Farmers Market Vendor Insurance
Artisanal protection for foodies selling one-of-a-kind goods.
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Managing a market? Partner with us to easily insure your vendors!
What Is Farmers Market Vendor Insurance?
Farmers market vendor insurance is a food liability policy that protects your booth and business from costly claims caused by your products, setup, or operations.
It’s designed to help you easily fulfill vendor insurance requirements, cover the cost of claims, and quickly show proof of insurance.
Protect Your Products
Cover your goods for claims of injury, illness, or damage with product liability and general liability bundled into one simple plan.
Free, Unlimited Additional Insureds
Add additional insureds online anytime — and download as many Certificates of Insurance as you need!
24/7 Coverage for Every Market
Get 365 days of coverage for an unlimited number of events, plus the work you do outside of markets (including online sales).
Who Needs Insurance for Farmers Markets?
Farmers market vendor insurance is a food liability policy that protects your booth and business from costly claims caused by your products, setup, or operations.
Who We Cover
Concessionaires
Eateries
Food trucks
Fruit and veggie vendors
Home-based bakers
Pet treat confectioners
Prepared food vendors
Processors
Specialty food vendors
Where You’re Covered
Holiday markets
Market halls and districts
Night markets
Open-air markets
Producer-only events
Public markets
Rooftop markets
Specialty markets
Street fairs
Your base policy should include general liability and product liability insurance:
plus a few other key coverages, so you can focus on serving your customers safely. Our policies offer:
- General Liability Insurance
- Product Liability Insurance
- Personal and Advertising Injury
- Damage to Rented Premises
Unlock the full power of liability protection and customize your policy to match your market needs, whether you tow a trailer, sell from a stall, or park a food truck. Our optional add-ons include:
Farmers market vendor insurance starts at $25.92 per month, or $299 per year, with prices varying based on coverage needs.
Food for Thought
A common claim we see from vendors is theft or damage to their supplies and inventory. Tools and Equipment coverage starts at just $11.17 per month, helping you avoid out-of-pocket costs for repairs or replacements.
Farmers Market Insurance Coverage Limits
This is the total amount your policy may pay out over a year if someone is hurt or something is damaged because of an accident at your business location, caused by your equipment, or your daily operations.
$2,000,000
This is the total amount your policy may pay for each individual claim where someone is injured or something is damaged due to your business operations.
$1,000,000
This is the total amount your policy may pay out over a year if someone is hurt or something is damaged because of the food you serve or products you sell, even after you’ve handed them off.
$2,000,000
This is the total amount your policy may pay out over a year for claims where someone says you hurt their reputation or violated their rights (not physically). That could include things like:
- Saying something that hurts their reputation (slander or libel)
- Accidentally using someone else’s ad idea
- Wrongful eviction or entry
- Holding someone without cause
- Malicious prosecution
$1,000,000
If you rent a space and accidentally damage it or what’s inside, this is the total amount your policy may pay. For the first seven (7) days of your policy, you’re covered for all kinds of damage. After that, it only covers fire-related damage.
$300,000
Good news: there’s nothing you have to pay out of pocket before liability coverage kicks in.
If someone gets hurt because of your business, this helps cover their medical bills, no matter who was at fault.
$5,000/$10,000
Also known as inland marine insurance, this is the most your policy may pay (per incident / per year) to repair or replace stolen or damaged gear, equipment, or supplies (excluding items attached to your trailer or vehicle).
$250
FAQs About Farmers Market Insurance
As a food-based vendor, it is vitally important to have insurance that can protect your business should a customer ever become sick or injured by your product. You also need it to sell at events — most farmers market venues require vendors to provide proof of insurance before participating in an event.
An additional insured is a qualified third party who needs to be added to or listed on your farmers market insurance policy. This is often an event, venue, city, or event organizer.
Many venues and events require vendors to add them to your policy as an additional insured. It extends your coverage to protect them in case of an accident arising from your work, so they’re not held liable.
The difference between farmers market insurance and vendor insurance is:
- Coverage types
- Policy length
- Total costs
Farmers market insurance includes both product and general liability, lasts one year, offers optional add-ons, and starts at $25.92/month. It’s designed for food businesses and may protect against theft and damage.
Vendor insurance only includes general liability, lasts from 1–90 days, and starts at $49/event. It’s best for one-time events and doesn’t cover food-related claims.
Yes, you can get insurance for damage to your booth or equipment with tools and equipment coverage. This optional add-on starts at $11.17/month.
Also known as inland marine, it covers your gear, inventory, and supplies against theft or damage, helping you cover repair or replacement costs to keep your business running smoothly.
Need additional information before making a decision?
Give our team a call today at 844.520.6993
Hosting an Event?
Make Farmers Market Insurance Easy!
We make it easy to offer quick coverage to your vendors and manage their certificates — all in one place, at no cost to you.