Concession Insurance
Protect your business today with concession insurance from Insurance Canopy!
- Unlimited Additional Insureds
- Instant access to your Certificate of Insurance (COI)
- Same-day event coverage
Where You're Covered
Exhibitor Insurance Coverage
General Vendors & Exhibitors
Damage to Rented Premises | $300K
Medical Expense Limit | $5K
Unlimited Additional Insureds | Included
1–3 days | $49/event
7 day | $99/event
90 days | $149/event
Buy Now
Annual Plans Available
Artists & Crafters
Damage to Rented Premises | $300K
Medical Expense Limit | $5K
Unlimited Additional Insureds | Included
1–3 days | $49/event
7 day | $99/event
90 days | $149/event
Buy Now from $49
Annual Plans from $24.25/month
DJs & Entertainers
Products & Completed Operations | $2M
Personal & Advertising Injury | $1M
Damage to Rented Premises | $300K
Medical Expense Limit | $5K
One (1) Additional Insured | Included
Unlimited Additional Insureds | + $5
Buy Now from $59
Annual Plans from $18.50/month
Food & Concessions
Damage to Rented Premises | $300K
Medical Expense Limit | $5K
Unlimited Additional Insureds | Included
1–3 days | $49/event
7 day | $99/event
90 days | $149/event
Buy Now from $49
Annual Plans from $25.92/month
Liquor Vendors
Products & Completed Operations | $1M
Personal & Advertising Injury | $1M
Damage to Rented Premises | $100K
Medical Expense Limit $5K
Unlimited Additional Insureds | Included
90 days | $149/event
Buy Now from $275
Annual Plans Available
Photographers & Videographers
Products & Completed Operations | $2M
Personal & Advertising Injury | $1M
Damage to Rented Premises | $300K
Medical Expense Limit | $5K
One (1) Additional Insured | Included
Unlimited Additional Insureds | + $5
Buy Now from $59
Annual Plans Available
What is Concession Insurance?
Concessionaire insurance is general liability coverage designed for vendors who operate at fairs, festivals, stadiums, and other events. It can protect you against common claims like third-party bodily injury and property damage, which can absorb some or all of your financial responsibility.
A single accident can result in huge expenses for concessionaires, cutting into profits and sometimes even forcing businesses to close. Concession liability insurance mitigates this risk, safeguarding your assets so you can operate with confidence.
Concessionaire Coverage Options
Insurance Canopy also offers optional add-ons for annual policyholders who want to expand their coverage options. With an annual policy, you can opt into any or all of these for an added layer of protection:
- Tools and Equipment: helps pay to replace or repair your business-essential gear if it’s broken or stolen
- Cyber Liability: covers cybercrime-related claims resulting from ransomware or data breaches
- Excess Liability: increases your policy limits to cover higher claim amounts
Liquor Liability Coverage
Does your concession business sell alcohol? We have you covered there, too!
If cocktails or beer are always on your menu, we offer annual liquor liability insurance to protect you if an intoxicated customer stirs up some trouble.
Only serving up spirits for a single event? No problem! We offer short-term liquor liability insurance that covers you for one to three days.
Who Needs Concession Insurance?
All mobile businesses need to carry concession stand insurance. This includes concession carts, trucks, trailers, and pop-up vendors.
If a customer trips into your craft booth or a gust of wind knocks your display into a nearby car, you could be financially responsible for medical bills, repair costs, and legal fees. Concessionaire insurance covers some or all of those expenses so you don’t have to pay out of pocket.
How Much Does Concessionaire Insurance Cost?
Concession insurance starts as low as $49 per event*. Vendors who need year-round coverage can opt for an annual policy for as low as $18.50 per month**.
Depending on the types of coverage you select, your business’s gross income, and the state you operate in, your premium cost could be higher.
* The lowest pricing is based on Arts and Crafts policies.
** The $18.50 per month pricing is based on DJ and Entertainers policies.
Protect Your Business With Concession Insurance
Before you head to the next festival, convention, or expo, safeguard your business with concession insurance from Insurance Canopy. We’re here to watch your back so you can focus on doing what you do best.
FAQs About Concession Insurance
Can I Get 1-Day Concession Insurance?
Do I Need Insurance to Sell at a Concession Stand?
Yes! Many venues and event coordinators require vendors to show proof of insurance before they can participate. Even if your event doesn’t require it, concession stand insurance offers essential protection that can save you big bucks in the long run.
What People Are Saying
Insurance Canopy is your one-stop shop for reliable, affordable liability insurance.
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Being a caricaturist, I never understood why I needed liability insurance, but it got to that point where I was missing opportunities because of it. So, I researched a bit... Read More and found that Insurance Canopy fit the bill. They were affordable, and they make it very easy to add venues, print certificates, and send verifications to vendors. So now, if someone loses a limb from a papercut, I'm covered! Thanks Insurance Canopy!
November 12, 2024Best customer service I have ever had in regards to insurance.
November 5, 2024This is only the second year I have had this insurance. Haven't had to use it. But it's nice to know i have it. The price is great too
November 3, 2024 -
Great to work with. Always available for assistance.
November 3, 2024Super easy and convenient. Just renewed, thanks.
November 3, 2024Canopy insurance has been great for my business. Definitely a five star definitely recommend it..
October 12, 2024 -
Very easy and straight forward experience! The agent and live chat were instrumental in acquiring my policy.
October 7, 2024Rey was amazing. So easy! So fast!
September 30, 2024Always treated well. They take care of my business insurance and I don’t have to worry about anything with insurance canopy in my corner. 10 year customer.
September 14, 2024 -
She is positive and friendly !
September 14, 2024Excellent rates and coverage! Did a lot of homework before going with Insurance Canopy, by far the best bang for the buck 🙂
September 14, 2024Affordable plan and very easy to access when I need it
July 13, 2024 -
Always easy to use! Thank you!
July 12, 2024Great company with a courteous staff. Website is smooth and navigable with many options for all different kinds of fitness professionals. Best insurance options as well
July 12, 2024I have been associated with this company for 3 years. They would have deserved no more than 1-2 stars at the time. They have progressively leveled up their customer service... Read More so now they are organized, eager to please, and polite. They merit 5 stars now! Thank you.
July 12, 2024 -
Thank you so much for the wonderful service. It is alway so easy to renew my policy each year!
July 5, 2024Always done very well for us. Highly recommended.
July 5, 2024Nothing but positive things to say. Great company, have used them for years.
July 5, 2024 -
I think this is the third year in a row that I continue to carry my independent contractor insurance through Insurance Canopy. They make it easy for me, and alert... Read More me when my policy is gong to expire. In addition, their costs are fair and reasonable.
July 5, 2024quick and easy to sign up and did not break the bank!!
April 8, 2024Received many quotes that were multiple times more expensive. Needed something fast, easy and inexpensive for a high needs client. Customer had what they needed 5 minutes after... Read More the request came in on our first purchase of many.
April 7, 2024 -
Easy to apply online, it take 5 mins and get your provf of Insurance.
April 6, 2024I had shopped a few websites including my home/auto policy holder and was not satisfied with their inability to insure me. Other sites wanted ridiculous down payments and one time... Read More processing fees. That was not the case with Insurance Canopy and prompted me to buy all the protection I need at a great price. Thank you for the easily navigated website as well.
April 4, 2024Just the insurance I needed. I wish the website would allow me to share pages!
April 2, 2024 -
This insurance fits my needs as a yoga instructor with a small studio at a reasonable price.
April 2, 2024It was fast and easy.
March 31, 2024Chat support is terrific. I have chatted multiple times and each time the support team is very prompt, customer focused and knows the answers. The policy website is also very... Read More good and you can bind a policy in minutes. My band is called Collective Vibes Duo and you can find us on all the social channels under that name
March 27, 2024 -
Process was easy. Relevant information accessible. Platform is very user friendly.
March 26, 2024I've been using Canopy for all my businesses. Always responsive, easy to use and the cheapest around. Can't ask for more! - A 10+ note from a happy customer here!
March 26, 2024The agent was awesome, helped me through my application completely, very professional, humble and helpful! I love Canopy’s concept!!! Thanks, Lionel
March 26, 2024
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Being a caricaturist, I never understood why I needed liability insurance, but it got to that point where I was missing opportunities because of it. So, I researched a bit... Read More and found that Insurance Canopy fit the bill. They were affordable, and they make it very easy to add venues, print certificates, and send verifications to vendors. So now, if someone loses a limb from a papercut, I'm covered! Thanks Insurance Canopy!
November 12, 2024 -
Best customer service I have ever had in regards to insurance.
November 5, 2024 -
This is only the second year I have had this insurance. Haven't had to use it. But it's nice to know i have it. The price is great too
November 3, 2024 -
Great to work with. Always available for assistance.
November 3, 2024 -
Super easy and convenient. Just renewed, thanks.
November 3, 2024 -
Canopy insurance has been great for my business. Definitely a five star definitely recommend it..
October 12, 2024 -
Very easy and straight forward experience! The agent and live chat were instrumental in acquiring my policy.
October 7, 2024 -
Rey was amazing. So easy! So fast!
September 30, 2024 -
Always treated well. They take care of my business insurance and I don’t have to worry about anything with insurance canopy in my corner. 10 year customer.
September 14, 2024 -
Excellent rates and coverage! Did a lot of homework before going with Insurance Canopy, by far the best bang for the buck 🙂
September 14, 2024
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