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Fast Food Restaurant Insurance

The Marketplace for Fast Food Restaurant Insurance

Apply for restaurant insurance today. Fill out the form below to start the quote process.

Insurance for Fast Food or Drive Through Restaurants

Restaurant insurance protects restaurant owners against claims and lawsuits arising from food illnesses, slip and falls and property damages specific to the food industry operations.

We can provide:

– General and Product Liability
Liquor Liability
– Excess Liability Insurance
– Employment Practices Liability

– Commercial Property
– Food Spoilage
– Workers Compensation
– Franchisee Certificate Compliance

Backed by
Lloyds of London company logo
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Have questions for us?

Choose Insurance Canopy

Don’t let a lawsuit or other mishap drain your financial resources. Choose Insurance Canopy to help you develop a comprehensive program for your restaurant group.

Questions About Fast Food Restaurant Insurance

  • Liability insurance gives you a layer of defense against third party bodily injury and property damage claims
  • Continuity of Coverage with Franchisees
  • Insurance Compliance and Certificate Tracking Services
  • We become a resource for the Franchisor and Franchisee

Get a quote today

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Choosing the Right Insurance is Key
Don’t let a lawsuit or other mishap drain your financial resources. Choose the best restaurant franchise insurance coverage today with Canopy.

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    Exclusions

    This policy is not designed to cover:

    • Industrial control engineers
    • Defense contractors
    • Medical software companies
    • Crypto exchanges
    • Gambling platforms
    • Physical security system installers
    •  Heavy equipment integrators

     

    Not available if you manage or control systems involving:

    • Pressure or ventilation systems
    • Fire suppression or explosives
    • Hazardous materials
    • Radiation or pharmaceuticals
    • Water supply or waste management
    • Energy, fuel, mining, construction
    • Environmental systems
    • Aircraft, drones, spacecraft
    • Watercraft, trains, automobiles, motorcycles
    • If you build firmware or embedded software controlling industrial physical equipment.
    • If you support:
    • Military operations
    • National defense
    • Homeland security
    • Law enforcement
    • Weapons
    • Anti-terrorism
    • Public safety
    • Surveillance
    • Crime detection
    • Emergency response
    • Physical security systems
    • If more than 25% of your revenue comes from:
      • Federal government work
      • Military or defense operations
    • If more than 50% of your revenue comes from:
    • Equipment installation
    • Maintenance
    • Physical service work



    Restricted if you work in:

    • Ride-sharing platforms
    • Equipment sharing platforms
    • For-rent-by-owner platforms
    • Help-for-hire platforms
    • Delivery services
    • Banking or financial services
    • Cryptocurrency / blockchain / NFTs
    • Geospatial mapping / aerial photography
    • GPS systems
    • Gambling or gaming
    • Dating or sexually suggestive content
    • Violence-related content
    • Alcohol, marijuana, CBD
    • Tobacco / nicotine / e-cigarettes
    • Flammable or electrical products
    • Food-related services

    Our licensed, U.S.-based agents are here for you from 8 a.m. to 8 p.m. Eastern, Monday through Friday, so they can enjoy evenings and weekends with the people who matter most.