Cannabis Insurance

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Limits and Premiums:
Product Liability Limits Up To $300,000
Property Limits Up To $100,000

Canopy and Cannabis Insurance

Canopy is at the forefront of cannabis insurance, providing quality, affordable insurance for cannabis-related businesses amidst the industry's ever-changing legal landscape. Canopy offers property insurance, crop coverage, general liability, product liability, and inland marine coverage to a variety of businesses, from marijuana growers and cultivators to bakeries, medical offices, CBD oil businesses, and more.

  • Bakeries & Manufacturers of Cannabis-Infused Products
  • Cannabis Consultants
  • Marijuana Cultivation Contractors
  • Delivery & Distributors of Cannabis Products
  • Marijuana Dispensaries
  • Indoor, Outdoor, & Greenhouse Cannabis Cultivators
  • Laboratories
  • Medical Offices
  • Private Chef/Instructors of Cannabis-Infused Cooking Classes
  • Cannabis Processing Operations
  • Retail CBD Stores
  • Schools
  • Warehouses
Coverage Details
  • Comprehensive Property Limits up to $100,000
  • Trade Show and Special Event Coverage Avail.
  • Product Liability Limits of $100,000, $300,000 Aggregate
  • Cash in Transit Coverage up to $250,000 Avail.
  • Claims-Made Forms
  • Startups & New Ventures Welcome

These are just some of the industries and highlights included in our cannabis insurance policies. Our policies are adaptable to thousands of other industries and products and include many other benefits. If you have a question about your business’s fit with Canopy, contact us.

What Insurance Should Cannabis-Related Businesses Carry?

Your risk profile depends largely upon the structure and the operations of your business. Once you fill out our application, our licensed insurance agents can assess your needs and recommend an insurance portfolio that gives you comprehensive coverage.

General Liability
  • Occurrence - "A+ Rated" Carrier
  • Up to $2.0M /$2.0M Occurrence/Aggregate
  • Pesticide and Herbicide Applicators Endorsement
  • Waiver, Primary, and Non-Contributory Endorsements
Product Liability
  • Claims Made – "A Rated" Carrier
  • $1M /$2M Occurrence/Aggregate
  • Product Withdrawal Endorsement
Excess Liability
  • Occurrence - "A+ Rated" Carrier
  • Up to $4M Limits
  • Up to 5 years Retro Date
  • ISO Property Forms – "A+ Rated" Carrier
  • Up to $10M Property Limits Per Location
  • Property Endorsements - Including Transit/Cargo
  • Stock Throughput Options
  • Non-Admitted Carrier – "A+ Rated"
  • Up to $10M Living Plants
  • Stock Throughput Options
Equipment Breakdown
  • Admitted Carrier – "A+ Rated" Carrier
  • Up to $10M Limits
  • Loss of Business Income
  • Reputational Recovery
  • Data Compromise
Workers Compensation
  • All 50 States
  • Classification Minimum Premium May Apply
Need additional information before making a decision?
Give our team a call today at

Questions About Cannabis Insurance

Choosing the right insurance is critical. You can’t afford gaps in your coverage that could put you out of business.

Why Purchase Cannabis Insurance?

As cannabis and cannabis-related products go mainstream, businesses that manufacture, produce, or sell these products are exposed to risks and liability. For example, if you produce a THC infused ingestible, and a consumer were to have a negative reaction, you could be held liable for their medical costs. Or, if you grow crops and your crop were to be destroyed by a covered event, you could lose out on weeks or even months of business.

Cannabis insurance safeguards against events and lawsuits and helps mitigate financial losses.

Why Purchase Cannabis Insurance From Insurance Canopy?

Insurance Canopy assists companies with hard-to-place coverages.

If you are a new or venture start-up cannabis business, you may have had trouble finding coverages or can only find limited coverages from separate providers. Insurance Canopy welcomes new or start-up cannabis businesses and can help you develop a comprehensive insurance portfolio that covers your business risks.

Insurance Canopy can give you all of the different coverages you need in one place.

Rather than having different coverages under separate companies, Insurance Canopy can service all of your business policies. From growing to producing to business operations to selling, Canopy has a coverage option to fit your business.

It's important to have a provider who has an in-depth understanding of your industry and can provide you with superior customer service.

We offer:

  • Expansive Knowledge
  • Quality Coverage
  • Quick, Efficient Service
  • "A Rated" or Better Insurance Carriers
  • Tailored Policies To Meet The Needs Of Your Business
Why Purchase Cannabis Product Liability Insurance?

There are risks associated with offering ingestible or topical products to consumers regardless of whether they contain THC. If you are involved in the supply chain anywhere along the line to point of sale, you could be held responsible if a product caused a negative reaction, such as illness, an accident, or a crime.

You can be exposed to a cannabis product liability claim if your business operations include:

  • Growing or processing a product
  • Transportation of a product
  • Importing or distributing products
  • Retailing products to consumers
  • Wholesaling products to retailers

Under the definition of “Strict Liability,” a person that is injured by a product may be entitled to compensation for their injuries without showing that the manufacturer or seller of the product was actually negligent.

This is where we come in.

You can be confident that your company will have the coverage it needs with a policy tailored specifically to your business operations.

Need additional information before making a decision?
Give our team a call today at

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