Pilates Instructor Insurance
Balance Your Business With Pilates Liability Insurance
Insurance For Pilates Instructors
Customizable Coverage
Personalize your policy to your individual needs with our online application.
Flexible Payments
Choose between monthly or yearly payment plans, and save 14% by switching to annual.
Industry Approved
Meet or exceed insurance requirements wherever you choose to teach.
What is Pilates Instructor Insurance?
Pilates insurance is designed to help you cover the cost of accidents caused by your business, such as bodily injury or property damage. If a student tears a muscle during class or breaks a mirror in the studio, your insurance can help you pay for medical bills, legal fees, and repairs.
Insurance can also help cover the cost to repair or replace any damaged or stolen equipment you use in your business. Insurance Canopy’s pilates instructor insurance even extends coverage to those who teach online, at retreats, in private studios, and more.
What Insurance Do I Need To Teach Pilates?
Wherever and however you teach, all pilates teachers should have General and Professional Liability Insurance. These are the most popular insurance policies that can help cover the most common insurance claims. Insurance Canopy offers these policies, and more, in our base plan.
If you provide your own gear to students, such as resistance bands, pilates mats, or stability balls, Gear & Equipment Coverage (Inland Marine or Business Personal Property Insurance) can help you insure these items. If you take any form of electronic payments, Cyber Liability Insurance can help you recover from a cyber attack on your business. These policies can be added on to your policy in just a few clicks with our online application.
With the option to tailor your policy, Insurance Canopy covers you almost any place and any way you choose to teach. See what our pilates instructor liability insurance can do for you today!
How Much Does Pilates Teacher Insurance Cost?
Our base policy starts at just $12.50 a month. If you switch to an annual policy, you can save 14% with your policy starting at $129 a year. The price of your policy may vary based on several different factors, such as your claims history, yearly income, and additional coverages.
Insurance Canopy can cover full time, part-time, and student pilates instructors.
Coverage Details
General Liability Limits
The most your policy will pay in a 12 month policy period for bodily injury and property damage claims that you become legally obligated to pay due to your business and professional services.
$3,000,000
The maximum amount your policy will pay in a 12-month period for bodily injury and property damage claims that result from the products you use to perform your services. However, it does not cover your products that are sold or distributed.
$3,000,000
The amount that your policy will pay for claims arising out of one or more of the following offenses:
– False Arrest, detention or imprisonment
– Malicious prosecution
– Wrongful Eviction or Wrongful Entry
– Oral or written publications that slander or libels a person or organization
– Oral or written publication or material that violates a person’s right of privacy
– The use of another’s advertising idea in your advertisement
Included
The maximum the insurance carrier will pay for a bodily injury or property damage claim that you become legally obligated to pay due to your business and professional services.
$2,000,000
Applies to damage by fire to premises rented to the insured and to damage regardless of cause to premises (including contents) occupied by the insured for 7 days or less.
$300,000
A general liability coverage that reimburses others, without regard to the insured’s liability, for medical or funeral expenses incurred by such persons as a result of bodily injury (BI) or death sustained by accident under the conditions specified in the policy.
$5,000
$100
Additional Optional Limits
Inland marine insurance covers tangible property that is movable or transportable in nature (e.g. supplies, equipment, or inventory) but excludes coverage for structures and items that are part of the structure.
$2,000
The maximum amount paid out in the case of a cyber attack on your business. Because this coverage is not automatically included in the standard General Liability Policy, you will need to opt into this coverage. See the application for additional coverage details for Cyber Liability Insurance.
$100,000
Included when added
1 Additional Insured – $15
Unlimited Additional Insureds – $30
Get A FREE Pilates Waiver!
Insurance Canopy + Pilates Waiver = Stronger Protection
Get A FREE Pilates Waiver!
Insurance Canopy + Pilates Waiver = Stronger Protection
Questions About Pilates Instructor Insurance
Regardless how careful you are, accidents can happen—and that’s okay! Having pilates liability insurance can make the claims process much easier. If an accident occurs, you can relax knowing you don’t have to face it alone.
Carrying pilates insurance can boost your credibility by showing you take your business seriously. You will be able to expand your teaching opportunities and have proof of insurance should a facility require it.
Pilates certification costs can vary depending on the type of certification, the level, and the program. For basic level certifications, you can pay up to $300, but most instructors invest in a more comprehensive program. For more advanced certification, and more specialized teaching styles, you can expect to pay $3,000 to $6,000 (or more).
It’s important to carefully consider where you are receiving your certification. You want a trustworthy, reputable certification program. We recommend Balanced Body and Basi.
A comprehensive certification program will include:
- 500 hours minimum of training
- Modules that take place over many months
- An apprenticeship
Once you are certified, you can begin building your business and start protecting your practice with pilates instructor insurance.
Yes! Insurance Canopy not only insures full time and part-time instructors, but students, too. Pilates student teachers insurance is the same policy for all instructors, meaning you can keep your same plan as you advance in your pilates career. Our affordable plans can grow with you!
Need additional information before making a decision?
Give our team a call today at 844.520.6993
Pilates Instructor Insurance
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