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Music Teacher Insurance

Liability insurance for music teachers and instructors

STARTING AT

$21.08

Per Month

Insurance Canopy and Music Teacher Insurance

Insurance Canopy provides music teachers with high-quality, customizable liability insurance perfectly tuned to their needs. With general and professional liability, our policy covers the common risks faced by music instructors, allowing you to run your business with peace of mind and without missing a note!

Our Partners
Great American Insurance Group logo
Canopius company logo
Fortegra company logo
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Tuned To Your Needs

Music teachers face a unique set of risks. As such, you need a unique combination of insurance policies. At Insurance Canopy you can create a customized insurance plan, including general liability, professional liability, and more.

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Don’t Miss A Beat

A single liability claim could cost you thousands of dollars in out-of-pocket expenses, as well as damage your reputation as a music teacher. Music teacher insurance can reduce and even eliminate the cost of claims so you don’t have to miss a single day of business.

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Cover Your Venues

If you rent studio space, or run your business at several different venues—like a music store—you may be required to have liability insurance and include the locations as an additional insured.

Coverage Details

General & Professional Liability Limits

The most your policy will pay in a 12 month policy period for bodily injury and property damage claims that you become legally obligated to pay due to your business and professional services.

$3,000,000

The maximum amount your policy will pay in a 12-month period for bodily injury and property damage claims that result from the products you use to perform your services. However, it does not cover products that are manufactured, sold, or distributed.

$1,000,000

The amount that your policy will pay for claims arising out of one or more of the following offenses:
– False Arrest, detention or imprisonment
– Malicious prosecution
– Wrongful Eviction or Wrongful Entry
– Oral or written publications that slander or libels a person or organization
– Oral or written publication or material that violates a person’s right of privacy
– The use of another’s advertising idea in your advertisement

Included

The maximum the insurance carrier will pay for a bodily injury or property damage claim that you become legally obligated to pay due to your business and professional services.

$1,000,000

The most we will pay for property damage to any one premises, while rented to you, or in the case of damage by fire, while rented to you or temporarily occupied by you with permission of the owner.

$300,000

Medical Expense (Any one person)

$5,000

Additional Limits

Inland marine insurance covers tangible property that is movable or transportable in nature (e.g. supplies, equipment, or inventory) but excludes coverage for structures and items that are part of the structure. Note: a $250 deductible applies to this coverage.

$4,000

Still doing your research?
Have Questions?
Our licensed agents are available to answer any questions you may have (se habla español)

See What People Are Saying

Insurance Canopy is your one-stop shop for reliable, affordable liability insurance.

  • Fast Great Reasonable Coverage Price!!!! Very helpful to all who needs insurance right away and to any type of business who has to comply with proof of insurance. it's... Read More

    John Togado Avatar John Togado
    December 6, 2022

    Web site was very clear and easy to use

    Ken Reilly Avatar Ken Reilly
    January 6, 2023

    It didn’t start out so smooth but Jamal was helpful getting my additional insured added

    Grog Avatar Grog
    June 12, 2023
  • Simple and easy on line process and I saved money compared to a large nationally known insurer

    Bill Ladwig Avatar Bill Ladwig
    January 6, 2023

    Beta use only // easy, great… unbelievably easy to add and remove and insured and uninsured… almost too easy so thank you dad

    kayla ciruzzi Avatar kayla ciruzzi
    May 26, 2023

    I got the coverage I needed. The coverage wasn’t extravagant in price and I was able to add an additional insured. Thanks for the great service.

    ShoMoDjs DJ and Audio Visual Services Avatar ShoMoDjs DJ and Audio Visual Services
    January 6, 2023
  • It was a easy sign up experience .

    Laroi Newman Avatar Laroi Newman
    July 26, 2022

    Good insurance! Quick!

    Ariana Hadavi Avatar Ariana Hadavi
    October 19, 2022

    Excellent online experience, clean, clear instructions. At the right price too.

    Malcom Massey Avatar Malcom Massey
    September 26, 2022
  • Reliable, efficient and affordable! The new online form was quick and simple, it took me less than 15 minutes to complete. They are also very quick on answering any... Read More

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    May 26, 2023

    Website Easy To Navigate And Price For Insurance Cover Is Excellent. Thank You For Insuring My Event! 👊🏾

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    May 26, 2023

    Wonderful quick and easy!

    shani files Avatar shani files
    December 6, 2022
  • Incredibly user-friendly set up. Super impressed with the ease of purchasing my policy. Great!

    Tim Cunningham Avatar Tim Cunningham
    June 26, 2022

    Instructor at Orange Door Yoga in Grand Junction, Co

    Terry Talbot Avatar Terry Talbot
    February 20, 2023

    Easy to follow instructions on establishing my DJ liability insurance. Pricing was the best I've found to suit my needs.

    Judy Carter Avatar Judy Carter
    September 26, 2022
  • Super easy, easy to understand and a great price.

    Alan Browning Avatar Alan Browning
    September 26, 2022

    You can't beat the price and once I called in, the guy I spoke with told me everything I needed to know and I was signed up within minutes. Amazing!!!

    Michele Gibson Avatar Michele Gibson
    July 26, 2022

    I am so pleased to have found "Insurance Canopy" to handle my business insurance. Karen M. was extremely knowledgeable, courteous and timely in getting me the proper insurances. ... Read More

    Ed B. Avatar Ed B.
    May 29, 2023
  • Very easy and efficient. It was just what I needed

    Deborah West Avatar Deborah West
    February 27, 2023

    Very easy to quote and bind! Excellent price for the coverage.

    Matt Forneris Avatar Matt Forneris
    August 26, 2022

    Easy to sign up. Got my insurance emailed to me within minutes. Thank you!

    Jason Lavea Avatar Jason Lavea
    June 12, 2023
  • Fast, easy, affordable.

    Steve Proctor Avatar Steve Proctor
    September 26, 2022

    Love y’all! I highly recommend performers to use your services. I have also recommended your company to BMI. ASCAP. SESAC, etc. to list you as a resource for Entertainers. Thank... Read More

    KGTCA LLC Avatar KGTCA LLC
    February 27, 2023

    Quick and painless way to get insured

    Jay Foster Avatar Jay Foster
    February 20, 2023
  • Faith at Insurance Canopy is great to work with. She is very responsive and efficient with responses when requests are made and always with a positive attitude. She is... Read More

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    March 3, 2023

    It was a very easy experience.

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    February 13, 2023

    Great service

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    August 26, 2022
  • It has been great working with Insurance Canopy and especially Faith Ortiz. A+++

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    May 26, 2023

    Quick easy to understand and reasonable. Detailed instructions and easy to ise. Canopy did it all for my team

    Kappa Xi Avatar Kappa Xi
    September 26, 2022

    I had the best experience because I spoke with an agent Stephanie Davis that was truly knowledgeable and very patient with me to walk me through the entire process.... I... Read More

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    August 26, 2022
  • I’ve been looking for the right insurance company. And I’ve found it ! Awesome prices and great coverage plans. Thank you !!

    Javier Valderrama Jr (BeastMode_Cyclist_Javy) Avatar Javier Valderrama Jr (BeastMode_Cyclist_Javy)
    August 26, 2022
  • Quick and easy service! A++

    H Peaks Avatar H Peaks
    May 29, 2023
  • Wonderful quick and easy!

    shani files Avatar shani files
    December 6, 2022
  • Insurance Canopy has given us piece of mind to conduct our business and know that it, as well as, our clients are protected. The ease of accessing any policy documents... Read More

    It’s About 2 Go Down Entertainment Avatar It’s About 2 Go Down Entertainment
    June 21, 2023
  • Customer service and experience was great. Appreciate the patience and knowledge. Thank you.

    justelement T Avatar justelement T
    May 26, 2023
  • It was a very easy experience.

    Pamela Burton Avatar Pamela Burton
    February 13, 2023
  • Quick and painless way to get insured

    Jay Foster Avatar Jay Foster
    February 20, 2023
  • You can't beat the price and once I called in, the guy I spoke with told me everything I needed to know and I was signed up within minutes. Amazing!!!

    Michele Gibson Avatar Michele Gibson
    July 26, 2022
  • They took care of business! Easy process and cheap price to pay for peace of mind and being able to say you are a pro and fully insured.

    Jimmy Fish Avatar Jimmy Fish
    February 13, 2023
  • Instructor at Orange Door Yoga in Grand Junction, Co

    Terry Talbot Avatar Terry Talbot
    February 20, 2023

The Ideal Coverage For Music Teachers

Insurance Canopy offers a comprehensive combination of general and professional liability, creating the ideal protection against the risks faced by music teachers. Additional policy options are also available according to individual business needs.

General Liability – Protects against third-party bodily injury and property damage claims arising from accidents involving your business. Common claims include students getting injured during a lesson or accidentally breaking something at your place of business.

Professional Liability – Protects against third-party negligence claims arising from your business operation. Common examples of claims include errors and omissions made during the teaching process or failure to help students achieve certain goals.

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Music Teacher Additional Insureds

It is common practice for music studios, music schools or rented spaces to require you to carry liability insurance. Some of them even want your insurance coverage to extend to them which you can do by listing them as an additional insured.

Insurance Canopy offers free, unlimited additional insureds meaning you can add the place where you teach to your insurance policy for free! You can also add an additional insured anytime after purchase through your user login.

With our private music teacher liability insurance, you will reassure studios and schools who need coverage and quickly become their favorite music teacher.

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Why Do I Need Music Teacher Insurance?

Accidents happen. Meet with your students and grow your business without having to worry about losing everything to a costly claim. 

With our music teacher liability insurance policy, you can be protected from common risks faced by music teachers. This protection allows you to focus on teaching with total peace of mind. 

Most music studios and music schools will require you to have liability insurance. Being covered by our insurance for private music teachers will help you find a place to teach.

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Protect Your Clients And Your Payment Process

Cyber Liability ($99) – Protects from first- and third-party claims arising from a cyber security breach within your business. Common claims include repairing or replacing compromised equipment, recovering lost data, and compensation for lost customer data.

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Questions About Music Teacher Insurance

Music teacher insurance offers a financial safety net for your business. The policy has two main business insurance coverages: general liability and professional liability. General liability is designed to respond to claims arising from a lawsuit you are legally responsible to pay for. Professional liability may cover your business if you are sued for negligence over your service.

Get a quote today

Musician teacher insurance starts at $229 per year or $21.08 per month and provides instructors with professional and general liability coverage.

Get a quote today

Music instructors who teach any instrument should carry music teacher insurance. Insuring your business is a proactive thing to do and can protect you from accidents that are often outside of your control. 

Insurance Canopy offers protection for:

  • Piano Teachers
  • Guitar Teachers
  • Violin Teachers
  • Cello Teachers
  • And More!

We cover more music teachers than those listed above. If you have questions, contact one of our agents!

Extends your coverage to rented spaces and other businesses where you might teach from the cost of accidents caused by your business. It is common practice for you to include these locations as an additional insured on your insurance policy.

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Choosing the right insurance is critical.
You can’t afford gaps in your coverage that could put you out of business.
music room filled with instruments

Need additional information before making a decision?

Give our team a call today at 844.520.6993

Music Instructor Insurance

Annual Policy: Starting at $21.08 per month – Your business involves working closely with people; let us help you have peace of mind with protection for your small business. We understand the most common claims your business will face and we want to help you be protected. Let us be your professional resource to help your business thrive.

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