Concession Insurance
Protect your business today with concession insurance from Insurance Canopy!
- Unlimited Additional Insureds
- Instant access to your Certificate of Insurance (COI)
- Same-day event coverage
Where You're Covered
Exhibitor Insurance Coverage
General Vendors & Exhibitors
Damage to Rented Premises | $300K
Medical Expense Limit | $5K
Unlimited Additional Insureds | Included
1–3 days | $49/event
7 day | $99/event
90 days | $149/event
Buy Now
Annual Plans Available
Artists & Crafters
Damage to Rented Premises | $300K
Medical Expense Limit | $5K
Unlimited Additional Insureds | Included
1–3 days | $49/event
7 day | $99/event
90 days | $149/event
Buy Now from $49
Annual Plans from $24.25/month
DJs & Entertainers
Products & Completed Operations | $2M
Personal & Advertising Injury | $1M
Damage to Rented Premises | $300K
Medical Expense Limit | $5K
One (1) Additional Insured | Included
Unlimited Additional Insureds | + $5
Buy Now from $59
Annual Plans from $18.50/month
Food & Concessions
Damage to Rented Premises | $300K
Medical Expense Limit | $5K
Unlimited Additional Insureds | Included
1–3 days | $49/event
7 day | $99/event
90 days | $149/event
Buy Now from $49
Annual Plans from $25.92/month
Liquor Vendors
Products & Completed Operations | $1M
Personal & Advertising Injury | $1M
Damage to Rented Premises | $100K
Medical Expense Limit $5K
Unlimited Additional Insureds | Included
90 days | $149/event
Buy Now from $275
Annual Plans Available
Photographers & Videographers
Products & Completed Operations | $2M
Personal & Advertising Injury | $1M
Damage to Rented Premises | $300K
Medical Expense Limit | $5K
One (1) Additional Insured | Included
Unlimited Additional Insureds | + $5
Buy Now from $59
Annual Plans Available
What is Concession Insurance?
Concessionaire insurance is general liability coverage designed for vendors who operate at fairs, festivals, stadiums, and other events. It can protect you against common claims like third-party bodily injury and property damage, which can absorb some or all of your financial responsibility.
A single accident can result in huge expenses for concessionaires, cutting into profits and sometimes even forcing businesses to close. Concession liability insurance mitigates this risk, safeguarding your assets so you can operate with confidence.
Concessionaire Coverage Options
Insurance Canopy also offers optional add-ons for annual policyholders who want to expand their coverage options. With an annual policy, you can opt into any or all of these for an added layer of protection:
- Tools and Equipment: helps pay to replace or repair your business-essential gear if it’s broken or stolen
- Cyber Liability: covers cybercrime-related claims resulting from ransomware or data breaches
- Excess Liability: increases your policy limits to cover higher claim amounts
Liquor Liability Coverage
Does your concession business sell alcohol? We have you covered there, too!
If cocktails or beer are always on your menu, we offer annual liquor liability insurance to protect you if an intoxicated customer stirs up some trouble.
Only serving up spirits for a single event? No problem! We offer short-term liquor liability insurance that covers you for one to three days.
Who Needs Concession Insurance?
All mobile businesses need to carry concession stand insurance. This includes concession carts, trucks, trailers, and pop-up vendors.
If a customer trips into your craft booth or a gust of wind knocks your display into a nearby car, you could be financially responsible for medical bills, repair costs, and legal fees. Concessionaire insurance covers some or all of those expenses so you don’t have to pay out of pocket.
How Much Does Concessionaire Insurance Cost?
Concession insurance starts as low as $49 per event*. Vendors who need year-round coverage can opt for an annual policy for as low as $18.50 per month**.
Depending on the types of coverage you select, your business’s gross income, and the state you operate in, your premium cost could be higher.
* The lowest pricing is based on Arts and Crafts policies.
** The $18.50 per month pricing is based on DJ and Entertainers policies.
Protect Your Business With Concession Insurance
Before you head to the next festival, convention, or expo, safeguard your business with concession insurance from Insurance Canopy. We’re here to watch your back so you can focus on doing what you do best.
FAQs About Concession Insurance
Can I Get 1-Day Concession Insurance?
Do I Need Insurance to Sell at a Concession Stand?
Yes! Many venues and event coordinators require vendors to show proof of insurance before they can participate. Even if your event doesn’t require it, concession stand insurance offers essential protection that can save you big bucks in the long run.
What People Are Saying
Insurance Canopy is your one-stop shop for reliable, affordable liability insurance.
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Affordable plan and very easy to access when I need it
July 13, 2024Always easy to use! Thank you!
July 12, 2024Great company with a courteous staff. Website is smooth and navigable with many options for all different kinds of fitness professionals. Best insurance options as well
July 12, 2024 -
I have been associated with this company for 3 years. They would have deserved no more than 1-2 stars at the time. They have progressively leveled up their customer service... Read More so now they are organized, eager to please, and polite. They merit 5 stars now! Thank you.
July 12, 2024Thank you so much for the wonderful service. It is alway so easy to renew my policy each year!
July 5, 2024Always done very well for us. Highly recommended.
July 5, 2024 -
Nothing but positive things to say. Great company, have used them for years.
July 5, 2024I think this is the third year in a row that I continue to carry my independent contractor insurance through Insurance Canopy. They make it easy for me, and alert... Read More me when my policy is gong to expire. In addition, their costs are fair and reasonable.
July 5, 2024quick and easy to sign up and did not break the bank!!
April 8, 2024 -
Received many quotes that were multiple times more expensive. Needed something fast, easy and inexpensive for a high needs client. Customer had what they needed 5 minutes after... Read More the request came in on our first purchase of many.
April 7, 2024Easy to apply online, it take 5 mins and get your provf of Insurance.
April 6, 2024I had shopped a few websites including my home/auto policy holder and was not satisfied with their inability to insure me. Other sites wanted ridiculous down payments and one time... Read More processing fees. That was not the case with Insurance Canopy and prompted me to buy all the protection I need at a great price. Thank you for the easily navigated website as well.
April 4, 2024 -
This insurance fits my needs as a yoga instructor with a small studio at a reasonable price.
April 2, 2024Just the insurance I needed. I wish the website would allow me to share pages!
April 2, 2024It was fast and easy.
March 31, 2024 -
Chat support is terrific. I have chatted multiple times and each time the support team is very prompt, customer focused and knows the answers. The policy website is also very... Read More good and you can bind a policy in minutes. My band is called Collective Vibes Duo and you can find us on all the social channels under that name
March 27, 2024Process was easy. Relevant information accessible. Platform is very user friendly.
March 26, 2024The agent was awesome, helped me through my application completely, very professional, humble and helpful! I love Canopy’s concept!!! Thanks, Lionel
March 26, 2024 -
I've been using Canopy for all my businesses. Always responsive, easy to use and the cheapest around. Can't ask for more! - A 10+ note from a happy customer here!
March 26, 2024I was concerned that I wouldn't find a company that could check all the boxes on our coverage wishlist. It only took one quick call and my questions were answered.... Read More The process ended up being very easy and the competitive pricing was the whip cream on top.
March 25, 2024Insurance Canopy gives me peace of mind for my practice.
March 25, 2024 -
great experience so far, always able to reach a human representative on the phone!
March 25, 2024Very easy process to get peace of mind
March 25, 2024Reasonable rates for small business owners. It was tough finding a policy that met my needs, but was fortunate to find Insurance Canopy. Highly recommended.
March 25, 2024 -
Super friendly service..
March 25, 2024Getting insurance is the best thing a fitness professional can do to protect themselves. I feel better knowing Canopy has got my back. Simple and easy to sign up.
March 25, 2024I Am tremendously grateful for the help I received in getting the right understanding of what policy was best to fit my needs! Thank U Canopy and Staff
March 25, 2024 -
Great service, affordable insurance, easy to work with.
March 18, 2024Fast procedure with clear price options. Did everything in less than 5 minutes
March 11, 2024The wait was way too long, however it was worth it. The representative that helped me was knowledgeable, patient, and reassuring.
March 11, 2024
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Affordable plan and very easy to access when I need it
July 13, 2024 -
I have been associated with this company for 3 years. They would have deserved no more than 1-2 stars at the time. They have progressively leveled up their customer service... Read More so now they are organized, eager to please, and polite. They merit 5 stars now! Thank you.
July 12, 2024 -
Great company with a courteous staff. Website is smooth and navigable with many options for all different kinds of fitness professionals. Best insurance options as well
July 12, 2024 -
Always easy to use! Thank you!
July 12, 2024 -
Thank you so much for the wonderful service. It is alway so easy to renew my policy each year!
July 5, 2024 -
Nothing but positive things to say. Great company, have used them for years.
July 5, 2024 -
Always done very well for us. Highly recommended.
July 5, 2024 -
I think this is the third year in a row that I continue to carry my independent contractor insurance through Insurance Canopy. They make it easy for me, and alert... Read More me when my policy is gong to expire. In addition, their costs are fair and reasonable.
July 5, 2024 -
quick and easy to sign up and did not break the bank!!
April 8, 2024 -
Received many quotes that were multiple times more expensive. Needed something fast, easy and inexpensive for a high needs client. Customer had what they needed 5 minutes after... Read More the request came in on our first purchase of many.
April 7, 2024
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