding and hassle free when renewing.
My first time using this Company I like the ease of navigating through the site.
I loved working with insurance canopy. Their customer service was so available and willing to answer my questions as a first time business owner. Great pricing, quick, and easy.
Balloon Artist Liability Insurance
1-3 Day Coverage: Starting at $59 – As you prepare for your next event, purchase balloon business insurance so you can focus on wowing your guests with your balloon twisting skills.
Questions About Balloon Artist Insurance
What Does Balloon Twister Insurance Cover?
Balloon artist insurance is the coverage you need to protect your balloon-twisting business. It covers your equipment, liability, and any other risks that are associated with your profession.
Third-party, Non-employee Bodily Injury
A crowd favorite, filling up mega balloons and releasing them untied into the air. You generally get lots of laughs from the crowd. Unfortunately, this go-round, the kamikaze balloon happened to head straight for a young child sitting front-row hitting them in the eye. The child’s parents demand you foot the cost of seeing an optometrist.
Third-Party Property Damage
You’re performing your show’s finale at one of your biggest events of the year. This particular trick involves dozens of balloons. In creating the right lift and angle of the piece, many have to be tied in before they’re inflated. This part of the act requires absolute concentration. While hard at work, a naughty child decides to fling a rock in your direction, popping a balloon. The ear-shattering pop surprises you. In turn, causing a domino effect in which you fall into a tall light fixture. The fixture then crashes onto an inflatable bounce house, popping it as well. You guessed it. You are responsible for third-party property damage.
You try maintaining order at a wild birthday party and calm some unruly children with your balloon art. This isn’t working. Instead, you are being used as a human ladder by the kids. When you try to shake free gently of one, an angry mom sees this. She then claims you “pushed the child off too hard.” Although you know you didn’t, this parent decides to go after your livelihood. She shows no signs of going away. You are sued for harming the child. Defense costs are included as part of the claims process.
Why should I carry balloon twister insurance?
Balloon twisters should carry insurance for the same reasons any business owner should:
- To protect your business. Just as you would carry a homeowner’s or renter’s insurance policy to protect your home, you need protection for your business in case of an emergency or loss. Suppose an uninsured accident happens on-site without coverage. In that case, it could mean a loss of income and additional expenses such as medical bills or property damage repair costs.
- To protect your equipment. You may have invested thousands of dollars into balloons and other supplies for your balloon twister business—and they’re not cheap! Proper insurance can help provide financial protection. In situations where these items are stolen or damaged by weather-related events like floods, lightning strikes, earthquakes, and more severe disasters like fires (which is why we recommend keeping all flammable materials away from reach at all times).
- To protect yourself from lawsuits. As a balloon artist, you spur imaginations and allow your audience to live vicariously through your talent. However, there are many risks involved with even the most creative of professions. Insurance helps protect you from those risks.