What is Balloon Art Insurance?

Balloon art insurance provides entertainers the coverage they need for many things, from slip and fall accidents to lawsuits. Balloon art insurance protects you from risks associated with your performance or balloon artistry during an event or party. For example, you accidentally injure a child during your show while creating a giant balloon animal. In this scenario, any medical costs will be your responsibility, even if it was an accident. Another example is someone falls over your equipment at an event. If you don’t have the proper insurance policy, you could end up paying hefty legal fees or medical bills out of your pocket.

Do I Need Balloon Artist Insurance?

Yes, it protects you from financial loss if one of your clients sues you for damages or injuries sustained during your balloon twisting performance. Canopy offers balloon artist insurance designed specifically for professional balloon artists like yourself! That’s why comprehensive insurance coverage for all events is so important: It helps protect yourself against injury and financial harm.

How much does insurance from Canopy cost?

Insurance Canopy offers balloon art insurance starting at $59 for 1-3 day events. This policy is perfect for performing at shows, parties, corporate events, and more. If your balloon business is year-round, we offer an annual policy for $199. At Insurance Canopy, we offer unlimited additional insureds for just $5.

What Does Balloon Twister Insurance Cover?

Balloon artist insurance is the coverage you need to protect your balloon-twisting business. It covers your equipment, liability, and any other risks that are associated with your profession. Third-party Bodily Injury (Non-employee) Third-party bodily injury liability insurance protects balloon artists from claims made by non-employees injured during performances, such as an untied balloon accidentally injuring a child. The child’s parents may sue you for medical expenses and other damages resulting from the injury. Third-Party Property Damage: Your Client’s Property Third-party property damage liability insurance helps cover damages to property belonging to others caused by balloon artists during performances. For instance, you may get sued if a balloon you twisted accidentally pops and hits a valuable artwork or decoration at an event, causing damage. The owner of the damaged property may sue you for the cost of repairing or replacing the damaged item. Defense Costs If A Client Sues You Defense cost coverage in liability insurance for balloon artists includes legal fees incurred while defending against claims made by third parties. A parent may sue you if their child gets injured during your performance due to negligence or improper conduct, such as failing to secure balloons, resulting in a child getting hit. Or if your actions result in the child being harmed, such as if a balloon sculpture pops and injures them.

Why should I carry balloon twister insurance?

Balloon twisters should carry insurance for the same reasons any business owner should: To protect your business. Just as you would carry a homeowner’s or renter’s insurance policy to protect your home, you need protection for your business in case of an emergency or loss. Suppose an uninsured accident happens on-site without coverage. In that case, it could mean a loss of income and additional expenses such as medical bills or property damage repair costs. To protect your equipment. You may have invested thousands of dollars into balloons and other supplies for your balloon twister business—and they’re not cheap! Proper insurance can help provide financial protection. In situations where these items are stolen or damaged by weather-related events like floods, lightning strikes, earthquakes, and more severe disasters like fires (which is why we recommend keeping all flammable materials away from reach at all times). To protect yourself from lawsuits. As a balloon artist, you spur imaginations and allow your audience to live vicariously through your talent. However, there are many risks involved with even the most creative of professions. Insurance helps protect you from those risks.

Balloon Artist Insurance

Protect every twist and turn you make with balloon artist insurance from Insurance Canopy!

MOST POPULAR

^$18.50

Per Month

Or $199/Year

AS LOW AS

^$59

Per Show

1-3 Day Coverage

★★★★★ 4.8/5

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Balloon Artist Liability Insurance

Birthday parties and fairs can take unexpected twists when accidents lead to costly claims, legal troubles, and unhappy clients. We designed liability insurance for balloonists to cover these mishaps so you’re not stuck paying out of pocket.

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What Is Balloon Artist Insurance?

Balloon artist insurance is general liability coverage that covers third-party claims related to your business, including:

Bodily injury: Someone trips over your equipment, injures themselves, and expects you to pay their medical bills
Property damage: Your gear damages a piece of furniture at a kid’s birthday party and the parents sue you for property damage
Personal and advertising injury: A client sues you because you can’t make all of the balloon animals featured in your advertising

Think of balloon artist insurance as a safety net — you may not think you need it now, but you’ll be glad it’s there when you do!

Do I Need Balloon Twister Insurance?

Yes, you need balloonist insurance to operate a safe and compliant business. Many event coordinators and venue owners require proof of insurance before booking you. This ensures that both you and your partners have financial protection from liability claims.

This coverage also keeps you from paying out of pocket in the event of an accident.

For example, a party guest knocks over a helium tank and it falls on their foot, breaking several toes. They sue you for their medical bills and lost wages. Your insurance can cover some or all of these expenses.

How Much Does Balloon Artist Insurance Cost?

Insurance Canopy’s balloon artist insurance starts at $18.50 per month for an annual policy — which is ideal if you have gigs all year long. The final price can vary based on your income and if you pick any of our optional add-on coverages:

Gear and Equipment coverage, aka Inland Marine Insurance
Cyber liability insurance
Excess liability

Looking for short-term coverage? Get a three-day policy starting at $59!

Coverage Details Limits

Included

General Liability Aggregate Limit

$2,000,000

Products – Completed Operations Aggregate Limit

$2,000,000

Personal and Advertising Injury Limit

$1,000,000

General Each Occurrence Limit

$1,000,000

Damage to Premises Rented to You Limit (Any One Premises)

$300,000

Medical Expense Limit

$5,000

Unlimited Additional Insureds

$10 for Annual and Event

Additional Limits (Annual Only)

Equipment and Gear Coverage

$2,000 policy year

+$7.50/month

$5,000 policy year

+$15/month

Deductible

$250

Excess Liability Coverage ($1,000,000)

+$29.17/month

Cyber Liability Coverage ($100,000)

+$8.25/month

Policy Pricing

Annual Policy – 365 Days Covered

From $18.50/month

Event Policy – 1-3 Days Covered

From $59 per event

Balloon Artist Liability Insurance

Getting high-quality balloon artist insurance from Insurance Canopy gives the ultimate peace of mind so you can keep wowing crowds at every gig!

FAQs About Insurance for Balloon Decorators

Can I Get Balloon Artist Event Insurance?

Yes! You can get a short-term policy for just $59 if you only need coverage for a single show, festival, or fair. Our event insurance for balloon artists covers up to three days, so you have time to set up, perform, and pack up.

Does Balloon Artist Insurance Cover My Props and Supplies?

You can protect your balloons, pumps, and ribbons by adding Gear and Equipment coverage to your annual policy. This option can mitigate or even eliminate repair or replacement costs if your gear is damaged or stolen during gigs.

What Are Some Claims Examples Balloon Artists Face?

Your ads promise a special discount. You forgot to apply the discount, and a client sues you for false advertising.
While transporting your helium tank to a venue, you bump into a wall and leave a massive hole. The venue owner expects you to cover the property damage costs.

Your balloon pops and leaves a mark on a child’s face, resulting in an urgent care visit. The parents send you the medical bill.

Balloon Artist Insurance

Protect every twist and turn you make with balloon artist insurance from Insurance Canopy!

MOST POPULAR

AS LOW AS

Instant Proof Of Insurance

Short & Long-Term Coverage

Public and Private Event Protection

Balloon Artist Liability Insurance

What Is Balloon Artist Insurance?

Do I Need Balloon Twister Insurance?

How Much Does Balloon Artist Insurance Cost?

Coverage Details Limits

Balloon Artist Liability Insurance

FAQs About Insurance for Balloon Decorators

Can I Get Balloon Artist Event Insurance?

Does Balloon Artist Insurance Cover My Props and Supplies?

What Are Some Claims Examples Balloon Artists Face?

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