Music Teacher Insurance

Liability insurance for music teachers and instructors



Per Month

Insurance Canopy and Music Teacher Insurance

Insurance Canopy provides music teachers with high-quality, customizable liability insurance perfectly tuned to their needs. With general and professional liability, our policy covers the common risks faced by music instructors, allowing you to run your business with peace of mind and without missing a note!

Our Partners
Great American Insurance Group logo
Canopius company logo
Fortegra company logo
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Tuned To Your Needs

Music teachers face a unique set of risks. As such, you need a unique combination of insurance policies. At Insurance Canopy you can create a customized insurance plan, including general liability, professional liability, and more.

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Don’t Miss A Beat

A single liability claim could cost you thousands of dollars in out-of-pocket expenses, as well as damage your reputation as a music teacher. Music teacher insurance can reduce and even eliminate the cost of claims so you don’t have to miss a single day of business.

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Cover Your Venues

If you rent studio space, or run your business at several different venues—like a music store—you may be required to have liability insurance and include the locations as an additional insured.

Coverage Details

General Liability

The maximum your policy will pay for a bodily injury or property damage claim that you become legally obligated to pay due to your business services.


The amount that your policy will pay for claims arising out of one or more of the following offenses:
– False arrest, detention or imprisonment
– Malicious prosecution
– Wrongful Eviction or Wrongful Entry
– Oral or written publications that slander or libels a person or organization
– Oral or written publication or material that violates a person’s right of privacy
– The use of another’s advertising idea in your advertisement


Medical Expense (any one person)


Applies to damage by fire to premises rented to the insured and to damage regardless of cause to premises (including contents) occupied by the insured for 7 days or less.


The maximum amount your policy will pay in a 12-month period for bodily injury and property damage claims that result from the products you use to perform your services. However, it does not cover products that are sold, or distributed.


The most your policy will pay in a 12-month policy period for bodily injury and property damage claims that you become legally obligated to pay due to your business services.


Inland marine insurance covers tangible property that is movable or transportable in nature (e.g. supplies, equipment, or inventory) but excludes coverage for structures and items that are part of the structure.


Professional Liability

Each Claim






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Have Questions?
Our licensed agents are available to answer any questions you may have (se habla español)

See What People Are Saying

Insurance Canopy is your one-stop shop for reliable, affordable liability insurance.

Alex Churchill
Alex Churchill
South Florida
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"Fast, easy, and always there when I need it! "

Fast, easy, always there. As a mobile dj it’s important to me to have access to a cost friendly insurance option when needed. That’s exactly what you get! Great policy at a great rate. Thanks!!!
Jennifer Blankenship
Jennifer Blankenship
Chesapeake, Virginia
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"'Quick, Efficient, Understandable"

I liked that it was streamlined, and easy to understand. Definitely sets the bar high.
Micah Strickland
Micah Strickland
Orlando FL
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"The online application was very easy to use definitely will use again"

My first time using this Company I like the ease of navigating through the site.
Sheri Lowe
Sheri Lowe
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"Great insurance company"

Great company easy to work with, and they even sent me reminders about my renewal!!!! Thank you so so much.
Lilly-Mae Gallagher
Lilly-Mae Gallagher
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"Reliable & Affordable"

Very reliable and affordable insurance. Customer service is outstanding and hassle free when renewing.
Greg Eisel
Greg Eisel
Palos Heights
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"Simple, thorough, affordable"

Simple, thorough, affordable. What more could I ask for!
Aalia Nicholson
Aalia Nicholson
Read More
"So easy and quick to get the coverage I needed."

I loved working with insurance canopy. Their customer service was so available and willing to answer my questions as a first time business owner. Great pricing, quick, and easy.

The Ideal Coverage For Music Teachers

Insurance Canopy offers a comprehensive combination of general and professional liability, creating the ideal protection against the risks faced by music teachers. Additional policy options are also available according to individual business needs.

General Liability – Protects against third-party bodily injury and property damage claims arising from accidents involving your business. Common claims include students getting injured during a lesson or accidentally breaking something at your place of business.

Professional Liability – Protects against third-party negligence claims arising from your business operation. Common examples of claims include errors and omissions made during the teaching process or failure to help students achieve certain goals.

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Music Teacher Additional Insureds

It is common practice for music studios, music schools or rented spaces to require you to carry liability insurance. Some of them even want your insurance coverage to extend to them which you can do by listing them as an additional insured.

Insurance Canopy offers free, unlimited additional insureds meaning you can add the place where you teach to your insurance policy for free! You can also add an additional insured anytime after purchase through your user login.

With our private music teacher liability insurance, you will reassure studios and schools who need coverage and quickly become their favorite music teacher.

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Why Do I Need Music Teacher Insurance?

Accidents happen. Meet with your students and grow your business without having to worry about losing everything to a costly claim. 

With our music teacher liability insurance policy, you can be protected from common risks faced by music teachers. This protection allows you to focus on teaching with total peace of mind. 

Most music studios and music schools will require you to have liability insurance. Being covered by our insurance for private music teachers will help you find a place to teach.

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Protect Your Clients And Your Payment Process

Cyber Liability ($99) – Protects from first- and third-party claims arising from a cyber security breach within your business. Common claims include repairing or replacing compromised equipment, recovering lost data, and compensation for lost customer data.

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Questions About Music Teacher Insurance

Music teacher insurance offers a financial safety net for your business. The policy has two main business insurance coverages: general liability and professional liability. General liability is designed to respond to claims arising from a lawsuit you are legally responsible to pay for. Professional liability may cover your business if you are sued for negligence over your service.

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Musician teacher insurance starts at $229 per year or $21.08 per month and provides instructors with professional and general liability coverage.

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Music instructors who teach any instrument should carry music teacher insurance. Insuring your business is a proactive thing to do and can protect you from accidents that are often outside of your control. 

Insurance Canopy offers protection for:

  • Piano Teachers
  • Guitar Teachers
  • Violin Teachers
  • Cello Teachers
  • And More!

We cover more music teachers than those listed above. If you have questions, contact one of our agents!

Extends your coverage to rented spaces and other businesses where you might teach from the cost of accidents caused by your business. It is common practice for you to include these locations as an additional insured on your insurance policy.

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Choosing the right insurance is critical.
You can’t afford gaps in your coverage that could put you out of business.
music room filled with instruments

Need additional information before making a decision?

Give our team a call today at 844.520.6993

Music Instructor Insurance

Annual Policy: Starting at $21.08 per month – Your business involves working closely with people; let us help you have peace of mind with protection for your small business. We understand the most common claims your business will face and we want to help you be protected. Let us be your professional resource to help your business thrive.

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