Balloon Artist Insurance
Being the Life of the Party Carries Not So Fun Exposures
Balloon Artist Insurance requirements for your next event
Get a Certificate of Insurance in 10 minutes or less online
Public & Private Event Protection
From big birthday parties and fairs to corporate events and schools, balloon artist insurance covers you in multiple locations.
Instant Proof Of Insurance
Most venues or event planners require liability insurance to perform. We offer fast, secure online Balloon Artist insurance faster than an untied balloon rockets off.
Short & Long-Term Coverage
Do you need Balloon Artist liability insurance for one weekend, or do you twist balloons year-round? No matter your schedule, we have a plan that fits your budget.
Balloon Artist Liability Insurance
A birthday party can take an unpleasant twist when accidental injuries or damages leave you with unhappy customers, legal troubles, or costly claims. Insurance Canopy helps you keep the fun flying with Balloon Artist insurance by meeting contract requirements and lowering the cost of claims you may face. Every Balloon Artist needs their pièce de ré·sis·tance. Liability insurance makes sure your next balloon animal won’t be your last. Get instant coverage online today!
What is Balloon Art Insurance?
Balloon art insurance provides entertainers the coverage they need for many things, from slip and fall accidents to lawsuits. Balloon art insurance protects you from risks associated with your performance or balloon artistry during an event or party.
For example, you accidentally injure a child during your show while creating a giant balloon animal. In this scenario, any medical costs will be your responsibility, even if it was an accident. Another example is someone falls over your equipment at an event. If you don’t have the proper insurance policy, you could end up paying hefty legal fees or medical bills out of your pocket.
Do I Need Balloon Artist Insurance?
Yes, it protects you from financial loss if one of your clients sues you for damages or injuries sustained during your balloon twisting performance. Canopy offers balloon artist insurance designed specifically for professional balloon artists like yourself!
That’s why comprehensive insurance coverage for all events is so important: It helps protect yourself against injury and financial harm.
How much does insurance from Canopy cost?
Insurance Canopy offers balloon art insurance starting at $59 for 1-3 day events. This policy is perfect for performing at shows, parties, corporate events, and more. If your balloon business is year-round, we offer an annual policy for $199. At Insurance Canopy, we offer unlimited additional insureds for just $5.
Coverage Details Limits
Included
General Liability Aggregate Limit
$2,000,000
Products – Completed Operations Aggregate Limit
$2,000,000
Personal and Advertising Injury Limit
$1,000,000
General Each Occurrence Limit
$1,000,000
Damage to Premises Rented to You Limit (Any One Premises)
$300,000
Medical Expense Limit
$5,000
Unlimited Additional Insureds
Annual – Included
Event- $5
Additional Limits (Annual Only)
Equipment and Gear Coverage
$2,000 policy year
+$6.00/month
$5,000 policy year
+$12.50/month
Deductible
$250
Excess Liability Coverage ($1,000,000)
+$29.17/month
Cyber Liability Coverage ($100,000)
+$8.25/month
Policy Pricing
Annual Policy – 365 Days Covered
From $18.50/month
Event Policy – 1-3 Days Covered
From $59 per event
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You're In Good Company With Insurance Canopy
Here's what other people have to say about their experience.
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Affordable plan and very easy to access when I need it
Angela Lobianco
July 13, 2024I have been associated with this company for 3 years. They would have deserved no more than 1-2 stars at the time. They have progressively leveled up their customer service... Read More
Angela Fischetti
July 12, 2024Great company with a courteous staff. Website is smooth and navigable with many options for all different kinds of fitness professionals. Best insurance options as well
Rich Bonifazio
July 12, 2024 -
Always easy to use! Thank you!
CahillandDelene
July 12, 2024I think this is the third year in a row that I continue to carry my independent contractor insurance through Insurance Canopy. They make it easy for me, and alert... Read More
susanf
July 5, 2024Nothing but positive things to say. Great company, have used them for years.
Brandon Kennedy
July 5, 2024 -
Always done very well for us. Highly recommended.
Kenny Casanova
July 5, 2024Thank you so much for the wonderful service. It is alway so easy to renew my policy each year!
Jamilyn Boze
July 5, 2024quick and easy to sign up and did not break the bank!!
Michael “Michael” Jobe
April 8, 2024 -
Received many quotes that were multiple times more expensive. Needed something fast, easy and inexpensive for a high needs client. Customer had what they needed 5 minutes after... Read More
Robert Caudle
April 7, 2024Easy to apply online, it take 5 mins and get your provf of Insurance.
Francesca Wine
April 6, 2024I had shopped a few websites including my home/auto policy holder and was not satisfied with their inability to insure me. Other sites wanted ridiculous down payments and one time... Read More
Lucia Boroczk
April 4, 2024 -
Just the insurance I needed. I wish the website would allow me to share pages!
Ellen Brodsky
April 2, 2024This insurance fits my needs as a yoga instructor with a small studio at a reasonable price.
Hillary Blackton
April 2, 2024It was fast and easy.
Vincent Cabello
March 31, 2024 -
Chat support is terrific. I have chatted multiple times and each time the support team is very prompt, customer focused and knows the answers. The policy website is also very... Read More
Patrick McElhaney
March 27, 2024Process was easy. Relevant information accessible. Platform is very user friendly.
Carolina Santos
March 26, 2024The agent was awesome, helped me through my application completely, very professional, humble and helpful! I love Canopy’s concept!!! Thanks, Lionel
Lionel Harrison
March 26, 2024 -
I've been using Canopy for all my businesses. Always responsive, easy to use and the cheapest around. Can't ask for more! - A 10+ note from a happy customer here!
Aaron Copenhaguen
March 26, 2024Getting insurance is the best thing a fitness professional can do to protect themselves. I feel better knowing Canopy has got my back. Simple and easy to sign up.
Herman Hildo
March 25, 2024I Am tremendously grateful for the help I received in getting the right understanding of what policy was best to fit my needs! Thank U Canopy and Staff
Darron Hines
March 25, 2024 -
Super friendly service..
Kristina Strong
March 25, 2024I was concerned that I wouldn't find a company that could check all the boxes on our coverage wishlist. It only took one quick call and my questions were answered.... Read More
Greg Hoover
March 25, 2024Reasonable rates for small business owners. It was tough finding a policy that met my needs, but was fortunate to find Insurance Canopy. Highly recommended.
Kate Whelan
March 25, 2024 -
Very easy process to get peace of mind
Kristen Talusan
March 25, 2024great experience so far, always able to reach a human representative on the phone!
New Groove
March 25, 2024Insurance Canopy gives me peace of mind for my practice.
Adriana Chacon
March 25, 2024 -
Great service, affordable insurance, easy to work with.
Roland Cache
March 18, 2024The wait was way too long, however it was worth it. The representative that helped me was knowledgeable, patient, and reassuring.
susan fletcher
March 11, 2024Fast procedure with clear price options. Did everything in less than 5 minutes
Ron Geraci
March 11, 2024
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Affordable plan and very easy to access when I need it
July 13, 2024 -
I have been associated with this company for 3 years. They would have deserved no more than 1-2 stars at the time. They have progressively leveled up their customer service... Read More
July 12, 2024 -
Great company with a courteous staff. Website is smooth and navigable with many options for all different kinds of fitness professionals. Best insurance options as well
July 12, 2024 -
Always easy to use! Thank you!
July 12, 2024 -
I think this is the third year in a row that I continue to carry my independent contractor insurance through Insurance Canopy. They make it easy for me, and alert... Read More
July 5, 2024 -
Nothing but positive things to say. Great company, have used them for years.
July 5, 2024 -
Always done very well for us. Highly recommended.
July 5, 2024 -
Thank you so much for the wonderful service. It is alway so easy to renew my policy each year!
July 5, 2024 -
quick and easy to sign up and did not break the bank!!
April 8, 2024 -
Received many quotes that were multiple times more expensive. Needed something fast, easy and inexpensive for a high needs client. Customer had what they needed 5 minutes after... Read More
April 7, 2024
Balloon Artist Liability Insurance
1-3 Day Coverage: Starting at $59 – As you prepare for your next event, purchase balloon business insurance so you can focus on wowing your guests with your balloon twisting skills.
Questions About Balloon Artist Insurance
What Does Balloon Twister Insurance Cover?
Balloon artist insurance is the coverage you need to protect your balloon-twisting business. It covers your equipment, liability, and any other risks that are associated with your profession.
Third-party Bodily Injury (Non-employee)
Third-party bodily injury liability insurance protects balloon artists from claims made by non-employees injured during performances, such as an untied balloon accidentally injuring a child. The child’s parents may sue you for medical expenses and other damages resulting from the injury.
Third-Party Property Damage: Your Client’s Property
Third-party property damage liability insurance helps cover damages to property belonging to others caused by balloon artists during performances. For instance, you may get sued if a balloon you twisted accidentally pops and hits a valuable artwork or decoration at an event, causing damage. The owner of the damaged property may sue you for the cost of repairing or replacing the damaged item.
Defense Costs If A Client Sues You
Defense cost coverage in liability insurance for balloon artists includes legal fees incurred while defending against claims made by third parties. A parent may sue you if their child gets injured during your performance due to negligence or improper conduct, such as failing to secure balloons, resulting in a child getting hit. Or if your actions result in the child being harmed, such as if a balloon sculpture pops and injures them.
Why should I carry balloon twister insurance?
Balloon twisters should carry insurance for the same reasons any business owner should:
- To protect your business. Just as you would carry a homeowner’s or renter’s insurance policy to protect your home, you need protection for your business in case of an emergency or loss. Suppose an uninsured accident happens on-site without coverage. In that case, it could mean a loss of income and additional expenses such as medical bills or property damage repair costs.
- To protect your equipment. You may have invested thousands of dollars into balloons and other supplies for your balloon twister business—and they’re not cheap! Proper insurance can help provide financial protection. In situations where these items are stolen or damaged by weather-related events like floods, lightning strikes, earthquakes, and more severe disasters like fires (which is why we recommend keeping all flammable materials away from reach at all times).
- To protect yourself from lawsuits. As a balloon artist, you spur imaginations and allow your audience to live vicariously through your talent. However, there are many risks involved with even the most creative of professions. Insurance helps protect you from those risks.
