7 Best Event Vendor Insurance Compared: Coverage, Cost, & How to Choose
Figuring out which vendor policy to get can feel like sorting through a
Get fast and flexible general liability insurance that can keep you, your business, and your booth protected from setup to takedown at 100+ types of fairs and festivals.
Fair vendor insurance has you covered for any business-to-business (B2B) or consumer-facing event, whether you operate from a booth, kiosk, stall, or stand.
Additional types of vendors we cover are mobile vendors, beauty and body artists, pop-up shops, booth holders, virtual vendors, and CBD vendors.
Festival insurance for vendors is general liability coverage that protects your business when selling products and services at festivals, fairs, and more.
It’s designed to protect artists, concessionaires, businesses, and other merchants from injuries or damages caused to the venue, attendees, or other booths — helping you cover the cost of medical bills, repairs, or legal fees for accidents your business causes during the event.
Fair and festival vendor insurance costs start at just $49 per event* for short-term coverage at events, or as little as $18.50 per month** for non-stop coverage for your business.
The type of fair, the number of other vendors, or the number of festival-goers will not increase the price of your premiums — we only account for the amount of coverage you need!
Factors that we calculate include the length of coverage, the type of policy, and additional coverage. Any extra event-required coverage, like a Waiver of Subrogation or Primary Non-Contributory Endorsement, may be added for an additional cost.
* The lowest pricing is based on Arts and Crafts policies.
** The $18.50 per month pricing is based on DJ and Entertainers policies.
Your policy automatically includes vendor general liability insurance, which covers injuries or damages caused by your booth or business. With a standard festival vendor insurance policy, you may have coverage for:
✅ Slips, trips, and falls
✅ Weather-related incidents
✅ Damage to rented spaces
✅ Out-of-state events
✅ Multiple events*
Some vendors may need specialty coverage for their services or are looking for additional types of coverage while attending events. Our annual policies offer:
➕ Product liability coverage for injuries, illnesses, or damages caused by items you sell
➕ Professional liability insurance for accidents caused by the services you offer
➕ Equipment and inventory coverage for third-party theft and damages with your gear
➕ Cyber liability insurance to help you and your customers recover from cyber attacks
* Depending on the length of coverage and if the events occur during your coverage period.
Yes, you need vendor insurance to participate in a fair or festival to cover you for the cost of third-party accidents you may be held liable for. Plus, most festival directors, vendor coordinators, fairgrounds, and event venues require vendors to carry their own liability insurance.
Yes, you can get single event vendor insurance with Insurance Canopy! You can have coverage for just one fair or festival for up to 90 days.
You can get a Certificate of Insurance (COI) in 10 minutes or less when you buy a policy online with Insurance Canopy! Once your purchase is complete, you can instantly access your certificate online and download as many copies as you need.
You can add additional insureds to a festival vendor insurance policy during the purchase process, or by logging into your online account, clicking on “Add Additional Insureds,” and providing their information.
A small one-time fee may apply, and a copy of your policy will be automatically sent to the additional insured’s email address you supply.
Insurance Canopy is your one-stop shop for reliable, affordable liability insurance.
Thank you so much
Steve MonrealI needed a portable policy as a yoga instructor. I found this company in an online search. Called and got details from them, was quite surprised at how affordable... Read More
Jamie CalawayVery easy & quick experience. We got insurance in no time with no hassle. Thank you!
Robert EarnestI am glad I went with them. I needed a last minute policy to cover an event I was doing and they had exactly what I needed at a... Read More
Deloris Pachecogreat little company, with fair pricing, for entertainers who need occasional coverage. however, they have long hold times to speak to an agent, and their customer service left a little something... Read More
Gretje AngellWhat a lovely experience I had with Insurance Canopy! Easy and fast sign up, great policy, matches my needs as a self-employed business owner. Highly recommend!
Masha RusanovNeeded DJ insurance for Memorial Day weekend & was squared away within an hour for 2 events! Highly recommend
Jay SolisVery user friendly platform. Multiple options. Very good pricing. Needed liability insurance in order to secure a very good paying event for my solo tribute show. Was set up within... Read More
Michael RileyWould have 5 starts, but not right now. This is the first time I have ever had to pay for an additional insured ever in 20 year's. They either have... Read More
Anthony BurgessRepresentative Sarah was very helpful. Walked me through every step and not to mention the price even matched the service! Would recommend to any and everyone.
queenkiamVery easy to renew policy
Elyce NissinoffThey can help.you with the right Insurance you need, and the lowest price
Alvaro BaltazarProvides event insurance at a very reasonable price compared to other companies. Easy to purchase and provide proof of insurance.
David FoxAffordable for dance & yoga folk. Thumbs up!
Maia ClaireExtremely affordable event insurance and an easy to work with system and team that will advise you every step of the way!
Ishan Arvineverything is excellent
Radames MartinezI'm a new customer/policy holder. Super easy online application and policy setup. Very competitive rates. Certificate of insurance generated and received (PDF) immediately once method of payment established. Great service... Read More
Matthew TerryFor me, this application process was super efficient and easy to navigate on line. That goes a long way!
Holly MulderAffordable. Thank you.
Ana YoungI have not had any issues over the years with Insurance Canopy, with canceling and renewing, I have found the cost of coverage in line or better then some. I have... Read More
John CorkinsCanopy insurance has covered my DJ business for several years and I am totally satisfied with their services. Thank you DjVic🎧
DjVic Universal SoundsI have them for 3 years this year seems price went up . I have never had to use them for a claim so really couldn’t tell you about that!
Denice LapointeGreat for Event Insurance - most affordable
Gaby NobregaI was feeling overwhelmed with the specifications needed for my insurance coverage. I was offered friendly, quick and clear assistance. Through Canopy and Rey's help I was able to obtain... Read More
ESPIE QUINTEROTLJ's Mobile Mixology, LLC had been insured with Insurance Canopy since it's inception and we have no complaints.
Tenisha J.Knowledgeable, kind, attentive and professional. She helped me to feel comfortable, well taken good care of and get the service possible.
Ed LevittAs a Massage Therapist, I was not aware until a few years ago that I did not have to be part of an Organization to get my liability insurance! I... Read More
Kristie WilliamsThis insurance has helped me secure events with my corporate and local government clients. They have great customer service and are always willing to help.
Tony FelixRepresentative was clear & concise in explaining specifics of the policy. Cost of policy very reasonable.
John BI’m very happy with my purchase of liability insurance for a one-off event. I was even able to edit the policy after it had been issued with the help of... Read More
jay gedeonThank you so much
Steve MonrealVery easy & quick experience. We got insurance in no time with no hassle. Thank you!
Robert EarnestI needed a portable policy as a yoga instructor. I found this company in an online search. Called and got details from them, was quite surprised at how affordable... Read More
Jamie CalawayI am glad I went with them. I needed a last minute policy to cover an event I was doing and they had exactly what I needed at a... Read More
Deloris Pachecogreat little company, with fair pricing, for entertainers who need occasional coverage. however, they have long hold times to speak to an agent, and their customer service left a little something... Read More
Gretje AngellRepresentative Sarah was very helpful. Walked me through every step and not to mention the price even matched the service! Would recommend to any and everyone.
queenkiamWhat a lovely experience I had with Insurance Canopy! Easy and fast sign up, great policy, matches my needs as a self-employed business owner. Highly recommend!
Masha RusanovNeeded DJ insurance for Memorial Day weekend & was squared away within an hour for 2 events! Highly recommend
Jay SolisVery user friendly platform. Multiple options. Very good pricing. Needed liability insurance in order to secure a very good paying event for my solo tribute show. Was set up within... Read More
Michael RileyWould have 5 starts, but not right now. This is the first time I have ever had to pay for an additional insured ever in 20 year's. They either have... Read More
Anthony BurgessFiguring out which vendor policy to get can feel like sorting through a
Wouldn’t it be nice if “vendor liability insurance” covered everything? Here’s the thing:
Vendor product liability insurance covers injuries or damages to another person caused by