Concession Insurance
Protect your business today with concession insurance from Insurance Canopy!
- Unlimited Additional Insureds
- Instant access to your Certificate of Insurance (COI)
- Same-day event coverage
Where You're Covered
Exhibitor Insurance Coverage
General Vendors & Exhibitors
Damage to Rented Premises | $300K
Medical Expense Limit | $5K
Unlimited Additional Insureds | Included
1–3 days | $49/event
7 day | $99/event
90 days | $149/event
Buy Now
Annual Plans Available
Artists & Crafters
Damage to Rented Premises | $300K
Medical Expense Limit | $5K
Unlimited Additional Insureds | Included
1–3 days | $49/event
7 day | $99/event
90 days | $149/event
Buy Now from $49
Annual Plans from $24.25/month
DJs & Entertainers
Products & Completed Operations | $2M
Personal & Advertising Injury | $1M
Damage to Rented Premises | $300K
Medical Expense Limit | $5K
One (1) Additional Insured | Included
Unlimited Additional Insureds | + $5
Buy Now from $59
Annual Plans from $18.50/month
Food & Concessions
Damage to Rented Premises | $300K
Medical Expense Limit | $5K
Unlimited Additional Insureds | Included
1–3 days | $49/event
7 day | $99/event
90 days | $149/event
Buy Now from $49
Annual Plans from $25.92/month
Liquor Vendors
Products & Completed Operations | $1M
Personal & Advertising Injury | $1M
Damage to Rented Premises | $100K
Medical Expense Limit $5K
Unlimited Additional Insureds | Included
90 days | $149/event
Buy Now from $275
Annual Plans Available
Photographers & Videographers
Products & Completed Operations | $2M
Personal & Advertising Injury | $1M
Damage to Rented Premises | $300K
Medical Expense Limit | $5K
One (1) Additional Insured | Included
Unlimited Additional Insureds | + $5
Buy Now from $59
Annual Plans Available
What is Concession Insurance?
Concessionaire insurance is general liability coverage designed for vendors who operate at fairs, festivals, stadiums, and other events. It can protect you against common claims like third-party bodily injury and property damage, which can absorb some or all of your financial responsibility.
A single accident can result in huge expenses for concessionaires, cutting into profits and sometimes even forcing businesses to close. Concession liability insurance mitigates this risk, safeguarding your assets so you can operate with confidence.
Concessionaire Coverage Options
Insurance Canopy also offers optional add-ons for annual policyholders who want to expand their coverage options. With an annual policy, you can opt into any or all of these for an added layer of protection:
- Tools and Equipment: helps pay to replace or repair your business-essential gear if it’s broken or stolen
- Cyber Liability: covers cybercrime-related claims resulting from ransomware or data breaches
- Excess Liability: increases your policy limits to cover higher claim amounts
Liquor Liability Coverage
Does your concession business sell alcohol? We have you covered there, too!
If cocktails or beer are always on your menu, we offer annual liquor liability insurance to protect you if an intoxicated customer stirs up some trouble.
Only serving up spirits for a single event? No problem! We offer short-term liquor liability insurance that covers you for one to three days.
Who Needs Concession Insurance?
All mobile businesses need to carry concession stand insurance. This includes concession carts, trucks, trailers, and pop-up vendors.
If a customer trips into your craft booth or a gust of wind knocks your display into a nearby car, you could be financially responsible for medical bills, repair costs, and legal fees. Concessionaire insurance covers some or all of those expenses so you don’t have to pay out of pocket.
How Much Does Concessionaire Insurance Cost?
Concession insurance starts as low as $49 per event*. Vendors who need year-round coverage can opt for an annual policy for as low as $18.50 per month**.
Depending on the types of coverage you select, your business’s gross income, and the state you operate in, your premium cost could be higher.
* The lowest pricing is based on Arts and Crafts policies.
** The $18.50 per month pricing is based on DJ and Entertainers policies.
Protect Your Business With Concession Insurance
Before you head to the next festival, convention, or expo, safeguard your business with concession insurance from Insurance Canopy. We’re here to watch your back so you can focus on doing what you do best.
FAQs About Concession Insurance
Can I Get 1-Day Concession Insurance?
Yes, you can get 1-day concession insurance! You can select a short-term or long-term policy based on your business needs. Options range from 1 to 90 days or coverage.
Do I Need Insurance to Sell at a Concession Stand?
Yes, you need insurance to sell at a concession stand!
Many venues and event coordinators require vendors to show proof of insurance before they can participate. Even if your event doesn’t require it, concession stand insurance offers essential protection that can save you big bucks in the long run.

What People Are Saying
Insurance Canopy is your one-stop shop for reliable, affordable liability insurance.
-
Thank you so much
Steve Monreal
July 11, 2025I needed a portable policy as a yoga instructor. I found this company in an online search. Called and got details from them, was quite surprised at how affordable... Read More it would be. Then when I was ready to make my purchase, I called again. Was explained to me that everything was done online, I told the lady on the phone I didn't want to make this kind of purchase online with no guidance. She was so helpful and kind and patient! Walked me thru every page of the form and honestly didn't take long at all. Hope I never need to use the policy but nice to know I have it.
Jamie Calaway
July 4, 2025Very easy & quick experience. We got insurance in no time with no hassle. Thank you!
Robert Earnest
July 4, 2025 -
I am glad I went with them. I needed a last minute policy to cover an event I was doing and they had exactly what I needed at a... Read More reasonable price. I definitely would use them in the future,
Deloris Pacheco
June 27, 2025great little company, with fair pricing, for entertainers who need occasional coverage. however, they have long hold times to speak to an agent, and their customer service left a little something... Read More to be desired. 🤷🏻♀️ overall, would recommend! 🙂
Gretje Angell
June 18, 2025What a lovely experience I had with Insurance Canopy! Easy and fast sign up, great policy, matches my needs as a self-employed business owner. Highly recommend!
Masha Rusanov
June 18, 2025 -
Needed DJ insurance for Memorial Day weekend & was squared away within an hour for 2 events! Highly recommend
Jay Solis
June 18, 2025Very user friendly platform. Multiple options. Very good pricing. Needed liability insurance in order to secure a very good paying event for my solo tribute show. Was set up within... Read More 15 minutes and had the signed contract in my possession 30 minutes later.
Michael Riley
June 18, 2025Would have 5 starts, but not right now. This is the first time I have ever had to pay for an additional insured ever in 20 year's. They either have... Read More a way to input the information or you can call or email to request it.
Anthony Burgess
June 18, 2025 -
Representative Sarah was very helpful. Walked me through every step and not to mention the price even matched the service! Would recommend to any and everyone.
queenkiam
June 18, 2025Very easy to renew policy
Elyce Nissinoff
June 18, 2025They can help.you with the right Insurance you need, and the lowest price
Alvaro Baltazar
May 18, 2025 -
Provides event insurance at a very reasonable price compared to other companies. Easy to purchase and provide proof of insurance.
David Fox
May 18, 2025Affordable for dance & yoga folk. Thumbs up!
Maia Claire
May 18, 2025Extremely affordable event insurance and an easy to work with system and team that will advise you every step of the way!
Ishan Arvin
May 18, 2025 -
everything is excellent
Radames Martinez
May 18, 2025I'm a new customer/policy holder. Super easy online application and policy setup. Very competitive rates. Certificate of insurance generated and received (PDF) immediately once method of payment established. Great service... Read More online! Thank you.
Matthew Terry
April 18, 2025For me, this application process was super efficient and easy to navigate on line. That goes a long way!
Holly Mulder
April 18, 2025 -
Affordable. Thank you.
Ana Young
April 18, 2025I have not had any issues over the years with Insurance Canopy, with canceling and renewing, I have found the cost of coverage in line or better then some. I have... Read More never had to file a claim yet and hope to keep it that way, so I cannot comment as how well they respond to that.
John Corkins
March 18, 2025Canopy insurance has covered my DJ business for several years and I am totally satisfied with their services. Thank you DjVic🎧
DjVic Universal Sounds
March 18, 2025 -
I have them for 3 years this year seems price went up . I have never had to use them for a claim so really couldn’t tell you about that!
Denice Lapointe
February 18, 2025Great for Event Insurance - most affordable
Gaby Nobrega
February 18, 2025I was feeling overwhelmed with the specifications needed for my insurance coverage. I was offered friendly, quick and clear assistance. Through Canopy and Rey's help I was able to obtain... Read More a personalized policy.
ESPIE QUINTERO
February 18, 2025 -
TLJ's Mobile Mixology, LLC had been insured with Insurance Canopy since it's inception and we have no complaints.
Tenisha J.
February 4, 2025Knowledgeable, kind, attentive and professional. She helped me to feel comfortable, well taken good care of and get the service possible.
Ed Levitt
February 3, 2025As a Massage Therapist, I was not aware until a few years ago that I did not have to be part of an Organization to get my liability insurance! I... Read More am so thankful for Canopy and to not have a shared aggregate limit with thousands of other massage therapists. Individual coverage is EXTREMELY important to Me and this coverage is very affordable!
Kristie Williams
January 30, 2025 -
This insurance has helped me secure events with my corporate and local government clients. They have great customer service and are always willing to help.
Tony Felix
January 23, 2025Representative was clear & concise in explaining specifics of the policy. Cost of policy very reasonable.
John B
January 16, 2025I’m very happy with my purchase of liability insurance for a one-off event. I was even able to edit the policy after it had been issued with the help of... Read More their representative. Everything was painless and reasonably priced.
jay gedeon
January 6, 2025
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Thank you so much
Steve Monreal
July 11, 2025 -
Very easy & quick experience. We got insurance in no time with no hassle. Thank you!
Robert Earnest
July 4, 2025 -
I needed a portable policy as a yoga instructor. I found this company in an online search. Called and got details from them, was quite surprised at how affordable... Read More it would be. Then when I was ready to make my purchase, I called again. Was explained to me that everything was done online, I told the lady on the phone I didn't want to make this kind of purchase online with no guidance. She was so helpful and kind and patient! Walked me thru every page of the form and honestly didn't take long at all. Hope I never need to use the policy but nice to know I have it.
Jamie Calaway
July 4, 2025 -
I am glad I went with them. I needed a last minute policy to cover an event I was doing and they had exactly what I needed at a... Read More reasonable price. I definitely would use them in the future,
Deloris Pacheco
June 27, 2025 -
great little company, with fair pricing, for entertainers who need occasional coverage. however, they have long hold times to speak to an agent, and their customer service left a little something... Read More to be desired. 🤷🏻♀️ overall, would recommend! 🙂
Gretje Angell
June 18, 2025 -
Representative Sarah was very helpful. Walked me through every step and not to mention the price even matched the service! Would recommend to any and everyone.
queenkiam
June 18, 2025 -
What a lovely experience I had with Insurance Canopy! Easy and fast sign up, great policy, matches my needs as a self-employed business owner. Highly recommend!
Masha Rusanov
June 18, 2025 -
Needed DJ insurance for Memorial Day weekend & was squared away within an hour for 2 events! Highly recommend
Jay Solis
June 18, 2025 -
Very user friendly platform. Multiple options. Very good pricing. Needed liability insurance in order to secure a very good paying event for my solo tribute show. Was set up within... Read More 15 minutes and had the signed contract in my possession 30 minutes later.
Michael Riley
June 18, 2025 -
Would have 5 starts, but not right now. This is the first time I have ever had to pay for an additional insured ever in 20 year's. They either have... Read More a way to input the information or you can call or email to request it.
Anthony Burgess
June 18, 2025
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