Music Teacher Insurance
Liability insurance for music teachers and instructors
Insurance Canopy and Music Teacher Insurance
Insurance Canopy provides music teachers with high-quality, customizable liability insurance perfectly tuned to their needs. With general and professional liability, our policy covers the common risks faced by music instructors, allowing you to run your business with peace of mind and without missing a note!
Tuned To Your Needs
Music teachers face a unique set of risks. As such, you need a unique combination of insurance policies. At Insurance Canopy you can create a customized insurance plan, including general liability, professional liability, and more.
Don’t Miss A Beat
A single liability claim could cost you thousands of dollars in out-of-pocket expenses, as well as damage your reputation as a music teacher. Music teacher insurance can reduce and even eliminate the cost of claims so you don’t have to miss a single day of business.
Cover Your Venues
If you rent studio space, or run your business at several different venues—like a music store—you may be required to have liability insurance and include the locations as an additional insured.
Coverage Details
General & Professional Liability Limits
The most your policy will pay in a 12 month policy period for bodily injury and property damage claims that you become legally obligated to pay due to your business and professional services.
$3,000,000
The maximum amount your policy will pay in a 12-month period for bodily injury and property damage claims that result from the products you use to perform your services. However, it does not cover products that are manufactured, sold, or distributed.
$1,000,000
The amount that your policy will pay for claims arising out of one or more of the following offenses:
– False Arrest, detention or imprisonment
– Malicious prosecution
– Wrongful Eviction or Wrongful Entry
– Oral or written publications that slander or libels a person or organization
– Oral or written publication or material that violates a person’s right of privacy
– The use of another’s advertising idea in your advertisement
Included
The maximum the insurance carrier will pay for a bodily injury or property damage claim that you become legally obligated to pay due to your business and professional services.
$1,000,000
The most we will pay for property damage to any one premises, while rented to you, or in the case of damage by fire, while rented to you or temporarily occupied by you with permission of the owner.
$300,000
Medical Expense (Any one person)
$5,000
Additional Limits
Inland marine insurance covers tangible property that is movable or transportable in nature (e.g. supplies, equipment, or inventory) but excludes coverage for structures and items that are part of the structure. Note: a $250 deductible applies to this coverage.
$4,000
See What People Are Saying
Insurance Canopy is your one-stop shop for reliable, affordable liability insurance.
-
I'm very happy to have found you guys for my business. The website is easy to navigate. The support service is excellent. Affordable prices for balloon artists and party entertainment... Read More
Blanca Mendoza
May 26, 2023Service rep was very knowledgeable very helpful and got the job done for what I needed Immediately . Can't say enough about Hi service
Clifford Lo Sasso
January 6, 2023Amazing service. Very fast, straightforward and helpful. Thank you for providing me with the necessary insurance coverage for my company and equipment. ???
Mike Cruz
October 12, 2022 -
It was a easy sign up experience .
Laroi Newman
July 26, 2022Easy to sign up. Got my insurance emailed to me within minutes. Thank you!
Jason Lavea
June 12, 2023Quick easy to understand and reasonable. Detailed instructions and easy to ise. Canopy did it all for my team
Kappa Xi
September 26, 2022 -
Easy to set up And good price! I did shop around and found this company took me 20 minutes to get everything done ...got a custome made Liquor Liability insurance... Read More
Carlos Aguirre
June 26, 2022So far this company has been great. Answered my questions promptly and got a quote promptly.
Natalie Thompson
October 12, 2022Easy. Quick. Responsive on chat.
Me
May 29, 2023 -
Very easy and efficient. It was just what I needed
Deborah West
February 27, 2023Awesome fast and easy process ? in minutes!!
PAUL Velez
July 26, 2022They did actually do a great job at establishing my policy quickly and answering my questions by phone. Would recommend to others.
Roberto Olivares
September 26, 2022 -
Very easy to quote and bind! Excellent price for the coverage.
Matt Forneris
August 26, 2022Excellent online experience, clean, clear instructions. At the right price too.
Malcom Massey
September 26, 2022My personal liability insurance for teaching fitness classes was so easy to set up! Plus, I needed to make a correction and their customer service was very prompt. Highly recommend... Read More
Juju Rafii
December 6, 2022 -
I’m so happy with your company!!!
Jenalyn Smith
October 19, 2022It was easy to fill the forms out online and all the information
Melissa Prado
August 26, 2022Web site was very clear and easy to use
Ken Reilly
January 6, 2023 -
The lady patiently help me out through the proces. I think her name is Stephanie. She stayed on the phone until I was done. My whole hearted thanks to... Read More
Robert Lesaca
July 26, 2022It didn’t start out so smooth but Jamal was helpful getting my additional insured added
Grog
June 12, 2023Website Easy To Navigate And Price For Insurance Cover Is Excellent. Thank You For Insuring My Event! 👊🏾
Fritz Cooper
May 26, 2023 -
Chat rep was knowledgeable and professional and website was easy to navigate and apply for business insurance.
Matt R
July 26, 2022I am so pleased to have found "Insurance Canopy" to handle my business insurance. Karen M. was extremely knowledgeable, courteous and timely in getting me the proper insurances. ... Read More
Ed B.
May 29, 2023Faith at Insurance Canopy is great to work with. She is very responsive and efficient with responses when requests are made and always with a positive attitude. She is... Read More
Todd McCabe
March 3, 2023 -
You can't beat the price and once I called in, the guy I spoke with told me everything I needed to know and I was signed up within minutes. Amazing!!!
Michele Gibson
July 26, 2022I got the coverage I needed. The coverage wasn’t extravagant in price and I was able to add an additional insured. Thanks for the great service.
ShoMoDjs DJ and Audio Visual Services
January 6, 2023Easy to use. Very good user experience. Definitely recommend insurance copy for fellow musicians performing live at events etc.
Ted K
June 26, 2022 -
I’ve been looking for the right insurance company. And I’ve found it ! Awesome prices and great coverage plans. Thank you !!
Javier Valderrama Jr (BeastMode_Cyclist_Javy)
August 26, 2022Easy to use and reasonably priced
Doug Mickan
June 19, 2023Very easy to obtain a policy
John Faughey
December 6, 2022
-
Amazing service. Very fast, straightforward and helpful. Thank you for providing me with the necessary insurance coverage for my company and equipment. ???
Mike Cruz
October 12, 2022 -
It was a very easy experience.
Pamela Burton
February 13, 2023 -
The only company I use for event insurance! The best!
Susie Shortt
October 5, 2022 -
Your insurance provisions work perfectly for me. No overhead or long term contracts and I'm able to pass along the cost to my clients. Thanks!?
Gary Morton
July 26, 2022 -
Service rep was very knowledgeable very helpful and got the job done for what I needed Immediately . Can't say enough about Hi service
Clifford Lo Sasso
January 6, 2023 -
Beta use only // easy, great… unbelievably easy to add and remove and insured and uninsured… almost too easy so thank you dad
kayla ciruzzi
May 26, 2023 -
Fast Great Reasonable Coverage Price!!!! Very helpful to all who needs insurance right away and to any type of business who has to comply with proof of insurance. it's... Read More
John Togado
December 6, 2022 -
Easy to use and reasonably priced
Doug Mickan
June 19, 2023 -
I’ve been looking for the right insurance company. And I’ve found it ! Awesome prices and great coverage plans. Thank you !!
Javier Valderrama Jr (BeastMode_Cyclist_Javy)
August 26, 2022 -
This was a very easy process of purchasing DJ insurance, I mostly like the affordable reasonable rates.
Jeffrey “Jay jay” C
June 19, 2023
The Ideal Coverage For Music Teachers
Insurance Canopy offers a comprehensive combination of general and professional liability, creating the ideal protection against the risks faced by music teachers. Additional policy options are also available according to individual business needs.
General Liability – Protects against third-party bodily injury and property damage claims arising from accidents involving your business. Common claims include students getting injured during a lesson or accidentally breaking something at your place of business.
Professional Liability – Protects against third-party negligence claims arising from your business operation. Common examples of claims include errors and omissions made during the teaching process or failure to help students achieve certain goals.
Music Teacher Additional Insureds
It is common practice for music studios, music schools or rented spaces to require you to carry liability insurance. Some of them even want your insurance coverage to extend to them which you can do by listing them as an additional insured.
Insurance Canopy offers free, unlimited additional insureds meaning you can add the place where you teach to your insurance policy for free! You can also add an additional insured anytime after purchase through your user login.
With our private music teacher liability insurance, you will reassure studios and schools who need coverage and quickly become their favorite music teacher.
Why Do I Need Music Teacher Insurance?
Accidents happen. Meet with your students and grow your business without having to worry about losing everything to a costly claim.
With our music teacher liability insurance policy, you can be protected from common risks faced by music teachers. This protection allows you to focus on teaching with total peace of mind.
Most music studios and music schools will require you to have liability insurance. Being covered by our insurance for private music teachers will help you find a place to teach.
Protect Your Clients And Your Payment Process
Cyber Liability ($99) – Protects from first- and third-party claims arising from a cyber security breach within your business. Common claims include repairing or replacing compromised equipment, recovering lost data, and compensation for lost customer data.
Questions About Music Teacher Insurance
What is Music Teacher Insurance?
Music teacher insurance offers a financial safety net for your business. The policy has two main business insurance coverages: general liability and professional liability. General liability is designed to respond to claims arising from a lawsuit you are legally responsible to pay for. Professional liability may cover your business if you are sued for negligence over your service.
How Much Does Music Teacher Insurance Cost?
Musician teacher insurance starts at $229 per year or $21.08 per month and provides instructors with professional and general liability coverage.
Who Needs Music Teacher Insurance
Music instructors who teach any instrument should carry music teacher insurance. Insuring your business is a proactive thing to do and can protect you from accidents that are often outside of your control.
Insurance Canopy offers protection for:
- Piano Teachers
- Guitar Teachers
- Violin Teachers
- Cello Teachers
- And More!
We cover more music teachers than those listed above. If you have questions, contact one of our agents!
What Are Additional Insured’s for Music Teacher Insurance?
Extends your coverage to rented spaces and other businesses where you might teach from the cost of accidents caused by your business. It is common practice for you to include these locations as an additional insured on your insurance policy.
Need additional information before making a decision?
Give our team a call today at 844.520.6993
Music Instructor Insurance
Annual Policy: Starting at $21.08 per month – Your business involves working closely with people; let us help you have peace of mind with protection for your small business. We understand the most common claims your business will face and we want to help you be protected. Let us be your professional resource to help your business thrive.
Related Articles
