Street Vendor Insurance
Street-smart insurance for street-smart sellers. Get fast, flexible built for makers on the move!
- Unlimited Additional Insureds
- Instant access to your Certificate of Insurance (COI)
- Same-day event coverage
Where You're Covered
Street Food Vendor Insurance Coverage
From fair stalls to street corners, street food vendor insurance helps keep you safe wherever you set up shop.
General Vendors & Exhibitors
Damage to Rented Premises | $300K
Medical Expense Limit | $5K
Unlimited Additional Insureds | Included
1–3 days | $49/event
7 day | $99/event
90 days | $149/event
Buy Now
Annual Plans Available
Artists & Crafters
Damage to Rented Premises | $300K
Medical Expense Limit | $5K
Unlimited Additional Insureds | Included
1–3 days | $49/event
7 day | $99/event
90 days | $149/event
Buy Now from $49
Annual Plans from $24.25/month
DJs & Entertainers
Products & Completed Operations | $2M
Personal & Advertising Injury | $1M
Damage to Rented Premises | $300K
Medical Expense Limit | $5K
One (1) Additional Insured | Included
Unlimited Additional Insureds | + $5
Buy Now from $59
Annual Plans from $18.50/month
Food & Concessions
Damage to Rented Premises | $300K
Medical Expense Limit | $5K
Unlimited Additional Insureds | Included
1–3 days | $49/event
7 day | $99/event
90 days | $149/event
Buy Now from $49
Annual Plans from $25.92/month
Liquor Vendors
Products & Completed Operations | $1M
Personal & Advertising Injury | $1M
Damage to Rented Premises | $100K
Medical Expense Limit $5K
Unlimited Additional Insureds | Included
90 days | $149/event
Buy Now from $275
Annual Plans Available
Photographers & Videographers
Products & Completed Operations | $2M
Personal & Advertising Injury | $1M
Damage to Rented Premises | $300K
Medical Expense Limit | $5K
One (1) Additional Insured | Included
Unlimited Additional Insureds | + $5
Buy Now from $59
Annual Plans Available
What is Street Vendor Insurance?
Street vendor insurance is a type of general liability coverage that protects you from third-party claims while vending. It’s often a temporary or short-term policy that offers the basic levels of insurance required by events.
Insurance Canopy’s standard coverage is perfect for vendors on the go. It includes:
- $2 million in general liability insurance
- 1–90 days of protection
- Covers everyday claims like slips and falls
How Much Does Street Food Vendor Insurance Cost?
Street food vendor insurance starts at just $49 per event* and is great for vendors who need coverage for one-off gigs. For those attending multiple events or doing business outside of events, annual policies are available at just $25.92 per month** — giving you the protection you need to grow your business all year long!
Your insurance costs may vary depending on your location, the length of coverage, and the type of business you run. Discover the freedom of flexible coverage that moves with you, and get a free custom quote today!
*The lowest price is based on a standard short-term vendor policy.
** The $25.92/month price is based on an annual food and beverage policy.
Who Needs Street Fair Vendor Insurance?
Anyone operating a cart, stand, or booth needs insurance. This commonly includes:
- Artists and crafters
- Concessionaires
- Florists
- Food trucks
- Liquor vendors
- Mobile vendors
- Seasonal vendors
Street fair vendor insurance is designed to keep you safe in the places you love selling, whether it’s a local business park, a food truck lot, a weekend festival, or a pop-up event.
What Does Street Vendor Insurance Cover?
Our standard street vendor insurance policy includes general liability insurance that helps cover:
- Medical bills from injuries in or around your set up
- Legal fees for accidents caused by your operations
- Repairs to customers’ property or rented spaces
- Third-party damages caused by weather conditions
Depending on the policy you choose, you may have access to additional coverage, such as:
- Damage to Premises Rented to You: This covers accidental damage in a rented space (only covers fire damage after seven days)
- Personal and Advertising Injury: This is protection for non-physical damages, such as slander, libel, or advertising mistakes
- Product Liability Insurance: This covers the cost of injuries or damages caused by the products you sell
- Professional Liability Insurance: This is coverage for damages or errors from your professional services or classes
- Inland Marine Insurance: This is coverage for theft or damage to your moveable gear or equipment
- Cyber Liability Insurance: This is data breach recovery for you and your customers if your business is targeted in a cyber attack
- Excess Liability: This is an increase of limits for your liability coverage
FAQs About Insurance for Street Food Vendors
Do You Need Insurance to Be a Street Food Vendor?
Yes, you need insurance to be a street food vendor to fulfill legal requirements and cover common claims. Most cities and events require vendors to have general liability insurance and show a Certificate of Insurance (COI) to protect you, the public, and themselves from potential damages and injuries your vending may cause.
Specific coverages, limits, and requirements vary based on location and event, so please check with officials first to understand what types of insurance you need. This ensures you’re purchasing a policy that keeps you safe and compliant!
What Kind of Insurance Do I Need as a Street Vendor?
At a minimum, you need general liability insurance as a street vendor. It’s designed to provide coverage for injuries or damages your operations (like operating a flower cart) might cause to other people.
Some of the best street food vendor insurance plans for small businesses include more than general liability coverage. To better protect your hustle, you may want to consider:
- Damage to Premises Rented to You
- Personal and Advertising Injury
- Product Liability Insurance
- Professional Liability Insurance
- Inland Marine Insurance
- Cyber Liability Insurance
Be confident you have the right protections in place with our Vendor Liability Insurance Guide! Customize a policy that fits your unique needs so you can start selling with peace of mind.
