Concession Insurance
Protect your business today with concession insurance from Insurance Canopy!
- Unlimited Additional Insureds
- Instant access to your Certificate of Insurance (COI)
- Same-day event coverage
Where You're Covered
Exhibitor Insurance Coverage
General Vendors & Exhibitors
Damage to Rented Premises | $300K
Medical Expense Limit | $5K
Unlimited Additional Insureds | Included
1–3 days | $49/event
7 day | $99/event
90 days | $149/event
Buy Now
Annual Plans Available
Artists & Crafters
Damage to Rented Premises | $300K
Medical Expense Limit | $5K
Unlimited Additional Insureds | Included
1–3 days | $49/event
7 day | $99/event
90 days | $149/event
Buy Now from $49
Annual Plans from $24.25/month
DJs & Entertainers
Products & Completed Operations | $2M
Personal & Advertising Injury | $1M
Damage to Rented Premises | $300K
Medical Expense Limit | $5K
One (1) Additional Insured | Included
Unlimited Additional Insureds | + $5
Buy Now from $59
Annual Plans from $18.50/month
Food & Concessions
Damage to Rented Premises | $300K
Medical Expense Limit | $5K
Unlimited Additional Insureds | Included
1–3 days | $49/event
7 day | $99/event
90 days | $149/event
Buy Now from $49
Annual Plans from $25.92/month
Liquor Vendors
Products & Completed Operations | $1M
Personal & Advertising Injury | $1M
Damage to Rented Premises | $100K
Medical Expense Limit $5K
Unlimited Additional Insureds | Included
90 days | $149/event
Buy Now from $275
Annual Plans Available
Photographers & Videographers
Products & Completed Operations | $2M
Personal & Advertising Injury | $1M
Damage to Rented Premises | $300K
Medical Expense Limit | $5K
One (1) Additional Insured | Included
Unlimited Additional Insureds | + $5
Buy Now from $59
Annual Plans Available
What is Concession Insurance?
Concessionaire insurance is general liability coverage designed for vendors who operate at fairs, festivals, stadiums, and other events. It can protect you against common claims like third-party bodily injury and property damage, which can absorb some or all of your financial responsibility.
A single accident can result in huge expenses for concessionaires, cutting into profits and sometimes even forcing businesses to close. Concession liability insurance mitigates this risk, safeguarding your assets so you can operate with confidence.
Concessionaire Coverage Options
Insurance Canopy also offers optional add-ons for annual policyholders who want to expand their coverage options. With an annual policy, you can opt into any or all of these for an added layer of protection:
- Tools and Equipment: helps pay to replace or repair your business-essential gear if it’s broken or stolen
- Cyber Liability: covers cybercrime-related claims resulting from ransomware or data breaches
- Excess Liability: increases your policy limits to cover higher claim amounts
Liquor Liability Coverage
Does your concession business sell alcohol? We have you covered there, too!
If cocktails or beer are always on your menu, we offer annual liquor liability insurance to protect you if an intoxicated customer stirs up some trouble.
Only serving up spirits for a single event? No problem! We offer short-term liquor liability insurance that covers you for one to three days.
Who Needs Concession Insurance?
All mobile businesses need to carry concession stand insurance. This includes concession carts, trucks, trailers, and pop-up vendors.
If a customer trips into your craft booth or a gust of wind knocks your display into a nearby car, you could be financially responsible for medical bills, repair costs, and legal fees. Concessionaire insurance covers some or all of those expenses so you don’t have to pay out of pocket.
How Much Does Concessionaire Insurance Cost?
Concession insurance starts as low as $49 per event*. Vendors who need year-round coverage can opt for an annual policy for as low as $18.50 per month**.
Depending on the types of coverage you select, your business’s gross income, and the state you operate in, your premium cost could be higher.
* The lowest pricing is based on Arts and Crafts policies.
** The $18.50 per month pricing is based on DJ and Entertainers policies.
Protect Your Business With Concession Insurance
Before you head to the next festival, convention, or expo, safeguard your business with concession insurance from Insurance Canopy. We’re here to watch your back so you can focus on doing what you do best.
FAQs About Concession Insurance
Can I Get 1-Day Concession Insurance?
Do I Need Insurance to Sell at a Concession Stand?
Yes! Many venues and event coordinators require vendors to show proof of insurance before they can participate. Even if your event doesn’t require it, concession stand insurance offers essential protection that can save you big bucks in the long run.
What People Are Saying
Insurance Canopy is your one-stop shop for reliable, affordable liability insurance.
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TLJ's Mobile Mixology, LLC had been insured with Insurance Canopy since it's inception and we have no complaints.
Tenisha J.
February 4, 2025Knowledgeable, kind, attentive and professional. She helped me to feel comfortable, well taken good care of and get the service possible.
Ed Levitt
February 3, 2025As a Massage Therapist, I was not aware until a few years ago that I did not have to be part of an Organization to get my liability insurance! I... Read More
Kristie Williams
January 30, 2025 -
This insurance has helped me secure events with my corporate and local government clients. They have great customer service and are always willing to help.
Tony Felix
January 23, 2025Representative was clear & concise in explaining specifics of the policy. Cost of policy very reasonable.
John B
January 16, 2025I’m very happy with my purchase of liability insurance for a one-off event. I was even able to edit the policy after it had been issued with the help of... Read More
jay gedeon
January 6, 2025 -
Super easy to use and great service; I had a little error from my part and needed to correct it customer service was super helpful they guided me through the... Read More
Ana Zavala
January 6, 2025I needed some liability insurance for my business. The team at Insurance Canopy had great recommendations and the insurance was reasonable for the coverage. Web site and process... Read More
Susan Tedesco
January 6, 2025Great coverage, excellent price, terrific customer service. I checked out a lot of different carriers and they had the best reputation and coverage. Since most venues require insurance, it was... Read More
Steve Bryant
January 6, 2025 -
Was waiting for two other insurance companies to get back to me for over 2 1/2 weeks and losing money every day. Sitting here, frustrated I asked ChatGPT what... Read More
Chad Laibly
January 6, 2025Great and affordable insurance
Peter DAntoni
December 6, 2024Being a caricaturist, I never understood why I needed liability insurance, but it got to that point where I was missing opportunities because of it. So, I researched a bit... Read More
Paul McNeilly
November 12, 2024 -
I’m just saying that is easy to get the vendors insurance with this company
Silvia Delgado
November 6, 2024Definitely a great asset to my business, I have never had a problem getting what I need from IC. Good communication skills, always get help from the agents, attenuative on... Read More
Robert Avila
November 6, 2024Your site was extremely easy to use, I was able to get my event insured for what the event planners wanted. The price was so affordable. Even chatting... Read More
Rebecca Ruby
November 6, 2024 -
Quick easy sign-up convince is great
Vincent Davanzo
November 6, 2024Great to work with. Always available for assistance.
Two Pour Girls Bartending
November 6, 2024Best customer service I have ever had in regards to insurance.
Edward Findley
November 5, 2024 -
Super easy and convenient. Just renewed, thanks.
Wendy Berg
November 3, 2024Great to work with. Always available for assistance.
Courtney Araneo
November 3, 2024This is only the second year I have had this insurance. Haven't had to use it. But it's nice to know i have it. The price is great too
Vickie Sundgren
November 3, 2024 -
Canopy insurance has been great for my business. Definitely a five star definitely recommend it..
Fernando Ferreira
October 12, 2024Very easy and straight forward experience! The agent and live chat were instrumental in acquiring my policy.
Jacob Smith Jr
October 7, 2024Rey was amazing. So easy! So fast!
Herman Koch
September 30, 2024 -
Always treated well. They take care of my business insurance and I don’t have to worry about anything with insurance canopy in my corner. 10 year customer.
Mark Paquin
September 14, 2024Excellent rates and coverage! Did a lot of homework before going with Insurance Canopy, by far the best bang for the buck 🙂
Alana Wyld
September 14, 2024She is positive and friendly !
Alan Dynin
September 14, 2024 -
Had a great experience obtaining a policy quickly for a solo musical act. After a year, modified my policy to a fully staffed production easily using the chat feature of... Read More
Paul Tolle
September 6, 2024I am a professional mobile DJ. I use Insurance Canopy for a policy to cover my equipment and liability. They are easy to do business and the website makes... Read More
Don Kirby
September 6, 2024Best price I have found! Excited to be a customer
Dustin Price
September 6, 2024
-
TLJ's Mobile Mixology, LLC had been insured with Insurance Canopy since it's inception and we have no complaints.
February 4, 2025 -
Knowledgeable, kind, attentive and professional. She helped me to feel comfortable, well taken good care of and get the service possible.
February 3, 2025 -
As a Massage Therapist, I was not aware until a few years ago that I did not have to be part of an Organization to get my liability insurance! I... Read More
Kristie Williams
January 30, 2025 -
This insurance has helped me secure events with my corporate and local government clients. They have great customer service and are always willing to help.
Tony Felix
January 23, 2025 -
Representative was clear & concise in explaining specifics of the policy. Cost of policy very reasonable.
John B
January 16, 2025 -
I’m very happy with my purchase of liability insurance for a one-off event. I was even able to edit the policy after it had been issued with the help of... Read More
jay gedeon
January 6, 2025 -
Super easy to use and great service; I had a little error from my part and needed to correct it customer service was super helpful they guided me through the... Read More
Ana Zavala
January 6, 2025 -
I needed some liability insurance for my business. The team at Insurance Canopy had great recommendations and the insurance was reasonable for the coverage. Web site and process... Read More
Susan Tedesco
January 6, 2025 -
Was waiting for two other insurance companies to get back to me for over 2 1/2 weeks and losing money every day. Sitting here, frustrated I asked ChatGPT what... Read More
Chad Laibly
January 6, 2025 -
Great coverage, excellent price, terrific customer service. I checked out a lot of different carriers and they had the best reputation and coverage. Since most venues require insurance, it was... Read More
Steve Bryant
January 6, 2025
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